scholarly journals PENERAPAN PRINSIP SYARIAH DALAM PEYELENGGARAAN LAYANAN PINJAM-MEMINJAM BERBASIS FINTECH

2020 ◽  
Vol 6 (7) ◽  
pp. 1521
Author(s):  
Basrowi Basrowi ◽  
Julianas Julianas
Keyword(s):  
Qualitative Research ◽  
Information Technology ◽  
Islamic Law ◽  
Service Providers ◽  
Secondary Data ◽  
Accounts Payable ◽  
Financial Transactions ◽  
Financial Technology ◽  
Descriptive Qualitative

This study aims to describe the application of sharia principles in the implementation of fintech-based lending services. The method used in this study is descriptive qualitative research and literature. The data used is secondary data from various relevant and up to date literature. Based on the results of the analysis it can be concluded that accounts payable is an agreement between two parties giving money or goods to a second party to be utilized. In terms of engagement in accordance with Islamic law or according to sharia, contracts through information technology media still have to fulfill harmony and terms of contract. The contract scheme implemented by service providers includes the Wakalah bil Ujrah contract and the Musyarakah contract. In the field of muamalah known as the principle of Islamic law, namely the principle of skill or change. The terms of Ijab Qobul must describe the agreement of the parties to enter into the online debt agreement. To achieve this, it is necessary to apply the principles of Islamic engagement, sharia, into financial transactions and other businesses that are consistently related.Keywords: financial technology, sharia, principle

PENDAMPINGAN PENYUSUNAN LAPORAN KEUANGAN PADA UMKM BERDASARKAN SAK EMKM PADA UD. BUDI SUKSES MANDIRI

2021 ◽  
pp. 155
Author(s):  
Herni Kurniawati ◽  
Fanny Andriani Setiawan ◽  
Vidyarto Nugroho ◽  
Aurelia Winetha Halim
Keyword(s):  
Qualitative Research ◽  
Community Service ◽  
Secondary Data ◽  
Soft Drinks ◽  
West Java ◽  
Financial Reports ◽  
Financial Transactions ◽  
Descriptive Qualitative

This PKM has the aim of helping UD UMKM Partners. Budi Sukses Mandiri, which is engaged in the distribution of food, snacks, and soft drinks in the Cirebon area, West Java, to compile financial reports based on SAK EMKM which has been determined by IAI as of January 1 2018. Based on the character of the problems in the PKM, it is concluded that this PKM is included in the descriptive qualitative research category because PKM uses primary sourced data in the form of partner interviews with MSMEs and information data in the form of evidence of financial transactions for one period. As for secondary data obtained from books, journals, internet that support this research. The output of the results of this Community Service is the proceedings of the national seminar as a presenter. This PKM is carried out by assisting partners directly on how to prepare financial reports to conform to SAK EMKM. It is hoped that partners can practice directly making financial reports for distribution to stakeholders.PKM ini memiliki tujuan yaitu membantu Mitra UMKM UD. Budi Sukses Mandiri yang bergerak di bidang distribusi makanan, makanan ringan, dan minuman ringan di daerah Cirebon, Jawa Barat, untuk menyusun laporan keuangan berdasarkan SAK EMKM yang telah ditetapkan IAI per 1 Januari 2018. Berlandaskan karakter persoalan dalam PKM, disimpulkan PKM ini masuk dalam katgegori riset kualitatif deskriptif karena PKM menggunakan data yang bersumber pada primer berupa hasil wawancara Mitra dengan pihak UMKM dan juga data informasi berupa bukti-bukti transaksi-transaski keuangan selama satu periode. Sedangkan untuk data sekunder diperoleh dari buku, jurnal, internet yang mendukung penelitian ini. Luaran dari hasil Pengabdian Kepada Masyarakat ini adalah prosidimg seminar nasional sebagai pemakalah. PKM ini dilakukan dengan cara mendampingi Mitra langsung bagaimana menyusun laporan keuangan agar sesuai SAK EMKM. Harapannya Mitra dapat mempraktekkan langsung membuat laporan keuangannya untuk di distribusikan kepada pihak pemegang kepentingan (stakeholder)

scholarly journals Islamic Law Overview on The Cashback System and The Use of Shopee Coins in Buying Transactions in The Shopee Application

2021 ◽  
Vol 1 (2) ◽  
pp. 171-182
Author(s):  
Alfan Syafi'i ◽  
Dina Madinah ◽  
Dedeh Nurdaimah
Keyword(s):  
Qualitative Research ◽  
Data Collection ◽  
Marketing Strategy ◽  
Qualitative Method ◽  
Islamic Law ◽  
Secondary Data ◽  
Written Description ◽  
Descriptive Qualitative

This study uses a descriptive qualitative method because it describes the data in the form of a written description. Types and sources of data in this study using primary and secondary data. Data collection techniques through interviews, observation, and documentation. The data obtained in this study are conclusions from various processes in qualitative research. Starting from data collection, selecting appropriate data, presenting data and then concluding.The results of this study are in a review of Islamic Law, the provision of cashbacak promos by shopee parties to users is limited to giving gifts, as a marketing strategy to attract as many customers/users of the application as possible. And the use of shopee coins as discounted prices in buying and selling transactions is allowed, because the shopee coins used are obtained from cashback at the time of the previous transaction and the cashback is allowed.

PEMBAHARUAN HUKUM ISLAM DI MESIR DAN SUDAN: STUDI KOMPARASI

2021 ◽  
Vol 2 (3) ◽  
pp. 1
Author(s):  
Asrizal Saiin ◽  
Hasbi Umar ◽  
Hermanto Harun
Keyword(s):  
Qualitative Research ◽  
Research Method ◽  
Islamic Law ◽  
Secondary Data ◽  
Western Civilization ◽  
Normative Approach ◽  
Western Imperialism ◽  
Secondary Data Source ◽  
Data Source

This paper discusses how the renewal of Islamic law occurred in Egypt and Sudan. This study uses a qualitative research method with a normative approach. The data source used in this study is a secondary data source, because it only examines the literature or literature. From the results of this study, it can be understood that the role of the countries of Egypt and Sudan in fighting for qanunization (taqnin) and the formalization of Islamic law is very large. Even though they have to go through the challenges of Western imperialism and secularism, so that Islamic societies and countries have variations in responding to Western civilization today. The renewal of Islamic law in Egypt and Sudan occurred because of the struggle of Muslims in Egypt and Sudan with the rulers of the Islamic world, between secularism and Islamic law.

scholarly journals Penerapan Manajemen Mutu Terpadu Untuk Menurunkan Menolak Produksi Roti Bundi PT.SFP

2019 ◽  
Author(s):  
Silvi Yunita ◽  
Rusdinal ◽  
Hade Afriansyah
Keyword(s):  
Qualitative Research ◽  
Information Technology ◽  
Information Systems ◽  
Quality Management ◽  
Total Quality Management ◽  
Qualitative Method ◽  
Total Quality ◽  
Management Information ◽  
Descriptive Qualitative

The method used in this study is descriptive qualitative method. Qualitative research that researchers take away from a case and the results of their research will not be applied to other companies.Keywords—Total Quality Management, Information Technology, Information Systems

scholarly journals REKONSTRUKSI AKAD MURABAHAH (STUDI AKAD MURABAHAH DI BMT SM NU PEKALONGAN)

2018 ◽  
Vol 8 (2) ◽  
pp. 221
Author(s):  
Baidhowi Baidhowi
Keyword(s):  
Qualitative Research ◽  
Secondary Data ◽  
Descriptive Qualitative

<p><em>This research tries to answer the question on how the implementation of akad murabahah (murabahah agreement) in BMT NU Pekalongan? Is there any requirement which possibly violating the agreement? And how is the solution so that the agreement complies with syari’ah? This is a descriptive qualitative research. Both primary and secondary data were collected through documentation. Data were analyzed in three steps: reduction, display and verification. Result shows that: 1. There are two kinds of agreement of murabahah in BMT NU Pekalongan: with wakalah and without wakalah. The implementation of murabahah in BMT NUPekalongan is complicated in its contract. There are at least four kinds of agreements, namely: murabahah loan, rent agreement, ijarah contract, and loan. 2. In the murabahah agreement with wakalah, there is some requirement which is not complied with shari’ah namely fake transaction. 3. There are two alternative of agreement reconstruction so the requirements are complied with shari’ah. </em></p>

scholarly journals PELAKSANAAN KEGIATAN PENGEMBANGAN DIRI SENI TARI DI SMP-SDI SILUNGKANG

2019 ◽  
Vol 8 (3) ◽  
pp. 71
Author(s):  
Deliziani Deliziani ◽  
Fuji Astuti ◽  
Nerosti Nerosti
Keyword(s):  
Qualitative Research ◽  
Information Technology ◽  
Data Collection ◽  
Secondary Data ◽  
Primary Data ◽  
Self Development ◽  
Library Studies ◽  
Communication And Information Technology

AbstractThis study aims to describe the implementation of dance development activities in SMP-SDI Silungkang. The type of research is qualitative research by usingdescriptive method of analysis. The objects in this study were 23 students consisting of grade VII and grade VIII at SMP-SDI Silungkang. The instrument used in this study was the researchers themselves and supported by observation, documentation and interviews. The types of data in this researcher were primary data and secondary data. In data collection used secondary techniques. The technique of data collection was done by means of library studies, observation, interviews and documentation. The results of the study showed that the implementation of the dance development activities in SMP-SDI Silungkang ran well. Although, self-development activities in coaching were assisted by the teachers of Communication and Information Technology (ICT). However, the results  can be achievedwell. This was also supported by thestudents’ interest to improve their self-development of dance in the school.Keywords: Implementation, Self Development, Dance

scholarly journals STUDI ANALISIS TENTANG NIKAH SIRRI (KOMPARASI ANTARA FIQH MUNAKAHAT DAN HUKUM POSITIF DI INDONESIA)

2017 ◽  
Vol 13 (2) ◽  
pp. 213
Author(s):  
Wagiyem Wagiyem
Keyword(s):  
Qualitative Research ◽  
Secondary Data ◽  
Primary Data ◽  
Marriage Law ◽  
Positive Law ◽  
Normative Argument ◽  
Descriptive Qualitative

Abstact This research aims to acknowledge and understand normative argument about sirri marriage according to fiqh munakahat and Indonesian positive law. It is a descriptive qualitative research which depicts sources of fiqh and Indonesian positive law concerning marriage, particularly sirri marriage. The data consist of primary and secondary data; primary data are gained form Islamic scholar (fuqaha) while secondary data are obtained from any sources related to the research. The findings show that both fiqh munakahat and Indonesian positive law state that sirri marriage is forbidden or illegal. According to fiqh munakahat this prohibition is owing to the existence of marriage witness as one of rukun and requirements. Further, based on hadith, Rasulullah PBUH told that a marriage should be declared and celebrated. Meanwhile, Indonesian marriage law No. 1 of 1974 states that a marriage must be formally accounted.Keywords: Nikah Sirri, Fikih Munakahat, Positive Law.  Abstrak Penelitian ini berupaya untuk mengetahui dan memahami argumentasi normatif tentang nikah sirri, baik yang tertuang dalam berbagai referensi fiqh munakahat maupun yang terangkum dalam aturan hukum positif di IndonesiaDisamping itu, dengan studi perbandingan hukum antara fiqh munakahat dan hukum positif, maka dapat menambah khazanah keilmuan di bidang hukum Islam di Indonesia. Metode penelitian yang peneliti gunakan adalah metode deskriptif.Metode ini digunakan untuk menelaah dan mendiskripsikan berbagai sumber fiqh dan hukum positif di Indonesia yang berkaitan dengan pernikahan, khususnya tentang nikah sirri.Selanjutnya, jenis data yang digunakan adalah data primer dan sekunder. Untuk data primer, peneliti mengambil sumber dari kalangan fuqaha dan peraturan perundangan-undangan yang berkaitan dengan perkawinan di Indonesia. Sedangkan data sekundernya, berupa sumber-sumber yang berkaitan dengan kajian ini. Hasil yang peneliti temukan dari kajian ini bahwa pada dasarnya terdapat kesamaan antara figh munakahat dan hukum positif di Indonesia dalam memandang nikah sirri yaitu sama-sama tidak membolehkan sehingga nikah semacam ini tidak sah. Dalam fiqh munakahat tidak bolehnya nikah sirri, pertama terkait dengan peran saksi sebagai salah satu rukun dan syarat sahnya nikah, kedua berdasarkan hadist- hadist Rasulullah saw yang memerintahkan untuk mengumumkan pernikahan dan menyelenggarakan walimah (perhelatan). Dalam hukum positif, tidak sahnya nikah sirri selain dilihat dari peran saksi juga berdasarkan adanya ketentuan tentang pencatatan nikah yang merupakan salah satu dasar perkawinan dalam Undang-Undang Perkawinan (UUP) Nomor 1 / 1974.Kata Kunci: Nikah Sirri, Fikih Munakahat, Hukum Positif.

Perlindungan Hukum Pengguna Layanan Teknologi Finansial (Financial Technology) Pinjam Meminjam Uang Berbasis Teknologi Informasi (Peer To Peer Lending)

2020 ◽  
Vol 20 (1) ◽  
pp. 63-82
Author(s):  
Nurasiah Harahap
Keyword(s):  
Information Technology ◽  
Financial Services ◽  
Legal Protection ◽  
Field Research ◽  
Secondary Data ◽  
Peer To Peer ◽  
Library Research ◽  
Technology Service ◽  
Peer Lending ◽  
Financial Technology

Financial Technology is the implementation and utilization of technology to improve banking and financial services which are generally carried out by startup companies by utilizing the latest software, internet, communication and computing technologies.The research conducted was juridical empirical and normative juridical research, namely field research with interviews as a basis for problem solving and analyzing statutory regulations. The data used are primary and secondary data, then the data collection methods used in this study are library research and field research. The data analysis used is a qualitative method.The results show that the legal protection of users of the Financial Technology (Financial Technology) service of borrowing and borrowing money based on information technology (Peer to Peer Lending) has been carried out by the Financial Services Authority (OJK) and its staff by means of supervision, examination and investigation based on the Financial Services Authority Regulation No. 77 / POJK.01 / 2016 concerning Information Technology-Based Lending and Borrowing Services.The conclusion is that the legal protection of users of the Financial Technology (Financial Technology) service of lending and borrowing money based on information technology (Peer to Peer Lending) can be realized in a preventive and repressive manner. Basically, the Operator does not have direct legal consequences that make risk transfer to the Operator. Keywords: Financial Technology, Peer to Peer Lending, Legal Protection for Users / Consumers.

scholarly journals Konsep Profit and Loss Sharing (PLS) Berbasis Surah Al-Mulk

2020 ◽  
Vol 2 (1) ◽  
pp. 50
Author(s):  
Namira Amalia Assagaf
Keyword(s):  
Qualitative Research ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Human Consciousness ◽  
Analysis Methods ◽  
Welfare Distribution ◽  
Descriptive Qualitative

This study aims to restore human consciousness related to the concept of Profit and Loss Sharing (PLS) on the order of justice and welfare distribution based on Surah Al-Mulk. This research is a qualitative research with a descriptive-qualitative approach. The data collected in this study are secondary data obtained from literature studies of the literature related to problems in the study. The data obtained were then analyzed using descriptive analysis methods. The result of this research is that Al-Mulk surah is able to make people aware of always presenting Allah in all their activities, so that they can avoid the actions that He forbids. Therefore, this researcher uses surah al-Mulk as the basis for the application of the PLS concept.

scholarly journals ANALISIS UANG MUKA DALAM AKAD MURABAHAH PADA KREDIT PEMILIKAN RUMAH (Studi Pada BNI Syariah KCP JABABEKA Cikarang Bekasi)

2021 ◽  
Vol 6 (01) ◽  
pp. 55-64
Author(s):  
Listian Ahmad ◽  
Tri Sulistiana
Keyword(s):  
Qualitative Research ◽  
Islamic Law ◽  
Secondary Data ◽  
Field Studies ◽  
Payment Mechanism ◽  
Method Of Payment ◽  
Down Payments

According to the Classical Islamic Literatures, down payment is clearly known as Urban in Arabic, or in Bahasa accepted by Panjar, which means an initial agreed contract into a transaction. Islamic Scholars arguably have different opinions in implementing down payment as a method in the transaction. There are some scholars who do not agree to put down payment as a particular way in the transaction, but others do. However, by exercising the quality of specific reasoning that is applied, and also the fact of the acceptance of the system of transaction, therefore this method of payment is generally accepted. The first objective of this study is to determine the down payment mechanism and implementation of KPR financing with a murabahah contract at BNI Syariah KCP JABABEKA Cikarang Bekasi which is contained in the Griya iB Hasanah product. Second, to find out the settlement steps in case of problematic or bad financing. The three views of Islamic law in the perspective of muamalah fiqh towards down payments in a murabahah contract on a KPR at BNI Syariah KCP JABABEKA Cikarang Bekasi. This type of research is qualitative research. The data used are primary and secondary data. Primary and secondary data were obtained from observations, interviews, documentation, field studies, and from existing literature. The results of this study are advances in murabahah contracts on KPR in BNI Syariah which refer to the DSN-MUI Fatwa Number 13 of 2000 concerning advances in murabahah. It seems that the fatwa is influenced by the thoughts / opinions of Imam Ahmad and his followers who allow buying and selling transactions using advances, then referring to the existing regulations of the OJK, the regulator of BI, that every financing, both conventional and sharia, must have an advance.

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