Asset ownership of recent immigrants: An examination of nativity and socioeconomic factors

2014 ◽  
Vol 8 (2) ◽  
pp. 141-152 ◽  
Author(s):  
Swarn Chatterjee ◽  
Jinhee Kim
Keyword(s):  
Human Capital ◽  
Household Income ◽  
The United States ◽  
Demographic Variables ◽  
Financial Asset ◽  
Financial Assets ◽  
Asset Ownership ◽  
Recent Immigrants ◽  
English Fluency ◽  
Nationally Representative

This study uses a nationally representative sample of newly legalized immigrants to the United States to investigate factors related to their financial and non-financial asset ownership. Our analysis examines the ownership of financial assets, homes, and businesses in association with human capital, acculturation, and other demographic variables. The results indicate that household income and English fluency are significant predictors of financial, housing and business asset ownership. Other demographic, human capital and acculturation factors have varying effects on asset ownership. Understanding these factors of asset ownership can be useful to practitioners, researchers, and policymakers in developing strategies that can help immigrants integrate into the host country’s society.

scholarly journals Sociodemographic Patterns of Exclusive and Dual Use of ENDS and Menthol/Non-Menthol Cigarettes among US Youth (Ages 15–17) Using Two Nationally Representative Surveys (2013–2017)

2021 ◽  
Vol 18 (15) ◽  
pp. 7781
Author(s):  
Akash Patel ◽  
Jana L. Hirschtick ◽  
Steven Cook ◽  
Bukola Usidame ◽  
Ritesh Mistry ◽  
...  
Keyword(s):  
Household Income ◽  
Parental Education ◽  
The United States ◽  
Tobacco Prevention ◽  
Dual Use ◽  
Parental Education Level ◽  
Menthol Cigarette ◽  
Menthol Cigarettes ◽  
Current Cigarette ◽  
Nationally Representative

The use of electronic nicotine delivery systems (ENDS) among youth in the United States has increased rapidly in the past decade. Simultaneously, while youth cigarette smoking has declined considerably, youth are still more likely to use menthol cigarettes than any other age group. We used nationally representative data on 15–17-year-olds from the Population Assessment of Tobacco and Health (PATH) Study and the National Youth Tobacco Survey (NYTS) (2013–2017) to better understand current cigarette (by menthol flavoring) and ENDS use in the US. We calculated weighted population prevalence estimates across years for multiple patterns of current cigarette and ENDS use (i.e., exclusive menthol cigarette, exclusive non-menthol cigarette, exclusive ENDS, dual ENDS and menthol cigarette, and dual ENDS and non-menthol cigarette) by sex, race/ethnicity, parental education level, household income, and homeownership. Overall, both exclusive menthol and non-menthol cigarette use declined from 2013–2017. Exclusive ENDS use increased, particularly among youth who were non-Hispanic White or had a higher socioeconomic status (measured by parental education, household income, and homeownership). Dual use of ENDS with either menthol or non-menthol cigarettes did not change significantly. Monitoring changes in these sociodemographic patterns will help inform future youth tobacco prevention strategies.

scholarly journals Financial Market Participation Of Immigrants And Native-Born Americans: The Role Of Income Uncertainty

2011 ◽  
Vol 8 (5) ◽  
Author(s):  
Swarn Chatterjee
Keyword(s):  
Financial Market ◽  
The United States ◽  
Risk Tolerance ◽  
Individual Investors ◽  
Financial Asset ◽  
Asset Ownership ◽  
Market Participation ◽  
Income Uncertainty ◽  
Financial Market Participation

This paper uses the National Longitudinal Survey dataset to examine the role of income uncertainty in explaining the likelihood of financial asset ownership among native-born and immigrant Americans. After controlling for a number of socioeconomic, demographic and behavioral factors, the results suggest that individual investors who face greater income uncertainty are less likely to own financial assets. This relationship holds true for immigrants and native-born Americans. Additionally, the likelihood of financial asset ownership increases with income, risk tolerance, and educational attainment for immigrants as well as for natives. Results also suggest that financial market participation among immigrants increases with the number of years they remain in the United States.

scholarly journals PENGARUH KEPEMILIKAN ASET, KETERSEDIAAN INFRASTRUKTUR, DAN PENDIDIKAN TERHADAP PENDAPATAN DAN KESEJAHTERAAN RUMAH TANGGA MISKIN

2019 ◽  
pp. 54
Author(s):  
Ni Putu Cahya Agung Tika Meidiana ◽  
A.A.I.N. Marhaeni
Keyword(s):  
Human Capital ◽  
Path Analysis ◽  
Household Income ◽  
Well Being ◽  
Poor Household ◽  
Asset Ownership ◽  
Indirect Influence ◽  
Analysis Methods ◽  
Poor Households ◽  
Development Area

Abstract: Effect of Asset Ownership, Availability of Infrastructure, and Education on Incomeand Well-being of Poor Households. The purpose of this research is to know 1) the influenceof asset ownership, infrastructure availability, and education on poor household income;2) Influence of asset ownership, infrastructure availability, education, and income to poorhouseholds ' welfare; 3) indirect influence of asset ownership, availability of infrastructure, andeducation to prosperity through poor household income. The study uses primary and secondarydata with Path analysis methods. The study took 81 samples in the East Bali development area,a sample withdrawal per district in the East Bali development area is each of 27 samples. Theresults concluded that asset ownership was positively influential but insignificant to revenues.The availability of infrastructure has no effect on revenue, while education is positive andsignificant towards revenue. This reflects that the development of human capital througheducation is a crucial determinant to lower the number of poor households. Variable assetownership does not affect welfare, the availability of infrastructure positively affects the welfare,education and income positively and significantly to the welfare.

scholarly journals Social Epidemiology of Perceived Discrimination in the United States: Role of Race, Educational Attainment, and Income

2020 ◽  
Vol 7 (3) ◽  
pp. 136-141
Author(s):  
Shervin Assari
Keyword(s):  
Educational Attainment ◽  
Racial Discrimination ◽  
Household Income ◽  
Social Epidemiology ◽  
Total Sample ◽  
The United States ◽  
High Income ◽  
Representative Study ◽  
Perceived Racial Discrimination ◽  
Nationally Representative

Background and aims: This study aimed to compare non-Hispanic Black (NHB) and non-Hispanic White (NHW) American adults for the associations of educational attainment and household income with perceived racial discrimination. Methods: The 2010 National Alcohol Survey (NAS N12), a nationally representative study, included 2635 adults who were either NHB (n=273) or NHW (n=2362). We compared NHBs and NHWs for the associations between education, income, and perceived racial discrimination. We used linear regression for data analysis. Outcome was perceived racial discrimination; the predictors were educational attainment and household income; covariates were age and gender; and moderator was race. Results: In the total sample, high income was associated with lower levels of perceived racial discrimination, while educational attainment was not significantly associated with perceived racial discrimination. There was also an interaction between race and education but not household income, suggesting a difference in the association between educational attainment and perceived racial discrimination between NHB and NHW individuals. For NHW individuals, household income was inversely associated with perceived racial discrimination. For NHB individuals, however, household income was not related to perceived racial discrimination. For NHB but not NHW individuals, educational attainment was correlated with more not less perceived racial discrimination. Conclusion: High income protects NHW but not NHB individuals against perceived racial discrimination, and NHB individuals with high education levels report more not less perceived racial discrimination.

scholarly journals UNDERSTANDING THE FACTORS INFLUENCING BANKING CUSTOMERS’ FINANCIAL ASSET OWNERSHIP

2021 ◽  
Vol 7 (1) ◽  
Author(s):  
Aimatul Yumna ◽  
Joan Marta
Keyword(s):  
Life Cycle ◽  
Financial Services ◽  
Logistic Model ◽  
Primary Data ◽  
Financial Asset ◽  
Financial Assets ◽  
Asset Ownership ◽  
Research Questions ◽  
Four Levels ◽  
Binomial Logistic Model

The objective of this study is to evaluate the factors which influence banking customers' financial asset ownership. Using the pyramid of Maslahah framework, the study classifies the needs of banking customers into four levels: those for basic financial services (hajjiyat); for financial assets for security or as a precaution (darruriyat); for financial assets for investment (tahsiniyah); and those for financial assets for religious purposes. To answer the research questions, a binomial logistic model was applied and the primary data were collected using a questionnaire survey with 300 respondents in Indonesia. It was found that the pattern of ownership of financial assets follows the order proposed in the theory of the pyramid of Maslahah. The study also found that financial asset ownership for transaction needs was mainly influenced by the variables of income and credit and that ownership of such assets for security or precautionary needs was largely determined by life cycle variables. In addition, ownership for investment needs was strongly influenced by the level of education,  and for religious needs it was mainly determined by income levels and life cycle variables. The study findings provide important information for mapping the financial needs of Islamic banking customers.

Black Older Americans Have Lower Prevalence of Hearing Loss Than Their White Peers: Findings From Two Large Nationally Representative Surveys

2021 ◽  
pp. 1-8
Author(s):  
ZhiDi Deng ◽  
Senyo Agbeyaka ◽  
Esme Fuller-Thomson
Keyword(s):  
Hearing Loss ◽  
Household Income ◽  
Secondary Data ◽  
The United States ◽  
Education Level ◽  
Self Report ◽  
Older Americans ◽  
Nationally Representative ◽  
Self Report Data ◽  
Selection Probabilities

Purpose The purpose of this study was to investigate Black–White differences associated with hearing loss among older adults living in the United States. Method Secondary data analysis was conducted using the 2017 American Community Survey (ACS) with a replication analysis of the 2016 ACS. The ACS is an annual nationally representative survey of Americans living in community settings and institutions. The sample size of older Americans (age 65+ years) in 2017 was 467,789 non–Hispanic Whites (NHWs) and 45,105 non–Hispanic Blacks (NHBs). In the 2016 ACS, there were 459,692 NHW and 45,990 NHB respondents. Measures of hearing loss, age, race/ethnicity, education level, and household income were based on self-report. Data were weighted to adjust for nonresponse and differential selection probabilities. Results The prevalence of hearing loss was markedly higher among older NHWs (15.4% in both surveys) in comparison with NHBs (9.0% in 2017 and 9.4% in 2016, both ethnic differences p < .001). In the 2017 ACS, the age- and sex-adjusted odds of hearing loss were 69% higher for NHWs compared with NHBs, which increased to 91% higher odds when household income and education level were also taken into account ( OR = 1.91; 95% confidence interval [CI; 1.85, 1.97]). Findings from the 2016 ACS were very similar (e.g., 65+ fully adjusted OR = 1.81; 95% CI [1.76, 1.87]). Conclusions NHWs have a much higher prevalence and almost double the odds of hearing loss compared with NHBs. Unfortunately, the ACS survey does not allow us to explore potential causal mechanisms behind this association.

The Racial and Economic Context of Trump Support: Evidence for Threat, Identity, and Contact Effects in the 2016 Presidential Election

2018 ◽  
Author(s):  
Eric Knowles ◽  
Linda Tropp
Keyword(s):  
The United States ◽  
Local Economy ◽  
Racial Identification ◽  
White Americans ◽  
Social Scientists ◽  
Neighborhood Diversity ◽  
Nationally Representative ◽  
To Come ◽  
Neighborhood Level ◽  
Support Evidence

Donald Trump's ascent to the Presidency of the United States defied the expectations of many social scientists, pundits, and laypeople. To date, most efforts to understand Trump's rise have focused on personality and demographic characteristics of White Americans. In contrast, the present work leverages a nationally representative sample of Whites to examine how contextual factors may have shaped support for Trump during the 2016 presidential primaries. Results reveal that neighborhood-level exposure to racial and ethnic minorities is associated with greater group threat and racial identification among Whites, as well as greater intentions to vote for Trump in the general election. At the same time, however, neighborhood diversity afforded Whites with opportunities for intergroup contact, which is associated with lower levels of threat, White identification, and Trump support. Further analyses suggest that a healthy local economy mutes threat effects in diverse contexts, allowing contact processes to come to the fore.

scholarly journals Workaholism in Korea: Prevalence and Socio-Demographic Differences

2020 ◽  
Vol 11 ◽  
Author(s):  
Sudol Kang
Keyword(s):  
Demographic Variables ◽  
Future Research ◽  
Demographic Differences ◽  
Research Directions ◽  
Confirmatory Factor Analyses ◽  
Work Addiction ◽  
Confirmatory Factor ◽  
Future Research Directions ◽  
Logistic Regressions ◽  
Nationally Representative

This study has two objectives – to provide a Korean form of the workaholism analysis questionnaire, and to analyze workaholic tendencies in South Korea by using a nationally representative data. Using 4,242 samples (2,497 men and 1,745 women), exploratory and confirmatory factor analyses were conducted to develop a Korean form (K-WAQ). The four-factor structure of K-WAQ in this study seemed to adequately represent the underlying dimensions of work addiction in Korea. The study also analyzed the prevalence of workaholism among Koreans and its differences according to socio-demographic variables. Both mean difference analyses and logistic regressions were conducted. The overall result indicated that the prevalence of workaholism in Korea can be estimated to be 39.7% of the employees. The workaholic tendencies in Korea differ significantly according to gender, age, work hours, and voluntariness of choosing employment type. Practical as well as theoretical implications and future research directions are discussed.

Military Subsidization of Human Capital and Gender Stratification in the US Economy

2021 ◽  
pp. 048661342098262
Author(s):  
Tyler Saxon
Keyword(s):  
Human Capital ◽  
The United States ◽  
Jel Classification ◽  
Access To Higher Education ◽  
Gender Stratification ◽  
Us Economy ◽  
The Us ◽  
And Gender ◽  
Capital Development ◽  
The Military

In the United States, the military is the primary channel through which many are able to obtain supports traditionally provided by the welfare state, such as access to higher education, job training, employment, health care, and so on. However, due to the nature of the military as a highly gendered institution, these social welfare functions are not as accessible for women as they are for men. This amounts to a highly gender-biased state spending pattern that subsidizes substantially more human capital development for men than for women, effectively reinforcing women’s subordinate status in the US economy. JEL classification: B54, B52, Z13

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