scholarly journals Top Five Ranking of Sharia Financial Acades with the Potential of Fraud (Case Study of Three Sharia Commercial Banks) In North Sumatera

Author(s):  
M. Yasir Nasution ◽  
Andri Soemitra ◽  
Wilchan Robain

The purpose of this study was to find the top five rankings of sharia finance contracts with the potential for fraud (case study of three sharia commercial banks) in North Sumatra. This research uses a combination of quantitative and qualitative research methods, data analysis with Analytical Networking Process (ANP) techniques through Super Decision Software, conducting open and in-depth interviews with 9 respondents, Focus Group Discussion (FGD) with practitioners and sharia finance experts. In this case, it was found that the top five rankings of sharia financial contracts have the potential for fraud (a case study of three sharia commercial banks) in North Sumatra, namely Ijarah 23.34%, murabahah 14.86%, kafalah or kafalah bil ujrah 8.71%, musyarakah 8.22% and mudharabah 6.28%.

2021 ◽  
Vol 1 (3) ◽  
pp. 434-438
Author(s):  
Ardito Bhinadi ◽  
Wilis Kaswidjanti ◽  
Hari Kusuma Satria Negara ◽  
Hasan Mastrisiswadi

The pandemic has changed people's habits or people's behavior in non-cash transactions using digital wallets or e-wallets to reduce the risk of being infected with the coronavirus, one of which is by using QRIS. However, we have not often encountered the use of digital payment technology through QRIS in tourism locations. One of them is the South Square of Yogyakarta. This research is qualitative research using the Focus group discussion method. In this study, the number of participants in this FGD was ten people from the team, ISEI, and tourism industry players in Alun-Alun Kidul Yogyakarta. Based on the results of the research that has been done, the first conclusion is that the use of QRIS in Alun-Alun Kidul Yogyakarta is still minimal, even though 80% have received the code, but only 30% have activated it, and who use it no more than 2%. Some several obstacles and challenges cause this, including the low number of visitors, regulations that are not required, and the mindset of traders who still use traditional financial management systems. The alternative solution offered is QRIS activation for tourism industry players who have not yet performed and provided mobile services from BPD.


2015 ◽  
Vol 22 (2) ◽  
pp. 173
Author(s):  
Kustini dan Koeswinarno

<p><em></em><em>The religious counselor has an important role in society as an agent of the Ministry of Religious Affairs of Indonesia in transforming community. However, in the reality, as a community motivator, its class is far less important than the private motivators such as Mario Teguh, Abdullah Gymnastiar and his ESQ method, Christian Andrianto, Hermawan Kartajaya,Gede Prama, Krisnamurti, Guenta K., Andrie Wongso and so forth. This is a qualitative research using an in-depth interviews, Focus Group Discussion (FGD), observation and document study in collecting data. The results show: the first, the religious counselor developed a face to face model for their communication with their clients which is to some extent less sophisticated. In addition, this method does not follow people’s needs and development of technology. Furthermore, they are mostly working with religious group, except some religious counselors in Manado who tried to enhance their work into wider society </em></p>


2017 ◽  
Vol 33 (1) ◽  
pp. 13
Author(s):  
Fino Susanto ◽  
Mora Claramita ◽  
Sri Handayani

Role of posyandu cadres in empowering the community of BintanPurposeThis study aimed to determine the role of posyandu cadres in empowering the community in Kawal village, Gunung Kijang district, Bintan regency.MethodsThis study used a qualitative method with a case study design and purposive sampling technique, with the cadres of posyandu. Data collection was done by in-depth interviews and focus group discussion (FGD), with triangulation of sources and methods.ResultsThe role of cadres are as a health motivator, with the extension officers of the health and medical services as well as cadres being able to identify the needs, barriers and help to coordinate in providing health services.ConclusionPosyandu cadres have high social spirit created by the combination of internal and external motivation, resources and potential as well as experience developing ability, with the social spirit capable of inspiring, activating, stimulating, mobilizing and motivating people. 


2018 ◽  
Vol 3 (2) ◽  
pp. 213
Author(s):  
Darmayanti Darmayanti. Y ◽  
Sumitri Sumitri

<p><em>West Sumatera ranked 13<sup>th</sup>out of 33 provinces of HIV/AIDS cases in Indonesia by 2003. Bukittinggi occupied the second highest rank after Padang.HIV/AIDS cases  are dominated by the age of 20-29 years. In 2014, 188 case of HIV/AIDS recorded, in West Sumatera, 156 people died, 73people from Padang, 15 people from Bukittinggi, and 11 people from Agam Regency. This study aims to determine the factor wich cause Male sex behavior with another man(LSL) in Bukittinggi by 2016. This is a qualitative research. Informant consisted of 2 LSL men, 7 conselours, and 8 LSL.The data was gained from the in-depth interviews focus group discussion. The cause of LSL from parental upbringing using the three parenting patterns, authoritarian, permissi, and democratic. From the aspect of psychodynamics, they were closer to the older siter. The role of father in effective, lack of love, violence, to the were looking for father figure outside the house. Mother would prefer a daughter and impose her child to behave like a women. From social sexual aspects, the experience being sexualy a bused by the same sex in yunior and senior high school and also teacher. The cause of LSL from parental upbringing,  psychodynamics and sexual aspects.</em></p><p><em><br /></em></p><p>Pada tahun 2013 Provinsi Sumatra Barat menduduki rangking ke 13 dari 33 propinsi di Indonesia.  Kota Bukittinggi menduduki rangking kedua terbanyak kasus HIV/AIDS setelah kota Padang.  Kasus HIV/AIDS didominasi usia 20- 29 tahun. Pada tahun 2014  tercatat 188 kasus. Jumlah  HIV/AIDS  yang meninggal di Sumbar 156 orang  yang berasal dari Padang 73 orang, Bukittinggi 15 orang, Kabupaten Agam 11 orang.  Penelitian ini bertujuan untuk mengetahui faktor penyebab perilaku laki-laki suka berhubungan seks dengan laki-laki(LSL) di Kota Bukittinggi Tahun 2016. Metode penelitian adalah penelitian  kualitatif. Informan  adalah 2 orang laki-laki yang suka berhubungan seks dengan laki-laki  <em>(</em>LSL) 7 orang konselor, 8 orang LSL.  Tekhnik pengumpulan data menggunakan wawancara mendalam  dan diskusi kelompok terarah. Penyebab LSLdari pola asuh orangtua  menggunakan ketiga pola asuh yaitu otoriter, permisif dan demokratis. Dari aspek dinamika psikologis,lebih dekat kepada kakak perempuan. Peran ayah tidak efektif, kurang kasih sayang, kekerasan, sehingga mencari sosok ayah diluar rumah.Ibu lebih menginginkan anak perempuan dan  memberlakukan anaknya  seperti perempuan. Aspek pengalaman seksual, informan pernah mengalami kekerasan seksual dengan jenis kelamin sama waktu masih sekolah SMP,SMA serta guru. Penyebab perilaku laki-laki suka berhubungan seks dengan laki-laki adalah faktor pola asuh orangtua, dinamika psikologis dan pengalaman seksual.</p><p><em><br /></em></p>


2019 ◽  
Vol 5 (2) ◽  
pp. 141
Author(s):  
Setia Adi Nugraha ◽  
Mangatur Nababan ◽  
Djatmika Djatmika

The purpose of this research was to know the translations techniques, the accuracy as well as the acceptability of the translations. It was a descriptive-qualitative research with an embedded case study by using pragmatics approach. This research was done by listing the conversations between characters in the Shopaholic to the Rescue novel which contains turns that respond to complaining speech act. Here, the source language and target language were compared to identify the translation techniques. Then, the researcher and the raters assessed the acceptability of the translations by conducting Focus Group Discussion (FGD). The result showed that there are 14 techniques used by the translator, such as established equivalent, variation, pure borrowing, modulation, explicitation, implicitation, addition, transposition, reduction, linguistic compression, literal, generalization, discursive creation, and linguistic amplification. Moreover, the average rate of the acceptability is 2.94 out of 3 which means it is prevalent, in line with the norm as well as the rule of the target language.


Author(s):  
I Made Netra

Efforts in documenting variations and clusterrs of Balinese lexicons, particularly in the fields of custom and religion, have been gradually made. The patterns of NSM syntax of prototypes of semantic primitives were thoroughly examined. Thus, an example of the use of the lexicon that represents each prototype of semantic primitives was made to complete the list of the lexicon previously studied.Therefore, NSM dictionary on prototypes of semantic primitives can be easily come into being.Data were obtained by the methods of participative observation, during which the techniques of Focus Group Discussion, recording, and note-taking were employed (Bungin, 2001:57; Moleong, 2000).In-depth interviews to several informants in the two regencies were carried out. The results of the interview were then cross-referenced to such key informants as tradition and community leaders. Data were comprehensively studied by the methods of padan of which relevant theories were used to study data and agih of which supporting equipment was sourced from the language itself (Sudaryanto, 2003). The results of data analysis showed that the patterns of NSM syntax were novelties by combination of several prototypes of semantic primitives accordingly. The patterns comprise of simple patterns, complex patterns, and the related specific patterns.


2018 ◽  
Vol 12 (2) ◽  
pp. 111
Author(s):  
Nadia Gitya Yulianita ◽  
Mangatur Nababan ◽  
Djatmika Djatmika

This research aimed to find out the used translation’s techniques and the acceptability of the translation. This was a descriptive qualitative research and an embedded-case study. Based on semantic and relevance theory, the researcher determined good translation. This research was conducted by listing the religious terms found in The Complete Idiot’s Guide to Understanding Islam. Then, the researchers compared the source language and target language to identify the translation techniques. Finally, the researchers and raters assessed the acceptability of the translation by conducting Focus Group Discussion (FGD). The result shows that the translator uses established equivalent, borrowing, literal, particularization, generalization, transposition, reduction, addition, explication, and discursive creation. Besides, the average rate for the acceptability of the translation is 2,8 out of 3. It means that the translation is mostly in accordance with the norm and rule of language in the target text. 


2020 ◽  
Vol 3 (1) ◽  
pp. 85-100
Author(s):  
Yayuk Hidayahl ◽  
Lisa Retnasari ◽  
Risti Aulia Ulfah

The purpose of this research is to describe the efforts to build the defense of PGSD students through Pancasila Education in Higher Education. The study was carried out in the Department of PGSD Ahmad Dahlan University, Yogyakarta. This research is qualitative research with data collection in the form of interviews, observations, documentation, and Focus Group Discussion (FGD). Data analysis through data reduction, data presentation, and concluding. The results of the study revealed that students of the Department of PGSD Ahmad Dahlan University, Yogyakarta have the conception that the defense of the country is no longer through taking up arms, but can be through their professionalism. Besides, there are some characteristics of students in defending the country, namely, maximizing time as a student with useful activities, loving Indonesia, having morals, excellent skills, and having a national insight. The findings of this study also revealed that Pancasila education in Higher Education became an addendum in providing a basis for students' understanding of Pancasila as the basis of the state.


Author(s):  
Hadriana Marhaeni Munthe

This study aims to examine the construction of women's gender ideology through cases of marginalization of women in the Pakpak community in Pegagan Julu VIII, Dairi District, North Sumatra. The approach method used is qualitative with a feminist perspective case study design. Through the case study method, the existing data is developed with a variety of facts into a single case, so that the related data is fully utilized to achieve a deep and complete analysis. Data collection techniques used FGD (Focus Group Discussion), in-depth interviews and participant observation on women who became research informants. Data collection techniques used FGD (Focus Group Discussion), in-depth interviews and participant observation on women who became research informants. The results of the study showed that the construction of Pakpak women's gender ideology in the family was a patriarchal gender ideology that was attached to Pakpak women's values


Author(s):  
Nurdin Lanuhu

Penelitian ini dilaksanakan di Gugus Kepulauan Salabangka Kecamatan Bungku Selatan   Kabupaten Morowali Propinsi Sulawesi Tengah, pada bulan Juli 2016 sampai dengan Agustus 2016. Lokasi penelitian dipilih secara purposif dengan pertimbangan bahwa Gugus Kepulauan Salabangka Kecamatan Bungku Selatan Kabupaten Morowali penduduknya umumnya bermata pencaharian sebagai nelayan dan memiliki jumlah penduduk miskin yang terbanyak di Kabupaten Morowali. Penelitian ini bertujuan melakukan kajian terhadap faktor-faktor penyebab kemiskinan di Gugus Kepulauan Salabangka Kecamatan Bungku Selatan Kabupaten Morowali Provinsi Sulawesi Tengah. Sementara kegunaan yang diharapkan alam penelitian adalah tersedianya data dan informasi factor- factor penyebab kemiskinan yang dapat digunakan oleh berbagai pihak dalam menyusun model pemberdayaan masyarakat nelayan dalam penenggulangan kemiskinan di Kabupaten Morowali. Penelitian ini didesain dengan menggunakan mixed method approach, dengan menggabungkan Quantitative and Qualitative Research Designs secara simultan. Sedangkan Qualitative Research Design menggunakan metode Focus Group Discussion (FGD). Pendekatan ini dilakukan untuk memperoleh data dan informasi yang komprehensif dan saling melengkapi, sehingga situasi riel di lapangan dapat dideskripsikan dengan baik. Adapun proses tahapan penelitian ini adalah Review literature, Kunjungan Lapangan, Uji kuisioner dan FGD, pengumpulan data primer dan sekunder. Hasil Penelitian  menunjukkan bahwa beberapa faktor yang mennyebabkan kemiskinan di Gugus Kepulauan Salabangka Kecamatan Bungku Selatan Kabupaten Morowali Provinsi Sulawesi Tengah adalah Keadaan Musim, Struktur Sosial, Pengelolaan Pendapatan, Pencemaran Lingkungan dan Pelayanan Pemerintah dibidang pemerintahan, pendidikan, kesehatan dan sarana prasarana tranportasi.Guna mengentaskan kemiskinan maka direkomendasikan 1) Pengembangan ekonomi kerakyatan berbasis potensi lokal, 2) Perbaikan pelayanan pemerintah dalam bidang pemerintahan, pendidikan, kesehatan dan penyediaan sarana transportasi laut. Kata Kunci : Nelayan, Kemiskinan, Pulau


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