scholarly journals PERBANDINGAN REKSADANA SYARIAH DENGAN REKSADANA KONVENSIONAL DALAM DUNIA PERBANKAN

2018 ◽  
Vol 4 (1) ◽  
Author(s):  
Reonika Puspita Sari

Low risk investments almost all investors want to do it and vice versa, it is not easy to find investors who want to do it. Many alternatives to invest for investors one way through a mutual fund..The difference between Islamic mutual fund and conventional mutual fund is based on the legal basis, that sharia mutual fund is based on Islamic Shari'a, all of its elements are more to see halal and haramnya while conventional mutual funds more to the public do not look halal and haramnya in a company that produce a goods that will investing funds into these mutual funds. Thus, it can be concluded that, Islamic mutual funds in the investment not only aims to get a high return and not only maximize the high welfare of the owners of capital, but more attention to the portfolio owned remains on the investment aspects of companies that have halal and good products which do not violate the rules of sharia, while conventional funds only aimed as maintenance of money that is in the guard or maintained and not based on Islamic Shari'ah not prioritize maslahahnya but only prioritize the benefits alone.

2018 ◽  
Vol 4 (2) ◽  
pp. 130-138
Author(s):  
Rajan Bilas Bajracharya ◽  
Rushil Bhakta Mathema

A Mutual Fund is an investment vehicle that pools funds from various investors and invests the funds in stocks, bonds, short-term money-market instruments, other securities or assets or some combination of these investments. The primary goal behind investment in mutual fund is to earn goods return with comparatively low risk. The main objective of this research is to identify investors’ preference towards mutual fund in Kathmandu metropolitan city. By using in structured questionnaire, Description statistical tools like chi-square test have been used for analyzing the data. The findings from this research are that the most of the investors are doubtful to invest the new age investment like mutual funds.


2016 ◽  
Vol 3 (1) ◽  
pp. 13
Author(s):  
Dimas Rahmat Wijaya ◽  
Dedi Rusdi

Investors are required to be more prudent in determining the investment option since many choices For investing in a mutual funds are popped . So some research is needed to review the performance of mutual funds that active in Stock exchange to be a reference in predicting the performance of mutual funds next year. This research use data from the beginning of the period 2007 until the end of 2012 or from the beginning of the global crisis period and during the crisis period is underway , it is expected to provide accurate results as a benchmark to invest in mutual funds . Because nowaday, the development of the capital markets is used by firms to raise funds from the public . The results of this study showed the presence of persistence in the performance of quarterly, semi annually, annually and biennial mutual fund shares at the Indonesia Stock Exchange . While the monthly and triennial performance of mutual fund shares in Indonesia Stock Exchange did not persistence.


2017 ◽  
Vol 8 (3) ◽  
pp. 163-169
Author(s):  
Moh. Benny Alexandri ◽  
Meita Pragiwani ◽  
Dhylla Laiela

Abstract Mutual fund has already existed in Indonesia since 1995 but it has not been socialized. It was due to lack of information to the public about how to invest in stock market, especially in mutual fund. So that, the public have difficulties in assessing and selecting the mutual fund that can provide optimum performance and has benefits affecting the growth of mutual fund. The purpose of this research is to analyze the effect of asset allocation policy (sharia stocks, sharia bonds (sukuk), and mudharabah deposits) on the performance of mixed sharia mutual fund in Indonesia during 2010-2013. The type of this research is descriptive-verification analysis. The samples used are seven mixed sharia mutual funds in each year. So the total number of samples are twenty eight mixed sharia mutual funds during 2010-2013. The result shows that asset allocation policy for sharia stocks, asset allocation policy for sharia bonds (sukuk), and asset allocation policy for mudharabah deposits are simultaneously affecting mixed sharia mutual fund performance. It is simultaniously indicated 0.522 or approximately 52.2%.


Author(s):  
Rezza Badruzzaman ◽  
Arnisa Stefanie

Electrical energy is included in the primary needs of humans in this era, where in this modern era, almost all equipment is electronic based so that the need for electrical energy is very large. In Indonesia, there is a company that is in charge and responsible for processing and distributing electricity to the public, namely PLN or more specifically the Substation. To distribute electricity at this substation, there are primary equipment that functions as a transmission regulator, one of which is a power breaker (PMT). PMT is one of the important assets in the reliability of the electricity system at the substation, so periodic testing and maintenance is very necessary. Testing and maintenance on PMT are very diverse from insulation resistance testing, simultaneous testing (Breaker Analyzer), SF6 gas characteristic testing, and PMT contact resistance testing. This contact resistance test is carried out to determine the resistance value of the PMT contact, from the resistance value obtained it can also be seen for the value of the power loss generated by the PMT when operating.


2021 ◽  
Vol 9 (11) ◽  
pp. 116-125
Author(s):  
Prakash Yalavatti ◽  

The large-cap equity fund is one of the mutual fund schemes and fund mobilized under this scheme is invested in equity securities of large-capitalized companies. This scheme is highly preferred scheme for investment by those who want to receive reasonably high return with less risk. The present study analyzes the profile, perception and satisfaction level of retail investors in large-cap equity funds. This study is based on both primary and secondary data. The study concludes that the majority of the investors are mid-aged people and men investors are more than women. Most of the investors have graduation and belong to the small saving group. The investors have moderately satisfied with large-cap fund investment on an average basis.


2017 ◽  
Vol 21 (1) ◽  
pp. 23-34 ◽  
Author(s):  
Inderjit Kaur

The investors of mutual funds can reduce their selection risk by selecting the mutual funds based on certain criteria. One such criterion could be the educational credentials of fund managers. The present study has examined whether performance of mutual funds could be attributed to differentials in educational credentials of fund managers and thereby can provide necessary signals to investors. The study has compared performance and investment strategy of fund managers having management degree from premier management institutions with others having CA/CFA/ICMA qualification. The results show that the performance between these two groups of fund managers does not differ significantly. However, the difference in performance became significant after controlling for various fund characteristics, such as size, expense ratio, liquidity ratio and flow of funds. This suggests that the relation between fund performance and educational credentials may be moderated by control variables. The results showed that the fund managers with a premier management degree were performing better than the other group and that they also followed a more extreme investment strategy. Further, the study has examined whether the relation between educational credentials of fund managers and performance and investment strategy has been impacted by different time periods of economic cycle. The examination in different sub-periods of economic cycle provided better performance of fund managers with premier management education, particularly during crisis period of economy. This performance differential due to educational credentials during the crisis period have been independent of the investment strategy of fund managers.


Author(s):  
V.B. Karuna Moorthy, Et. al.

Mutual funds are the key factor for the financial arbitrator. Corporations, governments, and individual investors are benefitted out of mutual funds on a large scale. Mutual funds seem to be an attractive scheme of investment among society. The new money flow in terms of investment yields enhanced results in mutual fund investment. Mutual funds attract small investors to benefit greatly due to diversified capabilities. Shareholders are benefited through mutual funds in numerous ways. This paper tries to analyse the importance of mutual funds and their need in this current scenario. Further, this paper also tries to investigate the ways in improving the growth of mutual fund investment plans among the public.


2020 ◽  
Vol 5 (2) ◽  
pp. 226
Author(s):  
Azizatur Rahmah

Balanced Sharia Mutual Fund Product apply a cleaning or filtering process in the securities portfolio construction. The screening process carried out by removing the income obtained from activities thet are not in accordance with Islamic principles. This process raises doubts about the performance of this mutual fund. Investors also assume that the return on investment in Balanced Sharia Mutual Funds is not as large as the return on investment in the Orchid Mutual Fund. In this period, there is data that shows Balanced Sharia Mutual Funds experienced more profits than Anggrek Mutual Funds by 23 times. Even though during the research period Balanced Sharia Mutual Fund often provide higher invsetmen returns, Orchid Mutual Funds have also experienced the same thing. The results of calculations using the t-test method obtained t-count of 11.93. Thus t-stat>from t-table or 11.93>2.807. The t-stat value is obtained from the difference in the percentage of return on investment in the Orchid Mutual Fund minus the yeild for Balanced Sharia Mutual Funds of 171.77 divided by a deviation of 14.38. The conclusion of this study is that there are data that show Balanced Sharia Mutual Funds experience more benefits than Orchid Mutual Funds.


2021 ◽  
Vol 15 (1) ◽  
pp. 1-91
Author(s):  
Judith Resnik

Abstract In 1935, when the U.S. Supreme Court’s new building opened and displayed the phrase “Equal Justice Under Law,” racial segregation was commonplace, as were barriers limiting opportunities for men and women of all colors to participate in economic and political life. The justices on the Court and the lawyers appearing before them reflected those facts; almost all were white men. Today, the Supreme Court’s inscription has become its motto, read as if it always referenced an understanding of equality that has become central to the identity and the legitimacy of courts. The judiciary “looks” somewhat different than it did and, in a sense, has become more “representative” of the range of people appearing in courts. Given the role that courts had played in sustaining discrimination, the impression that courts ought to welcome everyone is a major achievement. Yet, to assess the impact of new judicial demographics requires analysis of other major alterations in U.S. courts—the influx of diverse litigants newly entitled to pursue legal claims; the economic barriers facing many claimants; the emergence of judiciaries as agency-like promoters of agendas; and the displacement of public adjudication through the privatization of dispute resolution. Studies of women as judges focus mostly on their rulings, but probing the “difference that difference makes” requires looking beyond judicial opinions. Courts in the United States have developed structural capacities to propose rules and legislation, create education programs, commission research and task forces, and lobby for resources. When women of all colors and men of color became lawyers and judges, they created affinity organizations and pressed courts to research court-based bias and to revise rules of ethics, doctrine, and practice. Those changes are part of the impact of diversification within the legal profession, as is the backlash against affirmative efforts to reform practices. Another difference of the last decades is that new rights have brought into court many claimants with limited means. Participatory participation (“equal justice under law”) remains elusive, while the “justice gap” (shorthand for the lack of sufficient governmental help for under-resourced litigants) is pervasive. Worse yet, in some jurisdictions, courts have served as “revenue centers,” using court-imposed assessments as income. Failure to pay “legal financial obligations” can result in suspension of driver’s licenses, the loss of voting rights, and other sanctions levied disproportionately on people who are poor and of color. Instead of being seen as fonts of fairness, courts are coming to be identified as sites of inequality. In addition, many courts have embraced alternative forms of dispute resolution that make both processes and outcomes less visible to the public. Through doctrine and rules, U.S. courts have shifted their own practices as well as enforced mandates imposed on consumers and employers that push them out of court and out of class or joint actions. In sum, the new faces on the bench ought not to obscure that the project of representation, inclusion, and equality is far from complete. The vivid inequalities in courts are problems for courts because such disparities undermine their ability to be places of justice.


2020 ◽  
Vol 2 (2) ◽  
pp. 41-52
Author(s):  
Dery Ariswanto

This article has the purpose to explain and analyze sharia investment activities in Indonesia. Investment has become one of the most popular economic activities in several developed countries, so far it has been common in developing countries, such as Indonesia. Islamic mutual fund is an interesting activity for people who will invest their wealth on the trading floor in accordance with sharia rules. As Sharia mutual funds are a means or container used to collect funds from the public which will then be invested in a portfolio of securities that is assisted by the investment manager. In this case, the securities portfolio can be in the form of money market instruments, stocks, bonds, or a combination of several forms of them. The operational me­chanism in sharia mutual funds consists of two channels, first, the contract between the capital owner and the investment manager is implemented with a wakalah system. Secondly, investment managers and investment users are held in a mudharabah agreement. The basic principle in sharia mutual funds is the mudharabah or qiradh principle, which means an activity in which the capital owner gives a portion of his property to others who are competent to be further managed with the provision that the profits to be obtained from the management results are divided according to the conditions that have been agreed by both parties in advance. Keywords: investment, Islamic mutual funds.


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