FACTORS AFFECTING ELECTRONIC MONEY (E-MONEY) SALES CASE STUDY IN BANKING ENTITIES IN INDONESIA

2019 ◽  
Vol 24 (3) ◽  
pp. 236-242
Author(s):  
B Sundari ◽  
Cicilia Erly Istia ◽  
Renita Helena

Electronic money instruments with non-cash transactions continue to increase positively from year to year. This is also due to the launch of the national non-cash or cashless movement which has been widely applied, especially in Indonesia. This study aims to find out what factors influence e-money sales, especially in banking entities in Indonesia. This study uses multiple linear regression analysis method using SPSS 22, which aims to examine the relationship or effect of the dependent variable with the independent variable. The results of the study have found that in the partial sale of electronic money is only influenced by e-money marketing channels / partnerships. While ease of transaction, ease of top up, and type of design do not have an impact on e-money sales. Meanwhile, simultaneously, these factors have an impact on E-Money sales.

2020 ◽  
Vol 3 (2) ◽  
pp. 459-466
Author(s):  
Reza Nurul Ichsan ◽  
Lukman Nasution

The purpose of this study was to determine whether there is influence of organizational culture and job promotion on employee performance at PT. Taspen (Persero) Kantor Cabang Utama Medan. The object of research is limited to organizational culture variable and job promotion as independent variable and employee performance as dependent variable. Samples, ie as many as 72 Respondents. Analysis method used is multiple linear regression analysis which kosntanta equal to 0,876 which means indicate that if variable of organizational culture and job promotion is considered constant then level of employee performance variable positive value that is equal to 0876. While the results of correlation coefficient X1 of 0.248 which means if the organizational culture has increased the employee performance will experience an increase of 0.248 and X2 coefficient of 0.851 which means that if job promotion variables increased the employee performance will experience an increase of 0.851, these three variables each have The relationship of positive attachment to employee performance and has a significant value is 0.000 <from 0.005.


2021 ◽  
Vol 4 (1) ◽  
pp. 22
Author(s):  
Farah Syahri Maulidiyah

ABSTRACT The purpose of this research is to analyze the influence of exports and foreign debt which can affect Indonesia's GDP (Gross Domesty Product). The variables of this research are the foreign debt value of the Indonesian government and the value of Indonesian exports as the independent variable, and the value of Indonesia's GDP as the dependent variable. The data used are supporting data for the 2015-2019 period from the time series (time series) of Bank Indonesia and BPS. The data analysis method used multiple linear regression analysis. The results of this study are the value of the Indonesian government's foreign debt and the value of Indonesia's exports have a significant effect. Meanwhile, the results of the partial test (t-test) show that the value of foreign debt and exports of the Indonesian government greatly affects the value of Indonesia's GDP. Keywords : External Debt, Export, Economic Growth (Menggunakan template jurnal sinta 2 JESP (Jurnal Ekonomi dan Studi Pembangunan) eISSSN : 2502-7115 l pISSN : 2502-7115 Universitas Negeri Malang).


2019 ◽  
Vol 6 (1) ◽  
pp. 61
Author(s):  
Kristin Meilisa ◽  
Marijati Sangen

<p><em>This study aims to identify and analyze the influence of relationship marketing in the form of understanding customer expectations, building service partnership and trust simultaneously and partially to customer satisfaction on choosing banking products, a case study of priority customers on public Banks in Banjarmasin. The study was conducted by using multiple linear regression analysis to find the influence of the independent variable (X) to the dependent variable (Y), simultaneously and partially. The results showed that simultaneously relationship marketing variables significantly influenced customer. Partially, understanding customer expectations has no significant effects to customer satisfaction. Building service partnership and trust significanly influence customer satisfaction and trust is a dominant variable in achieving customer satisfaction. Public Bank in Banjarmasin should be able to increase trust its customers with all efforts.</em></p>


Author(s):  
Supiah Ningsih

Human resources as labor or employees play an important role in improving productivity and achievement of predetermined objectives. Efforts to mobilize labor are an important task for agencies. In this case the agency should be able to do coaching on employees so that they want to perform work activities effectively and efficiently. By conducting coaching on employees, will be obtained by qualified, competent, reliable, have high morale to achieve a goal that leads to work performance. The result of data analysis with multiple linear regression analysis method Y = 5.567 + 0,105X1 + 0,967X2 + 0,450X3 + 1,078X4 + 0,164X5 + e, it means that every improvement of motivation variable consist of X1, X2, X3, X4, X5 for one unit then it will also increase the productivity at the Department of Population and Civil Registration Kab. Asahan of 0.105, 0.967, 0.450, 1.078, and 0.164 units.


Author(s):  
Budiyono Budiyono

The aim of this research is to know the influence of inflation, BI Rate and Non-Performing Loan (NPL) toward the profitability of BUMN bank studies in Bank Rakyat Indonesia, Bank Negara Indonesia, and Bank Tabungan Negara. Profitability is the company's ability to make a profit. The purpose of a company's profitability analysis is to measure the level of business efficiency achieved by the company concerned. The population in this research is all quarterly financial report of Commercial Banks. While the sample used is the financial statements of the first quarter of 2013 until the fourth quarter of 2016 in Bank Rakyat, Bank Negara Indonesia, and Bank Tabungan Negara. This research used multiple linear regression analysis. The result of this research using F test shows that simultaneously the independent variable of inflation, BI Rate, and NPL have significant effect on profitability. Partially the result using t test obtained that BI Rate and Non Performing Loan (NPL) have significant effect on profitability while inflation has no effect on profitability.Key words: inflation, BI Rate, NPL, and Profitability.


MBIA ◽  
2020 ◽  
Vol 18 (2) ◽  
pp. 172-181
Author(s):  
St. Sukmawati S ◽  
Roslina Alam

Effect of Motivation, Leadership and Competence on Employee Performance of Makassar City Bappeda Office. The purpose of this study was to determine the Effect of Motivation, Leadership and Competence on Employee Performance at the Makassar City Bappeda Office. The population in this study all employees in the Makassar City Bappeda office were 50 with ASN status, all of whom were respondents. Data collection methods in this study were questionnaire, interview, and documentation. The data analysis method uses descriptive and quantitative methods, namely multiple linear regression analysis used to measure the effect of motivation, leadership and competence on employee performance at the Makassar City Bappeda Office. The results of this study indicate that the independent variable Motivation, and Competence together have a positive and significant influence on the dependent variable (employee performance), while the leadership variable has a significant negative effect. The coefficient of determination (R2) is 0.622, the coefficient of determination states that the variables of motivation, leadership and competence can only explain or contribute to variations in changes in employee performance by 62.2 percent.


2019 ◽  
Vol 26 (2) ◽  
pp. 96
Author(s):  
Nila Maemunah ◽  
Bambang Mulyatno S ◽  
Agus Setiadi

The research aimed to analyze the effect of the use of production factors such as land, seed, manure, ZA fertilizer, TSP fertilizer, KCL fertilizer and pesticide and to analyze the economic and technical efficiency of factors affecting chili farming in Girikulon village, Secang district, Magelang regency. The method used in this research was survey. The research was conducted in January-February 2019 in Girikulon Village, Secang District, Magelang regency. The location of the research was selected purposively. Samples were taken using a probability sampling technique on 33 farmers who exclusively practiced monoculture chili cultivation. Data was analyzed using multiple linear regression analysis method transformed into the Cobb-Douglas model production function and analysis of technical efficiency and economic. The economic efficiency tested employed a different sample analysis (one sample T test). The results showed that the use of production factors i.e. land, seed, labor, manure, ZA fertilizer and pesticide simultaneously had significant effect on the yields while the other factors such as TSP and KCL fertilizer had no significant effect on the yield. The use of land, KCL fertilizer and pesticide was technically and economically not efficient. Keywords: Chili, Efficiency and Factors Of Production.


2013 ◽  
Vol 3 (2) ◽  
pp. 140
Author(s):  
Sarwinda Sarwinda ◽  
Salamatun Asakdiyah

This research is aimed to test the influence of trading days to return its shares at the Indonesian Stock Exchange by using 31 stocks listed on the meantime, the LQ45 during the period of research February 2011-January 2013. Use sampling techniques of sampling purposive with criteria sample is actively traded shares during a period of research. In analyzing the study data used multiple linear regression analysis method with variable dummy. An independent variable in this research is trading days shares in the Indonesia Stock Exchange and the dependent variable, regression equation of which is used to test each hypothesis of this research is to return shares daily. Results of the research indicate that there is an influence of the trading days against the return of shares in Indonesia Stock Exchange. Return lowest is on Monday and highest return on Friday. Return on Friday that negative influenced by return on Monday that negative. The research found the Week-four effect, but research not proved the existence of Rogalski effect in Indonesia Stock Exchange.


2020 ◽  
Vol 7 (1) ◽  
pp. 303-308
Author(s):  
Boris Kaido

This study was conducted in Tangkit baru village, Jambi Province, Indonesia. The Study area was selected purposively based on this village which has produced the highest pineapple conducted by small farmers in Jambi Province. This study aims to determine the factors that affect the income of a small farmer pineapple in Tangkit baru village. The study aims were analyzed in descriptive methods and multiple linear regression analysis. The number of respondents was taken in the Slovin method, with 42 respondents. Data collection used the interview method with the questionnaire conducted directly in the study area. The data were analyzed quantitatively, the results study showed that all variables affected the farmer’s income, it was seen as a significance value of 0.000 < α 5%. Partially, the variables that affect the farmer’s income are field scale (X7) and labor factor (X6), while the variables that have no significant effect on pineapple small farmer’s income are the land rent (X4) and fertilizer (X1). 


2020 ◽  
Vol 10 (4) ◽  
pp. 26
Author(s):  
Rakhmawati Purba ◽  
Aisyah Siregar ◽  
Rusma Wehni

The purpose of this study was to determine the impact of the quality of goods and advertisements on the decision to buy Gembira bread brand. The independent variable of this study consists of the quality of goods and advertisements, while the dependent variable is the buying decision. This research is quantitative descriptive. The research was conducted on the community in the Padang Hilir District, Tebing Tinggi City. The data used are primary data obtained through questionnaire answers from 50 respondents. Data were analyzed using multiple linear regression analysis method. The results showed that the quality of the goods had a significant impact on buying decisions. Likewise, advertising has a significant impact on Buying Decision. For further researchers, it is hoped that they can examine other factors that are not revealed in this study.


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