Bisnis ikan asin dan dampaknya terhadap kesejahteraan masyarakat Sungai Pauh Langsa Barat

The salted fish business is one of the businesses located in Gampong Sungai Pauh, West Langsa District, Langsa City. This study aims to determine the income and welfare of salted fish processing workers in Gampong Sungai Pauh, West Langsa District. This research is a field research with descriptive qualitative methods. The sample consisted of 15 people. Sources of data used are primary and secondary data obtained by data collection methods through observation, interviews, and documentation.With the salted fish processing, salted fish processing workers' income has increased slightly, so that the life of salted fish processing workers is helped economically, such as being able to eat three times a day, buying clothes even once a year. Salted fish processing workers can be categorized as not prosperous, but economically, salted fish processing workers are greatly helped, if before working in salted fish processing, salted fish processing workers can only eat once a day but after working in salted fish processing, salted fish processing workers can eat. three times a day, buy at least one set of clothes, repair the damaged walls of the house.

One like one comment pada media sosial ditinjau dari etika pemasaran Islam

Pemasaran melalui internet media sosial banyak diminati karena jangkauan lebih luas dibandingkan dengan pemasaran secara manual atau konvensional. Media sosial banyak digunakan untuk memasang iklan dan memasarkan produk. One like one comment (OLOC) merupakan salah satu cara yang digunakan para pebisnis online untuk meningkatkan penjualan di media sosial. One like one comment ini sering digunakan di instagram, Facebook dan line. Tujuan oloc untuk meningkatkan kepercayaan (trust) orang lain (calon customer), insight disetiap postingan dan meningkatkan kunjungan profil di akun instagram tersebut. Para pedagang online banyak menggunakan jasa oloc ini pada akun istagram mereka agar online shop mereka banyak dikenal orang dan lebih dipercaya. Sehingga terkadang cara ini juga disalahgunakan untuk malakukan penipuan online. Jumlah followers asli berbanding terbalik dengan pembeli. Penelitian ini bertujuan untuk mengetahui bagaimana sistem OLOC media Sosial ditinjau dari Etika Pemasaran Islam?. Dalam penelitian ini penulis menggunakan Metode penelitian ORM (Online Research Method) dengan mengumpulkan berbagai data dari internet. Berdasarkan hasil penelitian, dapat disimpulkan bahwa Sistem OLOC pada Media Sosial tidak sesuai dengan Etika Pemasaran Islam karena melanggar prinsip-prinsip dari etika pemasaran Islam seperti Prinsip kejujuran, keadilan, transparansi dan profesionalitas. Dalam pemasaran Islam seorang pebisnis online harus selalu menerapkan etika yang baik dalam mempromosikan produknya, sedangkan sistem OLOC ini menghalalkan segala cara dalam pemasaran seperti merekaya pasar, mengelabui serta mengada-ngada pada setiap komentar. Hal ini jelas sangat dilarang dalam Islam karena dapat merugikan konsumen jika produknya tidak sesuai dengan yang ada pada komentar-komentar.

Penerapan bagi hasil pembiayaan musyarakah pada bank pembiayaan syariah

This study aims to determine how the application of revenue sharing for musyarakah financing at BPRS XXX and whether the application of revenue sharing revenue for musyarakah in BPRS is in accordance with DSN Fatwa No. 08/DSN-MUI/IV/2000. This study uses a qualitative descriptive approach with the Grounded Research method. Data collection was carried out by interviewing several related parties in the BPRS, namely the Head of Marketing, Legal Officer, Sharia Supervisory Board, and musyarakah financing customers. The results of his research on the application of revenue sharing for musyarakah financing at BPRS have been carried out in accordance with DSN Fatwa No. 08/DSN-MUI/IV/2000. All provisions regarding musyarakah financing in the DSN Fatwa have been implemented by the BPRS, such as the ijab qabul, the subject of the contract, the object of the contract consisting of capital, work and profits, as well as operational and dispute costs. It's just that the distribution of losses applied by the BPRS is not in accordance with the fatwa, where the BPRS applies losses fully borne by the customer, not in accordance with the provisions of the Fatwa DSN which says that losses are jointly borne in accordance with their respective portion of capital.

Pro dan Kontra Konversi Bank Konvensional Menjadi Perbankan Syariah

Kehadiran Qanun Nomor 11 Tahun 2018 tentang Lembaga Keuangan Syariah berimplikasi pada perkembangan bank syariah di Aceh. Dengan diundangkannya Qanun Lembaga Keuangan Syariah mengharuskan lembaga keuangan yang beroperasi di Aceh berdasarkan prinsip syariah. Akibatnya, bank konvensional di Aceh melakukan konversi menjadi bank syariah. Penelitian ini bertujuan untuk mengetahui pendapat pro dan kontra dari masyarakat terkait implementasi Qanun Nomor 11 Tahun 2018 pada perbankan yang beroperasi di Aceh. Penelitian ini merupakan penelitian kualitatif deskriptif dengan metode pengumpulan data dari studi literatur atau pustaka. Hasil penelitian menunjukkan bahwa pihak yang mendukung konversi bank konvensional menjadi syariah didasarkan pada keinginan untuk menjalankan syariat Islam secara kaffah. Sedangkan pihak yang kontra menolak implementasi dari qanun tersebut dikarenakan kekurangan bank syariah dalam penyediaan fasilitas dan jasa yang sesuai kebutuhan dan terjangkau serta lemahnya persepsi dan tingkat literasi masyarakat mengenai perbankan syariah. The presence of Qanun Number 11 of 2018 concerning Islamic Financial Institutions has implications for the development of Islamic banks ini Aceh. With the promulgation of the Qanun on Sharia Financial Institutions, it requires financial institutions operating in Aceh to be based on sharia principles. As a result, convesional banks in Aceh converted into Islamic banks. This study aims to determine the opinions of the pro and contra of the public regarding the implementation of Qanun No. 11 Of 2018 in conventional banks operating in Aceh. This research is a descriptive qualitative research with the method of collecting data from literature studies. The results shower that those who supported the converion of conventional banks to Sharia were based on the desire to implements Islamic Law in a kaffah manner. Meanwhile, those sho oppose the implementation of the qanun are due to the lack of Islamic banks in providing facilities and services that are suitable and affordable as well as the weak perception and level of public literacy regarding Islamic banking.

Analisis Pengaruh Pendapatan dan Pengetahuan terhadap Minat Calon Nasabah Berinvestasi Emas di Pegadaian Syariah

This study was conducted to examine the effect of income and knowledge on the interest of prospective customers to invest in gold in Pegadaian Syariah. The sampling technique in this study was carried out through probability sampling with simple random sampling. 99 customers who had not invested in gold in the Pegadaian Syariah is definded as the respondents. The method used is multiple regression analysis and hypothesis testing using t-statistics to test the coefficients together with a level of significance of 5%. In addition, the classical assumption test was also carried out which included normality test, multicollinearity test, heteroscedasticity test and autocorrelation test. The results showed that the research data were normally distributed and there were no variables that deviated from the classical assumptions, which also means that the available data has met the requirements to use the multiple regression equation model. Partially, the income and knowledge variable have a positive and significant effect (with a significance value of 0.000 <0.05) on the interest of prospective customers to invest in gold in Pegadaian Syaria Located in Langsa. Meanwhile, simultaneously the income and the knowledge variable have a positive and significant effect (with a significance value of 0.000 <0.05) on the interest of prospective customers to invest in gold Pegadaian Syaria Located in Langsa.

Student Investor’s Attentiveness In Islamic Stocks

The stock market is a meeting place for investors and go public companies, one of parties included in investors is student of faculty of economics and business that is expected to become an expert in the stock market. Student investor’s attentiveness is influenced by several factors such as the return perception and financial literacy. This study employs a quantitative associative approach while a set of questionnaire were asked to students of Faculty of Islamic Economics and Business, UIN Ar-Raniry Banda Aceh. Using multiple linear regression analysis, it showed that both return perception and financial literacy affect investment attentiveness. However, both independent variables only contribute 29% to affect dependent variable; there are other variables affect the investment attentiveness which were not included in this study. Either adding more variables or using different type of research method is suggested for further study.

Gadai dan Investasi Emas: Antara Konsep dan Implementasi

Pawn services, particularly Islamic pawn services in gold (rahn) is one of Islamic banks product that distributes short term financing to consumers without repayment (qardh) in order to mutual assistance principle (tabarru’). Gold pawning services could be an alternative for consumers to get easy money and have a fast process in sharia way. Yet this gold pawning services turn to be speculative investment in practice that contrast with sharia principle and the same time it raises quention on how strong the commitment of all stakeholders to pursue the sharia principle. This study aims to analyze the concept and various problems indication in gold pawning services implementation. Descriptive analytic method is applied to analyze secondary data related to its problems. The result of the study indicate that to ensure the practice of pawning gold does not become speculative motive, it’s necessary to have a clear and binding regulations on how the pawning practice should be carried out. These regulations must also be followed by strict sanctions. In addition, ensuring the gold pawn financing is channeled to the real sector will help prevent the emergence of speculators. On the other hand, the public as customer should be aware of risks on combining product of gold pawn financing and gold investment because big profits in any investment are always followed by high risks. Finally, Participated and strong commitment of all stakeholders are the comprehensive answer in order to pursue maqasid sharia.

Pengaruh Pengetahuan, Motivasi dan Modal Minimum terhadap Minat Berinvestasi

Penelitian ini bertujuan untuk mengetahui Pengaruh Pengetahuan, Motivasi dan Modal Minimum Terhadap Minat Investasi di Pasar Modal pada Galeri Investasi Fakultas Ekonomi dan Bisnis Islam IAIN Langsa. Metode yang digunakan adalah pendekatan kuantitatif. Penelitian ini menggunakan penarikan Sampel purposive sampling. Sampel yang digunakan adalah mahasiswa FEBI angkatan ≥2016 yang mempunyai rekening saham sebanyak 65 responden. Teknik pengumpulan data menggunakan kuesioner dengan membagikan kepada mahasiswa FEBI yang telah memiliki rekening saham. Metode Analisis Data menggunakan regresi linear berganda, uji asumsi klasik dan uji hipotesis (uji t dan uji F). Hasil penelitian uji t menunjukkan bahwa masing-masing variabel independen yaitu Pengetahuan, Motivasi dan Modal Minimum secara parsial berpengaruh positif dan signifikan. Hasil penelitian uji F menunjukkan bahwa terdapat pengaruh positif dan signifikan secara besama-sama antara variabel Pengetahuan, Motivasi dan Modal Minimum terhadap minat investasi. Kesimpulan dari penelitian ini berdasarkan analisis koefisien determinasi (adjusted R2) bahwa 61% variasi nilai minat investasi ditentukan oleh tiga variabel yaitu Pengetahuan, Motivasi dan Modal Minimum. Sedangkan sisanya 39% dijelaskan oleh variabel lain yang tidak dimasukkan dalam penelitian ini.

Pengaruh Pendapatan Bagi Hasil, Pendapatan Margin Murabahah Dan Dana Simpanan Wadiah Terhadap Bonus Wadiah Bank Muamalat Indonesia

Penelitian ini dilakukan untuk menguji pengaruh pendapatan bagi hasil, pendapatan margin murabahah dan dana simpanan wadiah terhadap bonus wadiah pada Bank Muamalat Indonesia. Data diperoleh dari website resmi OJK dan Bank Muamalat Indonesia. Metode yang digunakan adalah analisis regresi berganda dan uji hipotesis menggunakan t-statistik untuk menguji koefisien bersama-sama dengan level of significance 5%. Dari hasil penelitian ini menunjukkan bahwa hasil uji t (parsial) variabel pendapatan bagi hasil berpengaruh positif dan tidak signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,155. Variabel pendapatan margin murabahah berpengaruh positif dan signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,041. Variabel dana simpanan wadiah berpengaruh positif dan signifikan terhadap bonus wadiah dengan nilai sig. sebesar 0,001. Sedangkan nilai Adjusted R Square sebesar 0,761 yang berarti variabel independen dalam model ini mampu menjelaskan sebesar 76,1% terhadap bonus wadiah. Dan sisanya 23,9% di pengaruhi oleh faktor lain yang tidak diteliti dalam penelitian ini. This research was conducted to examine the effect of revenue sharing.murabahah margin income and wadiah savings funds on wadiah bonuses at bank Muamalat Indonesia. Data obtained from OJK official website and Muamalat Indonesia bank. The method use is multiple regression analysis and hypothesis testing using t-statistics to test the coefficients together with a significance level of 5%. The results of this study indicate that the results of t test (partial) of revenue sharing variables have a positive and not significant effect on wadiah bonuses with a sig. value of 0,155. Murabahah margin income variable has positive and significant effect on wadiah bonuses with a sig. value of 0,041. Wadiah savings variable has a positive and significant effect on wadiah bonuses with a sig. value of 0,001 While Adjusted R Square value of 0,761 which means the independent variable in this model is able to explain 76,1% of wadiah bonuses. While the remaining 23,9% is influenced by other factors not examined in this study.

Efektivitas Program Kartu Prakerja dalam Membangun Sumberdaya Manusia

This writing discusses the effectiveness of the Pre-Work program in building human resources and the role of the Pre-employment program in building the quality of human resources. The objectives of this study were to: (1). Determine the effectiveness of the Pre-employment program in building resources amid the human pandemic. (2). Determine the role of the Pre-employment program in building the quality of human resources in the midst of a pandemic. By using a descriptive qualitative research approach, the type of data used in this study is primary data obtained from in-depth interviews with community recipients of the pre-work card program assistance. The research results obtained are: (1). Pre-employment programs are less effective in building human resources. (2). The Pre-employment Program plays a very important role in building the quality of human resources.