scholarly journals BumDes Pay sebagai Katalisator Ketahanan Ekonomi Desa

2019 ◽  
Vol 2 ◽  
pp. 865
Author(s):  
Ahmad Ghifary Rizalun Nafis ◽  
M. Millaturrofi’ah

Parameters of National Independence may be observed from economic independence and quality of the available resource, both human resource and natural resource. Indonesia has an advantage both in a demographic and natural resource that varies widely in various rural areas.  Therefore, it is fitting for Indonesia to position the rural as a great power that will contribute to the resilience of the national economy. In line with this principle, the development of rural independence is manifested in a legal codification specifically discussing rural which give output in form of rural Funds and Badan Usaha Milik Desa (BUMDes). The implementation of strengthening rural independence through BUMDes which has been going on for 3 years shows a less significant development by various causes. From the quality of the management of human resources to the business fields that are considered to require new innovations. Welcoming the era of Indonesia 4.0 BUMDes Pay that presented as a village-owned business which is engaged in finance or capital in the form of digital financial service and office-free financial services (Laku Pandai). This service is carried out to become a means of assisting the empowerment of rural communities to strengthen productivity in order to sustain the national economy. This research is carried out to become a means of assisting the empowerment of rural communities to strengthen productivity in order to sustain the national economy.

2021 ◽  
Vol 7 (2) ◽  
pp. 1-15
Author(s):  
Mukhtar Sarman

Since 2015, the Government has allocated village development funds in the form of Village Fund policies of IDR 20.7 trillion, then in 2016 it increased to IDR 46.9 trillion, and continues to increase in the following years. However, based on field research in a number of regions in Indonesia, it turns out that the use of Village Funds is not optimal, some of which have been proven wrongly targeted, not transparent in use, and not accountable in reporting. The aspect of planning activities and the quality of human resources implementing policies and coordination between parties that should play a role are still a major problem. The PPP (Public-Private Partnership) model is actually intended for the development of large-scale projects, such as the construction of highways or seaports and airports. But by taking the substance of cooperation from the parties that each have strengths, the PPP model (and its variants) may be applicable in the use of Village Funds. Using secondary data analysts, the following article discusses the theoretical aspects of the advantages of the PPP model. This model is juxtaposed with cases of success in building the economic self-reliance of rural communities with the help of private parties and academics. It is assumed that the partnership model can be an alternative solution to further optimize the use of Village Funds in order to reduce poverty in rural areas.  


Author(s):  
Mukhtar Sarman

Since 2015, the Government has allocated village development funds in the form of Village Fund policies of IDR 20.7 trillion, then in 2016 it increased to IDR 46.9 trillion, and continues to increase in the following years. However, based on field research in a number of regions in Indonesia, it turns out that the use of Village Funds is not optimal, some of which have been proven wrongly targeted, not transparent in use, and not accountable in reporting. The aspect of planning activities and the quality of human resources implementing policies and coordination between parties that should play a role are still a major problem. The PPP (Public-Private Partnership) model is actually intended for the development of large-scale projects, such as the construction of highways or seaports and airports. But by taking the substance of cooperation from the parties that each have strengths, the PPP model (and its variants) may be applicable in the use of Village Funds. Using secondary data analysts, the following article discusses the theoretical aspects of the advantages of the PPP model. This model is juxtaposed with cases of success in building the economic self-reliance of rural communities with the help of private parties and academics. It is assumed that the partnership model can be an alternative solution to further optimize the use of Village Funds in order to reduce poverty in rural areas.


2018 ◽  
Vol 1 (1) ◽  
pp. 53-68
Author(s):  
Winarsih Winarsih

Branchless banking is a new system which is implemented by banks in Indonesiawith aims to provide services to rural communities in order to access bankingservices such as lending or deposit money in the bank through an intermediaryagent. At first the rural communities are hard to obtain banking facilities such asmicro-credit whereas economic activities are largely actuated by lower-classsector therefore the Financial Services Authority or Otoritas Jasa Keuangan (OJK)issued the regulation number. 19/POJK.03/2014 about the financial serviceswithout office in the framework of financial inclusion on November 18, 2014 toface it. In this regulation, there are several things that need to be reviewed suchassessment accountability arrangements of agent as a third party who is notclearly regulated whereas according to some research there are some risk in themechanism of implementation like as potential of fraud due to the using of agentin this system. Though basically branchless banking is one of the strategicnational strategies to provide financing to small businesses in rural areas in orderto increase the competitiveness of products to compete in the ASEAN economiccommunity. Therefore, a legal instrument that can ensure and provide legalcertainty in branchless banking system is a very important thing, more overbranchless banking is the strategic of government to develop the quality of therural economy to face the ASEAN economic community.


Vitruvian ◽  
2019 ◽  
Vol 8 (2) ◽  
pp. 67
Author(s):  
La Ode Abdul Rachmad Sabdin Andisiri ◽  
Ishak Kadir ◽  
Muhammad Zakaria Umar

Pembangunan perdesaan adalah bagian integral dari pembangunan Indonesia, hakekat pembangunan adalah pembangunan manusia dan sumber daya manusia di perdesaan masih sangat rendah sehingga, arah pembangunan desa sebaiknya mengutamakan manusia dan penciptaan lapangan kerja. Penelitian ini bertujuan (1)  mengetahui fasilitas yang dibutuhkan oleh masyarakat perdesaan sebagai prasarana belajar, (2) menemukan rumusan kawasan binaan kampung kerja sebagai kawasan aglomerasii pendidikan sebagai upaya peningkatan kualitas sumber daya masyarakat desa. Penelitian ini diselenggarakan di Kabupaten Muna dan metode penelitian ini berlandaskan pada paradigma post-positivisme yakni metode studi kasus pendekatan kualitatif dimana aspek – aspek yang dianalisis adalah angkatan kerja, sektor ekonomi, kebutuhan bangunan, infrastruktur, dan zonasi keruangan. Penelitian ini menemukan dua temuan (1) kebutuhan akan fasilitas yang dibutuhkan untuk peningkatan kualitas angkatan kerja, (2) rumusan model kawasan binaan kampung pendidikan dan pelatihan kerja sebagai kawasan aglomerasi peningkatan sumber daya manusia perdesaan.Rural development is an integral part of Indonesia's development, the essence of development is human development and human resources in rural areas are still very low so that the direction of rural development should prioritize humans and job creation. The objetives of this research are (1) find out the facilities needed by rural communities as learning infrastructure, (2) find the formulation of the working area of the working village as an educational agglomeration area as an effort to improve the quality of rural community resources. This research was conducted in Muna Regency and this research method was based on the post-positivism paradigm, a case study method of qualitative approach where the aspects analyzed were labor force, economic sector, building needs, infrastructure, and spatial zoning. This study found two findings (1) the need for facilities needed to improve the quality of the workforce, (2) the formulation of the model of the village built area of education and job training as an agglomeration area to increase rural human resources.  


2012 ◽  
Vol 50 (No. 10) ◽  
pp. 465-470
Author(s):  
G. Pavlíková ◽  
P. Maříková

The rural area is a very important multifunctional space, with landscape enhancement value and function. These factors are then necessary for the directions of development process in rural communities. The countryside creates an important part of economic and social state system. The area of work and the employment of population into the productive age present ones of significant macro-economic indicators of the capacity of national economy. Changes of economy in the market space, transformation of companies of agricultural primary production to new legal form, restructuring of production and manpower in agriculture  caused leaving of part skilled of the workers, as well as other workers to another branches of national economy. In 1990’s, especially in the beginning during the transformation of Czech economy, there was a big boom of private business and new forms of business activities and subjects emerged. Traditional lifestyle, which continues in the Czech countryside, determined that small enterprise prevails here. Current economics clearly shows that small and medium enterprises have an unsubstitutable role in our economic development and greatly contribute to creating new jobs in individual regions.


2018 ◽  
Vol 6 (1-2) ◽  
pp. 118-124
Author(s):  
Tabita Cornelia Adamov ◽  
Tiberiu Iancu ◽  
Luminița Pîrvulescu ◽  
Ioan Brad ◽  
Gabriela Popescu ◽  
...  

Rural tourism and agrotourism have an extremely important contribution in rural area’s development, not only in financial terms but also in terms of increasing and improving the quality of life of residents from these areas. So, the development of these forms of tourism is required in the rural area, both economically and socially. Known as an important ethnographic area of the country, with traditional elements specific, Almaj Valley through natural and cultural potential available, it stands more and more lately by intensifying rural tourist and ecotourist activity. However, tourist infrastructure is very underdeveloped, to rural communities returning the mission to get more involved in this purpose, having in view, the national and international recognition of the high tourism potential of this area Romanian area still retains, quite well, the traditional, cultural, ethnographic and folklore valences specific to rural areas, providing favorable conditions for development of rural tourism and agrotourism. Romanian villages have a rich tourist potential, having diversified tourist resources: traditions, customs and folk values, cultural monuments, historical and art and an unpolluted natural environment with a rich natural tourism potential. Almajului Depression known as well as the Almaj Country, Almajului Valley or Bozovici Depression is situated in the South-East side of Banat Mountains, in the south of Caras-Severin county, near the Parallel 45°, being an intramountainous depression, of ellipsoidal form of NE-SW orientation, belonging to Nera basin.


2016 ◽  
Vol 9 (1) ◽  
pp. 268
Author(s):  
Ben G.J.S. Sonneveld ◽  
Sally Bunning ◽  
Riccardo Biancalani ◽  
D. Ndiaye ◽  
Freddy Nachtergaele

<p>This paper investigates if farmers’ asset values have a predictive power to asses land quality. A rich sustainable livelihood literature describes small farmers’ biophysical and socio-economic environment through asset values, which closely adheres to the required information for an integrated quality appraisal of the natural resource base. For our analysis we use an in-depth survey held among 50 famers’ households in three rural areas of Senegal. Farmers gave scores for their livelihood assets (human, physical, natural, financial and social) and judgments on the state and trend of the quality of their natural resource base (crop land, rangeland, forest and water resources). As our observational data are dominated by unobserved heterogeneity, we refrain from causal statistical analysis and seek associative patterns between asset values and state and trend of natural resource quality using data visualization techniques and descriptive statistics. We compare categorical data on state and trend of land qualities with asset value classes in a frequency distributions evaluation (Chi-square) and with continuous asset value scores in an analysis of variance (ANOVA). For state of forest we found consistent but counterintuitive differences for various asset values with higher asset values for ‘degraded’ classes and lower values for ‘good’ quality of the forests. There is some evidence that trend of forest quality can be derived from asset value scores which were in agreement with our premise of lower scores for low quality and higher scores for better quality. Yet, overall we have to conclude that asset values do not correlate straightforward and unequivocally with state and trend of natural resource quality. </p>


2020 ◽  
Vol 12 (22) ◽  
pp. 9438 ◽  
Author(s):  
Dunja Demirović Bajrami ◽  
Adriana Radosavac ◽  
Marija Cimbaljević ◽  
Tatiana N. Tretiakova ◽  
Yulia A. Syromiatnikova

One of the key factors for success of sustainable tourism industry in all areas, including rural, is the support of community members. The paper aims to analyze how rural residents’ perceptions of sustainable tourism development (expressed through economic, social, environmental, and physical benefits) can affect residents’ intentions to support tourism. The second aim was to determine if attachment to the particular community and perceived quality of life can have influence on attitudes towards sustainable development of tourism in rural communities. Using a sample of 881 residents living in rural areas of the Republic of Serbia, the results highlighted that perceived values of tourism were important for evaluating how tourism is developed, if it is sustainable for a community, and how it affects quality of residents’ life. The study provided better understanding of factors that can have impact on residents’ attitudes in relation to tourism and highlighted the importance of paying attention to local community as significant player for tourism development, especially in those regions that want to boost its economy by developing sustainable tourism.


2010 ◽  
Vol 26 (2) ◽  
pp. 137-148 ◽  
Author(s):  
Rebecka Milestad ◽  
Johan Ahnström ◽  
Johanna Björklund

AbstractAs farms are consolidated into larger operations and small farms close down for economic reasons, rural areas lose ecological, social and economic functions related to farming. Biodiversity and scenic, open-vista landscapes are lost as fields are left unmanaged. Social and economic benefits such as local job opportunities and meeting places disappear. Four Swedish rural communities were examined to increase our understanding of the functions that a diverse agriculture provides and which of these are lost as farms cease operation and overall rural social capital is depleted. Workshops and interviews with village action groups and with farmers were carried out. Both groups identified key functions from farming that are important to the rural community, such as production of food and fiber, businesses and jobs, human services, local security, ecosystem services such as nutrient cycling and biodiversity, and functions pertaining to quality of life. Several ways in which village action groups can support agriculture were identified that current industrial agriculture and even agri-environmental schemes fail to achieve. These include organizing local meeting places, encouraging local processing and consumption and supporting farmers in their work. We conclude that agriculture and village action groups match well in community development and that policies supporting this match would be useful.


2009 ◽  
Vol 3 (3-4) ◽  
pp. 21-23
Author(s):  
Petra Maier ◽  
Jaroslav Homolka ◽  
Éva Darabos ◽  
Ildikó Tikász ◽  
Károly Pető ◽  
...  

Agricultural companies play a key role in enriching the cultural and social life of the rural areas in which they function. Therefore, these companies serve towards preserving a quality of life necessary for rural communities to survive and to develop rural areas. However, the financial, human resource and material expenditures necessary to sustain rural communities are difficult to quantify. These studies, on the basis of internationally focused case studies, attempt to measure, systemize and evaluate the charitable engagement of farmers.


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