scholarly journals IMPROVING FINANCIAL LITERACY OF THE CHILDREN AND TEENAGERS IN THE RUSSIAN FEDERATION

2019 ◽  
Vol 8 (6) ◽  
Author(s):  
Aidar M. Tufetulov ◽  
Chulpan M. Shavaleyeva ◽  
Nadia M. Sabitova ◽  
Timur I. Abdreev
Keyword(s):  
Financial Market ◽  
Russian Federation ◽  
Financial Literacy ◽  
National Level ◽  
Financial Education ◽  
Well Being ◽  
Children And Youth ◽  
Low Level ◽  
Training Materials ◽  
The Russian Federation

The issues of improving the financial literacy of the population are currently receiving a lot of attention both at the international and national levels. Of particular relevance are financial literacy issues for the Russian Federation. Due to the peculiarities of the country's historical development, for most citizens of Russia, issues of personal financial planning, the principles of the functioning of financial markets, the possibility of investing savings remain obscure, as a result of this, the population can not fully use modern financial products and services, does not know their rights in the financial market and unable to protect them in accordance with the law. It should be noted that the problem of a low level of financial literacy of citizens is a problem at the national level, since a low level of financial literacy negatively affects the personal well-being of citizens, their financial potential, and accordingly prevents the development of the financial market, inhibiting investment processes in the economy. Under these conditions, increased interest in issues of financial education and financial literacy of citizens of the Russian Federation is logical and, since 2011, the World Bank and the Ministry of Finance of the Russian Federation have actively implemented a project “Promoting Improving the Level of Financial Literacy of the Population and Development of Financial Education in the Russian Federation”. One of the most important areas of the project is to increase the financial literacy of children and youth. Since the start of the project, a range of training materials has been developed in this area, professional development of school teachers, teachers of orphanages, college teachers is provided, and weeks of financial literacy are held. The result of the events was a significant increase in the level of financial literacy of Russian schoolchildren. In this regard, the experience of the Russian Federation in improving financial literacy of children and youth is of great interest.

scholarly journals Financial Education of Russians: Classification of Target Groups

2020 ◽  
Vol 16 (2) ◽  
pp. 42-50
Author(s):  
Natal’ya V. Alikperova
Keyword(s):  
Financial Market ◽  
Russian Federation ◽  
Low Income ◽  
Financial Literacy ◽  
Financial Education ◽  
Well Being ◽  
Financial Knowledge ◽  
Target Groups ◽  
The Russian Federation

The Object of the Study. The population of the Russian Federation divided into target groups. The Subject of the Study. Financial education of Russians, taking into account the characteristics of various target groups. The Purpose of the Study. Clarification of target groups of Russian citizens for the implementation of the financial education strategy. The Main Provisions of the Article. In today's reality, financial literacy is becoming a necessary skill for personal and social well-being. In the conditions of active development of the financial market, increasing financial literacy of the population provides citizens with the opportunity not only to effectively use various financial products and services, make profitable economic decisions, but also to be full participants in the entire socioeconomic system of the state. However, currently there is a fairly low level of financial literacy of Russians, and this trend is observed from year to year, due to the complexity of the financial market as a whole, an erroneous idea of the essence of certain concepts, and as a result, the construction of financial strategies in accordance with this understanding, and this may indirectly indicate the inefficiency of the current system for improving financial literacy of Russian citizens. To implement the strategy of improving financial literacy of the population, first of all, it is necessary to clearly understand who will receive the training. It is a well-thought-out classification of target groups that is the basis for building a system of financial education, forming a methodological basis, training specialists to broadcast financial knowledge and creating educational channels. According to the author, it is recommended to clarify and supplement the existing classification of target groups, approved by the current strategy for improving financial literacy in the Russian Federation for 2017-2023, by including such categories of citizens as preschoolers, citizens with disabilities, vulnerable segments of the population (orphans, children in orphanages and boarding schools), as well as to clarify the current structure of the "adult population" group, dividing it into low-income citizens and families, and citizens with medium and high incomes (including families). In addition, it is recommended to divide each target group by the level of available financial knowledge and skills, which will allow you to create a targeted, personalized, thoughtful training system that promotes financial literacy, awareness as well as evaluate the results of such training.

scholarly journals Basic Knowledge Standards for Evaluating Financial Literacy of Adults Population

2020 ◽  
Vol 20 (4) ◽  
pp. 391-399
Author(s):  
Nataliya V. Mityaeva ◽  
Keyword(s):  
Russian Federation ◽  
Financial Literacy ◽  
Adult Population ◽  
Financial Education ◽  
Well Being ◽  
Basic Knowledge ◽  
Qualitative Assessment ◽  
Level Of Knowledge ◽  
The Russian Federation ◽  
Universal Applicability

Introduction. The article reflects the basic requirements for the results of the financial literacy system for the adult population. Theoretical analysis. The standard of basic knowledge is a tool in the field of education, fixing the level of knowledge that determines financial literacy. Empirical analysis. Financial knowledge is applied in nature, is a set of information and skills that have the property of universal applicability and are objectively necessary to maintain and improve financial well-being in daily life. Results. As a part of the implementation of the National Strategy for Financial Literacy in the Russian Federation for 2017–2023, the considered standards of basic knowledge for adults can be used in the process of developing regional programs aimed at a wide target audience, they can serve to identify factors and barriers to increasing the level of financial literacy of the Russian population, create effective tools for measuring the results of activities and a qualitative assessment of the results of work. The article was prepared as a part of the Project of the Ministry of Finance of the Russian Federation and the World Bank “Promoting Improving the Level of Financial Literacy of the Population and the Development of Financial Education in the Russian Federation”.

scholarly journals Sociological Research on Russian Pupils’ Financial Literacy as an Element of Project Management of Russian Students’ Financial Education

2020 ◽  
Vol 79 ◽  
pp. 03005
Author(s):  
Alexander Georgievich Tyurikov ◽  
Yuriy Alekseevich Korablin ◽  
Pavel Viktorovich Razov ◽  
Mikhail Viktorovich Kibakin ◽  
Semen Yurievich Bogatyrev
Keyword(s):  
Russian Federation ◽  
Financial Literacy ◽  
Professional Growth ◽  
Regional Differences ◽  
Financial Education ◽  
Mortgage Lending ◽  
Sociological Research ◽  
Important Conclusion ◽  
Face To Face ◽  
The Russian Federation

One of the differentiating characteristics and the main goal of this study has been to empirically study the financial literacy of modern Russian pupils and to determine their attitude to the problem of financial literacy in their everyday life. In order to solve the above goals, a set of sociological methods has been used, including a mass face-to-face survey of pupils from most regions of the country, a mass face-to-face online survey of students studying at the Financial University under the Government of the Russian Federation, in Moscow departments and departments of the regional branch network, an expert survey in regions of the Russian Federation, a content analysis of key electronic databases, e.g., the Russian State Library, the Library of Dissertations and Abstracts, the eLIBRARY.RU Scientific Electronic Library, a webometric analysis of more than 1,500 official websites of Russian regions on the problems under study, including the Usability and Visibility analysis. The authors have made some unique conclusions. Thus, more than ¾ of the modern youth understand the importance of financial literacy as an instrument to achieve their goals, and the goals demanded by the modern society. The main ones are to obtain education, to create a family, to achieve success in their career and professional growth, to establish their own business, etc. One important conclusion is as follows: the prospects for the use of deposits by today’s pupils, mortgage lending, leasing, and participation in mutual investment funds (MIFs) have a number of fundamental regional differences. Moreover, these regional differences among pupils as potential investors may be demanded by modern commercial financial and credit organizations for preparing promising medium-term development plans for their regional branches.

Methods for Forming Financial Literacy in Preschoolers and Younger Schoolchildren

2021 ◽  
pp. 49-53
Author(s):  
Yu. Dmitriev ◽  
T. Zyuzina
Keyword(s):  
Financial Literacy ◽  
Financial Services ◽  
Financial Education ◽  
Well Being ◽  
Financial Instruments ◽  
Low Level ◽  
Primary Schoolchildren ◽  
Younger Generation

At the present time, the question of the financial literacy of the younger generation is becoming relevant, this is due to the emergence of more and more financial instruments, the complication of the range of financial services and other factors. The low level of financial literacy, the lack of financial education among Russian citizens negatively affects both personal well-being and the economy itself as a whole. This article discusses the basics of understanding financial literacy and methods of its development among preschoolers and primary schoolchildren. The main problems of financial education in modern schools are analyzed.

MAIN DIRECTIONS OF IMPROVING FINANCIAL LITERACY IN RUSSIA

2015 ◽  
Vol 10 (2) ◽  
pp. 13-17
Author(s):  
Дмитриева ◽  
Olga Dmitrieva
Keyword(s):  
Russian Federation ◽  
Financial Literacy ◽  
Financial Education ◽  
Middle Income ◽  
Internet Portal ◽  
Flow Of Funds ◽  
The Russian Federation ◽  
The Republic ◽  
Kaliningrad Region ◽  
Key Aspects

Improving the financial literacy of Russian citizens is among the priority areas of implementation of the state policy. In this regard, efforts are ongoing. Bank of Russia, various foundations and educational institutions independently implement their own programs aimed at improving financial literacy. Ministry of Finance, together with a number of federal executive authorities and with the participation of the World Bank is developing a program to improve financial literacy. Currently in 10 regions of the Russian Federation: The Republic of Tatarstan, Altai, Krasnodar, Stavropol regions, Arkhangelsk region, Saratov region, Tomsk region, Kaliningrad region, Volgograd region, the city of Moscow is implementing the project «Promotion of the level of financial literacy and the development of financial Education in the Russian Federation». One of the key aspects of the project is the implementation of regional programs to improve the financial literacy of students in schools and universities, as well as adults in low- and middle-income countries. It is being developed in parallel the information Internet portal on financial literacy. Improving financial literacy is essential for building and developing the country´s economy as a whole. Unlocking the potential of the Russian financial market, strengthening its investment function is essential for the flow of funds into the domestic economy.

The causes of poverty in Russia

2020 ◽  
Vol 13 (1) ◽  
pp. 21-36
Author(s):  
I.S. Ivanchenko
Keyword(s):  
Regression Analysis ◽  
Regional Development ◽  
Financial Market ◽  
Russian Federation ◽  
Short Term ◽  
Financial Situation ◽  
Macroeconomic Variables ◽  
Development Plans ◽  
The Russian Federation ◽  
Short Term Forecasting

Subject. This article analyzes the changes in poverty of the population of the Russian Federation. Objectives. The article aims to identify macroeconomic variables that will have the most effective impact on reducing poverty in Russia. Methods. For the study, I used the methods of logical, comparative, and statistical analyses. Results. The article presents a list of macroeconomic variables that, according to Western scholars, can influence the incomes of the poorest stratum of society and the number of unemployed in the country. The regression analysis based on the selected variables reveals those ones that have a statistically significant impact on the financial situation of the Russian poor. Relevance. The results obtained can be used by the financial market mega-regulator to make anti-poverty decisions. In addition, the models built can be useful to the executive authorities at various levels for short-term forecasting of the number of unemployed and their income in drawing up regional development plans for the areas.

An analysis of the practice of marketing management of the socio-economic development of the Russian Federation subjects

2020 ◽  
Vol 18 (3) ◽  
pp. 429-445
Author(s):  
I.A. Artashinа ◽  
V.Yu. Dudina ◽  
Yu.N. Zhul'kova
Keyword(s):  
Strategic Planning ◽  
Russian Federation ◽  
Regional Economy ◽  
Well Being ◽  
Effective Management ◽  
Statistical Research ◽  
Investment Activity ◽  
General Scientific ◽  
The Russian Federation ◽  
Visualization Techniques

Subject. This article considers the system of strategic planning documents as a scientific and practical basis for achieving the goal of improving the well-being of the population by increasing investment activity and the competitiveness of the regional economy. Objectives. The article aims to explore the possibilities and features of the application of marketing technologies in the effective management of the development of the Russian Federation constituent entities. Methods. For the study, we used the methods of general scientific and statistical research, content analysis, and data visualization techniques. Results. The article presents a brief analytical overview of strategic planning documents and analysis of the possibilities of using modern marketing tools. The article also highlights the use of marketing to improve the competitiveness of a particular area, taking into account the experience of leader regions. Conclusions. Modern strategic documents regulating the development of regions have some contradictions in terms of the characteristics of the state of the Russian Federation subjects concerning various indicators of development. The problems and practicalities of addressing them need to be more clearly identified. The results of the study can be used by regional and municipal authorities to develop plans to improve the strategic management of the areas' development.

Industrial economics in the context of globalization: scientific, practical foundations and development priorities

2021 ◽  
Vol 27 (5) ◽  
pp. 117-125
Author(s):  
I. Krasovskaya ◽  
◽  
T. Malysheva ◽  
Keyword(s):  
Russian Federation ◽  
Well Being ◽  
Division Of Labour ◽  
Sustainable Growth ◽  
High Tech ◽  
Industrial Economy ◽  
Industrial Economics ◽  
Depth Analysis ◽  
The World ◽  
The Russian Federation

The relevance of the publication topic is argued by the need for an in-depth study of the globalization process, which is global financial, political and cultural integration, unification, the global division of labour, the planetary migration of capital, human and productive resources, standardization of legislation, and interference of cultures of the world community. The theoretical and practical goals of the publication are to study causal algorithms for the formation of a negative scientific and production balance of the Russian Federation and an increase in disproportions between the import and export of high-tech products, as well as a comparative description of global development as a symbiosis of contradictory trends in the subordination of the world economy to the interests of transnational capital. The theoretical and methodological basis of the publication was the scientific works of domestic and foreign scientists studying the globalization of the industrial economy due to the intensification of international scientific and technological competition and the expansion of the innovation market, deepening of specialization and division of labour, and the increase in the risks of producing high-tech products at the national and world levels. Scientific novelty lies in the authors’ interpretation of such socio-economic advantages of globalization as economies of scale, stimulation of labour productivity, rationalization of production at the interstate level and the spread of innovative technologies, cost reduction, price regression, achieving sustainable growth in the well-being of society, on the basis of which the development is confirmed global industrial economy on a research basis characterized by such attributes interdependence, asymmetry, regionalization and diversification, regression efficiency, inclusiveness, resource and raw material demarcation, a high degree of uncertainty and of the economic risk. The practical significance of the results obtained is determined by an in-depth analysis of the American (based on differentiation of labor and specialization of personnel, demarcation of labor duties, concentration of scientific and production efforts on a purely economic result) and Eurasian (characterized by mobility and compactness of production processes, saving transaction costs, adaptability to market conditions and availability of labour-tolerant staff) strategies for innovative development of industrial economics. Based on a critical rethinking of the American and Eurasian strategies, proposals and recommendations are formulated on the formation of the scientific and technical policy of the Russian Federation

Is it possible to build an effective program to promote the health and well-being of employees in the workplace in the Russia?

2021 ◽  
pp. 46-56
Author(s):  
Ivan Aleksandrovich Rybakov
Keyword(s):  
Risk Factors ◽  
Russian Federation ◽  
Preventive Measures ◽  
Scientific Evidence ◽  
Well Being ◽  
Ministry Of Health ◽  
Comprehensive Health ◽  
Effective Program ◽  
The Russian Federation ◽  
Health And Well Being

In 2019 The Ministry of Health of the Russian Federation together with experts of the National Research Center of Therapy and Preventive Medicine of the Ministry of Health of the Russian Federation has developed programs to strengthen the health of employees, which include behavioral medicine practices aimed at changing lifestyle and correcting risk factors. Scientific evidence shows the effectiveness of such programs, and new components of programs aimed at improving the well-being of employees can increase the effectiveness of preventive measures. In this article, we will review the domestic and international experience of using comprehensive health and well-being promotion programs to improve the health of employees in Russia.

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