scholarly journals PENGARUH KEPEMILIKAN ASET, KETERSEDIAAN INFRASTRUKTUR, DAN PENDIDIKAN TERHADAP PENDAPATAN DAN KESEJAHTERAAN RUMAH TANGGA MISKIN

2019 ◽  
pp. 54
Author(s):  
Ni Putu Cahya Agung Tika Meidiana ◽  
A.A.I.N. Marhaeni

Abstract: Effect of Asset Ownership, Availability of Infrastructure, and Education on Incomeand Well-being of Poor Households. The purpose of this research is to know 1) the influenceof asset ownership, infrastructure availability, and education on poor household income;2) Influence of asset ownership, infrastructure availability, education, and income to poorhouseholds ' welfare; 3) indirect influence of asset ownership, availability of infrastructure, andeducation to prosperity through poor household income. The study uses primary and secondarydata with Path analysis methods. The study took 81 samples in the East Bali development area,a sample withdrawal per district in the East Bali development area is each of 27 samples. Theresults concluded that asset ownership was positively influential but insignificant to revenues.The availability of infrastructure has no effect on revenue, while education is positive andsignificant towards revenue. This reflects that the development of human capital througheducation is a crucial determinant to lower the number of poor households. Variable assetownership does not affect welfare, the availability of infrastructure positively affects the welfare,education and income positively and significantly to the welfare.

2014 ◽  
Vol 8 (2) ◽  
pp. 141-152 ◽  
Author(s):  
Swarn Chatterjee ◽  
Jinhee Kim

This study uses a nationally representative sample of newly legalized immigrants to the United States to investigate factors related to their financial and non-financial asset ownership. Our analysis examines the ownership of financial assets, homes, and businesses in association with human capital, acculturation, and other demographic variables. The results indicate that household income and English fluency are significant predictors of financial, housing and business asset ownership. Other demographic, human capital and acculturation factors have varying effects on asset ownership. Understanding these factors of asset ownership can be useful to practitioners, researchers, and policymakers in developing strategies that can help immigrants integrate into the host country’s society.


Author(s):  
Mavhungu Abel Mafukata ◽  
Grace Kancheya ◽  
Willie Dhlandhara

The main objective of this paper is to investigate the factors having the most influence on the alleviation of poverty amongst the households adopting microfinance in Zambia. Ninety nine (n=99) respondents were randomly and purposively selected from amongst 340 microfinance adopters of the so-called Micro Bankers Trust programme operating a microfinance business in the Makululu Compound of Kabwe, Zambia. Socio-demographic primary data were collected through face-to-face interviews based on a semi-structured questionnaire instrument. The data were entered into an excel spreadsheet for analysis. The descriptive data were thereafter exported and fitted to an empirical model. The descriptive results revealed that the majority of the respondents were married, unemployed, fairly educated younger women from larger-sized poor households who drew their household income mainly from microfinance activities. The majority of the respondents thought microfinance had improved their well-being in some crucial areas. The results of the empirical model found that some respondents were indeed alleviated from poverty through microfinance. Conclusion drawn in this paper is that microfinance does alleviate poverty of the poor. 


2021 ◽  
Vol 4 (2) ◽  
pp. 1-9
Author(s):  
Hasbi Assidiki Mauluddi

This study aimed to find out the direct influence of liquidity variables on profitability and its indirect influence through variable operating efficiency. Liquidity is proxied with FDR, profitability with ROA, while operating efficiency with BOPO. Path analysis methods are used to analyze the direct or indirect influence of the variables studied. The data used is secondary data of Sharia commercial bank statements in OJK Sharia banking statistics from 2016 to 2020. The results showed that directly the level of liquidity has no significant effect on profitability. Whereas indirectly, through operating efficiency, the level of liquidity has a significant effect on profitability.


JEJAK ◽  
2018 ◽  
Vol 11 (2) ◽  
pp. 244-262
Author(s):  
Hengky S.H. Prayitno ◽  
Dwi Budi Santoso ◽  
Marlina Ekawaty

Indonesian government has established social safety net programs to reduce poverty and increase the productivity and income of poor households. Among other provinces in Indonesia, East Java has the highest poverty rate. Thus, this research aims to analyze the effectiveness of social safety net programs in reducing poverty rate in East Java. This research uses quantitative approach to measure the contribution of social safety net programs towards the income of poor households in East Java. This research employs equivalent simultaneous equation with three-stage least square (3SLS) method on secondary cross section data obtained from National Socio-Economic Survey (Susenas), March 2015. This research calculates and analyzes the impacts of social aid, social protection and labor market intervention programs towards the income of poor household income. The results show that social aid and labor market intervention programs have positive implication on the income of poor households. On the other hand, social security has no significant implication. Moreover, social security provides a safety net when a household faces unexpected situation such as redundancy, accident and death. Social security programs prevent poor households for being poorer.


Author(s):  
Kathleen Beegle ◽  
Calogero Carletto ◽  
Benjamin Davis ◽  
Alberto Zezza

A range of international efforts have established definitions on the components of household income. Putting these ideas into practice in Africa poses challenges, partly because many African household income activities are informal and seasonal: in farming and non-farm enterprises. This chapter explores aspects of measuring household income in Africa and reflects on latest recent data. While agriculture continues to be the most important income source for the majority of poor households, diversification into non-farm sources is the norm even in the poorest countries of Africa. Economic development will likely shrink the agricultural sector and shift incomes to more formal, non-farm activities. While the shift will make international statistical income standards more applicable, in the medium run, the range of measurement challenges described here will remain relevant. Understanding the fundamentals of development in Africa and policies that improve economic well-being requires continued investment in the theory and measurement of household income.


Agro Ekonomi ◽  
2013 ◽  
Vol 24 (2) ◽  
pp. 181
Author(s):  
Kemal Wirawan Wicaksono ◽  
Ken Suratiyah ◽  
Lestari Rahayu Waluyati

This study aims to determine (1) the costs, revenues, and profits by domestic tempe industry (2) employment by domestic tempe industry (3) feasibility and consiraints faced by domestic tempe industry (4) the role of domestic tempe industry in overcoming poverty. The basic method of this study is analytical descriptive study, the stipulation of respondent was determined by census and interviewed all households still produce tempe. Data analysis through R/C, π/C, employees productivity, total Break Event Point, indicators of well-being (GSR) and indicators of poverty (Sayogyo, BPS, and World Bank). The result showed that : (1) the average total cost of Rp 139.966.917,00/year, household income Rp Rp 24.812.733,00/year, a profit of Rp 6.366.733,00/year (2) R/C of 1,17; π/Cn0f 4,5%; employees productivity of Rp 110.572/HKO; totality Break Event Point of Rp 11.262.175 (3)  the tempe industry is feasible to be developed (4) the contribution of domestic tempe industry revenue is 94,72% (5) the role of domestic tempe industry to absorb labor in the family and outside the family, increase household income and reduce the number of poor households.


Author(s):  
Arindam Laha ◽  
Pravat Kumar Kuri

The outreach of micro-finance programme is considered to be a means enhance the economic well-being among the member means to enhance households through poverty alleviation. A wide cross-country variation in the outreach of micro-finance programme to the poor households is observed in the world. Despite the significant growth of micro-finance institutions and its active borrowers, the penetration of micro-finance lending services to the poor households in India is observed to be limited. In addition, there is a wide inter-state disparity in the achievement of micro-finance outreach in India especially among the poor households. A composite index has been constructed using the penetration, availability and usage indicators of micro-finance outreach to examine the interstate variations in the level of its achievement. Subsequently, attempt has been made to analyse the role of micro-finance in alleviating poverty across the states of India. The result shows that out of 27 states and Union Territories, only in seven states (Kerala, Andhra Pradesh, Tamil Nadu, Goa, Himachal Pradesh, Tripura, and Karnataka) outreach of micro-finance programme has made a significant impact on the reduction of poverty.


2018 ◽  
Vol 3 (2) ◽  
pp. 248
Author(s):  
Jefri Candika ◽  
Lucy Chairoel

<p>Penelitian ini bertujuan untuk mengetahui pengaruh keadilan organisasional terhadap komitmen organisasional melalui variabel intervening kepuasan kerja pada karyawan PT. Lembah Karet Padang. Populasi dalam penelitian ini adalah berjumlah 308 orang dengan sampel sebanyak 75 orang karyawan, teknik pengambilan sampel menggunakan metode slovin. Teknik analisis yang digunakan dalam penelitian ini adalah teknik analisis path (<em>path analysis</em>) menggunakan SPSS. Dari hasil penelitian ditemukan keadilan organisasional berpengaruh positif dan signifikan secara langsung terhadap komitmen organisasional. Keadilan organisasional berpengaruh positif dan signifikan secara langsung terhadapa kepuasan kerja. Keadilan organisasional dengan kepuasan kerja sebagai variabel intervening berpengaruh positif dan signifikan terhadap komitmen organisasional. Pengaruh langsung keadilan organisasional terhadap komitmen organisasional lebih besar dari pengaruh tidak langsung melalui variabel kepuasan kerja. Dengan demikian dapat diartikan bahwa kepuasan kerja tidak memiliki pengaruh tidak langsung keadilan organisasional terhadap komitmen organisasional. Sehingga dapat disimpulkan bahwa kepuasan kerja tidak terbukti sebagai variabel intervening.</p><p> </p><p><em>This study aims to determine the effect of organizational justice on organizational commitment through intervening variable job satisfaction at employees of PT. Lembah Karet Padang. The population in this study was 308 people with a sample of 75 employees, sampling technique using slovin method. The analysis technique used in this research is path analysis technique (path analysis) using SPSS. From the results of the study found organizational justice has a positive and significant effect directly on organizational commitment. Organizational justice has a positive and significant impact directly on job satisfaction. Organizational justice with job satisfaction as intervening variable has a positive and significant effect on organizational commitment. The direct impact of organizational justice on organizational commitment is greater than indirect influence through job satisfaction variables. Thus it can be interpreted that job satisfaction does not have an indirect effect of organizational justice on organizational commitment. So it can be concluded that job satisfaction is not proven as intervening variable.<br /> <br /> </em></p>


Author(s):  
Elmo Christian Saarentaus ◽  
Aki Samuli Havulinna ◽  
Nina Mars ◽  
Ari Ahola-Olli ◽  
Tuomo Tapio Johannes Kiiskinen ◽  
...  

AbstractCopy number variants (CNVs) are associated with syndromic and severe neurological and psychiatric disorders (SNPDs), such as intellectual disability, epilepsy, schizophrenia, and bipolar disorder. Although considered high-impact, CNVs are also observed in the general population. This presents a diagnostic challenge in evaluating their clinical significance. To estimate the phenotypic differences between CNV carriers and non-carriers regarding general health and well-being, we compared the impact of SNPD-associated CNVs on health, cognition, and socioeconomic phenotypes to the impact of three genome-wide polygenic risk score (PRS) in two Finnish cohorts (FINRISK, n = 23,053 and NFBC1966, n = 4895). The focus was on CNV carriers and PRS extremes who do not have an SNPD diagnosis. We identified high-risk CNVs (DECIPHER CNVs, risk gene deletions, or large [>1 Mb] CNVs) in 744 study participants (2.66%), 36 (4.8%) of whom had a diagnosed SNPD. In the remaining 708 unaffected carriers, we observed lower educational attainment (EA; OR = 0.77 [95% CI 0.66–0.89]) and lower household income (OR = 0.77 [0.66–0.89]). Income-associated CNVs also lowered household income (OR = 0.50 [0.38–0.66]), and CNVs with medical consequences lowered subjective health (OR = 0.48 [0.32–0.72]). The impact of PRSs was broader. At the lowest extreme of PRS for EA, we observed lower EA (OR = 0.31 [0.26–0.37]), lower-income (OR = 0.66 [0.57–0.77]), lower subjective health (OR = 0.72 [0.61–0.83]), and increased mortality (Cox’s HR = 1.55 [1.21–1.98]). PRS for intelligence had a similar impact, whereas PRS for schizophrenia did not affect these traits. We conclude that the majority of working-age individuals carrying high-risk CNVs without SNPD diagnosis have a modest impact on morbidity and mortality, as well as the limited impact on income and educational attainment, compared to individuals at the extreme end of common genetic variation. Our findings highlight that the contribution of traditional high-risk variants such as CNVs should be analyzed in a broader genetic context, rather than evaluated in isolation.


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