scholarly journals Digitalization of the monetary-credit system: institutional and regulative aspects

2021 ◽  
Vol 15 (4) ◽  
pp. 713-730
Author(s):  
A. O. Tikhonov ◽  
I. V. Yuzefalchik
Keyword(s):  
Service Providers ◽  
Institutional Development ◽  
Educational Institutions ◽  
Credit System ◽  
Monetary System ◽  
Monetary Systems ◽  
Study Results ◽  
Analysis And Synthesis

Objective: to consider the institutional and regulatory aspects of digitalization, to reveal the institutional features of the digital monetary-credit system, to classify the digitalization models, to describe the phenomenon of the central bank digital currencies, to consider the main trends in the regulation development, and to propose improvements in the monetary systems regulation.Methods: methods of systematization, classification, analysis and synthesis were used in the work.Results: it was shown that the monetary systems digitalization is characterized by signifi   changes not only in the organizational and technological aspects, but also in the institutional and regulatory ones. They affect both the functioning features of the monetary system subjects and the methods of conducting operations, as well as the role and tasks of the financial regulators. It is marked that the monetary system long-term institutional development is characterized by the formation of a new digital investment and finance space, which is expressed in the change in the transaction costs structure, the formation of new institutional qualities of the monetary system, the emergence of new types of risks, the transformation of the existing and emergence of new players, due to the active introduction of digital financial technologies. The influence of digital transformation models on changes in the regulatory environment is analyzed, which implies a change in both approaches to regulating the activities of financial service providers and the role of regulators. The main models of monetary systems regulation are also analyzed.Scientific novelty: consists in identifying and systematizing the main institutional aspects of digital currencies development and determining the digital image of the financial and credit sector of the economy. As a result of the study, the main measures aimed at managing the process of monetary systems digitalization are formulated.Practical significance: the main proposals based on the study results can be used by financial regulators in the development of measures for the financial market development and the monetary system digitalization; systematization of regulatory models and digitalization models can be used by higher educational institutions to design the appropriate programs for retraining and advanced training of specialists in the field of finance.

Information-seeking to Support Personal and Community Wellbeing: Report of a study of New Zealand Men Using Focus Groups

2016 ◽  
Author(s):  
Peta Wellstead
Keyword(s):  
New Zealand ◽  
Focus Groups ◽  
Support Services ◽  
Information Seeking ◽  
Service Providers ◽  
Structural Constraints ◽  
Health And Wellbeing ◽  
Study Results ◽  
Groupes De Discussion

This paper reports part of an ongoing study exploring the information behaviour of New Zealand men during periods of diminished health and wellbeing. Focus groups were used for this iteration of the study. Results indicate that New Zealand men face both personal and structural constraints to their information-seeking during periods when their health and wellbeing may be compromised. This study highlights that service providers need to develop more effective information delivery mechanisms and support services for men. These services need to be appealing to men and reflect men’s information seeking preferences. The role of LIS professionals in supporting this endeavour is discussed. Cet article présente une étude en cours explorant le comportement informationnel d’ hommes néo-zélandais durant des périodes où leur état de santé et de bien-être est amoindri. Des groupes de discussion ont été utilisés pour cette itération de l'étude. Les résultats indiquent que les hommes en Nouvelle-Zélande font face à des contraintes à la fois  personnelles et structurelles dans leur recherche d'information pendant les périodes où leur santé et leur bien-être peuvent être affaiblis. Cette étude met en évidence le besoin pour les fournisseurs de services de développer des mécanismes de diffusion de l'information plus efficaces et des services de soutien pour les hommes. Ces services doivent être attrayants et refléter les préférences des hommes dans leurs recherches d’information. Le rôle des professionnels de l'information dans le soutien à cette entreprise est discuté.

scholarly journals French Firms and COVID-19: Do the Debt Status, Crisis Management System, and Monetary Policy Play a Role?

2021 ◽  
Vol 0 (0) ◽  
Author(s):  
Mina Sami
Keyword(s):  
Monetary Policy ◽  
Stock Returns ◽  
Crisis Management ◽  
Management System ◽  
Daily Growth ◽  
Listed Firms ◽  
Study Results ◽  
Major Outbreak

Abstract This study has two main objectives: first, it assesses the effect of outbreak pandemic diseases on the French firms’ stock returns by considering the sector of activity as the main center of analysis. Second, it investigates the role of the crisis management system, firm debt strategy, and monetary policy in dealing with the adverse shocks of the major outbreak of the COVID-19. The study results can be summarized as follows: (1) the daily growth in COVID-19 cases and deaths are associated with lower stock returns of the listed firms, especially for the firms operating in the energy, industrial and health care sectors. In contrast, telecommunication and consumer sectors are not significantly affected. (2) The pandemic’s adverse effect is much more tolerant with the French firms with an efficient crisis management system and low long-term debt commitments than the firms that do not have such a system and engaged with long term debts. (3) Euribor rates and monetary policy are still playing an essential role during the pandemic period.

scholarly journals Bridging worlds: community led visual methods amidst climate change related disasters in Australia

2019 ◽  
Vol 29 (Supplement_4) ◽  
Author(s):  
C Macdougall ◽  
L Gibbs
Keyword(s):  
Climate Change ◽  
Rural Communities ◽  
Service Providers ◽  
Natural Environments ◽  
Visual Methods ◽  
Community Recovery ◽  
Visual Record ◽  
And Control

Abstract Background In February 2009 Victorian rural communities were hit by the worst bushfires in Australian history. Immediately we evaluated community groups preparing residents for bushfires. Ten years on, we are one of the few teams to evaluate medium to long term community recovery using multiple methods. As climate change becomes more visible, the frequency and intensity of disasters will increase so communities, governments and service providers need more evidence based strategies and policies. We explore how participant led visual methods provide new knowledge. Methods In study 1 participants in 3 of 7 focus groups in peoples’ homes spontaneously brought photos for us to examine before the discussions. In another participants spoke of the importance of photos they took at the time. We returned to the field to interview people in their homes about the meaning and role of photos. Results Participants wanted to inform us-as outsiders-of the awe and enormity of the fires. They created a visual record to communicate with key interest groups and ward off complacity as memories receded. Photos helped them construct timelines and meanings of the intense fires. Crucially, they recorded recovery and rebuilding in both the built and natural environments. Over the next ten years we chronicled stories from community led visual methods of communication, recovery and empowerment. We incorporated into qualitative methods participant led tours of their environments, with visual methods. Visual data collected by communities focused more strongly on the natural environment than researcher led verbal methods. Conclusions Visual sociology changes as technology provides participants in research with increased access to, and control over, visual methods. These changes can rebalance power relations between qualitative researchers and participants and bridge visual and verbal methods; crafting striking stories to influence those Australian policies unresponsive to climate change. Key messages Technological change enables participants in qualitative research to initiate visual methods to build bridges between them and researchers. Community led visual methods provide new types of data useful for theory and knowledge translation.

Development of Clusters in Poland

2019 ◽  
Vol 5 (5) ◽  
pp. 15-25
Author(s):  
Lilla Knop
Keyword(s):  
Development Project ◽  
Organizational Relationships ◽  
Knowledge Based ◽  
Management Standards ◽  
Knowledge Based Economy ◽  
Study Results ◽  
Main Components ◽  
Project Data

The current study results attribute great importance to the role of clusters in innovation and competitive development creation. While seeking not so much the operational solutions, but the main components that form the cluster management process, it was noticed that a cluster – despite being already well- defined— does not come into being together with the declaration, willingness, initiative or the signing of the document. The creation and development of clusters is a long term process that can last for years and is exposed to a number of strategic obstacles. The experience both on a national and global level relating to the dynamics of the development of clusters show how difficult this task is, especially in a knowledge-based economy. The development of specialization and knowledge in clusters is no longer linear in nature, based on knowledge generated by the function of research and development of an individual company. It is defined as the result of a process of interaction through inter-organizational relationships, providing access to various types of resources. The article assumes that clusters in Poland after the quantum boom, are moving to the next phase of development based on improvement of activities. The aim of the article is to present the dynamics of cluster development in Poland. The research was done in 2015-2017, but the research period covered the years 2003-2016. Besides basic information on: number of clusters, year of creation, number of cluster members etc., the article analyzes cluster specializations against the background of smart specializations being developed in regions in Poland. Furthermore, the article presents the preliminary results of research on meeting management standards by Polish clusters. The research was based on PARP (The Polish Agency for Enterprise Development) project data and own studies.

scholarly journals Technology Readiness and Customer Satisfaction with Travel Technologies: A Cross-Country Investigation

2016 ◽  
Vol 56 (5) ◽  
pp. 563-577 ◽  
Author(s):  
Ying Wang ◽  
Kevin Kam Fung So ◽  
Beverley A. Sparks
Keyword(s):  
Online Survey ◽  
Service Providers ◽  
The United States ◽  
Technology Readiness ◽  
Study Results ◽  
Cross Country ◽  
Tourism And Hospitality

Technologies have dramatically transformed tourist experience. However, research has largely focused on traveler attitudes and technology adoption rather than their experience with travel technologies. Taking a cross-country perspective, this study examines the role of technology readiness (TR) as a personality trait in shaping travelers’ satisfaction with travel technologies, using airlines as a case study. Results of an online survey of travelers in Australia, China, and the United States revealed the moderating effects of the TR dimensions of optimism and innovativeness as well as country of residence on the relationships between perceived quality of technology-enabled services (TESs), satisfaction with TESs, overall satisfaction, and future behavior. These relationships were stronger among travelers with higher TR and varied across countries. The results suggest that tourism and hospitality service providers should incorporate measures of traveler TR and TESs’ performance into their customer-experience monitoring system.

A PHILOSOPHY OF EDUCATION: OUR EDUCATIONAL INSTITUTIONS AND THE ECONOMY

Think ◽  
2017 ◽  
Vol 16 (45) ◽  
pp. 53-65
Author(s):  
Adrian Brockless
Keyword(s):  
Economic Impact ◽  
Philosophy Of Education ◽  
Educational Institutions ◽  
Economic Welfare ◽  
Material Wealth ◽  
The Times ◽  
The Individual ◽  
Critical Resistance

The topics of education and the role of educational institutions in society are seldom far from the headlines, the lips of politicians, schoolteachers and parents. Discussion of education (and its associated institutions) within these forums tends to assume uncritically that its ultimate point is to benefit the economy and, by extension, empower the individual through increased prestige and material wealth. This article argues that such a conception of education is misguided and, indeed dangerous, as it estranges us from forms of thought that are frequently united with our conception of what it means to be human, alongside damaging prospects of long-term economic welfare. It is, therefore, the responsibility of our educational institutions to maintain a critical resistance to the culture of the times by ensuring that they do not merely become factories that train their students in ways purely designed to maximize economic impact and increased personal wealth.

Does Long-Term Marriage Bring Less Frequent Disagreements?

2004 ◽  
Vol 25 (4) ◽  
pp. 465-495 ◽  
Author(s):  
Laurie Russell Hatch ◽  
Kris Bulcroft
Keyword(s):  
Marital Conflict ◽  
Family Life ◽  
Married Women ◽  
Birth Cohorts ◽  
Cross Sectional ◽  
Household Tasks ◽  
Study Results ◽  
Over Time

Studies of marital conflict have concluded that the frequency of disagreements between spouses declines over time in a marital relationship. Using cross-sectional and longitudinal data from the National Survey of Families and Households, the authors examine the frequency of marital disagreements concerning household tasks, money, sex, and spending time together reported by married women and men age 20 to 79. The study results refute a developmental explanation for marital disagreement, which posits that disagreements decline as marital partners accommodate themselves to one another over time. The results indicate, however, that increased marital duration may bring increased marital disagreements, depending on family life course stage (particularly, the presence of children in the home), and potentially also depending on spouses’ages and birth cohorts. The results also suggest a limited role of selective attrition in explaining the frequency of marital disagreements, in that couples who disagree more frequently are more likely to divorce or separate, particularly respondents of younger ages/birth cohorts, who have been married for relatively briefer periods of time.

scholarly journals Methodology For Raising And Motivating Cadets Of Military Educational Institutions For Education And Research Activities On The Example Of The Topic: The Role Of The Italian Revival In The Spiritual And Cultural Revival Of The European Nation

2020 ◽  
Vol 2 (09) ◽  
pp. 59-69
Author(s):  
Guzal Alisherovna Alimova
Keyword(s):  
Theoretical Research ◽  
Practical Significance ◽  
Educational Institutions ◽  
Cultural Revival ◽  
Research Activities ◽  
The Family ◽  
Analysis And Synthesis ◽  
The Impact ◽  
European Renaissance

This article discusses the role of the Italian revival in the spiritual and cultural revival of the Europeannation: on the methodology of educating and motivating cadets of military educational institutionsfor educational and research activities in the example of the topic. In the course of the research, themethods of analysis and synthesis, historical-statistical, civilizational approach, comparative-historicalanalysis, gender and socio-cultural approach, etc. were used. Historical and retrospective analyzeshave revealed a direct link between the European Renaissance and the formation of a newworldview, the transition to another stage of civilization, which is reflected in other areas ofeconomics, politics and human activity provided with innovations and innovative solutions. Thearticle also focuses on the development of the family and the role of women in society. In order todetermine the practical significance of the theoretical research, an experiment was conducted todetermine the impact on the cadets of the problem under consideration, followed by monitoringtheir development and at the same time their interest in learning.

scholarly journals The Role of Service Provider’s Rapport Behavior on Customers’ Empathy

2021 ◽  
Author(s):  
ChangHyun Jin ◽  
JingYun Zeng
Keyword(s):  
Customer Satisfaction ◽  
Sampling Method ◽  
Service Providers ◽  
Emotional Empathy ◽  
Positive Effects ◽  
Revisit Intentions ◽  
Attentive Behavior ◽  
The Relationship

Abstract The study is intended to explore the validity of the component system of the rapport behavior of service providers. The purpose of this study was to understand how the components of the rapport behavior of service providers affect rational and emotional empathy. This study is intended to understand the relationship between rational and emotional empathy and customer satisfaction and the effect of customer satisfaction on revisit intentions. The main purpose was to identify the moderating effect of perceived authenticity on the causal relationship between rapport behavior, empathy, and customer satisfaction and revisit intentions. The sampling method used in this study was the judgment sampling, which is a method in which the researcher selects those study subjects that are thought by the researcher to be the most suitable samples for the purpose of the study. The total questionnaire period was a total of three months, from March 15 to May 15, 2020. The total number of valid samples was 1668. Uncommonly attentive behavior, courteous behavior, information-sharing, and connecting behavior, which are components of the rapport behaviors of service providers, were found to have positive effects on rational empathy with the service provider, but common grounding behavior, which is also a component of the rapport behaviors of service providers, was found to have no statistically significant effect on rational empathy with service providers. The rapport behaviors of service providers are judged to play an important role in maintaining and developing strong ties through long-term and continuous interactions with customers.

Harmonious homegoings: alleviating consumer vulnerability through service fluidity and compassion

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Courtney Nations Azzari ◽  
Natalie A. Mitchell ◽  
Charlene A. Dadzie
Keyword(s):  
Service Providers ◽  
Well Being ◽  
Service Industries ◽  
The Body ◽  
Service Research ◽  
Content Type ◽  
Consumer Vulnerability ◽  
Study Results ◽  
Service Ecosystem

Purpose The purpose of this paper is to explore the role of service flexibility in addressing consumer vulnerability for chronically-traumatized consumers within the funerary context. Design/methodology/approach Using phenomenological philosophy and a grounded approach, data was collected and analyzed through 12 depth interviews with funeral service providers, coupled with observations and photographs of three second-line funeral processionals. Findings Study results include the following three primary roles of service providers in supporting chronically-traumatized consumers: the role of service fluidity in addressing trauma, mitigating vulnerability via service providers as community members and alleviating suffering through compassionate service. Service flexibility and value co-creation efforts were executed through an expansive service ecosystem of vendors. Practical implications When consumers experience vulnerability that demands reliance upon service industries, service providers can intentionally implement fluidity and agility in service design, adopt understanding and altruistic practices, and operate with empathy and compassion to orchestrate mutually-beneficial service outcomes. Social implications Rooted in transformative service research, providers are advised to consider modifying services to improve well-being and mitigate vulnerability for chronically-traumatized consumers via fluidity, community and compassion. Originality/value This study contributes originality to the body of service marketing literature by illustrating how service providers alleviate vulnerability for chronically-traumatized consumers through three adaptive service strategies.

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