scholarly journals Digital Trading Applications and Bank Performance: Evidence from Russia

2021 ◽  
Vol 7 (3) ◽  
pp. 194
Author(s):  
Anton Lisin ◽  
Kristina Shvandar ◽  
Artur Meynkhard ◽  
Mafura Uandykova ◽  
Serhat Yuksel ◽  
...  
Keyword(s):  
Regression Analysis ◽  
High Efficiency ◽  
Polynomial Regression ◽  
Mobile Apps ◽  
Banking System ◽  
Financial Sector ◽  
T Test ◽  
Bank Performance ◽  
Smart Contracts ◽  
Independent Variable

Digital trading apps are evidence of developing open innovations in the financial sector. The investment industry (including banks and brokers) can greatly benefit from the utilization of digital trading applications and corresponding tools, such as smart contracts. The goal of this research paper is to examine the possibility that brokers’ existing mobile apps outperform banks without mobile apps in the Russian financial sector. The efficiency of brokers is compared to banks in Russia. The results of these institutions’ activities are related to the number of profitable banks, which declines as a sign of high efficiency. The paper uses methods of t-test, linear and polynomial regression analysis between assets (dependent variable) and the profit to assets (independent variable) in Russia. The article finds the different directions of the utilization of the discussed technology, and they all share the consequential growth after the technology’s introduction. The paper also discusses the various areas of digital trading apps implementation and the future contributions for the Russian banking system and economy.

scholarly journals ANALISIS PROFITABILITAS BANK SYARIAH DAN BANK KONVENSIONAL PERIODE 2010-2015

2018 ◽  
Vol 22 (2) ◽  
pp. 83-90
Author(s):  
Radestian Radestian
Keyword(s):  
Regression Analysis ◽  
T Test ◽  
Islamic Banks ◽  
Analysis Technique ◽  
Address Data ◽  
Regression Test ◽  
Negative Effect ◽  
Independent Variable ◽  
Conventional Banks ◽  
Positive Effect

This study aims to analyze the profitabilitybetween Islamic Banks and Conventional Banks in Indonesia. This study uses data from 2010 to 2015. The samples used in this study consists of 3 Islamic Banks and 3 Conventional Banks. While the data used is obtained from the financialstatements of each bank stored in the bank website address. Data analysis technique is done by t-test and regression analysis with SPSS 18 application. The estimation results on the t-test showed that the banks used in this study did not have significantmean differences. The result of the regression test shows simultaneously the independent variable of DPK, Equity and Loan only affects the ROA of conventional bank. While partially on conventional banks DPK has a negative effect is not significantto ROA, Equity has a positive effect is not significantto ROA, Loans has a positive effect is not significantto ROA. In Islamic banks DPK has a positive effect is not significantto ROA, Equity has a negative effect is not significantto ROA, Loans has a negative effect is not significantto ROA. From these results can be said that conventional banks more profitablewhen compared to Islamic banks.

scholarly journals A Rheological Model for Cupuassu (Theobroma grandiflorum) Pulp at Different Concentrations and Temperatures

2013 ◽  
Vol 9 (4) ◽  
pp. 353-363
Author(s):  
Modesto Antonio Chaves ◽  
Fátima Baptistia ◽  
Jadir Noqueira da Silva ◽  
Luciano Rodrigues ◽  
Arianne Dantas Viana
Keyword(s):  
Shear Stress ◽  
Regression Analysis ◽  
Power Law ◽  
Rheological Behavior ◽  
Polynomial Regression ◽  
Soluble Solids ◽  
Concentric Cylinder ◽  
Theobroma Grandiflorum ◽  
Pulp Temperature ◽  
Independent Variable

AbstractThis work was made aiming at studying the best model for the rheological properties of Cupuassu (Theobroma grandiflorum, Schum) pulps with 14 (in nature), 17, 19, 23 and 25°Brix of total soluble solids (TSS) which were measured at 20, 30, 40, 50 and 60°C temperature using a concentric cylinder rheometer. The results were adjusted to the following nine models: Ostwald-de-Waele (power law), Bingham, Casson, Generalized Casson, Heinz–Casson, Herschel–Bulkley, Mizrahi–Berk, Schulmann–Haroske–Reher and Windhab. The parameters of the best model were correlated with pulp temperature and TSS by polynomial regression analysis and were kept in the regression equation only those parameters that contributed more than 1% to the variation of the independent variable. The results indicate that the rheological behavior of Cupuassu pulp in different concentrations and temperatures can be modeled by the Windhab model, although other models can be used in a narrower band of shear stress.

scholarly journals PENGARUH UKURAN PERUSAHAAN DAN STRUKTUR MODAL TERHADAP NILAI PERUSAHAAN DENGAN DEWAN KOMISARIS INDEPENDEN SEBAGAI VARIABEL MODERASI

2020 ◽  
Vol 7 (2) ◽  
Author(s):  
Karolina Yunita Dir ◽  
Abdul Halim ◽  
Rita Indah Mustikowati
Keyword(s):  
Regression Analysis ◽  
Capital Structure ◽  
Firm Value ◽  
Sampling Method ◽  
Stock Exchange ◽  
T Test ◽  
Company Size ◽  
Company Value ◽  
Independent Variable ◽  
The Capital Structure

This study aims to explain and test how the influence of company size and capital structure on firm value with an independent board of commissioners as a moderating variable in banking companies listed on the Indonesia Stock Exchange in the period 2016-2017. This type of research is explanatory research, namely by using classical assumptions, using moderated regression analysis, and using the t test. The number of samples is 39 companies, and the sampling method is using purposive judgment sampling. The variables in this study consisted of company size and capital structure as an independent variable, company value as the dependent variable and the independent board of commissioners as moderation. The result of the analysis is that partially the size of the company affects the value of the company, the capital structure influences the value of the company, the independent board of commissioners strengthens the influence of the size of the company on the value of the company and the independent board of commissioners strengthens the effect of the capital structure on the value of the company.

The influence of work environment, compensation and work motivation on employee performance at PT. BRALING WISNU SATRIYA Purbalingga

2020 ◽  
Vol 5 (02) ◽  
pp. 145
Author(s):  
Yudi Agus Setiawan ◽  
Dina Prasetyaningrum
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Multiple Linear Regression ◽  
Work Environment ◽  
Work Motivation ◽  
Employee Performance ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
T Test ◽  
Independent Variable

The aim of this research was to determine and analyze the influence of the Work Environment, Compensation, and Work Motivation on the performance of the employees of PT Braling Wisnu Satriya Purbalingga. The hypotheses of this research are 1) Work environment has a significant effect on employee performance at PT Braling Wisnu Satriya Purbalingga, 2) Compensation has a significant effect on employee performance at PT Braling Wisnu Satriya Purbalingga, 3) Work motivation has a significant effect on employee performance at PT Braling Wisnu Satriya Purbalingga. To test the effect of the independent variable on the dependent variable, multiple linear regression analysis was used, and based on the results of the analysis, the t₁ value was 2.653, t₂ was 4.682, t was 2.627 and each t was greater than t table (1.672), which means that Ho rejected or Ha accepted, so based on the t test, the first, second, and third hypotheses are accepted.  Keywords: Work Environment, Compensation, Work Motivation, Employee Performance

scholarly journals PENGARUH KUALITAS LAYANAN TERHADAP KEPUASAN KONSUMEN KOPERASI KARYAWAN SEJAHTERA UNIVERSITAS MUHAMMADIYAH PURWOKERTO

Media Ekonomi ◽  
2015 ◽  
Vol 15 (1) ◽  
pp. 49
Author(s):  
Eka Yuliana ◽  
Muchammad Agung Miftahudin
Keyword(s):  
Regression Analysis ◽  
T Test ◽  
Variable Effect ◽  
Independent Variable

This research aimed analyze the independent variable effect (tangibles, reliability, responsiveness, assurance, and empathy) towards the dependent variable (consumers satisfactory) in Koperasi Karyawan Sejahtera University of Muhammadiyah Purwokerto. In this research, the researcher did the sampling by distributing questionnaire. The total of sample was 120 respondents. The analysis don was by double regression analysis. The t test showed that the independent variable of tangibles, reliability, responsiveness, assurance, and empathy affected partially towards the dependent variable consumers’ satisfactory, while the variable of reliabilty and responsiveness did not affect on consumers’ satisfactory in a whole. Based on the elasticity test, the variable of tangibles affected dominantly toward consumers’ satisfactory. Keywords: tangibles, reliability, responsiveness, assurance, and empathy, consumers’ satisfactory

scholarly journals PENGARUH HARD SKILL DAN SOFT SKILL TERHADAP KINERJA KARYAWAN PT. TELKOM SUMATERA

2018 ◽  
Vol 12 (2) ◽  
Author(s):  
Novita Sari Siahaan ◽  
Humisar Sihombing
Keyword(s):  
Regression Analysis ◽  
Employee Performance ◽  
Linear Regression Analysis ◽  
Multiple Linear Regression Analysis ◽  
T Test ◽  
Reliability Test ◽  
Soft Skill ◽  
Simultaneous Test ◽  
Question Item ◽  
Independent Variable

This study aims to determine the effect of Hard Skill and Soft Skill Against Employee Performance PT. Telkom Sumatera. The sample in this research is all employees of PT. Telkom Sumatra as many as 67 people. The test used is instrument test and classical assumption test. Hypothesis testing using multiple linear regression analysis, t test and F test. From result of validity test obtained rcount > rtable for each question item and reliability test questionnaire obtained by alpha cronbach each variable that is 0,826 for variable of Hard Skill (X1), 0,897 for variable of Soft Skill (X2) and 0,885 for Employee Performance variable Y). This value is greater than the significant level of rtable is 0.313. Data analysis of each variable obtained by regression equation Y = 14,154 + 0,330 X1 + 0,387 X2 + e. Obtained R2 equal to 0,521 which means X1, X2,  explain the effect to Y variable equal to 52,1% while the rest influenced by other factor. The partial test (t test) of each independent variable has an effect on the dependent variable with the research significance is smaller than 0,1, and the result of simultaneous test (test F) calculation is 34,784 with Ftable 2,38 which means Fcount> Ftable with level if significant (α) <0, 1, which means the accepted hypothesis is Hard Skill and Soft Skill has jointly significant effect on Employee Performance PT. Telkom Sumatera. Keywords: Hard Skill, Soft Skill, Employee Performance

scholarly journals PENGARUH INFORMATIVENESS, ENTERTAINMENT, DAN IRRITATING TERHADAP ATTITUDE TOWARD SOCIAL MEDIA ADVERTISING PADA MASYARAKAT KOTA MATARAM

2020 ◽  
Vol 9 (2) ◽  
pp. 186
Author(s):  
Yeldy Dwi Genadi ◽  
Lalu M. Furkan
Keyword(s):  
Social Media ◽  
Regression Analysis ◽  
Regression Model ◽  
Reliability Analysis ◽  
T Test ◽  
Research Use ◽  
Validity And Reliability ◽  
Analysis Technique ◽  
Independent Variable ◽  
Social Media Advertising

This research was done to the citizen of Mataram City Province of West Nusa Tenggara and aimed to analyze the influencing of attitude toward social media advertising that is informativeness, entertainment, and irritation. This research hypothesis was anticipated by a independent variable influencing by significantly to attitude toward social media advertising. This research use the appliance of data taken (instrument) in the form of questionaire laying open about informativeness, entertainment, and irritation. So that data taken by good hence questionaire have to be up to standard of validity and reliability. Analysis technique used at this research was multiple linier regression analysis to know the accurate independent variable influencing toward dependent variable. As for multiple linier regression model have to be up to standard of public assumption of regression by conducting classical assumption test. Pursuant to result of multiple linier regression analysis proven by that independent variable in the form of informativeness (X1), entertainment (X2), and irritation (X3) have the influence which significant to dependent variable by that is attitude toward social media advertising. While based on result the t test proven by that independent variable by partially have an effect on by significant to dependent variable, so that hypothesis at this research was fully supported. Independent variable which is dominant influencing to the attitude toward social media advertising is entertainment.Keywords :Social Media Advertising, Informativeness, Entertainment, Irritation, Attitude.

scholarly journals Pengaruh Pendapatan Bagi Hasil, Pendapatan Margin Murabahah Dan Dana Simpanan Wadiah Terhadap Bonus Wadiah Bank Muamalat Indonesia

2021 ◽  
Vol 6 (1) ◽  
pp. 42-57
Author(s):  
Irma Sari
Keyword(s):  
Regression Analysis ◽  
Hypothesis Testing ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Revenue Sharing ◽  
T Test ◽  
Significance Level ◽  
Independent Variable ◽  
Level Of Significance

Penelitian ini dilakukan untuk menguji pengaruh pendapatan bagi hasil, pendapatan margin murabahah dan dana simpanan wadiah terhadap bonus wadiah pada Bank Muamalat Indonesia. Data diperoleh dari website resmi OJK dan Bank Muamalat Indonesia. Metode yang digunakan adalah analisis regresi berganda dan uji hipotesis menggunakan t-statistik untuk menguji koefisien bersama-sama dengan level of significance 5%. Dari hasil penelitian ini menunjukkan bahwa hasil uji t (parsial) variabel pendapatan bagi hasil berpengaruh positif dan tidak signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,155. Variabel pendapatan margin murabahah berpengaruh positif dan signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,041. Variabel dana simpanan wadiah berpengaruh positif dan signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,001. Sedangkan nilai Adjusted R Square sebesar 0,761 yang berarti variabel independen dalam model ini mampu menjelaskan sebesar 76,1% terhadap bonus wadiah. Dan sisanya 23,9% di pengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini. This research was conducted to examine the effect of revenue sharing.murabahah margin income and wadiah savings funds on wadiah bonuses at bank Muamalat Indonesia. Data obtained from OJK official website and Muamalat Indonesia bank. The method use is multiple regression analysis and hypothesis testing using t-statistics to test the coefficients together with a significance level of 5%. The results of this study indicate that the results of t test (partial) of revenue sharing variables have a positive and not significant effect on wadiah bonuses with a sig. value of 0,155. Murabahah margin income variable has positive and significant effect on wadiah bonuses with a sig. value of 0,041. Wadiah savings variable has a positive and significant effect on wadiah bonuses with a sig. value of 0,001 While Adjusted R Square value of 0,761 which means the independent variable in this model is able to explain 76,1% of wadiah bonuses. While the remaining 23,9% is influenced by other factors not examined in this study.

ANALISIS PENGARUH KEPEMIMPINAN DAN LINGKUNGAN KERJA TERHADAP MOTIVASI PEGAWAI PADA KOMISI PEMILIHAN UMUMKOTA MATARAM

2015 ◽  
Vol 4 (1) ◽  
Author(s):  
Yusrin Yusrin
Keyword(s):  
Regression Analysis ◽  
Regression Model ◽  
Work Environment ◽  
Work Motivation ◽  
T Test ◽  
Research Use ◽  
F Test ◽  
Research Hypothesis ◽  
Normality Test ◽  
Independent Variable

This research was done to KPU Officers of Mataram City and aims to analyze theinfluencing variables toward work motivation that are leadership variable and workenvironment variable. This Research hypothesis was anticipated by a independent variableinfluencing by simultaneuosly and partially have an effect on to work motivation, andanticipated by a leadership variable have an effect on more dominant than work environmentvariable toward work motivation. This research use the appliance of data taken (instrument)in the form of questionaire laying open about leadership and work environment. So that datataken by good hence questionaire have to be up to standard of validity and reliability.Analysis technique used at this research is multiple linier regression analysis to know theaccurate independent variable influencing either through simultaneously and partially todependent variable. As for multiple linier regression model have to be up to standard ofpublic assumption of regression by conducting normality test heteroscedastisity test,multicolinearity test, and autocorrelation test. Pursuant to the result of F test analyze isproven by that independent variable in the form of leadership and work environment havethe influence which significant toward work motivation so that first hypothesis was accepted.While based on result of t test is proven by that independent variable by partially have aneffect on by significant toward dependent variable so that second hypothesis was accepted.Independent variable which is dominant influencing to the work motivation is leadershipvariable so that third hypothesis was accepted.Keywords : Leadership, Work Environment, and Motivation.

scholarly journals Ketepatan Pengaruh Manajemen Logistik Terhadap Tingkat Kepuasan Pelanggan PT. Bhinneka Bajanas Cabang Cikarang

2019 ◽  
Vol 3 (2) ◽  
pp. 101-110
Author(s):  
Yosephyn Patria Larici ◽  
Fino Wahyudi Abdul
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Customer Satisfaction ◽  
Sampling Method ◽  
Linear Regression Analysis ◽  
T Test ◽  
Logistics Management ◽  
Simple Linear Regression ◽  
Simple Linear Regression Analysis ◽  
Independent Variable

This study aims to determine how much influence logistics management has on the level of customer satisfaction at PT. Bhinneka Bajanas Cabang Cikarang. The population of this research is PT. Bhinneka Bajanas Cabang Cikarang customers as many as 100 people, while the sample in this study were 50 people using the Accident Sampling method, then the data was obtained by simple linear regression analysis. The independent variable in this study is logistical management and the dependent variable is customer’s satisfaction. The results of this study indicate that logistics management has an influence on customer satisfaction. It can be seen from the results of T test, the analysis’ results show the value of T count> T table (6.327> 2.01). It means that H0 is rejected and H1 is accepted, or there is an effect (partially) between Logistics Management and Customer Satisfaction Levels.

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