scholarly journals Intellectual Capital, Literacy Sharia Banking and Banking Sharia Service Usage : A Multilevel Effect

2020 ◽  
Vol 8 (6) ◽  
pp. 5647-5651

This study aims to determine the effect of intellectual capital and literacy sharia banking to banking shariah service usage . This research uses quantitative methods and descriptive analysis of primary and secondary data using questionnaires, documentation, library studies and direct observation, the number of samples is 98 people through incidental sampling techniques using multiple linear regression as an analytical tool. Finding this research are intellectual capital has no influence on the use of sharia banking services while sharia banking literacy has an influence on the use of sharia banking services. The study involved 98 respondents banking shariah customer were selected at random. Instruments used for capital intellectual and shariah banking literacy developed by researchers from some of the instruments that have been used in some study previous. Instruments validated by a post hoc analysis of factors involving 98 respondents.

Author(s):  
Suud Al Habsyi ◽  
Harry Suharman ◽  
Sofik Handoyo

This research was conducted on companies that won the Top GRC Award in 2019 and 2020 with secondary data collection methods. The data is collected through purposive sampling techniques. The sample used in this research is 30 companies.The analysis method used is to use SPSS for multiple linear regression analysis. The results present that governance, risk, compliance (GRC) and intellectual capital have a positive effect on the companies performence that have won Top GRC awards.


PRAXIS ◽  
2019 ◽  
Vol 1 (2) ◽  
pp. 151
Author(s):  
Tri Artika Sari

Abstract: This study aims to find out business planning on Catering Babies and Children Maestro in Semarang City in terms of marketing, operational, human and financial resources. The location of this research is in Semarang. While the object of research that will be lifted in this research is about analysis of business planning of Catering Maestro: Baby and Child Catering in Semarang City. This business plan covers aspects of marketing, human resources, operations, and finances of a business. The type of data in this study are primary and secondary data. In this study, the data collection tool uses: Library Studies and Interviews. Problem solving to be done by the researcher use two approach that is descriptive analysis qualitative. Based on the results of the analysis and discussion can be drawn conclusion as follows: "MAESTRO" business planning in terms of marketing, operational, human and financial resources is feasible because has a clear STP, 7P mix appropriate marketing, projected demand and supply, as well as a clear market share, as well as projections for marketing costs, has clear business location, and a good business layout, has details about the organizational structure, job description and the number of existing labor, the investment, as well as business feasibility ie NPV positive, PI> 1, PP interest rate Keywords: planning, marketing, operational, SDM, finance. Abstrak, Penelitian ini bertujuan untuk mengetahui perencanaan bisnis pada Katering Bayi Dan Anak Maestro Di Kota Semarang ditinjau dari aspek pemasaran, operasional, sumber daya manusia dan keuangan. Lokasi penelitian ini adalah di Semarang. Perencanaan bisnis ini meliputi aspek pemasaran, SDM, operasi, dan keuangan dari suatu bisnis. Jenis data pada penelitian ini adalah data primer dan sekunder. Pada penelitian ini, alat pengumpulan datanya menggunakan: Studi Kepustakaan dan Wawancara. Pemecahan masalah yang akan dilakukan oleh peneliti menggunakan dua pendekatan yaitu analisis secara deskriptif kualitatif. Berdasarkan pada hasil analisis dan pembahasan dapat ditarik kesimpulan sebagai berikut: Perencanaan bisnis “MAESTRO” ditinjau dari aspek pemasaran, operasional, sumber daya manusia dan keuangan adalah layak karena ditinjau dari aspek pemasaran memiliki STP yang jelas, 7P bauran pemasaran yang tepat, proyeksi permintaan dan penawaran, serta market share yang jelas, serta proyeksi untuk biaya pemasaran. adanya lokasi usaha yang jelas, dan layout usaha yang baik, memiliki perincian tentang struktur organisasi, job description serta jumlah tenaga kerja yang ada, ditinjau dari aspek keuangan dikatakan layak karena memiliki perincian tentang investasi, serta kelayakan usaha yaitu NPV positif, PI > 1, PP < 5 tahun, dan IRR > suku bunga. Kata kunci: perencanaan, pemasaran, operasional, SDM, keuangan.


Jurnal IPTA ◽  
2019 ◽  
Vol 6 (2) ◽  
pp. 77
Author(s):  
Takahide Valentino ◽  
I Made Sendra ◽  
Luh Gede Leli Kusuma Dewi

The purpose of this research is to know how the perception from the tourist to the quality services Japan guide PT. JTB Bali and know complaints from quality service the guide so that the company can improve the quality of their service to the tourists. In this study used primary data and secondary data. The technique of data collection conducted with observation, in-depth interviews and dissemination of the questionnaire. Sampling techniques using a purposive sampling while the data analysis techniques used are qualitative and descriptive analysis with the likert scale. The results of this research, the satisfaction of tourist in positions quite agree because still there is not enough good judgment given by the tourists. In addition the results of interviews conducted with the authors Japan pramuwisata there is still unknown, constraints and complaints pramuwisata so that it affects them when serving the tourists who use the products and services of PT. JTB Bali.


2020 ◽  
Vol 5 (1) ◽  
pp. 130
Author(s):  
Okfi Resti

Purpose:. The objective of the research are; 1) identifying the aspect of cooperative in the Padang Panjang in order to developthe syariah cooperative 2) identifying the external factor (opportunity and treat) and internal factor (strength and weakness) in developing the Syariah Cooperative in Padang Panjang 3) arrange theprecisealternative strategy in developingSyariah cooperative in Padang Panjang.Design/Method/Approach : The method of primer and secondary data collection were library studies, field observation, questionnaire, and interview. Technique and the tabulation of the data used descriptive analysis, both normatively (according to Syariah rules and state rules), qualitative (describe the profile, explain the EFE, IFE, IE, TOWS, QSPM matrixes) and quantitative (doing the tabulation of calculation on the weighting calculation on EFE, IFE, and IE).Findings:  After grouping of strategy by using the I-E matrix, the result of Syariah cooperative developmenton Padang Panjang is gotten which is on the position of Growth strategy, the strategy which is arranged to reach thecondition of capital asset growing, assets, and distribution of cooperative financing. From the matrixes of TOWS and QSP are gotten strategy which are suggested; open the business unit, office to every cooperative, increasing the services quality, supervision and optimize theknowledge enrichment to all of members and management in the Syariah cooperative field.Originality/Values: Syariah cooperative has important roles in increasing the society welfare. However the number and existence of syariah cooperative is still limited.The strategy which will be used to develop the syariah cooperative is necessary.


2019 ◽  
Vol 2 (1) ◽  
pp. 35-49
Author(s):  
Ayu Kumala Sari Hamidi ◽  
Iyah Faniyah

The existence of IPR, especially Geographical Indications and Brands, is the basis of policy making in the world of Trade. Indonesia is a country that is rich in potential Geographical Indication products and then Law No. 20 of 2016 concerning Geographical Indications and brands for National Regulations and in TRIPS as International Arrangements. but there are still violations of cases regarding Geographical Indications and Trademarks and occur in Toraja coffee and Gayo coffee. The formulation of the problem in this research is how is the trademark legal law for Geographical Indications in the case of Toraja coffee and Gayo coffee registered by other countries? How is the legal settlement of the Violation of Brand Geographical Indications carried out by other Countries against Toraja coffee and Gayo coffee?The specification of this study is Descriptive Analysis. The approach is a normative juridical approach using secondary data obtained through library studies. The data is then analyzed qualitatively and presented in a qualitative descriptive form. Based on the results of research and analysis, answers can be obtained: 1) Legal protection against Toraja coffee and Gayo coffee registered by other countries, namely by registering the trademark to the Director General of Intellectual Property Rights and after obtaining a Geographical Indication certificate from the Director General of Intellectual Property Rights, the geographical indication of a product's brand it gets strong protection. 2) Legal settlement of brand violations and geographical indications of the brand of Toraja coffee and Gayo coffee are litigation methods carried out through the Commercial Court institution, for Toraja Coffee to be carried out at the Ujung Pandang Commercial Court and Gayo Coffee at the Medan Commercial Court.


2017 ◽  
Vol 9 (4) ◽  
pp. 38 ◽  
Author(s):  
Isaac B. Oluwatayo

Economic transactions in many of the countries in Africa are still largely cash-based and many of these transactions are costly, inefficient, time consuming and sometimes risky because of the security situation in most countries in the continent. In fact, finality of payment is not always guaranteed because of potential counterfeits and the lack of financial discipline when cheques or other paper-based means of payment are used. The introduction of electronic banking services into the Nigerian banking sector has brought some respite considering the number of people now using electronic platforms such as the Automated Teller Machines (ATM), mobile phones, internet and bank websites instead of the conventional over the counter method used by most people. The result presented in here is based on secondary data consisting of 6002 respondents collected by The Financial Inclusion Insights Program, InterMedia. A descriptive analysis of data showed that the North-central (35%) and South-west (33%) geopolitical zones of the country had the highest as over one-third of the residents harnessed internet as the platform for their banking services. Meanwhile on the determinants of using electronic banking services, the result of the tobit model employed revealed age, gender, education status, and ownership of mobile phones as positive enablers and poverty status, distance to banking services and marital status as hiccups to using electronic banking services. The study therefore recommends welfare enhancement through provision of infrastructural facilities to ease access banking services, Also capacity building of respondents through education should be intensified since most of the people using these electronic platforms are those with a minimum of secondary education.


2018 ◽  
Vol 1 (1) ◽  
pp. 51-58
Author(s):  
Nadia Damayanti

The aim of this research is to know whether there are internal and external factors of Semarang City Government and to look for the most sutable strategy that could be perform in Sister City Semarang – Brisbane. The primary data were gathered by using questionnaire and interviewing experts who understand about Sister City. The secondary data were taken from books, scientific journal, and earlier research. The data retrieval methods are interview, observation, documentation, library studies, and questionnaire. The analytic tools that being used in this research is SWOT analysis and descriptive analysis. There are external and internal factors that could influence from the strength perspective is education and science technology scope of Semarang. From weakness perspective is spoken-written English of Semarang Government’s staffs. From opportunity perspective is increasing development chances of human resources and more cooperation such as student exchange, cooperation between both countries. From threat perspective is the loose relationship between both Government of Indonesia and Australia The citizens of Semarang City also need to take action in the matter of Sister City. By taking action, there will be some kind of continuity of Sister City of Semarang City and Brisbane City, of course still with Semarang City Government intervention. Tujuan penelitian yaitu untuk melihat faktor eksternal dan faktor internal Pemerintah Kota Semarang serta strategi yang tepat untuk kerjasama Sister City Kota Semarang – Kota Brisbane. Data primer diambil dengan wawancara dan kuesioner kepada ahli yang menangani bidang kerjasama Sister City. Data sekunder diambil dari buku, penelitian terdahulu, dan jurnal. Metode pengambilan data yaitu wawancara, observasi, dokumentasi, studi kepustakaan, dan angket. Analisis penelitian menggunakan analisis SWOT dan analisis Deskriptif. Berdasarkan hasil penelitian bahwa faktor eksternal dan faktor internal yang mempengaruhi yaitu dari sisi kekuatan pada faktor internal merupakan dari bidang pendidikan dan IPTEK Kota Semarang. Sisi kelemahan yaitu kemampuan staf berbahasa Inggris Pemerintah Kota Semarang. Sisi Peluang dari faktor eksternal yaitu peningkatan SDM dan  kesempatan berupa kerjasama, dan pertukaran pelajar. Sisi ancaman yaitu hubungan Pemerintah Indonesia dengan Pemerintah Australia yang sempat renggang. Saran yaitu  masyarakat dan pengusaha sebaiknya ikut terlibat dalam kerjasama Sister City. Adanya keterlibatan masyarakat dalam kerjasama Sister City dapat menciptakan keberlangsungan kerjasama dan tentunya dalam pengawasan pemerintah


2017 ◽  
Vol 9 (4(J)) ◽  
pp. 38-48
Author(s):  
Isaac B. Oluwatayo

Economic transactions in many of the countries in Africa are still largely cash-based and many of these transactions are costly, inefficient, time consuming and sometimes risky because of the security situation in most countries in the continent. In fact, finality of payment is not always guaranteed because of potential counterfeits and the lack of financial discipline when cheques or other paper-based means of payment are used. The introduction of electronic banking services into the Nigerian banking sector has brought some respite considering the number of people now using electronic platforms such as the Automated Teller Machines (ATM), mobile phones, internet and bank websites instead of the conventional over the counter method used by most people. The result presented in here is based on secondary data consisting of 6002 respondents collected by The Financial Inclusion Insights Program, InterMedia. A descriptive analysis of data showed that the North-central (35%) and South-west (33%) geopolitical zones of the country had the highest as over one-third of the residents harnessed internet as the platform for their banking services. Meanwhile on the determinants of using electronic banking services, the result of the tobit model employed revealed age, gender, education status, and ownership of mobile phones as positive enablers and poverty status, distance to banking services and marital status as hiccups to using electronic banking services. The study therefore recommends welfare enhancement through provision of infrastructural facilities to ease access banking services, Also capacity building of respondents through education should be intensified since most of the people using these electronic platforms are those with a minimum of secondary education.


2019 ◽  
Vol 2 (6) ◽  
Author(s):  
Himawan Dan Hetty Karunia Tunjungsari

This study aims to determine the characteristics of vegetarian restaurant consumers and to determine the effect of health consciousness and food product on purchase intention at vegetarian restaurant partially in Indonesia. This Study also determine the effect of health consciousness on the relationship with religiosity and the effect of food product on the relationship with religiosity with an purchase intention at vegetarian restaurant in Indonesia.This research uses descriptive quantitative methods. The method of data collection is done using primary data and secondary data. Primary data is obtained from the distribution of questionnaires while secondary data is obtained from other sources. Furthermore, the population in this study were vegetarian restaurant consumers in 5 major cities of Indonesia namely Jakarta, Bandung, Semarang, Surabaya, Medan. This study uses non-probability sampling techniques by taking purposive sampling. The number of samples in this study were 382 respondents. The method of data analysis in this study used multiple regression analysis with the SmartPLS version 3.0 program.The results of this study indicate that health consciousness and food product have a significant influence on purchase intention at vegetarian restaurant partially. Health consciousness and food products have a significant influence on purchase intention which is moderated by religiosity in vegetarian restaurant customers. Furthermore Health consciousness and product to purchase intention will be further strengthened if moderated by religiosity.


2021 ◽  
Vol 11 (2) ◽  
pp. 73-77
Author(s):  
Christina Matiur Aruan

This research was conducted with the aim of finding out if there is an influence of personal independence on entrepreneurial behavior in clothing traders Pasar PetisahMedan. The research method used is a descriptive analysis method, and uses a simple linear regression analysis method. The data used in this study are primary and secondary data. The population in this study amounted to 69 people with sampling techniques using the purposive random sampling method. Data is processed statistically using spss for windowsprogramtools. The results of this study show that personal independence has a positive and significant effect on entrepreneurial behavior.


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