scholarly journals Demonetisation Impact over Banking Loans & Advances: A Case Study

2019 ◽  
Vol 7 (4) ◽  
pp. 51-64
Author(s):  
Narsaiah Neralla
Keyword(s):  
Financial Services ◽  
Banking Sector ◽  
Study Data ◽  
Ecosystem Dynamics ◽  
Banking Services ◽  
Legal Tender ◽  
The Status ◽  
The Government ◽  
Case Study Data

The demonetisation footstep by the Government of India twisted complicated influences in the economy. Complete sectors of the economy had faced and produced mixed sensation results over the decision of demonetisation. India’s financial services struggled with demonetisation; on the other hand demonetisation affects utmost over the banking sector because it is substantial influenced services to transform money circulation in an Indian economy. Eradicating components of currency notes from circulation in an economy is demonetisation. It is as the processes of components of money are denied the status of legal tender. Consequently, ceased currency notes will not be account as valid currency in an economy. The term ‘demonetization’ is an instrument to shrink Inflation, Black Money, Corruption and terror funding, this step discourages a cash dependent economy in India. Government of India drive towards demonetisation has given a strong push to the popularity of digital banking and made helps with the alternative arrangements of e-banking and e –wallet to trade and commerce. Exploring the demonetisation emergence in an economy and impact on banking services ecosystem dynamics, this study take an abductive approach anchored in over 4 years of case study data regarding. The present study foremost intention is to be analysing the demonetisation impact over banking loans and advances. In this regard the present study is to be examining the pre demonetisation and post demonetisation period.

scholarly journals DEMONETIZATION IMPACT OVER BANKING LOANS & ADVANCES-A CASE STUDY

2019 ◽  
Vol 9 (1) ◽  
pp. 17-32
Author(s):  
Neralla NARSAIAH ◽  
Keyword(s):  
Financial Services ◽  
Banking Sector ◽  
Study Data ◽  
Ecosystem Dynamics ◽  
Banking Services ◽  
Legal Tender ◽  
The Status ◽  
The Government ◽  
Case Study Data

The demonetization footstep by the Government of India twisted complicated influences in the economy. Complete sectors of the economy had faced and produced mixed sensation results over the decision of demonetization. India’s financial services struggled with demonetization; on the other hand, demonetization affects utmost over the banking sector because it is substantial influenced services to transform money circulation in an Indian economy. Eradicating components of currency notes from circulation in an economy is demonetization. It is as the processes of components of money are denied the status of legal tender. Consequently, ceased currency notes will not be account as valid currency in an economy. The term ‘demonetization’ is an instrument to shrink Inflation, Black Money, Corruption and terror funding, this step discourages a cash dependent economy in India. Government of India drive towards demonetization has given a strong push to the popularity of digital banking and made helps with the alternative arrangements of e-banking and e –wallet to trade and commerce. Exploring the demonetization emergence in an economy and impact on banking services ecosystem dynamics, this study take an abductive approach anchored in over 4 years of case study data regarding. The present study foremost intention is to be analyzing the demonetization impact over banking loans and advances. In this regard the present study is to be examining the pre demonetization and post demonetization period

scholarly journals MANAJEMEN PEMBELAJARAN SENTRA ALAM PADA ANAK USIA DINI DALAM MENINGKATKAN KECERDASAN KONGNITIF ANAK

2021 ◽  
Vol 3 (2) ◽  
Author(s):  
ST Nur Tamami ◽  
Faizatul Widat ◽  
Rosita Wahyu Rani
Keyword(s):  
Data Analysis ◽  
Authentic Assessment ◽  
Study Data ◽  
Learning Activities ◽  
Data Display ◽  
Cognitive Intelligence ◽  
Systematic Planning ◽  
The Government ◽  
Case Study Data

This study aims to understand and analyze the management of natural center learning in early childhood in improving children's cognitive intelligence in Raudlatul Athfal Zainul Hasan, Tambelang Village, Krucil District, Probolinggo Regency. This research uses a qualitative type of case study. Data collection techniques are carried out through interviews, observation and documentation. The data analysis was carried out in a circular manner, starting from the data display, followed by drawing conclusions. The results showed that the learning management of natural centers in improving students' cognitive intelligence was carried out through planned and systematic planning by the teacher with reference to policies that have been determined by the government and existing local policies, followed by implementation of learning activities that try to bring students to the real world and ends with an evaluation based on authentic assessment. 

Islamic Banking in Indonesia

2020 ◽  
pp. 38-60
Author(s):  
M. Luthfi Hamidi ◽  
Andrew C. Worthington
Keyword(s):  
Central Bank ◽  
Financial Services ◽  
Banking Sector ◽  
Islamic Banking ◽  
Credit Allocation ◽  
Banking Services ◽  
The Past ◽  
The Government ◽  
Market Pressures

The Indonesian banking sector has been stable and generally sound over the past decade, partly through efforts by the Bank of Indonesia as Indonesia's central bank and Otoritas Jasa Keuangan as its financial services regulator. This chapter identifies important issues that remain for both conventional and Islamic banking in Indonesia. Authors suggest the government continue its efforts to reform what remains a geographically concentrated industry, to increase the role of bank credit in the economy, and to widen the provision of banking services through technology. Authors highlight the vulnerability of smaller banks in Indonesia to ongoing competitive market pressures and the necessity of creating larger banks through merger or capital raising and improving credit allocation to small and medium-sized businesses. Islamic banking has an important role to play in these developments, and those relating to Islamic social banking.

scholarly journals TRANSPARANSI DAN KEMUDAHAN AKSES DALAM PELAYANAN PUBLIK PADA DINAS PENANAMAN MODAL DAN PELAYANAN TERPADU SATU PINTU KABUPATEN KOLAKA

2021 ◽  
Vol 4 (1) ◽  
pp. 118
Author(s):  
Taufik Taufik
Keyword(s):  
Public Service ◽  
Public Services ◽  
Integrated Services ◽  
Study Data ◽  
Service Information ◽  
The Government ◽  
Community Access ◽  
Case Study Data

This article aims to discuss the dimension of transparency in the process of organizing public services at the Office of Investment and Integrated Services One Door Kolaka Regency. The lack of access from citizens, limited public service information, and various maladministrations that occurred showed not an optimal improvement in the quality of public services in Indonesia. The idea of transparency in public services is that the government should be open with the availability of clear information and provide convenience to citizens in accessing services. this research uses a qualitative approach with a case study. Data is collected through interviews, observations, and documentation. The results of this study show that the process of organizing public services at the Office of Investment and Integrated Services One Door Kolaka Regency has been carried out transparently. Service executors have been open and provide all public service information needed by the community. Access to services can be reached easily by residents. Although some people have difficulty in accessing services online, the implementing officers always help and provide convenience as a form of responsiveness in public services.

scholarly journals How Does Innovation Emerge in a Service Ecosystem?

2018 ◽  
Vol 22 (1) ◽  
pp. 75-89 ◽  
Author(s):  
Jennifer D. Chandler ◽  
Ilias Danatzis ◽  
Carolin Wernicke ◽  
Melissa Archpru Akaka ◽  
David Reynolds
Keyword(s):  
High Technology ◽  
Study Data ◽  
Ecosystem Dynamics ◽  
Dominant Logic ◽  
Systemic Process ◽  
Service Ecosystem ◽  
Complex Settings ◽  
Case Study Data ◽  
Technology Solution

To advance the study of innovation in complex settings, this study integrates the innovation, institutional theory, philosophy, and service-dominant logic literatures. Exploring the emergence of innovation and service ecosystem dynamics, researchers take an abductive approach anchored in over 4 years of case study data regarding a high technology solution in an Internet-of-Things setting. By framing innovation as a systemic process, the study reveals that (1) institutional reconciliation is an overlooked phase of innovation, (2) ideas are refined by four types of institutional reconciliation pressures (tensions, divergences, expected value, and service), and (3) innovation is influenced by plasticity in four ways (recursivity, temporality, complementarity, and continuity). Based on these findings, the authors outline a research agenda regarding four principles of innovation as a systemic process. The findings suggest that managers should nurture norms, rules, and beliefs through a systemic process that facilitates the emergence of innovation.

scholarly journals PERAN KEBIJAKAN EKSPORT PEMERINTAH TERHADAP PROSES INTERNASIONALISASI UMKM

2017 ◽  
Vol 10 (2) ◽  
Author(s):  
Lusia Hartanti ◽  
Lulu Setiawati
Keyword(s):  
Research Method ◽  
Small And Medium Enterprises ◽  
Study Data ◽  
Process Research ◽  
National System ◽  
The Government ◽  
Medium Enterprises ◽  
Case Study Data ◽  
The Way

Small and Medium Enterprises is one of locomotion the economy in Indonesia. It amounted to 56,5 millions units, whereas 99.8% of them are in the micro sector business. This thing causes government have to think the way to help small entrepreneurs to ease their business. INSW is Indonesia's national system which allows making acceleration in import-export process. Research method which is used in this research is case study. Data collected through interviews with small entrepreneur. The results of the study found that small entrepreneurs have not understood and take advantage of the policy that has been determined by the government. They hope that . Para pelaku bisnis mengharapkan the Government to be more proactive about INSW's policy of socialization do who have been there, so they can exploit it.

scholarly journals Management of Unexpected Expenditures for Covid-19 in Local Government

2021 ◽  
Vol 16 (2) ◽  
pp. 264
Author(s):  
Yesi Mutia Basri ◽  
Hariadi Hariadi ◽  
Ode Asra
Keyword(s):  
Financial Management ◽  
Study Data ◽  
Provincial Government ◽  
Third Party ◽  
Planning Stage ◽  
Valid Data ◽  
The Face ◽  
The Government ◽  
Case Study Data

This study aims to explore how the Riau Provincial Government manages unexpected expenses in the face of the Covid-19 pandemic. The method in this study is a qualitative method with the type of case study. Data collection techniques used are interviews, observation, and documentation. The results showed that the management of unexpected costs was carried out through the planning stage by reallocating and centralizing the budget. At the administrative and accountability stage, there are problems in recording Unexpected Expenditures, namely the absence of clear technical guidelines regarding the implementation of Unexpected Expenditures, setting spending limits for emergencies. There is no valid data for the distribution of aid funds for MSMEs affected by Covid-19 as well as valid documents for recording third party grant assistance. This research contributes to the government in making policies in financial management in disaster emergencies. Keywords: Covid-19 pandemic, financial management, refocusing, reallocation, administration

scholarly journals A Study of Challenges Related to Relevance, Effectiveness and Sustainability of Educational Intervention by Non-Governmental Organizations

2021 ◽  
Vol VI (III) ◽  
pp. 1-10
Author(s):  
Sumaira Majeed ◽  
Rizwan Ahmad ◽  
Hina Iqbal
Keyword(s):  
Study Data ◽  
Issues Management ◽  
Poverty Level ◽  
The Public ◽  
Governmental Organizations ◽  
Non Governmental Organizations ◽  
The Government ◽  
Case Study Data ◽  
Populous Country

Pakistan is the 6th most populous country in the world. Owing to limited resources, some part of the population lives at an extreme poverty level. The public education system does not fulfil the needs of society. NGOs exist in developing countries in a large number and assist the government in a non-official capacity to contribute to the development of the country. They have to face a large number of challenges. There is a need to investigate the effectiveness of the initiatives completed by different NGOs. The research was based on a mixed-method approach. The design of the study was a case study. Data was collected after the completion of the initiatives of the selected cases. Multiple instruments were used to collect the data. The data of one initiative shows that it is not completed effectively, and the score of the other initiative shows that it is completed effectively. The members faced societal resistance, funding issues. Management of staff, communication gap, overload of work, the willingness of teachers, lack of interest of school staff and accountability issues and different government issues for the relevance of the initiative that must fulfil the needs of the society.

The Systemic Effects of Prudential Regulation Toughening:The Results of a Stress-test for Russian Banks

2012 ◽  
pp. 4-31 ◽  
Author(s):  
M. Mamonov ◽  
A. Pestova ◽  
O. Solntsev
Keyword(s):  
Financial Services ◽  
Banking Sector ◽  
Stress Test ◽  
Credit Market ◽  
Capital Adequacy ◽  
Government Support ◽  
Government Ownership ◽  
Prudential Regulation ◽  
The Government ◽  
The Stability

The stability of Russian banking sector is threatened by three negative tendencies - overheating of the credit market, significant decrease of banks capital adequacy ratios, and growing problems associated with banks lending to affiliated non-financial corporations. The co-existence of these processes reflects the crisis of the model of private investments in Russian banking sector, which was observed during the last 20 years. This paper analyzes the measures of the Bank of Russia undertaken to maintain the stability of the banking sector using the methodology of credit risk stress-testing. Based on this methodology we conclude that the Bank of Russias actions can prevent the overheating of the credit market, but they can also lead to undesirable effects: further expansion of the government ownership in Russian banking sector and substitution of domestic credit supply by cross-border corporate borrowings. The later weakens the competitive positions of Russian banks. We propose a set of measures to harmonize the prudential regulation of banks. Our suggestions rely on design and further implementation of the programs aimed at developing new markets for financial services provided by Russian banks to their corporate and retail customers. The estimated effects of proposed policy measures are both the increase in profitability and capitalization of Russian banks and the decrease of banks demand for government support.

scholarly journals Lifetime Benefit Analysis of Intelligent Maintenance: Simulation Modeling Approach and Industrial Case Study

2021 ◽  
Vol 11 (8) ◽  
pp. 3487
Author(s):  
Helge Nordal ◽  
Idriss El-Thalji
Keyword(s):  
Simulation Model ◽  
Simulation Modeling ◽  
Study Data ◽  
Opportunistic Maintenance ◽  
Maintenance Strategies ◽  
Modeling Approach ◽  
Intelligent Maintenance ◽  
Diagnosis And Prognosis ◽  
Case Study Data

The introduction of Industry 4.0 is expected to revolutionize current maintenance practices by reaching new levels of predictive (detection, diagnosis, and prognosis processes) and prescriptive maintenance analytics. In general, the new maintenance paradigms (predictive and prescriptive) are often difficult to justify because of their multiple inherent trade-offs and hidden systems causalities. The prediction models, in the literature, can be considered as a “black box” that is missing the links between input data, analysis, and final predictions, which makes the industrial adaptability to such models almost impossible. It is also missing enable modeling deterioration based on loading, or considering technical specifications related to detection, diagnosis, and prognosis, which are all decisive for intelligent maintenance purposes. The purpose and scientific contribution of this paper is to present a novel simulation model that enables estimating the lifetime benefits of an industrial asset when an intelligent maintenance management system is utilized as mixed maintenance strategies and the predictive maintenance (PdM) is leveraged into opportunistic intervals. The multi-method simulation modeling approach combining agent-based modeling with system dynamics is applied with a purposefully selected case study to conceptualize and validate the simulation model. Three maintenance strategies (preventive, corrective, and intelligent) and five different scenarios (case study data, manipulated case study data, offshore and onshore reliability data handbook (OREDA) database, physics-based data, and hybrid) are modeled and simulated for a time period of 20 years (175,200 h). Intelligent maintenance is defined as PdM leveraged in opportunistic maintenance intervals. The results clearly demonstrate the possible lifetime benefits of implementing an intelligent maintenance system into the case study as it enhanced the operational availability by 0.268% and reduced corrective maintenance workload by 459 h or 11%. The multi-method simulation model leverages and shows the effect of the physics-based data (deterioration curves), loading profiles, and detection and prediction levels. It is concluded that implementing intelligent maintenance without an effective predictive horizon of the associated PdM and effective frequency of opportunistic maintenance intervals, does not guarantee the gain of its lifetime benefits. Moreover, the case study maintenance data shall be collected in a complete (no missing data) and more accurate manner (use hours instead of date only) and used to continuously upgrade the failure rates and maintenance times.

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