Evaluation of investment activity by commercial banks in Russia

2019 ◽  
Vol 39 (2) ◽  
pp. 123-128
Author(s):  
V. V. Mandron ◽  
E. V. Radchenko
Keyword(s):  
Financial Markets ◽  
Commercial Banks ◽  
Banking Sector ◽  
Investment Policy ◽  
Economic Conditions ◽  
Unstable State ◽  
Investment Activity ◽  
State Of The Economy ◽  
Fierce Competition

Commercial banks implement an active investment activity, which is to be conducted in the conditions of fierce competition and an unstable state of the economy and financial markets. The article discusses the indicators characterizing the volume and structure of investment in securities by the banking sector. The main directions of investment policy of banks in the current economic conditions are determined.

scholarly journals Improvement of Formation and Implementation of Deposit Policy in Russian Commercial Banks

2019 ◽  
Vol 71 ◽  
pp. 02008
Author(s):  
V.A. Manyaeva ◽  
S.V. Rykov ◽  
M.B. Tershukova ◽  
L.N. Milova
Keyword(s):  
Financial Markets ◽  
Financial Market ◽  
Commercial Banks ◽  
Banking Sector ◽  
Objective Assessment ◽  
Economic Conditions ◽  
Bank Deposits ◽  
The Russian Federation ◽  
Flexible Management ◽  
Real State

Under current market conditions, the problem of attracting available cash assets of natural and legal persons to bank deposits is one of the urgent tasks in the banking sector of the Russian Federation. Under circumstances of high competition and instability in financial markets, the issue of formation, implementation and objective assessment of deposit policy in commercial banks is becoming increasingly important. Reasonable deposit policy should take into account the selected priorities for further growth and improvement of quantitative and qualitative indicators of bank activity, its customers’ characteristics, and socio-economic conditions in the country. Deposit policy has a great impact on the liquidity and bank ability to meet payments. The authors studied the modern scientific idea to form and implement deposit policy of commercial banks in the process of flexible management of banking passives under the real state of the Russian financial market, and identified directions to improve formation and implementation of deposit policy in Russian commercial banks.

scholarly journals Investment policy of the banking sector: data from Russia

2021 ◽  
Vol 10 (42) ◽  
pp. 149-162
Author(s):  
Alexei Zverev ◽  
Victoria Mandron ◽  
Tatiana Rebrina ◽  
Maria Mishina ◽  
Yulia Karavaeva
Keyword(s):  
Banking Sector ◽  
Banking System ◽  
Investment Policy ◽  
Investment Portfolio ◽  
Investment Activity ◽  
Composition And Structure ◽  
High Volatility ◽  
Investment Portfolios ◽  
Credit Institutions

The growing investment activity of banking sector organisations is an important condition for securing diversification of assets and obtaining additional sources of income, as well as maintaining the required level of liquidity. Economic crises and instability of stock markets affect the investment policy of a bank, the quality of its investment portfolio, and the scope of investment transactions with securities. The purpose of the research is to carry out a comprehensive analysis of the investment mechanism of the Russian banking sector and its organisation, to characterise the investment policy and risks connected with investment activities, to determine the criteria for financial instruments included in the structure of investment portfolios of Russian credit institutions. The authors used the analytical, regulatory, comparative, and statistical methods of research to define the dynamics, composition, and structure of investment portfolios and risks involved in the business of financial and credit institutions, in the course of the formation of investment policy. It was concluded, as a result of the research, that enhanced performance, stability, and liquidity of credit institutions were conditioned by the structure and quality of portfolio investments. Improving the efficiency of the banking investment mechanism is a priority area of development, for strengthening the competitive positions of credit institutions in the national banking system. The article presents conclusions regarding the quality of investment operations and transactions with securities effectuated by banks at the present stage. The authors undertook a comparative analysis of indicators characterising the structure of investment assets of the banking sector, grouped by types of investment portfolio. Proceeding from the above, particular directions were developed for practical use, that allow for efficient selection of stock market instruments for inclusion in the investment portfolio of credit institutions in the conditions of high volatility and uncertainty of the financial market.

Indices, criteria and methods to evaluate institutional interests of enterprises and commercial banks at different levels of economic development

2021 ◽  
Vol 21 (1) ◽  
pp. 26-57
Author(s):  
Denis Shageev ◽  
Olga Kirillova
Keyword(s):  
Financial Markets ◽  
Public Administration ◽  
Commercial Banks ◽  
Institutional Economics ◽  
Banking Sector ◽  
Theoretical Foundation ◽  
Potential Growth ◽  
Depth Analysis ◽  
Multi Level ◽  
Different Levels

Competition development in production and banking sector of the economy, financial markets, and public administration based on digital and other innovative technologies in XXI century is associated with a disbalance in institutional interests of various entities, including banks and enterprises. The article offers indicators, criteria and methods to assess this imbalance. Further, the authors intend to report the methods that will allow to harmonize the institutional interests of the latter two subjects to enhance their efficiency on the basis of these assessments. In-depth analysis of the studies in Russia and abroad allows us to identify seven new terms for the development of institutional economics: “institutional interest” (II); “imbalance and balance of institutional interests” (III and BII); “index of intuitional interests” (III); “criterion of institutional interests” (CII); ”balance and imbalance level of institutional interests“(BLII and ILII); “potential growth balance and imbalance level of institutional interests” (PGBLII and PGBILII)”. This provided a theoretical foundation to develop a new method and propose a new scientific category “supermarket of indices of institutional interests” (SIII). SIII is represented as a multi–level table including more than 425 indices on the basis of which CII is calculated. BLII (ILII) is offered to be measured through membership function according to Harrington scale using fuzzy III of different forms. Final assumptions of the method and its testing will be reported in further publications of the authors.

scholarly journals PROBLEMS IN THE BANKING SECTOR OF THE KYRGYZ REPUBLIC AND THEIR SOLUTION

2019 ◽  
pp. 686-692
Author(s):  
A.A.Beksultanov ◽  
Z.T. Duyshenalieva
Keyword(s):  
Financial Markets ◽  
Commercial Banks ◽  
High Speed ◽  
Banking Sector ◽  
New Technologies ◽  
Banking System ◽  
Financial Sector ◽  
Main Element ◽  
Kyrgyz Republic ◽  
National Bank

In each developed state, the Central National Bank is considered the main element of financial resources. It is a legal and authorized, legal and monetary policy. Effective work of the Central National Bank, close cooperation with commercial banks, tightened control over financial markets, leads to the effective development of the banking system. To date, control over the banking system, the role of the National Bank, relations with commercial banks have not been fully studied. This, in turn, is part of the problem of economic and financial sector development and requires comprehensive study. First, changes in the macroeconomic situation in the future will depend on the characteristics of the banking system. Secondly, the speed of introducing new technologies and their distribution in the global financial markets, changes in the financial sector is happening at a high speed. In this connection, the risk of "obsolescence" is growing.

scholarly journals Financial Health Soundness Measurement of Private Commercial Banks in Bangladesh: An Observation of Selected Banks

2016 ◽  
Vol 9 (1) ◽  
pp. 20-36 ◽  
Author(s):  
Mohammad Main Uddin ◽  
Abdul Kaium Masud
Keyword(s):  
International Business ◽  
Commercial Banks ◽  
Banking Sector ◽  
Vital Role ◽  
Economic Conditions ◽  
Financial Indicators ◽  
Financial Health ◽  
Business Studies ◽  
Private Banks ◽  
Financial Soundness

The financial sector is one of the most significant sectors for any country, especially if a country is a developing in nature. In such an environment, banking sector plays the vital role to strengthen the economic conditions. Economic growth and international business is increasing in Bangladesh and private commercial banks especially private sectors play the major roles. Thus it becomes important to measure the financial soundness of the private banks in order to judge their respective position. The study was conducted to measure the financial soundness of selected private commercial banks of Bangladesh for the period 2006-2010. In this paper, an attempt was made to analyze the financial soundness of selected banks using different statistical tools and financial indicators. The study reveals that different financial indicators showed upward trends during the period 2006   to 2010. The study also made a rank of the selected commercial banks based on financial indicators. It was found that a bank with higher deposits, loans & advances, investments, branches, employees does not always mean that has better profitability performance. The study also recommends measures that could be adopted by banks to ensure soundness in their operation.Journal of Nepalese Business Studies Vol. 9, No. 1, 2015 pp. 20-36

Performance Evaluation of Customer service in selected Indian commercial banks

2019 ◽  
Vol 118 (3) ◽  
pp. 123-136
Author(s):  
R. Thamilselvan ◽  
J. Kumar
Keyword(s):  
Performance Evaluation ◽  
Service Quality ◽  
Customer Service ◽  
Commercial Banks ◽  
Banking Sector ◽  
New Technologies ◽  
Service Industries ◽  
Banking Organization ◽  
Significant Difference ◽  
Fierce Competition

The banking industry like many  financial service industries is facing a rapidly changing market, new technologies, economic uncertainties, fierce competition, and especially more demanding customers, and the changing climate has presented an unprecedented set of challenges.  Performance evaluation of customer service is one integral part of any facet of banking and it defines future of any banking organization. In banking sector, the whole range of activity and generation of income swivels around the customer. From a very comfortable and peaceful environment, now the Indian Banking Sector is characterized by stiff competition for the customer’s satisfaction and profits war between different banking groups i.e. this paper tries to analyze the performance evaluation of customer service in selected Indian commercial banks. This study is just a small step in understanding the multi dimensional construct of customer service quality and its implications in today’s competitive environment. There is no significant difference in opinion among the customers about confidence building and technology augmentation aspect of Customer service quality. It is concluded that the performance evaluation of  customers are more satisfied than the customers of Indian commercial banks and there is a strong bondage between expectations, level of satisfaction and customer loyalty in banks.

scholarly journals Liquidity of commercial banks in Portugal and Spain

2021 ◽  
Vol 10 (1) ◽  
pp. 46-64
Author(s):  
Marco Amaral
Keyword(s):  
Financial Markets ◽  
Commercial Banks ◽  
Banking Sector ◽  
Balance Sheet ◽  
Annual Reports ◽  
Short Term ◽  
Liquidity Management ◽  
Banking Business ◽  
Critical Aspects

Liquidity is very important for the functioning of financial markets, especially for the banking sector, because one of the critical aspects in the banking business is precisely the process of transforming short-term funds and placing them in the medium and long term. This paper aims to comprehensively assess the liquidity positions of Portuguese and Spanish commercial banks through different liquidity ratios for the period from 2002 to 2015 and understand whether the liquidity management strategy differs by bank size. To this end, unconsolidated balance sheet data were used, which were obtained from the banks annual reports. The sample includes a significant part of the Portuguese and Spanish banking sector (not only by the number of banks, but also by the representation in banks total assets). The results obtained show that Spain's banks' liquidity indicator has decreased over the last four years. In contrast, bank liquidity indicator in Portugal varied slightly positively during the period 2002-2006 but decreased sharply between 2010 to 2015. Bank liquidity increased slightly during the period of the financial crisis in both countries, namely between from 2007 to 2009. Finally, it is concluded that smaller banks have less fluctuating liquidity management, i.e., large and medium-sized banks show greater variation in bank liquidity in the period under analysis, i.e., they are less liquid.

Turkey's new central bank governor may loosen policy

2016 ◽  
Keyword(s):  
Central Bank ◽  
Financial Markets ◽  
Interest Rates ◽  
Commercial Banks ◽  
Prime Minister ◽  
Economic Conditions ◽  
Content Type ◽  
Lending Rate ◽  
Inflation Targets ◽  
Central Bank Governor

Significance Cetinkaya is an apparent compromise between President Recep Tayyip Erdogan and Prime Minister Ahmet Davutoglu. The MPC cut the overnight lending rate by 50 basis points to 10%, leaving other rates unchanged. Financial markets welcomed the decision in the hope that Cetinkaya would avoid more radical rate cuts that could make the lira plummet and further endanger inflation targets. Impacts Policy rate cuts will have little impact on growth given other risks and factors, particularly external financial and economic conditions. No serious effort will be made to reduce inflation to 5%, until and unless this becomes a government priority. Given better dialogue between government and TCMB, blame for high interest rates may fall increasingly on commercial banks.

scholarly journals Инвестиционная деятельность банков на рынке ценных бумаг

2021 ◽  
Vol 70 (7) ◽  
pp. 132-137
Author(s):  
Д.Е. Егорова ◽  
А.К. Семеняк
Keyword(s):  
Russian Federation ◽  
Banking Sector ◽  
Industrial Relations ◽  
Internet Banking ◽  
Federal State ◽  
Investment Activity ◽  
Financial Investments ◽  
State Of The Economy ◽  
The Russian Federation ◽  
The Stability

Modern banking involves investment. Investment is an economic category characterized by a number of features. The types and forms of investment are diverse and can be transformed taking into account the state of the economy and the level of development of industrial relations. The faster growth of the financial sector in the economy led to the development of financial investments. Banks as financial and credit organizations are actively making financial investments in securities using Internet banking tools. Banks' investments in securities pursue a number of goals that determine the choice of securities for investment and their quality. The article examines the theoretical aspects of the investment activity of the banks of the Russian Federation and its impact on the stability of the banking sector as a whole, studies the issues of its classification, presents the author's position on the essence of the problem under study. Also, based on the analysis of actual data for 2014-2019, the target indicators of bank investments in securities and their development trends in modern conditions were determined. Official data of the Central Bank of the Russian Federation (Bank of Russia) and the Federal State Statistics Service were used as an information base for the study.

scholarly journals FORMATION OF INVESTMENT RISKS UNDER THE INFLUENCE OF THE COVID-19 PANDEMIC IN UKRAINE

2021 ◽  
pp. 40-45
Author(s):  
Halyna Berliak ◽  
Tetiana Mahnushevska
Keyword(s):  
Negative Impact ◽  
The United States ◽  
The State ◽  
Investment Policy ◽  
Policy Uncertainty ◽  
Negative Consequences ◽  
Public Authorities ◽  
Investment Activity ◽  
State Of The Economy ◽  
The Impact

Purpose. The aim of the article is to study the situation and develop practical recommendations for improving approaches to investment risk management under the influence of adverse factors caused by the COVID-19 pandemic. Methodology of research. The following methods were used in the study: theoretical synthesis and observation (to identify investment risks and determine their possible consequences), comparison and analysis (to study the experience of countries in overcoming the situation caused by the coronavirus pandemic), tabular (to visualize risks and possible methods for overcoming them), generalization (for theoretical generalization and formulation of conclusions). The study is based on the hypothesis that the identification of investment risks will help to choose an effective investment policy of the state and attract the necessary investment resources needed for the development of our country and overcoming the crisis caused by the global coronavirus pandemic. Findings. Approaches to determining investment risks among domestic researchers are generalized. The impact of risks on the state of the economy in general and investment activities in particular is considered, and the possible consequences of economic, social, informational, political and technological risks on investment processes in the country are also determined. Possible options for dealing with the situation caused by the pandemic in various countries, including Italy (development of a financing program for manufacturers of medical devices), the United States (tax rebates for manufacturers related to the fight against COVID-19), Canada subsidies for training and development of digital skills of the population), Egypt (reduction of prices for natural gas and electricity for certain industries). Originality. Proposals were developed to overcome the consequences of the negative impact on the country’s economy caused by the COVID-19 coronavirus pandemic. Practical value. Substantiated on the results of the study, the proposals can be used by public authorities and business structures to take measures to prevent the negative consequences of investment risks and attract investment resources to overcome the economic crisis caused by the coronavirus pandemic. Key words: investment risks, investment policy, uncertainty, investment climate, COVID-19 pandemic, investment activity, investment security.

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