scholarly journals OPERATIONAL AUDIT FROM THE PROCEDURES PROVIDING LOAN CREDIT FOR PREVENTING PROBLEMS CREDIT

2018 ◽  
Vol 6 (2) ◽  
pp. 165
Author(s):  
RIKA HENDA SAFITRI ◽  
ABU KOSIM ◽  
MUHAMMAD NOPRI ISMANDA
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Descriptive Analysis ◽  
Working Capital ◽  
Analysis Phase ◽  
Credit Analysis ◽  
Future Business

The purpose of this research is to know the procedure of giving workingcapital loan at Bank Sumsel Babel, to know whether the procedure of Working Capital Credit at Bank Sumsel Babel has been run in accordance with prevailing regulation in Bank Sumsel Babel, and also effort to prevent problem loans through operational audit. The research method used in this paper is descriptive analysis with data collection techniques in the form of observation and interview with Credit Division Bank Sumsel Babel. The results of this study indicate that from the five stages in the provision of working capital loans, there are several findings that exist at the stage of credit analysis and in the credit supervision stage. In the credit analysis phase of credit application instrument documents (PAK) in the form of MPK and FIP is not prepared in accordance with the guidance book of credit (BPP) of Bank Sumsel Babel. In the credit supervision stage, credit analyst of Bank Sumsel Babel does not compose FRP where the document is an important document to monitor the progress of the debtor in termsof future business prospects. The weakness has a significant impact on theprovision of Bank Sumsel Babel where the weakness can lead to the risk of bad debts as a result of the wrong rating of the working capital creditors of Bank Sumsel Babel.

scholarly journals IDENTIFIKASI IKM (INDUSTRI KECIL MENENGAH) KECAMATAN JEPARA KABUPATEN JEPARA

2022 ◽  
Vol 2 (2) ◽  
pp. 23
Author(s):  
Agus Sarwo Edy Sudrajat ◽  
Nella Ardiantanti Siregar
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Raw Materials ◽  
Descriptive Analysis ◽  
Production Capacity ◽  
Working Capital ◽  
Normative Analysis ◽  
Qualitative Approaches ◽  
Analysis Technique ◽  
Over Time

<p class="Abstract"><em>Over time, The number of IKMs which continued to increase and were not accompanied by data collection was what ultimately caused problems. The lack of awareness to register a business that is owned is still one of the causes. In fact, this is very important to do. Seeing the above phenomenon makes us aware of the importance of data collection on IKM, especially those in Jepara District, Jepara Regency. This research method uses a qualitative approaches. The analysis technique used is descriptive analysis and normative analysis. The process of validation and data collection is based on the indocators contained in the querstionnaire. 9 indicators in data collection, namely IKM business actors, Business Permits, Type Of Industry, KBLI, Number Of Workers, Raw Materials, Working Capital, Production Capacity, and Investment. The final result of the activity is a data master document for IKM in Jepara District which is compiled in order to support the smooth implementation of goods / services procurement. </em></p><p class="Abstract"> </p>

scholarly journals NILAI PENDIDIKAN AGAMA HINDU DALAM PRASASTI KI MANTRI TUTUAN

2018 ◽  
Vol 2 (1) ◽  
pp. 19
Author(s):  
I Ketut Alit Widiarsa ◽  
Ni Nyoman Perni ◽  
I Made Arsa Wiguna
Keyword(s):  
Data Collection ◽  
Religious Education ◽  
Research Method ◽  
Descriptive Analysis ◽  
Value Theory ◽  
Cultural Preservation ◽  
Functional Theory ◽  
Qualitative Descriptive ◽  
The Village

<p><em>Bukit Buluh temple is one of the kawitan of the homeland / Tutuan people who are in the village of Adat Gunaksa Dawan District Klungkung Regency. Pura Center citizens Tutuan Bukit Buluh has an inscription which until now still stored and awake its existence in Pura Bukit Buluh.</em><em> </em><em>Issues to be discussed include: (1) The contents of the Inscription Ki Mantri Tutuan. (2) The Value of Hindu Religious Education In Prayer Ki Mantri Tutuan. (3) The Function of Inscription Ki Mantri Tutuan. This study aims to determine: (1) the contents of the Inscription Ki Mantri Tutuan. (2) The value of Hindu Religious Education contained in the Inscription Ki Mantri Tutuan. (3). Function of Inscription Ki Mantri Tutuan.</em><em> </em><em>Theories used to analyze problems are: Value theory, hermeneutical theory and structural functional theory. Subject of this research is Inscription Ki Mantri Tutuan. Methods of data collection are interviews, observations, literature studies and documentation. Data that has been collected is analyzed by qualitative descriptive analysis research method.</em></p><p><em>The results showed: (1) The content of Prasati Ki Mantri Tutuan is telling about the birth of  Ki Mantri Tutuan in the kingdom of Keling Kediri Java until becoming the king of Bali Ida Dalem Tegal Besung and established pasraman in the reed hill which is now known as pura hill reed. (2) The value of Hindu Religious Education contained in the inscription Ki Mantri Tutuan namely: Education Yadnya (a). Manusa Yadnya (b). Pitra Yadnya (c) Punarbhawa (d) Master Chess (e). Satya Wecana. (3). Function Inscription Ki Mantri Tutuan namely: (a) Religious Functions. (b) Socio function.l (c) Historical Functions. (d) Cultural preservation function.</em></p>

scholarly journals MIN 15 Aceh Tengah محاولات مدرسة اللغة العربية في ترقية قدرة التلاميذ على إتقان المفردات بـــــ

2021 ◽  
Vol 10 (3) ◽  
pp. 641
Author(s):  
Uci Handayani ◽  
Suhaimi Suhaimi ◽  
Fajriah Fajriah
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Vocabulary Learning ◽  
Descriptive Analysis ◽  
Arabic Language ◽  
Language Teachers ◽  
Data Presentation ◽  
Analysis Techniques ◽  
Collection Data ◽  
Data Collection Technique

The purpose of this research is to find out the efforts of Arabic language teachers to improve students' ability in mastering vocabularies. The research method used is descriptive analysis. The data collection technique used is interview with Arabic language teachers. The data analysis techniques in this study use the theory of Miles and Humberman including: Data Collection, Data Reduction, Data Presentation and Drawing Conclusions. Arabic teachers' efforts to improve students' ability in mastering vocabularies consist of three aspects: (1) The use of strategies in vocabularies learning such as teaching vocabularies and making students listen to it, instructing students to repeat vocabulary, displaying pictures to understand the meaning of vocabularies, teaching vocabularies with appropriate songs on certain materials and repeating vocabulary at each class hour (2) The use of methods in vocabulary learning such as giving examples or the teacher displays something in accordance with the vocabularies to understand the vocabularies, playing simple roles, repeating the reading, using a vocabulary command and chain message game. (3) The use of media in vocabulary learning such as printed drawing media, blackboards and textbooks.

scholarly journals ANALISIS PROFITABILITAS OLAHAN KOPI ROBUSTA SEBAGAI PRODUK UNGGULAN KOPERASI TIRTO KENCONO DI KABUPATEN TANGGAMUS

2020 ◽  
Vol 8 (4) ◽  
pp. 539
Author(s):  
Laely Savitry ◽  
Teguh Endaryanto ◽  
Ktut Murniati
Keyword(s):  
Data Collection ◽  
Key Words ◽  
Research Method ◽  
Descriptive Analysis ◽  
Processing Unit ◽  
Green Coffee ◽  
Quantitative Descriptive Analysis ◽  
Robusta Coffee ◽  
Quantitative Descriptive

This study aims to analyze income and profitability of processed robusta coffee as a superior product in Tirto Kencono Cooperative. The research method used in this study is a case study. Respondents in this study were manager, suppliers and all people related in the robusta coffee processing unit. The research wasconducted at the Tirto Kencono Cooperative located in Talang 20 Village, Air Naningan Sub-District,Tanggamus District. Data collection was conducted in February 2019 and analyzed using quantitative descriptive analysis. The results of the research showed that the four products were viable and feasible because the R/C values were more than one on cash costs and total costs. Four products have profitability ratio of more than 0% with the highest profitability ratio was obtained by Green Coffee T20 product (77.40%) and the lowest product was Gendis Coffee T20 (21.24%).Key words : income, profitability, robusta coffee

scholarly journals Aktivitas Pemberian Kredit Pada Bank Nagari Cabang Painan

2021 ◽  
Author(s):  
Roza Islami Putri ◽  
Ratna Widayati
Keyword(s):  
Data Collection ◽  
Financial Performance ◽  
Research Method ◽  
Field Research ◽  
Library Research ◽  
Credit Contracts ◽  
Credit Analysis

The purpose of this study was to find out how to provide credit at Bank Nagari Cabang Painan. The research method of data collection uses two methods, namely library research and field research. The results of this study are the implementation of lending at Bank Nagari Cabang Painan in accordance with established procedures, starting from credit applications, credit analysis, recommendations, credit decisions, signing credit contracts, credit realization and credit supervision. The development of credit at the Bank Nagari Cabang Painan has increased every year this is due to the excellent financial performance of the Bank Nagari Cabang Painan.

scholarly journals PERILAKU DAN KONFLIK SOSIAL TERHADAP KEPUTUSAN PEMBELIAN PRODUK IKLAN BARU DI TELEVISI

2018 ◽  
Author(s):  
Rustono Farady Marta ◽  
Novita Wahyu Setyawati
Keyword(s):  
Data Collection ◽  
Case Studies ◽  
Research Method ◽  
Social Conflict ◽  
Descriptive Analysis ◽  
Survey Method ◽  
Purchase Decision ◽  
Purchasing Decisions ◽  
Detergent Product ◽  
Household Products

<span>Currently the products in television advertisements are always in the spotlight for</span><br /><span>television lovers. Especially for housewives for their household products. If there is one</span><br /><span>new detergent product that has just appeared on television, some of them are incited to</span><br /><span>try the product. There are also those who are not instigated, because they are</span><br /><span>compatible with their old products. The purpose of this research is to look at social</span><br /><span>behavior and conflict towards purchasing decisions of new advertising products on</span><br /><span>television with housewives as case studies. The research method used in reviewing this</span><br /><span>problem is a survey method with descriptive analysis. While data collection techniques</span><br /><span>with observation, interviews and questionnaires are intended to capture data related to</span><br /><span>behavior, social conflict and purchasing decisions. Based on the results of the study,</span><br /><span>respondents' data is obtained that the level of trust in the products advertised on</span><br /><span>television is very significant. This can be seen from the value of very trusting 39%, very</span><br /><span>confident 35%, and trust 34%.</span><br /><strong>Keywords: Behavior, Social Conflict and Purchase Decision</strong>

scholarly journals Analisis SWOT Sebagai Strategi Meningkatkan Daya Saing

2020 ◽  
Vol 1 (1) ◽  
pp. 97-112
Author(s):  
Mashuri Mashuri ◽  
Dwi Nurjannah
Keyword(s):  
Data Collection ◽  
Research Method ◽  
Swot Analysis ◽  
Descriptive Analysis ◽  
Analysis Data ◽  
Business Unit ◽  
Swot Matrix ◽  
Quantitative Descriptive ◽  
Diagram Analysis ◽  
Descriptive Method

This research aims to find out how the SWOT analysis as a strategy to improve competitiveness and obstacles in the Bank of Riau Kepri, Pekanbaru Business Unit. The research method used is quantitative descriptive method. The SWOT analysis used is descriptive analysis methods, SWOT matrix and SWOT diagram analysis. Data collection techniques in this study were interviews, questionnaires and literature. The results of this study are the SWOT analysis as a strategy to increase competitiveness needs to be evaluated again so that the formation of good performance from within and from outside the Bank of Riau Kepri, Pekanbaru Sharia Business Unit in advancing these banks throughout Province of Riau and Riau Islands.

HOW PRODUCT DEVELOPMENT, ADVERTISING, AND SERVICE QUALITY INFLUENCE CUSTOMERS SAVING DECISION CASE STUDY ON STATED-OWNED BANKS IN JAKARTA

2018 ◽  
Vol 1 (1) ◽  
pp. 11-20
Author(s):  
Selly Novela ◽  
Steffi Mutia Irenda Hanafie
Keyword(s):  
Data Analysis ◽  
Data Collection ◽  
Service Quality ◽  
Product Development ◽  
Marketing Strategy ◽  
Research Method ◽  
Descriptive Analysis ◽  
Quantitative Descriptive Analysis ◽  
Quantitative Descriptive

The competition between Banks in Indonesia required the existence of a marketing strategy for appropriate banking products and services offered on the state-owned bank in Indonesia, including in Jakarta. This study aims to determine whether there is influence between variable Product Development, Advertising and Service Quality, to Saving Decision in State-Owned Bank in Jakarta. Methods of data collection using a survey distributed to 127 customers. The research method used quantitative descriptive analysis and method of data analysis used in this research is multiple regressions. The results of this study, shows that Product Development, Advertising and Service Quality has an influence on Customers Saving Decision at State-Owned Banks in Jakarta.

scholarly journals IMPLEMENTATION OF CONSERVATION REGENARATION IN HIGHER EDUCATION

2018 ◽  
Vol 27 (1) ◽  
pp. 87
Author(s):  
Wisudani Rahmaningtyas ◽  
Hana Netti Purasani ◽  
Tusyanah Tusyanah
Keyword(s):  
Higher Education ◽  
Data Analysis ◽  
Data Collection ◽  
Research Method ◽  
Energy Use ◽  
Descriptive Analysis ◽  
Combination Method ◽  
Student Knowledge ◽  
Interactive Analysis

The purpose of this study is to analyze the application of conservation regeneration in the Faculty of Economics, Universitas Negeri Semarang (UNNES). The research method used is mix method (combination method). The changes observed or measured are conservation regeneration in the Faculty of Economics. Data collection techniques used observation, documentation, interviews and questionnaires. Data analysis uses interactive analysis and descriptive analysis. The results showed that the level of student knowledge of Rector Regulation No. 22 of 2009 are 42,59% just know, 46,29% do not know and 11,11% already read. Interviews and observations indicate that students have not fully implemented conservation cadre on campus grounds. Some students still throw garbage out of place, smoke in campus areas and are inefficient in energy use.

scholarly journals PERILAKU SOSIAL MUSLIM TERHADAP LGBT DALAM FILM CINTA FIISABIILILLAH VERSI YOUTUBE

2019 ◽  
Vol 5 (1) ◽  
Author(s):  
Rifa Ulfayati Huri ◽  
Sukarelawati Sukarelawati ◽  
Maria Fitriah
Keyword(s):  
Social Behavior ◽  
Data Collection ◽  
Research Method ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Qualitative Approach ◽  
Primary Data

This study aims to find out Muslim social behavior towards LGBT in the film Cinta Fiisabiilillah on Youtube. This study used a qualitative approach and descriptive analysis research method by carrying out data collection techniques using primary data and secondary data. Primary data is in the form of observations and interviews. While secondary data is in the form of documentation. The object of research is the Cinta Fiisabiilillah Film. The results showed that Muslim social behavior towards LGBT in the film Cinta Fiisabiilillah was to accept and embrace it to hijrah Fiisabiilillah together and not move away because of its poor past. Keywords: Behavior, LGBT,  Film

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