scholarly journals Comportamento financeiro do estudante: avaliação da propensão ao endividamento

ForScience ◽  
2020 ◽  
Vol 7 (2) ◽  
Author(s):  
Vanessa Piovesan Rossato ◽  
Nelson Guilherme Machado Pinto

O objetivo do estudo foi identificar o comportamento financeiro dos estudantes de uma universidade no noroeste do estado do Rio Grande do Sul, avaliando as principais razões das dívidas das pessoas, aplicando uma survey com 160 alunos do curso de administração. Foram utilizadas técnicas de média aritmética e testes de diferença de média. As diferenças de média apontaram diferentes significados de propensão ao endividamento por gênero, idade, estado civil, filhos e renda. Os resultados mostraram-se significativos referentes ao perfil pela dívida por falta de planejamento, alta propensão ao consumo, falta de desconto à vista, empréstimo do nome e por acesso ao crédito. Os procedimentos apontaram que os respondentes gastam menos ou igual à renda que recebem, possuem dívidas, porém, não estão atrasadas e são mais cautelosos ao investir, uma vez que não desejam assumir riscos.Palavras-Chave: Endividamento. Estudantes. Dívidas. Propensão. Administração.Student's financial behavior: assessment of the property to the debtABSTRACTThe objective of this study was to identify the financial behavior of students from a university in the northwest of Rio Grande do Sul state, evaluating the main reasons for the debts of the people, applying a survey with 160 students of the administration course. Arithmetic mean and difference mean tests were used. The differences in the mean showed different meanings of debt propensity by gender, age, marital status, children and income. The results were significant in relation to the debt profile due to lack of planning, high propensity to consumption, lack of cash discount, name loan and access to credit. The procedures indicated that respondents spend less than or equal to the income they receive, have debt, but are not late and are more cautious when investing, as they do not want to take risks.Keywords: Indebtedness. Students. Debts. Propensity. Administration.

2012 ◽  
Vol 32 (3) ◽  
pp. 459-466 ◽  
Author(s):  
Ricardo L. Schons ◽  
Adroaldo D. Robaina ◽  
Márcia X. Peiter

In this study, it was discussed the efficiency criteria in each of the elements that compose a central pivot, and this analysis was applied to two sets of systems located in regions of Cruz Alta and Santo Augusto, state of Rio Grande do Sul, Brazil. The methodology used combines water and energy assessment through an indicator called Normalized Specific Consumption in Irrigation (C ENI), allowing thus a comparison between equipment and projects. The C ENI in Cruz Alta region showed 72% of the equipment above the standard (8.68 kWh mm-1 ha-1 100m-1), and in Santo Augusto region 64.28% with consumption above the standard. The mean irrigation efficiency for Cruz Alta region was 29.85%, with standard deviation of 5.41%, and for Santo Augusto region, it was 29.02%, with standard deviation of 5.15%.


2011 ◽  
Vol 5 (4) ◽  
pp. 916
Author(s):  
Aldenir Damião Araújo ◽  
Cleci Schmidt Rosanelli ◽  
Marli Maria Loro ◽  
Eniva Miladi Fernandes Stumm ◽  
Adriane Bernat Kolankiewicz

ABSTRACT Objective: to know the profile and complications experienced by oncological patients with long-term catheter, who were receiving chemotherapy treatment. Method: a quantitative, descriptive, retrospective, and documental research. The data were collected in July and August 2009, in the records "files of the catheters" from patients attended at a Center for High Complexity in Oncology at a hospital in the Northwest of Rio Grande do Sul. The project was approved by the Ethics Committee in Research of Unijuí (134/2009). Results: from 147 registers, 66.7% were female, the mean age was 44,06 years-old, the general services occupation represented 38.8%. The breast cancer in women is the disease with highest percentages (32.7%), the mean permanence of first catheter is 442,47 days and the second is 426,50 days. The complications with first catheter were: obstructions (4.8%), edemas (2.0%), infections (2.0%), disconnections, and hematomas (2.0%). With implantation of the second catheter, 1.4% of patient had obstructions and 0.7% of infection. Conclusion: nurses need knowledge and abilities on the handling of long-term catheter, with the objective of minimizing complications arising their use. Descriptors: oncology; chemotherapy; central venous catheterization; indwelling catheters.RESUMOObjetivo: conhecer o perfil e as complicações apresentadas por pacientes oncológicos, com cateter de longa permanência, em tratamento quimioterápico. Método: pesquisa quantitativa, descritiva, documental e retrospectiva. Os dados foram coletados em julho e agosto de 2009, nos registros “arquivos dos cateteres” de pacientes assistidos em um Centro de Alta Complexidade em Oncologia de um hospital do Noroeste do estado do Rio Grande do Sul. Obteve-se aprovação do Comitê de Ética em Pesquisa da Unijuí (134/2009). Resultados: dos 147 registros, 66,7% são do sexo feminino, a média de idade é de 44,06 anos, a ocupação dos serviços gerais é de 38,8%. A neoplasia da mama feminina é a doença com percentual mais elevado (32,7%), a média de permanência do primeiro cateter é de 442,47 dias e do segundo cateter é de 426,50 dias. As complicações com o primeiro cateter foram: obstruções (4,8%), edema (2,0%) infecção (2,0%), desconexão e hematoma (2,0%). Com a implantação do segundo cateter, 1,4% dos pacientes tiveram obstrução e 0,7%, infecção. Conclusão: o enfermeiro necessita ter conhecimentos e habilidades acerca do manuseio do cateter de longa permanência, com o intuito de minimizar complicações decorrentes de seu uso. Descritores: oncologia; quimioterapia; cateterismo venoso central; cateteres de demora.RESUMENObjetivo: conocer el perfil y las complicaciones presentadas por pacientes oncológicos, con catéter de larga permanencia, sometidos a quimioterapia. Método: pesquisa cuantitativa, descriptiva, documental y retrospectiva. Los datos fueron colectados en julio y agosto de 2009, en los registros “archivos de los catéteres” de pacientes tratados en un Centro de Alta Complejidad en Oncología, de un hospital del Noroeste del estado del Rio Grande do Sul. Se obtuvo aprobación del Comité de Ética en Pesquisa de la Unijuí (134/2009). Resultados: de los 147 registros, 66,7% son de mujeres, la media de edad es de 44,06 años, la ocupación de los servicios generales es de 38,8%. La neoplasia de mama femenina es la enfermedad con mayor porcentaje (32,7%), la media de permanencia del primer catéter es de 442,47 días y del segundo, 426,50 días. Las complicaciones con el primer catéter fueron: obstrucciones (4,8%), edema (2,0%), infección (2,0%), desconexión y hematoma (2,0%). Con la implantación del segundo catéter, 1,4% de los pacientes tuvieron obstrucción y 0,7%, infección. Conclusión: el enfermero debe tener conocimientos y habilidades en el manoseo del catéter de larga permanencia, con intención de minimizar complicaciones provenientes del uso de los mismos. Descriptores: oncología; quimioterapia; cateterismo venoso central; catéteres de retraso.


2020 ◽  
Vol 25 (2) ◽  
pp. 45
Author(s):  
Vitor Schmidt ◽  
Aurora Carneiro Zen ◽  
Bruno Anicet Bittencourt ◽  
Raquel Engelman Machado

This research aims at analyzing the relation between the flow of knowledge, lock-in and stage of the lifecycle of a cluster. For that, the Footwear Cluster of Vale dos Sinos-Paranhana in Rio Grande do Sul was chosen as a study object. The results point out that the cluster is little collaborative and little innovative. The cluster is still recognized as a great footwear producer, but the own identity of the people with the cluster is being lost. The local culture does not promote the diffusion of knowledge, since the companies are closed. This research contributes with the comprehension of how the clusters develop, for this purpose, the flow of knowledge will have a central role in the renewal of the cluster. As a practical implication, the awareness of the difficulties and the necessary mechanisms to renovate a cluster are important so that it is possible to work on sectoral policies and of cluster. As theoretical contribution, the study reinforces that the lack of new knowledge influences the imprisonment, resulting from its dependent trajectory, leading it to the decline.


2015 ◽  
Vol 35 (4) ◽  
pp. 769-777 ◽  
Author(s):  
Izabele B. Kruel ◽  
Monica C. Meschiatti ◽  
Gabriel C. Blain ◽  
Ana M. H. de Ávila

ABSTRACT Changes in the frequency of occurrence of extreme weather events have been pointed out as a likely impact of global warming. In this context, this study aimed to detect climate change in series of extreme minimum and maximum air temperature of Pelotas, State of Rio Grande do Sul, (1896 - 2011) and its influence on the probability of occurrence of these variables. We used the general extreme value distribution (GEV) in its stationary and non-stationary forms. In the latter case, GEV parameters are variable over time. On the basis of goodness-of-fit tests and of the maximum likelihood method, the GEV model in which the location parameter increases over time presents the best fit of the daily minimum air temperature series. Such result describes a significant increase in the mean values of this variable, which indicates a potential reduction in the frequency of frosts. The daily maximum air temperature series is also described by a non-stationary model, whose location parameter decreases over time, and the scale parameter related to sample variance rises between the beginning and end of the series. This result indicates a drop in the mean of daily maximum air temperature values and increased dispersion of the sample data.


2018 ◽  
Vol 38 (10) ◽  
pp. 1918-1922 ◽  
Author(s):  
Taina S. Alberti ◽  
Fabio R.P. Bruhn ◽  
Valmor Lansini ◽  
Margarida B. Raffi ◽  
Haide V. Scheid ◽  
...  

ABSTRACT: Hydatidosis and cysticercosis are parasitoses caused by the larval forms of the cestodes Equinococcus spp. and Taenia spp., which belong to the Taeniidae family. Their definitive hosts are canids and humans, respectively, with ruminants as the intermediate hosts and humans as an accidental host of both diseases. These parasites are responsible for large economic losses in slaughterhouses due to condemnation of carcasses and by-products. The present study reports the mean incidence rates of hydatidosis and cysticercosis in cattle slaughtered in the southern region of Rio Grande do Sul state, Brazil. The incidence rates observed between 2013 and 2016 were 19.96% and 0.9%, respectively, with decreased tendency of occurrence of both diseases in those years. Despite the downward tendency of the diseases, hydatidosis presented high incidence. Hydatidosis performance over the years was characterized by significant increase in the number of cases, followed by marked decrease. Cysticercosis presented a decrease in number of cases at the beginning and the end of each year. These diseases have a significant socioeconomic impact as they are responsible for large losses in the livestock industry, due to reduced productivity and carcass condemnation, and represent a risk to public health.


2018 ◽  
Vol 48 (8) ◽  
Author(s):  
Roque Fernando Pinheiro Bica ◽  
Marina Venturini Copetti ◽  
Mário Celso Sperotto Brum

ABSTRACT This study sought to evaluate the occurrence of lesions suggestive of hydatidosis, cysticercosis, and tuberculosis in animals slaughtered under sanitary inspection of the Divisão de Inspeção de Produtos de Origem Animal (DIPOA), in the state of Rio Grande do Sul. Condemnation data between the years 2009 and 2017 were obtained from Secretaria da Agricultura Pecuária e Irrigação (SEAPI) and presented according to the administrative regions established by SEAPI. In that period, 7,509,544 cattle were slaughtered and condemnations occurred in all regions of the state at varying levels. The mean condemnation values showed the presence of hydatidosis in 523,399 (6.97%), cysticercosis in 92,277 (1.23%), and tuberculosis in 10,595 (0.14%) cattle carcasses. The mean values of hydatidosis diagnoses were higher in the regions of Alegrete (14.19%), Bagé (19.62%), and Pelotas (17.71%). The regions of Osório (1.86%), Santa Maria (2.10%), and São Luiz Gonzaga (1.83%) had highest rates of cysticercosis condemnations. All regions maintained an average bovine tuberculosis diagnosis rate of less than 1% and Estrela region had the highest index (0.70%). Results showed that the three diseases occurred in all regions of the state, the average prevalence rates in each region are variable, and distribution seems to be regionalized. This knowledge contributes to the plans for controlling these diseases, which are zoonoses that cause economic losses to the productive sector.


2016 ◽  
Vol 2 (2) ◽  
pp. 234
Author(s):  
Vanessa Manfio

O vinho é um elemento importante da cultura italiana, pois permite a associação da identidade e memória coletiva, resultando em paisagens repletas de nostalgia e materialidade. No Brasil, especialmente no Rio Grande do Sul, a colonização italiana contribuiu para o aparecimento de várias paisagens vitícolas, já que o vinho é um elemento identitário deste povo. Dessa forma, este artigo apresenta uma reflexão sobre a cultura italiana e a paisagem vitícola presentes no espaço rural de Nova Palma, objetivando analisar o vinho como elemento da paisagem e da cultura italiana do povo deste espaço, através da abordagem da pesquisa qualitativa com realização de entrevistas semi-estruturas e revisão de literatura. Pretendendo assim, contribuir para as discussões sobre a cultura italiana, paisagem e o vinho. Os elementos ligados ao universo do vinho estão presentes na paisagem rural de Nova Palma - RS, cuja tradição e sentimento de pertencimento a cultura italiana são fortemente visíveis nos moradores do local através das formas espaciais, valores e hábitos. Neste município os vinhedos centenários, herança da colonização italiana, dividem espaços com novos cultivos de videira e com a fabricação artesanal do vinho.Abstract:Wine is an important part of Italian culture, because it allows the combination of identity and collective memory, resulting in landscapes full of nostalgia and materiality. In Brazil, especially in Rio Grande do Sul, the Italian colonization contributed to the emergence of several wine-growing landscapes, since wine is an identity element of this people. Thus, this article presents a reflection on Italian culture and wine landscape present in the rural areas of Nova Palma, aiming to analyze the wine as landscape element and the Italian culture of the people of this area, through the qualitative research approach to conducting semi-structures interviews and literature review. Intending thus contribute to the discussions about the Italian culture, landscape and wine. The elements connected to the wine universe are present in the countryside of Nova Palma- RS, whose tradition and feeling of belonging to Italian culture are highly visible in the local residents through the spatial forms, values and habits. In this municipality the Centennial Vineyards, heritage of Italian colonization, share space with new vine crops and the artisanal manufacture of wine.Keywords: Italian colonization; Rural areas; Identity.


2017 ◽  
Vol 27 (4) ◽  
pp. 28184
Author(s):  
Eduardo Mundstock ◽  
André de Oliveira Toledo ◽  
Denise Gabrieli De Oliveira ◽  
Patrícia Reimann ◽  
Fernanda Santana Andrade ◽  
...  

***Results of the first phase of the Sport and Health Program in Canela, Rio Grande do Sul state, Brazil: Evaluation of the nutritional profile***AIMS: To present the results of the nutritional evaluation of children and adolescents, as part of a municipal program aimed at the health of schoolchildren.METHODS: A cross-sectional study conducted between February and April 2017 evaluated the nutritional profile of preschool children and schoolchildren in the city of Canela, Rio Grande do Sul state, Brazil. Students from pre-school to the ninth grade of the municipal public schools attended by the Sport and Health Program in Canela were included. For nutritional evaluation, body mass and height were measured, and the nutritional status was classified according to the Z score for body mass index.RESULTS: We evaluated 2691 preschoolers and schoolchildren, with 1408 (52.3%) males. The mean age was 9.63±3.1 years, the mean weight was 38.59±16.4 kg, the mean height was 139±18 cm and the mean body mass index was 18.9±4.3 kg/m2. Regarding nutritional status, 44 (1.7%) were classified as thinness, 1725 (64.1%) as eutrophic and 922 (34.2%) were overweight, being overweight 528 (19.6%), obesity 286 (10.6%) and severe obesity 108 (4%).CONCLUSIONS: A significant number of students from public schools in the municipality of Canela were overweight or obese, which reinforces the need for programs to prevent and treat obesity in this population. The Sport and Health Program in Canela aims to put into practice strategies to encourage students to practice physical activity and healthy eating.


1989 ◽  
Vol 11 (11) ◽  
pp. 37
Author(s):  
Egydio Menegotto

Rock-forming mineral stability is comparedwith groundwater composition of certain ultrabasic massifs of Rio Grande do Sul, Brazil, under subtropical weather conditions. In this sttidy physicochemical equilibrium calculations are made, relating minerals to their hydrolisis solutions as well as relating primary to secondary minerals. These calculations permit one to draw straight line graphics that correspond to each chemical reaction and to limit stability areas whose coordinates are Mg and H4SiO4 concentrations. Plotted in these graphics are the mean compositions of the groundwater for each season of the year which indicate the relative stability scale of the different minerals and the mineralogical compounds that are in equilibrium with the environmental conditions.


Check List ◽  
2015 ◽  
Vol 11 (2) ◽  
pp. 1607
Author(s):  
Leandro Ramos Duarte ◽  
Moisés Gallas ◽  
Eliane Fraga da Silveira ◽  
Eduardo Périco

Prior to the present study, Nematomystes scapteromi (Ganzorig, Oku, Okamoto, Malgor & Kamiya, 1999) Jiménez-Ruiz & Gardner, 2003 had been reported in Scapteromys tumidus Waterhouse, 1837 from Uruguay. Here, eight specimens of S. tumidus were collected in southern Brazil and necropsied. The nematodes encountered were determined as N. scapteromi through their morphometric traits. Prevalence was 87.5% and the mean intensity of infection of 18.3 helminths/host. This is the first report of N. scapteromi parasitizing S. tumidus in the state of Rio Grande do Sul, Brazil.


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