scholarly journals Analisis Rasio Likuiditas Pada PT. Bank Pembangunan Daerah Sumatera Barat

2021 ◽  
Author(s):  
Lendriani ◽  
Doni Marlius

The purpose of this study was conducted to determine how the Liquidity ratio at PT. Bank Pembangunan Daerah Sumatera Barat. This study uses a quantitative data analysis method, namely by analyzing the development of financial reports published by the Bank Pembangunan Daerah Sumatera Barat for the 2015 – 2019 period. The results of this study indicate that the bank’s Cash Ratio in good health, the Quick Ratio rate shows that the bank is still in good condition because the bank is able to pay its short-term obligations, by using current assets owned by the bank, the Loan to Deposit Ratio position of the bank can be said to be in good health because the bank is able to pay back the withdrawal of funds from customer using the credit provided.

Author(s):  
Nataļja Van Gejeka ◽  
Leonīds Pakrastiņš ◽  
Svetlana Ignatjeva

The purpose of this article is to show the increasing of the individual creativity potential on the base of the students’ integrative collaboration during the acquisition of the Building Constructions subject in professional university. The article deals with the issue of demand for highly-qualified, skillful and competitive specialists able to work in interdisciplinary team and organize collective work. Quantitative data analysis method was applied for analyzing the change in students’ creative abilities after the pedagogical experiment – adapted tests of creative abilities, which were developed by E. Torrens. Increase of the students’ creativity in the experimental class was deducted from the obtained data. 


2020 ◽  
Vol 1 (1) ◽  
pp. 214-224
Author(s):  
Nisa Fajriati Nurfaridah

Program Layanan Jemput Maslahah is a service provided by BJB Syariah Bank to meet customer needs by visiting customers directly to accommodate customers' transaction needs quickly and easily. This research is an evaluation of a program issued by BJB Syariah Bank. This study aims to analyze the effect of the program layanan jemput maslahah, satisfaction and trust as a mediating variable on the intensity of the use of mudharabah savings. In this study the population consisted of customers in two Bank BJB Syariah Sub-Branch Offices spread across the Regency of Bandung. The samples used in this study were 125 customers of the Syariah BJB Bank in Bandung Regency. The data used is primary data in the form of a closed questionnaire. The data analysis method used is descriptive data analysis and quantitative data analysis. The tool used to analyze data in research is SmartPLS 2.0. The results of this study indicate that Layanan Jemput Maslahah has a positive influence on the Intensity of the Use of Mudharabah Savings and Satisfaction and Trust can positively mediate between Layanan Jemput Maslahah and the Intensity of the Use of Mudharabah Savings.


2020 ◽  
Vol 1 (2) ◽  
pp. 111-122
Author(s):  
Ni Ketut Murdani ◽  
Ni Luh Ketut Ayu Sudha Sucandrawati ◽  
I Dewa Nyoman Usadha

The success of the company is strongly influenced by the performance of its employees. Good performance is the optimal performance, that is, performance that conforms to the organization's standards and supports the achievement of organizational goals. Each company will strive to always improve the performance of its employees in order to achieve the goals set by the company.The purpose of this study are: 1) To determine the effect of motivation on employee performance Wangaya Denpasar Hospital; 2) To know the influence of leadership on employee performance of RSUD Wangaya Denpasar City; 3) To know the influence of work discipline on employee performance of Wangaya Hospital Denpasar City; and 4) To find out whether the motivation, leadership and work discipline affect together on the performance of employees of Wangaya Hospital Denpasar City. Data Analysis Method used in this research is quantitative data analysis and analyze by using program of SPSS ( Statistical Package for Social Science) for windows version 21.The result of this research is that the motivation has no significant effect to the employee performance at RSUD Wangaya Kota Denpasar of 0,111 or 11% where significant value 0,106 or bigger than level of significant (α) 0,05 Leadership significant to employee performance at RSUD Wangaya Denpasar city sebersar 0,210 or 21% where significant value 0.000 or smaller than level of significant (α) 0,05. Work discipline has no significant effect on employee performance at RSUD Wangaya Kota Denpasar of 0,051 or 5% where significant value 0,477 or bigger than level of significant (α) 0,05. Motivation, leadership and work discipline together affect the performance of employees of Wangaya Hospital Denpasar City of 0.67 or 67% of the rest by 33% influenced by the variable not examined in this study. Where the significance value is 0.000 or smaller than the 0.05 level of significant (α)  0,05.


2020 ◽  
Vol 1 (1) ◽  
pp. 214-224
Author(s):  
Nisa Fajriati Nurfaridah

Program Layanan Jemput Maslahah is a service provided by BJB Syariah Bank to meet customer needs by visiting customers directly to accommodate customers' transaction needs quickly and easily. This research is an evaluation of a program issued by BJB Syariah Bank. This study aims to analyze the effect of the program layanan jemput maslahah, satisfaction and trust as a mediating variable on the intensity of the use of mudharabah savings. In this study the population consisted of customers in two Bank BJB Syariah Sub-Branch Offices spread across the Regency of Bandung. The samples used in this study were 125 customers of the Syariah BJB Bank in Bandung Regency. The data used is primary data in the form of a closed questionnaire. The data analysis method used is descriptive data analysis and quantitative data analysis. The tool used to analyze data in research is SmartPLS 2.0. The results of this study indicate that Layanan Jemput Maslahah has a positive influence on the Intensity of the Use of Mudharabah Savings and Satisfaction and Trust can positively mediate between Layanan Jemput Maslahah and the Intensity of the Use of Mudharabah Savings.


2009 ◽  
Vol 55 (4) ◽  
pp. 380-388 ◽  
Author(s):  
H. Huang ◽  
S. A. Eddinger ◽  
R. B. Stephens ◽  
A. Nikroo

2021 ◽  
Author(s):  
Zea Putri Yonanda ◽  
jhon fernos

The purpose of this study is to determine the analysis of financial statements based on the level rentabilitas at PT. Bank Pembangunan Daerah Sumatera Barat. Data analysis method using quantitative data, namely data sourced from the financial statements of PT. Bank Pembangunan Daerah Sumatera Barat. Based on the results of research where the 2017-2019 perio shows that, the average NPM value 24.42%, with the standards set by Bank Indonesia 3% - 12.5%, the evaluation results are very good. For an average ROA value 1.47%, with the standards set by Bank Indonesia of 0.5% - 1.25%, the evaluation results are good. For an average ROE value 21%, with the standard set by Bank Indonesia of 5% - 12.5%, the evaluation results are very good.


PARAMETER ◽  
2021 ◽  
Vol 6 (1) ◽  
pp. 1-11
Author(s):  
Edison Hamid

This study aims to determine how inventory turnover is in assessing Return On Asset. The research object, namely PT. Kalbe Farma, Tbk, which is taken from the financial reports for the period 2015-2019. This study used a qualitative method consisting of two variables, namely inventory cycle as the independent variable and return on asset the dependent variable. The data analysis method used in this research is inventory turnover analysis and return on asset analysis. The test results show that the average inventory turnover of 3.15 per year as a whole is categorized as good, when viewed from the general standard or the industry average which is above 2.5 times. For the average return on asset, it shows that return on asset is included in the very good criteria because it has reached the company standard. Then from the comparison of inventory turnover and return on assetor the last 5 years of the 2015-2019 period, the contribution of inventory turnover in assessing return on asset was 21.28% and the rest contributed to other factors not examined in this study. Penelitian ini bertujuan untuk mengetahui bagaimana perputaran persediaan dalam menilai Return On Asset. Objek penelitian yaitu PT. Kalbe Farma, Tbk yang diambil dari laporan keuangan periode 2015-2019. Penelitian ini menggunakan metode kualitatif yang terdiri dari dua variabel yaitu siklus persediaan sebagai variabel bebas dan return on asset sebagai variabel terikat. Metode analisis data yang digunakan dalam penelitian ini adalah analisis perputaran persediaan dan analisis return on asset. Hasil pengujian menunjukkan bahwa rata-rata perputaran persediaan 3,15 per tahun secara keseluruhan dikategorikan baik, jika dilihat dari standar umum atau rata-rata industri yang berada di atas 2,5 kali. Untuk rata-rata return on asset menunjukkan bahwa return on asset termasuk dalam kriteria sangat baik karena telah mencapai standar perusahaan. Kemudian dari perbandingan perputaran persediaan dan return on assetor 5 tahun terakhir periode 2015-2019, kontribusi perputaran persediaan dalam menilai return on asset adalah 21,28% dan sisanya berkontribusi pada faktor lain yang tidak diteliti dalam penelitian ini.


2021 ◽  
Vol 10 (2) ◽  
pp. 255-284
Author(s):  
Turki Alsolami ◽  
Mahmoud Aljadani

The aim of this study is to identify English language needs for religious guides at The General Presidency of The Grand Mosque and Prophet’s Mosque. This study adopted a quantitative approach methodology using needs analysis questionnaire. The quantitative data collection instrument was a questionnaire with (51) participants. SPSS was used as the quantitative data analysis method. Findings showed that listening and speaking were the most important skills, and reading was moderately important, while writing is not important at all. Also, English is greatly rated as a tool to effectively perform their tasks in term of preaching and advising guests and pilgrims. Difficulties are embodied in lacking English language, accents, and proper religious expressions and vocabulary. This study highlights an urgent need for English for Religious Purposes. The study proposes a general guideline for a course design framework based on participants’ needs.


Author(s):  
Agus Dwi Cahya ◽  
Heditri Rachmawati ◽  
Rista Ridhowasti Putri

AbstrakPada penelitian ini dimaksudkan untuk menganalisis rasio likuiditas perusahaan (X1), rasio profitabilitas perusahaan (X2) dan rasio solvabilitas perusahaan (X3) untuk mengukur kesehatan keuangan perusahaan (Y). Penelitian ini merupakan penelitian kuantitatif dengan metode analisis data. Pemilihan sampel penelitian ditentukan berdasarkan tujuan penelitian yaitu untuk mengetahui kesehatan keuangan UMKM Ameera Hijab di masa pandemi Covid-19 sehingga populasi dan sampel pada penelitian adalah UMKM “Ameera Hijab” yang berlokasi di jalan Parangtritis No. 9 Druwo Bangunharjo Kecamatan Sewon, Kabupaten Bantul, Propinsi Daerah Istimewa Yogyakarta. Hasil penelitian menunjukkan bahwa kesehatan keuangan pada Ameera Hijab di masa pandemi dalam kondisi baik ditunjukkan dengan nilai rasio likuiditas sebesar tak terhingga, rasio profitabilitas sebesar 37% dan rasio solvabilitas sebesar 0%.Kata Kunci: UMKM, likuiditas, profitabilitas, solvabilitas, dan kesehatan perusahaan AbstractThe world's economy has been greatly affected by the Covid-19 pandemic, including in Indonesia and has had a strong influence on MSMEs including the “Ameera Hijab” MSME. This study is intended to analyze the company's liquidity ratio (X1), the company's profitability ratio (X2) and the company's solvency ratio (X3) to measure the company's financial health (Y). This research is a quantitative research with data analysis method. The selection of research samples was determined based on the research objective, namely to determine the financial health of Ameera Hijab SMEs during the Covid-19 pandemic so that the population and sample in the study were “Ameera Hijab” SMEs located on Jalan Parangtritis No. 9 Druwo Bangunharjo, Sewon District, Bantul Regency, Special Region of Yogyakarta Province. The results showed that the financial health of Ameera Hijab during the pandemic was in good condition as indicated by the value of the liquidity ratio of infinity, the profitability ratio of 37% and the solvency ratio of 0%.Keywords: MSMEs, liquidity, profitability, solvency, and company health


2021 ◽  
Vol 4 (1) ◽  
Author(s):  
Yulis Nurul Aini ◽  
Agustin Dwi Haryanti ◽  
Khoriyah Trianti

ABSTRACTS This study aims to: 1. Understand how the performance of the cigarette industry in the Indonesia Capital Market. 2. Understand about the best performance among the cigarette industry. The research data was obtained from published on the Indonesia Stock Exchange and information company website in the form of financial reports for the period 2018-2020. The financial statement are analyzed using profitability ratios to explain the performance of each cigarette industry. The Profitability ratio used are ROE, ROA, NPM, and GPM. The data analysis method is descriptive and comparative by comparing the results of the calculation of the profitability ratios with the industry average standart. The result of this study indicate performance of cigarette industry was very good, except for PT. Bentoel Internasional Investama, Tbk and the best performance is PT PT. Hanjaya Mandala Sampoerna Tbk.


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