scholarly journals Does the Level of Financial Cognition Affect the Income of Rural Households? Based on the Moderating Effect of the Digital Financial Inclusion Index

Agronomy ◽  
2021 ◽  
Vol 11 (9) ◽  
pp. 1813
Author(s):  
Fanqi Zou ◽  
Tinghui Li ◽  
Feite Zhou
Keyword(s):  
Household Income ◽  
Rapid Development ◽  
Rural Households ◽  
Moderating Effect ◽  
Rural Household ◽  
Financial Inclusion ◽  
Cognitive Level ◽  
Rural Residents ◽  
The Individual ◽  
The Impact

Financial cognitive ability is an important part of human capital, which has a direct impact on household income. The dual differences composed by rural residents’ cognition level and residents’ income make the relationship between the two complicated. Based on the analysis of the impact of financial cognitive level on rural household income, this paper takes into account the individual heterogeneity of financial cognition to build an unconditional quantile regression (UQR) model through the micro data of the China Household Financial Survey Project (CHFS). Incorporating the background of the rapid development of digital finance, this paper also studies the impact of rural residents’ financial cognition on household income. The empirical results of the article have the following conclusions: First, on the whole, the improvement of financial cognitive level promotes the increase of rural household income, but this promotion has significant differences at different quantile levels of household income. Second, the digital financial inclusion index in the region has a positive moderating effect on the impact of financial cognition on the income of rural households. Third, the heterogeneity of the impact of financial cognition on the income of rural households is reflected in the two aspects of regions and household assets.

Effectiveness of non-farm diversification on rural household income – evidence and policy implications from India

2021 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Shreya Kapoor ◽  
Sanjeev Kapoor
Keyword(s):  
Household Income ◽  
Rural Households ◽  
Rural Household ◽  
Policy Implications ◽  
Sample Survey ◽  
Indian States ◽  
Farm Sector ◽  
Content Type ◽  
Farm Diversification ◽  
Household Incomes

Purpose Doubling farming households’ income through occupational diversification to the non-farm sector has been advocated to be of paramount importance in an agrarian economy such as India. The purpose of this paper is to analyse the effects of non-farm activities on rural household incomes in four different Indian states by using a propensity score matching technique and developing an endogenous switching model. Design/methodology/approach The research is based on secondary data taken from four quinquennial rounds of employment and unemployment surveys conducted by the National Sample Survey Organization. Findings The matching results indicate a maximum monthly rise in per capita income of Rs. 60 in Gujarat and a minimum increase of Rs. 18 in Rajasthan among rural households employed in the non-farm sector as compared to the farm sector. The findings confirm that rural non-farm structural diversification cannot be viewed as a blueprint for increasing rural household incomes in different states. Further, it suggests the need to segmenting the different states on the basis of agricultural development for increasing rural incomes. Research limitations/implications The study argues that Indian states with a strongly developed farm sector i.e. Gujarat and Punjab are not ideally suited to undergo structural changes in their economic pursuit. The estimates suggest that the transition of rural households from farm to non-farm-sector activities is a very weak strategy in agriculturally developed states of Gujarat and Punjab, whereas non-farm diversification becomes a pivotal strategy for increasing rural household incomes in less agriculturally developed states such as Rajasthan and Uttar Pradesh. A contrasting point that arises from these evidence is that although diversification to the non-farm sector leads to higher income, but the resultant figures are very scanty. Originality/value The present study contributes to the existing literature by providing evidence and policy implications on rural non-farm diversification in India and its impact on the rural household income. The study can help the policymakers in framing policies aiming at increasing the income of the rural household through the structural transition of the rural economy.

scholarly journals The Impact of the Perceived Value of Records on the Use of Electronic Recordkeeping Systems

2021 ◽  
Author(s):  
◽  
Matthew James Lewellen
Keyword(s):  
New Zealand ◽  
Technology Acceptance ◽  
Organizational Context ◽  
Rapid Development ◽  
Perceived Value ◽  
Digital Information ◽  
Research Model ◽  
Recordkeeping System ◽  
The Individual ◽  
The Impact

<p>Today’s electronic documents and digital records are rapidly superseding traditional paper records and similarly need to be managed and stored for the future. This need is driving new theoretical recordkeeping models, international electronic recordkeeping standards, many instances of national recordkeeping legislation, and the rapid development of electronic recordkeeping systems for use in organizations. Given the legislative imperative, the exponential growth of electronic records, and the importance to the individual, organization, and society of trustworthy electronic recordkeeping, the question arises: why are electronic recordkeeping systems experiencing different rates of acceptance and utilization by end users? This research seeks to address that question through identifying the factors that influence a user’s intention to use an electronic recordkeeping system.  Although a significant body of research has been dedicated to studying system use in various situations, no research in the information systems discipline has yet focused specifically on electronic recordkeeping and its unique set of use-influencing factors.  This research creates a new conceptual research model by selecting constructs to represent the technology acceptance literature and adding additional constructs to represent organizational context and knowledge interpretation. It also introduces a new construct: the perceived value of records.  A survey instrument was developed and administered to a sample of public servants from the New Zealand government in order to evaluate the research model quantitatively and determine the relative importance of the factors.  By identifying the factors that impact the use of electronic recordkeeping systems, this research will inform future strategies to improve the capture and retention of our digital heritage. As Archives New Zealand states: “Do nothing, lose everything. If no action is taken, public sector digital information will be lost.”</p>

scholarly journals The Impact of the Perceived Value of Records on the Use of Electronic Recordkeeping Systems

2021 ◽  
Author(s):  
◽  
Matthew James Lewellen
Keyword(s):  
New Zealand ◽  
Technology Acceptance ◽  
Organizational Context ◽  
Rapid Development ◽  
Perceived Value ◽  
Digital Information ◽  
Research Model ◽  
Recordkeeping System ◽  
The Individual ◽  
The Impact

<p>Today’s electronic documents and digital records are rapidly superseding traditional paper records and similarly need to be managed and stored for the future. This need is driving new theoretical recordkeeping models, international electronic recordkeeping standards, many instances of national recordkeeping legislation, and the rapid development of electronic recordkeeping systems for use in organizations. Given the legislative imperative, the exponential growth of electronic records, and the importance to the individual, organization, and society of trustworthy electronic recordkeeping, the question arises: why are electronic recordkeeping systems experiencing different rates of acceptance and utilization by end users? This research seeks to address that question through identifying the factors that influence a user’s intention to use an electronic recordkeeping system.  Although a significant body of research has been dedicated to studying system use in various situations, no research in the information systems discipline has yet focused specifically on electronic recordkeeping and its unique set of use-influencing factors.  This research creates a new conceptual research model by selecting constructs to represent the technology acceptance literature and adding additional constructs to represent organizational context and knowledge interpretation. It also introduces a new construct: the perceived value of records.  A survey instrument was developed and administered to a sample of public servants from the New Zealand government in order to evaluate the research model quantitatively and determine the relative importance of the factors.  By identifying the factors that impact the use of electronic recordkeeping systems, this research will inform future strategies to improve the capture and retention of our digital heritage. As Archives New Zealand states: “Do nothing, lose everything. If no action is taken, public sector digital information will be lost.”</p>

scholarly journals Impact of Living Alone on Depressive Symptoms in Older Korean Widows

2017 ◽  
Author(s):  
Gyeong-Suk Jeon ◽  
Choi Kyungwon ◽  
Cho Sung-Il
Keyword(s):  
Depressive Symptoms ◽  
Socioeconomic Factors ◽  
Household Income ◽  
Social Ties ◽  
Negative Impact ◽  
Secondary Analysis ◽  
Living Alone ◽  
Using Data ◽  
The Individual ◽  
The Impact

We examined the relationship between living alone and the prevalence of depressive symptoms in older Korean widows and assessed the individual contributions of health, social ties, and socioeconomic factors to the development of depressive symptoms. The study was a secondary analysis using data from widows 65 years of age and older who participated in the Living Profiles of Older People Survey (LPOPS). A logistic regression analysis was used to evaluate the contributions of health, social ties, and socioeconomic factors to the development of depressive symptoms. Working status and equivalent household income were significantly associated with depressive symptoms in both those living with others and those living alone. Adjustment for health status and social ties did not change the impact of living alone on the prevalence of depressive symptoms. However, adjustment for equivalent household income eliminated the negative association between living alone and depressive symptoms. Our findings indicate that economic resources are more important than health and social ties for alleviating the negative impact of living alone on the development of depressive symptoms in older widows.

scholarly journals Digital Inclusive Finance, Multidimensional Education, and Farmers’ Entrepreneurial Behavior

2021 ◽  
Vol 2021 ◽  
pp. 1-13
Author(s):  
Ziqiang Liu ◽  
Yihao Zhang ◽  
Hongyi Li
Keyword(s):  
Tacit Knowledge ◽  
Choice Model ◽  
Financial Inclusion ◽  
Estimation Methods ◽  
Eastern Region ◽  
Academic Education ◽  
Entrepreneurial Behavior ◽  
Rural Residents ◽  
Internet Learning ◽  
The Impact

Scarce financial supply and low education level are important factors that inhibit the entrepreneurial behavior of rural residents in China. Based on the Static Career Choice Model, this paper matches the 2016 China Household Finance Survey (CHFS) micro-data with the Peking University Digital Financial Inclusive Index of the previous years to empirically test the impact of digital financial inclusion and academic education, tacit knowledge, and Internet learning on farmers. The direct influence and linkage effect of entrepreneurial behaviors revealed that digital financial inclusion and multidimensional education could significantly promote farmers’ entrepreneurial choices. Digital financial inclusion can relieve the constraints of insufficient academic education on farmers’ entrepreneurial choices, partially replace the tacit knowledge for rural residents, and improve the efficiency of Internet learning, which ultimately enhances the entrepreneurial behavior choices of the farmers. Our results are still significant and robust with respect to the sample data, explained variables, and estimation methods. We also consider the use of instrumental variables to overcome the potential endogeneity issues. Through comparative analysis of different regions, it is found that the performance is particularly obvious in the eastern region.

scholarly journals Rural Household Resource Allocation

1970 ◽  
pp. 6
Author(s):  
Joseph Faris
Keyword(s):  
Resource Allocation ◽  
Family Size ◽  
Household Income ◽  
Rural Households ◽  
Land Ownership ◽  
Rural Household ◽  
Ecological Zones ◽  
Household Resource Allocation ◽  
Permanent Residency ◽  
Household Resource

This study is a survey of rural households in Lebanon, covering ten families in each of four villages and representing different human and ecological zones in this country. The four villages are Maad {Jubail, Mt. Lebanon}, Sa'adin {Akkar}, Ain-Zebdeh {Beka'a}, Hassin (Kesrouan, Mt. Lebanon). The ten families were studied in depth, on the basis of family size, permanent residency, employment of head household, income, and land ownership.

scholarly journals Research on the Impact of Land Circulation on the Income Gap of Rural Households: Evidence from CHIP

Land ◽  
2021 ◽  
Vol 10 (8) ◽  
pp. 781
Author(s):  
Congjia Huo ◽  
Lingming Chen
Keyword(s):  
Income Inequality ◽  
Low Income ◽  
Rural Areas ◽  
Household Income ◽  
Labor Mobility ◽  
Rural Households ◽  
Income Gap ◽  
Land Circulation ◽  
The Government ◽  
The Impact

With the continued development of the economy, the income gap among Chinese rural households continues to widen. The land system plays a decisive role in developing “agriculture, rural areas and farmers” and land circulation is a factor in the increase in income inequality among farm households. Based on the 2013 China Household Income Project (CHIP), this article used the re-centered influence function (RIF) regression method to empirically test the impact of rural land circulation on the income gap of rural households in China in three regions: the central, eastern and western regions. The quantile regression tested the impact mechanism of income inequality of rural households from the perspective of labor mobility and land circulation. The empirical results showed that land circulation increases the income inequality of rural households. The theoretical mechanism test proved that the dynamic relationship between land circulation and labor mobility increases rural household income. However, this increase has a greater effect on rural households with a high income and a small effect on rural households with a low income, resulting in a further widening of the income gap. Therefore, while increasing the income of rural households through land circulation, the government should also consider income equity. Finally, this article puts forward the policies and opinions on land reform and provides a brief discussion on the future direction of development.

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