scholarly journals ANALISIS PENGARUH TRANSAKSI GADAI EMAS TERHADAP TINGKAT KEUNTUNGAN BANK SYARIAH

2014 ◽  
Vol 4 (1) ◽  
pp. 45
Author(s):  
Eris Tri Kurniawati

The basis of this study was to provide a comprehensible description of the gold pawn transaction implemented in sharia banks and would like to identify the effect of the gold pawn transactions toward bank profits. Accordingly, this research applied statistical test instrument, specifically multiple linear regressions and the results revealed that sharia (Rahn) pawn transaction revenue has a positive effect on net income in which the contribution of independent variables on the dependent variable indicated its R2 (R-squared)value by 21.08%. Since the independent variable was not the major product which affected the bank's net income, other 78.92% of net profit variable would be clarified by other variables which were not discussed in this study

2015 ◽  
Vol 5 (1) ◽  
pp. 63
Author(s):  
Veby Kusuma Wardhani ◽  
Iwan Triyuwono ◽  
Muhammad Achsin

This study is specifically to evaluate the effect of work experience, independence, integrity, objectivity and competence toward the audit quality. This study was conducted by distributing questionnaires to KAP in Malang. By counting related association division of KAP, the number of sample in this study was 63 respondents who definitely worked in 7 KAP. This research is a quantitative study.  The sample was chosen by using purposive sampling. The hypothesis test used multiple linear regressions in SPSS version 16. All variables in this study were measured using Likert Scale. The results shows that all independent variables have positive effect toward audit quality. The partial influence (T-test) showed that the variables of work experience, Independence, Integrity, Objectivity, Competence affect audit quality. In the other hands, the simultaneous effect is shown by the value of R2 from 75.2 %. It was shown by  work experience, independence, integrity, objectivity, and competence which affecting audit quality changing of 75.2% and the rest, 24.8 % in audit quality changing, is affected by other variables which is not investigated in this study


2017 ◽  
Vol 12 (2) ◽  
Author(s):  
Jessica Wajongkere ◽  
Lintje Kalangi ◽  
Robert Lambey

Corporate Social Responsibility is a continuing commitment by the business community to act ethically and contribute to the economic development of the local community and the wider community, along with the improvement of the living standards of workers and their families (Wibisono 2007). The purpose of this study is to determine the influence of CSR costs on the company’s of net profit on PT. United Tractor, Tbk. This research uses simple linear regression analysis method. The type of data used is quantitative data obtained from secondary data. The results showed that there is no influence between the two variables (corporate social responsibility cost to net income of the company). Based on t-test, t-table> t-count (3,182> -2,074) and significant 0,130 where this value> 0,05 meaning there is no influence between independent variable to dependent variable.Keywords: Cost of Corporate Social Responsibility, Net income


GANEC SWARA ◽  
2019 ◽  
Vol 13 (2) ◽  
pp. 280
Author(s):  
NI PUTU SUDARSANI

   This study aims to determine the effect of working capital and business variables on the income of ornamental plant business in Petiga Village, Marga District, Tabanan Regency. This study takes a sample of 64 respondents. The analytical tool used is multiple linear regressions.   Based on the results of the calculation of SPSS 22.00, the calculated F value is 31,088 with a significance of F of 0,000. By using a 0.05 level of significance obtained F table value of 3.15, then F count (31.088)> F table (3.15), or the significance of F of 0.000 shows smaller than 0.05 so it can be concluded that the two independent variables i.e. working capital and length of business jointly influence the amount of income of ornamental plant business in Petiga Village, Marga Subdistrict, Tabanan Regency is accepted. Partially the working capital variable has a significant effect. While the duration of business influences the income of the business of ornamental plants in Petiga Village, Marga District, Tabanan Regency, but it is not significant


2021 ◽  
Vol 2 (2) ◽  
pp. 161-176
Author(s):  
Rini Rini

This research aims to know the effect of Good Corporate Governanceon earnings management. This research uses audit committee, managerialownership, institusional ownership, and independent commissionersas an indicator of good corporate governance. This research uses 19 samplesof SOE’s company non-financial listed on the IDX in the periode 2015–2019. The sample selection is used by a purposive sampling method. Analysiswas carried out by multiple linear regressions. The result indicated thatinstitusional ownership has a negative effect on earnings management, managerialownership and audit committee has a positive effect on earnings management,and independent commissioners have no effect on earnings management.


2018 ◽  
Vol 1 (2) ◽  
pp. 55
Author(s):  
Hani Sirine ◽  
Elisabeth Penti Kurniawati

Human being as spiritual being needs to be nurtured spiritually so that they can be optimal in their work and their calling. Actualization of this calling can be made through entrepreneurship. The purpose of this study is to determine the importance of spiritual dimensions (vision, faith/hope, love altruistic, meaning/calling, membership) in the development of entrepreneurship (entrepreneurship intention, entrepreneurial networking, entrepreneurial capability, and entrepreneurial success). The analysis technique of this study uses multiple linear regressions with a sample of 67 graduates of Universitas Kristen Satya Wacana (UKSW) who have had and run their own business. The results show that the spirituality dimensions (vision, faith/hope, altruistic love, meaning/calling, membership) significantly influence entrepreneurial intention, entrepreneurial networking, entrepreneurial capability, and entrepreneurial success. When it is tested partially, the significant positive effect on entrepreneurial intention is vision and faith/hope. Faith/hope also has significant positive effects on entrepreneurial networking. Vision, faith/hope, and meaning/calling has significant positive effects on entrepreneurial capabilities. Lastly, faith/hope, and meaning/calling has significant positive effects on entrepreneurial success.


2019 ◽  
Vol 2 (1) ◽  
pp. 135
Author(s):  
Oda Wida ◽  
Heikal Muhammad Zakaria Hakim ◽  
Syamsul Huda

<p><em>The purpose of this study was to analyze the effect of Operational Income Opportunity (BOPO), Non Performing Loans (NPL) on Net Income of 10 conventional banks that have the highest assets according to the Financial Services Authority (OJK) in 2017. The results showed that Non Performing Loan does not have a significant effect on net income, BOPO has an effect on net income. Based on the results of Determination Coefficient Analysis, the independent variables can explain the effect on Net Profit of 55.5%, while the remainder is explained by other variables not explained in this study. Based on the results of the F test, the independent variables simultaneously have a significant effect on Net Profit.</em></p><p> </p>


2021 ◽  
Vol 2 (1) ◽  
pp. 29-42
Author(s):  
Sindy Angrayni ◽  
Resti Yulistia ◽  
Arie Frinola Minovia ◽  
Dandes Rifa

Everyone can become a whistleblower, but they face an ethical dilemma, whether they have to disclose the fraud that they know or not. The purposes of this study were to examine the effect of attitude, subjective norms and organizational commitment on whistleblowing intention. Data were collected using questionnaires and analyzed using multiple linear regressions. The samples of this study were 85 respondents from BPK RI and BPKP West Sumatera. The results showed that subjective norms have positive effect on the intention of whistle-blowing action, while organizational commitment has no effect on whistleblowing intention. Surprisingly, this study found attitude has negative effect on the intention of whistle-blowing action. It means the better attitude, the lower the whistleblowing intention.


2021 ◽  
Vol 2 (01) ◽  
pp. 79-88
Author(s):  
Irwan Kurniawan ◽  
Rr Maidarti ◽  
Ris Handayani

Penelitian untuk mengetahui pengaruh kualitas layanan sebagai variabel independen pertama dan kepercayaan sebagai variabel independen kedua terhadap loyalitas pelanggan produk UMKM sebagai variabel dependen. Metode Survey melibatkan responden melalui teknik pengambilan sampel yang purposive non random sampling sejumlah 40 konsumen yang pernah menggunakan layanan pembelian UMKM Kuliner di wilayah Cileungsi secara online. Data primer diperoleh dengan  menyebarkan kuesioner. Beberapa uji diterapkan berupa instrumen kuesioner, normalitas, dan regresi berganda. Beberapa temuan dalam penelitian adalah kedua variabel independen yaitu kualitas layanan sebagai independen pertama dan kepercayaan sebagai variabel independen kedua berpegaruh positif terhadap loyalitas sebagai variabel dependen.   Abstract Research to determine the effect of service quality as the first independent variable and trust as the second independent variable on customer loyalty of MSME products as the dependent variable. The survey method involved respondents through a purposive non-random sampling technique of 40 consumers who had used online MSME culinary purchasing services in the Cileungsi area. Primary data obtained by distributing questionnaires. Several tests were applied in the form of a questionnaire instrument, normality, and multiple regression. Some of the findings in the study are that the two independent variables, namely service quality as the first independent and trust as the second independent variable, have a positive effect on loyalty as the dependent variable.


2020 ◽  
Vol 4 (02) ◽  
pp. 39-48
Author(s):  
Rae Shita

This study aims to determine the effect of perceived convenience on consumer interest in using E-Money cards. To determine the effect of perceived usefulness on consumer interest using E-Money cards. To determine the effect of perceived convenience and perceived usefulness on consumer interest using Bank Mandiri E-Money cards Muara Teweh Branch. In this study, multiple regression analysis acts as a statistical technique used to test whether or not the perceived effect of perceived convenience and perceived usefulness on consumer interest shows that there is a positive influence on perceived convenience and perceived usefulness simultaneously on consumer interest in using cards. Mandiri e-money. From the research results, it is known that the determination analysis used to determine the percentage of the contribution of the influence of the independent variables together on the dependent variable is obtained by an  Adjusted R Square of 0.839 or (83.9%). This shows that the percentage of the contribution of the influence of the independent variable, namely the perception of convenience and the perception of usefulness, together has a positive effect on consumer interest in using Mandiri e-money cards by 83.9%. Henceforth, it is suggested that the Company should make it easier to refill balances and Mandiri e-card transactions. -money so that consumers work faster in using the Mandiri e-money card. The company added more machines that support e-money Mandiri cards to increase productivity.


Jurnal Soso-Q ◽  
2020 ◽  
Vol 8 (1) ◽  
Author(s):  
Anggrainy Chaniago ◽  
Merry M. Pelupessy ◽  
Sarifuddin Sarifuddin ◽  
Yulianty S. Ginting

The bath soap market is constantly changing and competition is getting tougher with the emergence of bath soaps that have a clearer positioning, such as beauty soap, whitening soap, family soap to health soap. Increasing lifestyles of people in Indonesia and changing habits where bathing is no longer just using soap, but by adding fragrance and comfort when wearing it. The higher purchasing power of consumers for a product encourages companies to further improve the quality of their products. The purpose of this study is to analyze the effect of Integrated Promotion and Positioning Excellence on Purchasing Decisions in Lux Bath Soap. The population in this study are consumers in the city of Ambon who use Lux bath soap. The sample in this studywere 100 people who bought lux bath soap taken by purposive sampling. The data collection is done by using a questionnaire. The data analysis method used is SPSS version 16.The results of multiple regression analysis namely Y = 0.501 X1 + 0.218 X2 The most influential independent variable on the dependent variable is the integrated Promotion variable (0.501), followed by the Positioning Excellence variable (0.218). T test results show that all independent variables, namely (integrated promotion and positioning superiority) have a significant positive effect on the dependent variable (purchasing decisions) where all independent variables obtain a t value greater than t table with a sig level of less than 0.05. And the coefficient of determination (R Square) obtained by 0.309 this means that 30.9% of purchasing decisions can be explained by integrated promotion variables and positioning excellence, while the remaining 69.1% is influenced by other variables not examined in this study. Keywords: Integrated Promotion, Positioning Excellence, Purchasing Decisions


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