scholarly journals Determinant Factors of Money Management among Nigerian Undergraduates

2020 ◽  
Vol 5 (2) ◽  
pp. 87-101
Author(s):  
Taibat Tunrayo Adebisi ◽  
Oluwatosin Salami Odunayo ◽  
Diana Arubayi Oritshegbemi ◽  
Johnson Winifred Oluwaseyi
Keyword(s):  
Religious Beliefs ◽  
Financial Behavior ◽  
Relationship Status ◽  
Money Management ◽  
Descriptive Research ◽  
Good Pattern ◽  
Level Of Significance ◽  
The University ◽  
Different Sources ◽  
Course Of Study

The study assessed money management on Nigerian undergraduates at the University of Ilorin, Nigeria. Six research questions and four hypotheses were formulated. Descriptive research of a survey type was adopted. There were 16 faculties with five were selected purposively. The snowball method was used to select the sample size from the total population. A self-structured questionnaire was used to elicit information from the participants. Data collected were analyzed using frequency and percentage, while hypotheses were tested using ANOVA at 0.05 level of significance. Based on the findings, the participants agreed that they had different sources of money to make use of with a grand mean score of 2.83, while the course of study, religious beliefs, relationship status, and lifestyle influenced their money management with grand mean scores 2.80, 2.56, 2.85 and 2.70 respectively. The research hypotheses depicted the insignificant effect on religious beliefs, lifestyle, and relationship status had on money management, but only the effect of undergraduates' course of study was significant, and thus, the hypothesis was rejected. Conclusively, every undergraduate should apply a good pattern of financial behavior for improvement and sensitize themselves on money appropriateness since they will become future managers and decision-makers that will generate future revenues.

scholarly journals RELATIONSHIP BETWEEN FINANCIAL LITERACY AND INDEBTEDNESS: A CASE OF UNIVERSITY OF NAIROBI STUDENTS

2021 ◽  
Vol 8 (65) ◽  
pp. 14993-15007
Author(s):  
Morris Irungu Kariuki
Keyword(s):  
Financial Literacy ◽  
Financial Planning ◽  
Financial Education ◽  
Money Management ◽  
Study Objective ◽  
Financial Decisions ◽  
Descriptive Research ◽  
Study Population ◽  
Level Of Significance ◽  
The University

The study objective was to determine the relationship between financial literacy and indebtedness a case of University of Nairobi Students. The study used a descriptive research design. The study was based at the University of Nairobi, Mombasa Campus. The study population was 2101. The sample size was 336 students. A questionnaire was used to collect the data. SPSS was used to analyze the data. The study attained 83% response rate. Money management, financial planning and financial planning were found to correlate strongly and positively with indebtedness and also significant at 5% level of significance. Therefore, they were found to be major contributors to student indebtedness. The study therefore found that money management, financial planning and financial decisions, affect indebtedness of the students at University of Nairobi. The study concluded that financial literacy affected indebtedness of the students at University of Nairobi. The study recommended that the University of Nairobi should roll out financial education, training, advice and counseling programs targeted at its students.

Relationship between Utilisation of Electronic Books and Users’ Satisfaction in University Libraries in North East Zone, Nigeria

2018 ◽  
Vol 8 (2) ◽  
pp. 61-64
Author(s):  
Zainab Mohammed Abdullahi ◽  
Abbas Lamido Gora Adamu ◽  
Abubakar Mohammed
Keyword(s):  
Sampling Technique ◽  
Electronic Books ◽  
University Libraries ◽  
North East ◽  
Research Activities ◽  
Library Users ◽  
Conducting Research ◽  
Level Of Significance ◽  
Teaching Learning ◽  
The University

Electronic books (e-books) are vital information resources in every university library as they are utilised by users in search of information for conducting research activities, teaching, learning and assignment. This study investigated the relationship between utilisation of e-books and users’ satisfaction in university libraries in North East Zone, Nigeria. Correlational research method was used. The population of the study comprised of five thousand three hundred and seventy nine (5,379) registered library users spread across the five sampled university libraries under study. Stratified random sampling technique was used in drawing the samples and the sample size for this study was one thousand three hundred and seventy two (1,372) registered library users drawn using Krejcie and Morgan (2006) table. Questionnaire was used as the research instrument. Data collected were analysed using descriptive statistics to answer the two research questions, while, inferential statistics of Pearson Product Moment Correlation Coefficient (PPMC) was used to test the formulated null hypothesis at 0.05 level of significance. Findings from the study revealed that users’ utilisation of e-books and users’ satisfaction with utilisation of e-books for research, learning, assignment and information in university libraries in North East Nigeria were generally moderate. The study also established that there was significant relationship between utilisation of e-books and users’ satisfaction in university libraries in North East Zone, Nigeria. The study recommended teaching of information literacy for library users, acquisition of adequate and relevant e-books in the university libraries as well as discouraging users from using information obtained from online sources such as Google and other search engines as they are mostly ineffective for their research activities, teaching, learning and assignment.

scholarly journals Forging a research community of practice to find out how South African children make their world mathematical

2013 ◽  
Vol 3 (1) ◽  
Author(s):  
Elizabeth Henning
Keyword(s):  
Community Of Practice ◽  
South African ◽  
Story Line ◽  
Postgraduate Students ◽  
Local Schools ◽  
Mathematics Competence ◽  
Shared Goal ◽  
Competence Test ◽  
The University ◽  
Different Sources

In a search for ways to capture foundation phase children’s competence in mathematics, a small research team was put together at a South African university four years ago. At first, working only in a single school where the objective was to model 80 learners’ growth in competence over four years, the team transformed into a very different entity. This article narrates the founding and development of a community of research practice, which eventually included undergraduate- and postgraduate students, researchers from institutions in Germany, Switzerland and South Africa, teachers at local schools close to the university, and an educational research and survey company. Supported by funding from four different sources, the project is fairly close to reaching the goal of delivering a standardised mathematics competence test for 4-8 year-olds, which is a first of its kind for the country where educational measurement seems to be at a crossroads. In the story line of this community of practice, it is evident that progress can be assessed best by the learning that has been taking place in a community with a notable diversity of people and interests, but with the shared goal of investigating children’s mathematical behaviour on a measure that can be trusted.

scholarly journals THE EXTENT TO WHICH THE JORDANIAN UNIVERSITY STUDENTS POSSESS DIGITAL CITIZENSHIP SKILLS: مدى امتلاك طلبة الجامعات الأردنية الحكومية لمهارات المواطنة الرقمية

2020 ◽  
Vol 4 (10) ◽  
Author(s):  
Khawla Rasmi Al-Rashed
Keyword(s):  
University Students ◽  
Digital Citizenship ◽  
Safety Skills ◽  
School Year ◽  
Digital Skills ◽  
University Of Jordan ◽  
Citizenship Skills ◽  
Level Of Significance ◽  
The University ◽  
Academic Year

This study aimed to reveal the degree to which the Jordanian university students possess digital citizenship skills through the selected set of variables: (gender, type of the college, the university, the academic year- level).Using a descriptive analytical method, a (45) item questioner was developed divided into three categories. The first, digital responsibility skills. The second, digital skills and the third, digital safety skills. The sample consisted of (5200) students, who were randomly selected form (6) universities. Results indicated that the degree of possessing digital skills was high. Whereas possessing the digital safety and digital responsibility skills was moderate. The study indicated that there were no statistically significant differences at the level of significance (α = 0.05) between the mean responses of the respondents according to different variables (sex, college and school year), while it pointed out that there are differences according to variable difference (University) between the University of Jordan and Mu'tah University in favor of University of Jordan.

scholarly journals Influence of Extrinsic and Intrinsic Motivation on Pupils Academic Performance in Mathematics

2018 ◽  
Vol 2 (2) ◽  
pp. 52-59
Author(s):  
Onyekwere Nonye Adamma ◽  
Okoro Pauline Ekwutosim ◽  
Eugene Chukwuemeka Unamba
Keyword(s):  
Academic Performance ◽  
Intrinsic Motivation ◽  
Academic Motivation ◽  
Sampling Technique ◽  
Simple Random Sampling ◽  
Descriptive Research ◽  
Academic Motivation Scale ◽  
And Mathematics ◽  
Measurement And Evaluation ◽  
Level Of Significance

The study investigated the influence of extrinsic and intrinsic motivation on pupils’ academic performance in mathematics. Based on the purpose of the study two hypotheses guided the study. The descriptive research design was adopted for the study. The population of the study consisted of all 3056 primary six pupils in Owerri Education zone of Imo State.  A Sample size of 200 primary six pupils was selected for the study.   Simple random sampling technique was used in selecting four schools out of the nine schools. The instruments used for data collection was Academic Motivation Scale and Mathematics Achievement Test. The validity was determined by two experts in measurement and evaluation and one expert in mathematics education. The instruments have reliability coefficient of 0.89 and 0.92 determined using tests-retest method. Data generated were analyzed with the aid SPSS version.  Inferential statistics of t-test and Pearson product moment correlation were used to test the hypotheses at 0.05 level of significance. The study concludes that motivation improves academic performance of the pupils and there is a gender difference in motivation type and academic performance. 

scholarly journals PEMILIHAN UNIVERSITAS FAVORIT SISWA MADRASAH ALIYAH AL-ISLAMIYAH DI JAKARTA BARAT DENGAN MENGGUNAKAN METODE MARKOV CHAIN

2017 ◽  
Vol 13 (1) ◽  
Author(s):  
Adi Teguh Suprapto ◽  
Aris Setiyarini ◽  
Haryadi Sarjono
Keyword(s):  
Markov Chain ◽  
Survey Research ◽  
Market Share ◽  
Brand Image ◽  
Reference Source ◽  
Descriptive Research ◽  
Reference Selection ◽  
The University ◽  
Selection And Assessment ◽  
Selection Of

The purpose of this study was to determine the amount of transfer of interest at class XII student at Madrasah Aliyah Al-Islamiyah in West Jakarta to five favorite namely UIN, BINUS, UNJ, UI and UMN in the next period and to discover the source of reference selection and assessment of student on the fifth university. Sample consists of 39 class XII student at Madrasah Aliyah Al-Islamiyah in West Jakarta, with the methods and type of survey of survey research is descriptive research. The result is a prediction of the five university in order in the next period of (0.5135, 0.1008, 0.2077, 0.078, 0.1) and the selection of a reference source that is 0.62 of brand image, 0.583 of the promotional events, 0.582 from friends and 0.54 of the university security. Largest market share held by UIN enthusiasts of 51%, while the smallest market share owned by UI enthusiasts is equal to 8%.<br />Keywords: Markov Chain, Favorite, Madrasah Aliyah Al-Islamiyah (MA), West Jakarta, University

Den Tod studieren. Moraltheologe Rupert M. Scheule über den Master „Perimortale Wissenschaften“

2021 ◽  
Vol 54 (4) ◽  
pp. 548-552
Author(s):  
Rupert M. Scheule ◽  
Petra Hemmelmann
Keyword(s):  
Master's Degree ◽  
Moral Theology ◽  
Degree Program ◽  
Master's Degree Program ◽  
Winter Semester ◽  
Master’S Degree ◽  
The University ◽  
Course Of Study

They are an integral part of life, yet many people avoid the topics of dying, death and mourning. All the more remarkable, then, that the University of Regensburg has been offering a master's degree program since the 2020/21 winter semester that explicitly addresses these existential areas. The course of study "Perimortal Sciences: dying, death and mourning interdisciplinary" is unique in Germany. It is led by Rupert M. Scheule, Professor of Moral Theology, who also helped develop the concept. He related to Petra Hemmelmann, editor of Communicatio Socialis, who decides for this unusual course of study, their reasons for doing so and what the students learn and discuss there.

Prevalence of alcohol use and associated factors among Dilla University Students, Dilla Town, Southern Ethiopia. 2018

2020 ◽  
Author(s):  
Yigrem Ali Chekole
Keyword(s):  
Alcohol Use ◽  
Undergraduate Students ◽  
Associated Factors ◽  
Sampling Technique ◽  
Cross Sectional Study ◽  
Southern Ethiopia ◽  
P Value ◽  
Cross Sectional ◽  
Level Of Significance ◽  
The University

Abstract Introduction Compared to other deadly communicable diseases, Psychoactive Substance use is among the leading cause of death. Repeated use linked to addiction, dependence and predisposition for criminal and antisocial behaviors. Even though drug use in Africa relatively is short; however the abuse of drug in Africa is escalating rapidly. Substances use is also one of the most burning and growing public health problems in Ethiopia, as in many developing countries; alcohol is the most frequently used substance. Objective To Assess the Prevalence of alcohol Use and Associated factors among Dilla University undergraduate students in Southern Ethiopia. 2018. Methods An Institution based cross -sectional study was conducted at Dilla University among undergraduate regular students from January-February. Systematic random sampling technique was used to get a total of 803 samples of students from each year and department of the university. The collected data was coded, entered in to EPI-INFO version7.1 and analyzed by using SPSS version 20. Crude and adjusted OR were analyzed using logistic regression and the level of significance of association was determined at P- value <0.05. Result A total of 803 participants were interviewed with a response rate of 91.7%. Among the Participants, alcohol use was found to be 67.6%. (41.8%; n=336). Being 4 th year students (AOR =2.66, 95% CI: 1.64, 4.31), having friends who use substance (AOR=1.53, 95% CI: 1.09, 2.1), being Khat user (AOR= 1.48, 95% CI: 1.05, 2.09) and being Cigarette smoker (AOR=1.76, 95% CI: 1.09, 2.84) were found to be significantly associated with alcohol use. Conclusion Half of the participants found to have alcohol use. Therefore, early prevention, detection and alleviating of alcohol use should be implemented among students in the university.

Economic Drivers of Domestic Violence among Women

2016 ◽  
pp. 222-240
Author(s):  
James Atta Peprah ◽  
Isaac Koomson
Keyword(s):  
Domestic Violence ◽  
Violence Against Women ◽  
Logit Model ◽  
Married Couples ◽  
Economic Activities ◽  
Cape Coast ◽  
Binary Logit Model ◽  
Domestic Violence Against Women ◽  
Level Of Significance ◽  
The University

Violence against women seems to be more of an economic than a sociological problem. In Ghana, no study has investigated the economic causes of domestic violence against women. The chapter seeks to investigate the economic factors that are likely to drive domestic violence among married couples. The study uses a survey of 260 married women from selected communities around the University of Cape Coast. Due to the nature of the measurement of domestic violence, the study adopts the binary logit model to estimate the key economic variables that affect the likelihood of being subjected to domestic violence. Average income, property ownership, economic activities, and their interactions seem to drive domestic violence after controlling for some household covariates. It is found that income and a combination of being economically engaged and owning an asset significantly affected domestic violence at their desired level of significance. Stemming from this, the authors call on the appropriate authorities to make credit facilities available to women to enable them to be economically engaged. Empowering women through the provision of micro-credit facilities has the potential to reduce the economic dimensions of domestic violence.

scholarly journals Love, Lies, and Money: Financial Infidelity in Romantic Relationships

2019 ◽  
Vol 47 (1) ◽  
pp. 1-24 ◽  
Author(s):  
Emily N Garbinsky ◽  
Joe J Gladstone ◽  
Hristina Nikolova ◽  
Jenny G Olson
Keyword(s):  
Romantic Relationships ◽  
Individual Variation ◽  
Mobile Application ◽  
Romantic Partner ◽  
Financial Behavior ◽  
Money Management ◽  
Bank Account ◽  
Payment Methods ◽  
Account Information ◽  
Antecedents And Consequences

Abstract Romantic relationships are built on trust, but partners are not always honest about their financial behavior—they may hide spending, debt, and savings from one another. This article introduces the construct of financial infidelity, defined as “engaging in any financial behavior expected to be disapproved of by one’s romantic partner and intentionally failing to disclose this behavior to them.” We develop and validate the Financial Infidelity Scale (FI-Scale) to measure individual variation in consumers' financial infidelity proneness. In 10 lab studies, one field study, and analyses of real bank account data collected in partnership with a couples’ money-management mobile application, we demonstrate that the FI-Scale has strong psychometric properties, is distinct from conceptually related scales, and predicts actual financial infidelity among married consumers. Importantly, the FI-Scale predicts a broad range of consumption-related behaviors (e.g., spending despite anticipated spousal disapproval, preferences for discreet payment methods and unmarked packaging, concealing bank account information). Our work is the first to introduce, define, and measure financial infidelity reliably and succinctly and examine its antecedents and consequences.

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