scholarly journals Mathematical Interpretation of Global Competition between Payment Systems

Mathematics ◽  
2021 ◽  
Vol 9 (17) ◽  
pp. 2070
Author(s):  
Xinyu Cai ◽  
Marko Milojevic ◽  
Denis Syromyatnikov ◽  
Anastasia Kurilova ◽  
Beata Ślusarczyk
Keyword(s):  
Competitive Dynamics ◽  
Global Competition ◽  
Sampling Frame ◽  
Payment Systems ◽  
Privacy And Security ◽  
Factors Influencing ◽  
Survey Results ◽  
Service Channels ◽  
Positive Effect ◽  
Mathematical Interpretation

The present study seeks to present a mathematical interpretation of the perception of new entrants to the global payments market on whether FinTech’s innovations promote competitiveness in the market. The study also quantitatively evaluates the competitive trends observed in the global payments market. The sampling frame consists of 504 respondents across 28 countries. The study is based on the analysis of the survey results using SPSS Statistics and Stata. The survey addressed four groups of factors influencing the competitiveness of the payment system (i.e., ‘Costs’, ‘Service Channels’, ‘Privacy and Security’, ‘Quality and Efficiency’). The respondents believe that FinTech innovations have a strong positive effect on the payment system’s competitiveness (M = 4.32). The results of the present study may be of interest to specialists and researchers who deal with the competitive dynamics of the global payments business, with payment innovations, and with convergence and transformation of the payments industry.

Factors influencing the incidence of peristomal skin complications: evidence from a multinational survey on living with a stoma

2020 ◽  
Vol 18 (Sup4) ◽  
pp. S31-S38
Author(s):  
David Voegeli ◽  
Tonny Karlsmark ◽  
Eric Hans Eddes ◽  
Helle Doré Hansen ◽  
Rikke Zeeberg ◽  
...  
Keyword(s):  
Risk Factors ◽  
Health Professionals ◽  
Healthcare Costs ◽  
Healthcare Spending ◽  
Frequent Contact ◽  
Factors Influencing ◽  
Survey Results ◽  
Peristomal Skin ◽  
Positive Effect

Leakage of stomal effluents underneath the baseplate or inappropriate removal of stoma appliances can cause peristomal skin complications (PSCs), which are known to have many negative implications for people with a stoma. While numerous studies have examined the causes of PSCs, less is known about what drives the risk of a PSC developing. To address this gap in knowledge, the largest multinational survey to date was conducted, including 4235 people with a stoma on four continents and in 13 countries. The survey revealed that, besides leakage, other factors, such as age, gender, time since surgery and type of stoma, also drive the risk of PSCs. The survey also revealed that having a PSC resulted in greater use of stoma accessories and more frequent contact with health professionals, increasing overall healthcare costs. Collectively, the survey results reveal a need for more awareness on the risk factors for PSCs, which subsequently could have a positive effect on healthcare spending.

Customer’s satisfaction on service quality at Vietnam Technological and Commercial Joint Stock Bank – An Giang Branch

2020 ◽  
Vol 4 (3) ◽  
pp. First
Author(s):  
Tran Minh Hieu ◽  
Nguyen Duong Ngoc Mai Chi
Keyword(s):  
Customer Satisfaction ◽  
Service Quality ◽  
Test Method ◽  
Quality Of Services ◽  
Factors Affecting ◽  
Factors Influencing ◽  
Alpha Reliability ◽  
Survey Results ◽  
Development Orientation

This study applied SERVQUAL scale of Parasuraman et al to measure factors affecting customer satisfaction on service quality at Vietnam Technological and Commercial Joint Stock Bank - An Giang Branch (Techcombank An Giang). The study was conducted to survey 207 customers who have been using the service at Techcombank An Giang. The survey results were analyzed by the Cronbach's Alpha reliability test method, then used Exploratory factor analysis (EFA) to verify and evaluate the scale of service quality. The results of the regression analysis show that customer's satisfaction about service quality at Techcombank An Giang includes four factors: The factor with the highest level is the Empathy with Beta = 0.253, the second of factor is the Responsibility with Beta = 0.248, ranked third in the influence level is the Tangible with Beta = 0.235, and the lowest impact level is the Reliability with Beta = 0.144. The research also uses statistical methods to describe and test the differences of demographic factors with customer's satisfactionon service quality.The analysis results show that there is no difference between customer's satisfaction on service quality and factors such as gender, age, income, number of transaction banks, regular transaction banks, and time to use the service at Techcombank An Giang. Through the research results, the author would like to propose some ideas to improve the quality of services, thereby attracting new customers and importantly, keeping traditional customers because the development orientation of Techcombank is to take care of old customers to cross sell other products of the bank. The Stud results offer a basis for the branch to identify the factors influencing customer satisfaction on their service quality, thereby having an appropriate strategy to improve customer satisfaction.

The Factors Influencing Tourist Visitations Number in Curug Silawe

2019 ◽  
Vol 2 (3) ◽  
pp. 553-561
Author(s):  
Novian Hangga Prakosa ◽  
Fafurida Fafurida
Keyword(s):  
Economic Value ◽  
Consumer Surplus ◽  
Sampling Technique ◽  
Travel Cost ◽  
Analysis Tool ◽  
Literature Study ◽  
Factors Influencing ◽  
Negative Effect ◽  
Value Estimation ◽  
Positive Effect

The purposes of this research are to identify the influence of travel cost, income, distance, access, facilities, natural beautiness, and age on the number of individual visits to Curug Silawe and to estimate the economic value of Curug Silawe through individual travel cost method. The population in this study are tourists that visited Curug Silawe with sample of 98 respondents taken by the quota accidental sampling technique. The data collection method used are literature study and questionnaire. The analysis tool used are OLS linear regression and economic value estimation. The results showed the variables that influence the number of individual visits to Curug Silawe are income, distance and age. Income and age has a positive effect. While distance has a negative effect. The economic value of Curug Silawe reached IDR 1,109,930,140.48 per year. This value is obtained from consumer surplus obtained per individual per year of IDR 308,656.88. Tujuan dari penelitian ini adalah untuk mengidentifikasi pengaruh biaya perjalanan, pendapatan, jarak, akses, fasilitas, keindahan alam, dan usia pada jumlah kunjungan individu ke Curug Silawe dan untuk memperkirakan nilai ekonomi Curug Silawe melalui metode biaya perjalanan individu . Populasi dalam penelitian ini adalah wisatawan yang berkunjung ke Curug Silawe dengan sampel 98 responden yang diambil dengan teknik quota accidental sampling. Metode pengumpulan data yang digunakan adalah studi literatur dan kuesioner. Alat analisis yang digunakan adalah regresi linear OLS dan estimasi nilai ekonomi. Hasil penelitian menunjukkan variabel yang mempengaruhi jumlah kunjungan individu ke Curug Silawe adalah pendapatan, jarak dan usia. Penghasilan dan usia memiliki efek positif. Sedangkan jarak memiliki efek negatif. Nilai ekonomi Curug Silawe mencapai Rp1.109.930.140,48 per tahun. Nilai ini diperoleh dari surplus konsumen yang diperoleh per individu per tahun sebesar Rp308.656,88.

PROFESSIONAL ATTRIBUTES OF INTERNAL AUDITORS IN RIAU

2018 ◽  
Vol 3 (2) ◽  
pp. 161
Author(s):  
Satria Tri Nanda
Keyword(s):  
Regression Analysis ◽  
Audit Quality ◽  
Hypotheses Testing ◽  
Internal Auditors ◽  
Factors Influencing ◽  
Professional Attributes ◽  
Professional Care ◽  
Positive Effect

<p><em>This research aims to identify the factors influencing the audit quality of auditors at Inspektorat Provinsi Riau. The population in this research were auditor, examiner, assistant examiner, and P2UPD (Pengawas Penyelenggara Urusan Pemerintah di Daerah) in charge at the Inspectorate in Riau Province and all Inspectorates in Districts and Cities in Riau Province. A total of 290 set of questionnaire were sent and a number of 184 of questionnaires were processed. Using regression analysis conducted by SPSS, the hypotheses testing analysis results show that experience, responsiveness, professional care, executive involvement</em><em>t, planning</em><em> and auditability have significant and positive effect on audit quality. These results indicate that the higher the levels of experience, responsiveness, professional care, executive involvement and auditability of Inspectorate officials, the better the quality of audit performed by the Inspectorate Officials of Riau Province.</em></p>

scholarly journals Factors Influencing Consumer Choice of Private Dental Care Provider in Saudi Arabia

2016 ◽  
Vol 8 (4) ◽  
pp. 68
Author(s):  
Ala'eddin Mohammad Khalaf Ahmad
Keyword(s):  
Saudi Arabia ◽  
Dental Care ◽  
Care Provider ◽  
Consumer Choice ◽  
Sampling Technique ◽  
Care Providers ◽  
Factors Influencing ◽  
The One ◽  
Dental Providers ◽  
Positive Effect

This research is intended to explore the factors influencing consumer choice of private dental care providers in Saudi Arabia. The current research is descriptive analytical. A purposive sampling technique was employed to recruit 220 consumers who visited a private dental care provider. This research showed that factors influencing consumers' choice (information sources, dentist attributes, dental practice attributes, and demographics) had a positive effect on consumers' choices of the private dental providers on the one hand. On the other hand, the demographic factor had no effect on brand. The paper contributes to previous research by adding to existing knowledge regarding the factors influencing consumer choice of private dental care provider in Saudi Arabia. The paper makes key recommendations towards studying the factors influencing the consumers' choice.

scholarly journals Business Analytics and Its Role in Managing the Competitiveness of an Enterprise

2020 ◽  
pp. 214-220
Author(s):  
Bohdan Dmitrishin ◽  
◽  
Maksym Boroviy ◽  
Keyword(s):  
Adaptive Systems ◽  
Full Potential ◽  
Business Analytics ◽  
Business Decision ◽  
Advantages And Disadvantages ◽  
Stage Of Development ◽  
Factors Influencing ◽  
Business Analysis ◽  
Enterprise Competitiveness ◽  
Positive Effect

The purpose of the article is to develop the methodological foundations of business analytics as a necessary component in the competitiveness management system of a modern enterprise. The article is devoted to solving the problem of relations business analytics (in particular business decision support systems) and systemic characteristics of enterprise competitiveness management. Substantiation of factors influencing the formation of the competitiveness of an enterprise becomes significant at this stage of development of the national economy. The publication summarizes the tasks, principles and goals of business analytics. The relations between business analytics and enterprise competitiveness is defined and structured. Business analytics aims to simplify the work of the company as much as possible, increasing the profitability of sales and minimizing losses, which will certainly have a positive effect on the competitiveness of an enterprise. It is noted that the qualitative improvement of the range and intellectual potential of an enterprise has a positive effect on the competitiveness of manufactured goods (services), personnel of an enterprise. Factors influencing the competitiveness of an enterprise are established and substantiated. The types of relations between business strategy and business analytics are analyzed. The significance and necessity of conducting business analysis for making managerial decisions are revealed. The tools of a business analyst in a rapidly changing environment are proposed. Ukrainian enterprises are recommended to use not static, but strategically-oriented adaptive systems of competitiveness management, based on the widespread use of business process modeling and business intelligence tools. Further research should be focused on the implementation of modern methods of business analytics in enterprises, taking into account the experience of the most developed countries, conducting a comparative analysis of business analysis tools to reveal their full potential, highlighting the advantages and disadvantages.

scholarly journals Analisis Faktor-Faktor yang Mempengaruhi Urban Sprawl di Kawasan Cekungan Bandung

2021 ◽  
Vol 23 (1) ◽  
pp. 105-114
Author(s):  
Lutfia Nursetya Fuadina ◽  
Ernan Rustiadi ◽  
Andrea Emma Pravitasari
Keyword(s):  
Metropolitan Area ◽  
Urban Sprawl ◽  
Secondary Data ◽  
Spatial Diversity ◽  
Toll Road ◽  
Factors Influencing ◽  
Negative Effect ◽  
Landsat Satellite ◽  
Positive Effect ◽  
Field Area

Bandung Metropolitan Area is the second largest metropolitan area in Indonesia. Bandung Metropolitan Area also represents the type of metropolitan in Asia which has massive urbanization characteristic that caused by increasing economic growth. This research aims to analyze the spatial diversity of the factors influencing urban sprawl in Bandung Metropolitan Area. The data used in this study were secondary data consisting of Landsat satellite imagery and facilities data obtained from the Central Statistics Agency (BPS) in the year of 2003 and 2014. The methodology used in this study was Geograpically Weighted Regression (GWR) analysis. The results showed that each variables has a different influence on each locations. Population density variable has a positive effect on the percentage of built up area. Whereas the variable of distance to Bandung City, the percentage of paddy field area, the percentage of forest area, and the distance to the toll road has a negative effect on the percentage of built up area. While the effect of the District Development Index variable toward the percentage of built up area varies in each research location.

scholarly journals Determinants and Consequences of Students Learning Satisfaction During Covid-19 Pandemic

2021 ◽  
Vol 16 (1) ◽  
pp. 1
Author(s):  
Arfah Habib Saragih ◽  
Joansyah Adwie ◽  
Adang Hendrawan
Keyword(s):  
Online Learning ◽  
Student Satisfaction ◽  
Student Learning ◽  
Student Performance ◽  
Student Perception ◽  
Learning Performance ◽  
Intention To Use ◽  
Learning Satisfaction ◽  
Survey Results ◽  
Positive Effect

This study examines the effect of student perception in online learning on student satisfaction and its impact on student learning performance and intention to use in the future. The regression analysis method was used based on the survey results from 157 students. Results indicate that students' perceptions of online learning had a positive effect on student satisfaction, intention to use, and student learning performance. Further, student satisfaction has a positive effect on student learning performance but does not affect the intention to use. The implications for lecturers, students, and faculties are also discussed. Keywords:  student perception, online learning, student satisfaction,   student performance, intention to use, covid-19 pandemic

Efficiency of organic and mineral fertilizers under sugar beet and watermelon

2021 ◽  
Vol 03 (01) ◽  
pp. 40-46
Author(s):  
Hasil Cəmil oğlu Bağırov ◽  
◽  
Vüqar İmanəli oğlu Cəfərov ◽  
Arzu Vidadi qızı Həşimova ◽  
Rəşidə Elşən qızı Şükürova ◽  
...  
Keyword(s):  
Sugar Beet ◽  
Quality Indicators ◽  
Point Of View ◽  
Agricultural Products ◽  
Mineral Fertilizers ◽  
Combined Application ◽  
Factors Influencing ◽  
Organic And Mineral Fertilizers ◽  
Positive Effect

Without knowing the main quality indicators of agricultural products, it is impossible to draw conclusions about the effectiveness of this or that agro-technical measure. One of the factors influencing the quality of sugar beet and watermelon is the effective application of fertilizers. Fertilizers increase the quality indicators of the product along with its expansion. From this point of view, the effect of organic and mineral fertilizers on the quality indicators of sugar beet and watermelon product in the meadow-gray soils of Mugan-Salyan region was studied. The combined application of organic and mineral fertilizers had a positive effect on the quality indicators of sugar beet and watermelon. Key words: organic and mineral fertilizers, sugar beet, watermelon, phosphorus, potassium, productivity, soil, quality

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