scholarly journals Analisis Pengaruh e-Banking Terhadap Pelayanan dan Kemudahan Perbankan Syariah dalam Bertransaksi (Studi Kasus Masyarakat Kota Medan)

2020 ◽  
Vol 6 (2) ◽  
pp. 221-243
Author(s):  
Muhammad Ridwan ◽  
Muhammad Abrar Kasmin Hutagalung

This study aimed to study and analyze. the effect of e-banking on the service and convenience of Islamic banking in the transaction for the people of Medan City. The method used in this research was a quantitative approach using data in the form of numbers, using multiple linear regression analysis and Islamic values ​​in using e-banking services and ease of transactions, supported by statistical tests, using the version-20-SPSS program. The research conducted simultaneously shows that this research has an F-count greater than the F-table or 33.791 > 2.47. Partially testing the e-banking coefficient, there is an effect of making transactions of 2.405. There is an effect of service coefficient in making transactions of 3,352. The coefficient of convenience has an effect in making transactions of 2,610. Therefore simultaneously and partially there is an effect of e-banking on services and convenience of transacting for the people of Medan City.

2019 ◽  
Vol 7 (3) ◽  
pp. 29-38
Author(s):  
M Sinurat

 The people in Samosir believe that pigs are livestock that bring many benefits. That is why many people raise pigs. At this time there is a downward trend in pig population.This research was conducted at the people's farm in Simanindo District, Samosir Regency.   This study was conducted from May until July 2019 and aimed to investigate the factors that affect the rate of decline in the pig population. The result of research will show dominant factors that causes the rate of decline in the pig population and improvement could be conducted to prevent pig population decline trend. The method used is multiple linear regression analysis with the variable of animal feed limitations, farmer experience, long time raising, local environmental customs, religious holiday production. This research was conducted by asking the farmer directly and giving a randomly selected questionnaire. In total there were 84 pig farmers in 4 villages in each district. The results of this study indicated that the limitations of feed, long time raising, environmental customs around and religious day have a very significant influence on the decline in pig population in Simanindo District Samosir Regency.


JURNAL PUNDI ◽  
2020 ◽  
Vol 3 (2) ◽  
pp. 151
Author(s):  
Febsri Susanti ◽  
Zaky Zakaria

The current development of business competition in Indonesia is very tight, which makes companies do various ways to attract consumers to buy their products. This study aims to determine whether the location of the store and brand image influence consumer buying interest in the Ayam Gepuk Pak Gembus, by using data collection methods in the form of a questionnaire of 160 respondents. In analyzing the data using validity, reliability, and classic assumption tests, namely normality, multicollinearity and heteroscedasticity. The analytical method used is multiple linear regression analysis. While for testing the hypothesis, namely the F test, T test, R2 determinant coefficient using SPSS tools. The results of the tests conducted found that the location of the store had a positive and significant effect on consumer buying interest and the brand image also had a positive and significant effect on consumer buying interest.


2020 ◽  
Vol 3 (3) ◽  
pp. 154
Author(s):  
Muhammad Sopiyana

As a form of good service is to see how important the implementation of good service standards in a government administration and to see if the form of public service has been in accordance with government policy which in this case is bpjs health office, especially with regard to health welfare services for the People of Indonesia especially in South Tangerang, in its implementation is still not maximal, namely by looking at some things related to the effectiveness of the community namely by looking at how the apparatus or implementing officers in serving the community , how are the regulations on the method of payment of mandatory dues of BPJS Health members, how bpjs kesehatan network activities are carried out in South Tangerang, and how the public can enjoy the service so that the community is satisfied by BPJS Health services in South Tangerang The research method is a quantitative method that emphasizes the aspect of measurement objectively towards social phenomena that are the people of BPJS health services in South Tangerang. The data collection method uses primary data. Tekning sampling used is a conviniens sample technique with respondents who are members of BPJS south tangerang city. The analysis used in this study is a multiple linear regression analysis that is with the calculation of spss through validity testing, reality testing, classic assumption testing, and multiple linear regression analysis. The results of this research show that (1) Payment methods have a positive effect on the satisfaction of members of BPJS Health, (2) BPJS Health services positively affect the satisfaction of BPJS Health members, (3) Payment methods and services BPJS Shared health the same affects the satisfaction of BPJS healthcare members.


2020 ◽  
Vol 5 (1) ◽  
pp. 85-95
Author(s):  
Fakhri Hatta ◽  
Fauziah Aida Fitri

This research aims to investigate the influence of Intellectual capital, Financing to deposit ratio and Non performing financing on profitability of Islamic Banking in Indonesia. The analysis technique used in this study is the multiple linear regression analysis. The type of data employed is secondary data from financial statements of each banks. The  results  of  this  research  indicate  that  (1)  Intellectual  capital,  Financing to  deposit  ratio  and  Non performing financing simultaneously effect on profitability (2) Intellectual capital has no significant effect on profitability (3) Financing to deposit ratio has significant effect on profitability and (4) Non performing financing has significant effect on profitability of Islamic Banking in Indonesia


Author(s):  
Adelina Lubis ◽  
Ritha Dalimunthe ◽  
Chandra Situmeang

This study aims to determine the effect of financial literacy and financial technology (fintech) partially influencing financial inclusion in the people of North Sumatra, then to determine the effect of financial literacy and financial technology (fintech) simultaneously influencing financial inclusion in the people of North Sumatra. The research samples are 100 respondents. The method of analysis in this study is multiple linear regression analysis. The results of the regression analysis partially show financial literacy and financial technology have a positive and significant effect on financial inclusion in the people of North Sumatra. Simultaneously financial literacy and financial technology affect financial inclusion in society North Sumatra. The most dominant variable affecting financial inclusion is financial literacy.


2021 ◽  
Vol 17 (1) ◽  
pp. 16-30
Author(s):  
Yesi Oktavia ◽  
Nana Diana

This study aims to determine the effect of Mudharabah Financing, Musharaka Financing and Ijarah Rental either partially or collectively on the level of profitability at PT. Bank Indonesia Syariah, Tbk. The research method used in this research is descriptive and verification methods with a quantitative approach. This study uses a multiple linear regression analysis model, using four classical assumptions, namely normality, multicollinearity, autocorrelation and heteroscedasticity. Based on the results of research using multiple regression analysis, for Mudharabah Financing, it is concluded that Mudharabah Financing (X1) has no significant effect on the level of Profitability Level (Y). Furthermore, for Musharaka Financing, it is concluded that Musharaka Financing (X2) has a positive and significant effect on the level of profitability. Then for the Ijarah Rental, it is concluded that the Ijarah Rental (X3) has no significant effect on the Profitability Level (Y). Then the conclusion is that Mudharabah Financing (X1) and Ijarah Rental (X3) have no significant effect on the Profitability Level (Y), while Musyarakah Financing has a significant effect on the Profitability Level (Y). Penelitian ini bertujuan untuk mengetahui pengaruh Pembiayaan Mudharabah, Pembiayaan Musyarakah dan Sewa Ijarah baik secara parsial maupun kolektif terhadap tingkat profitabilitas pada PT. Bank Indonesia Syariah, Tbk. Metode penelitian yang digunakan dalam penelitian ini adalah metode deskriptif dan verifikatif dengan pendekatan kuantitatif. Penelitian ini menggunakan model analisis regresi linier berganda dengan menggunakan empat asumsi klasik yaitu normalitas, multikolinieritas, autokorelasi dan heteroskedastisitas. Berdasarkan hasil penelitian dengan menggunakan analisis regresi berganda, untuk Pembiayaan Mudharabah dapat disimpulkan Pembiayaan Mudharabah (X1) tidak berpengaruh signifikan terhadap tingkat Tingkat Profitabilitas (Y). Selanjutnya untuk Pembiayaan Musyarakah, dapat disimpulkan Pembiayaan Musyarakah (X2) berpengaruh positif dan signifikan terhadap tingkat profitabilitas. Kemudian untuk Sewa Ijarah disimpulkan bahwa Sewa Ijarah (X3) tidak berpengaruh signifikan terhadap Tingkat Profitabilitas (Y). Maka kesimpulannya adalah Pembiayaan Mudharabah (X1) dan Sewa Ijarah (X3) tidak berpengaruh signifikan terhadap Tingkat Profitabilitas (Y), sedangkan Pembiayaan Musyarakah berpengaruh signifikan terhadap Tingkat Profitabilitas (Y).


2017 ◽  
Vol 1 (1) ◽  
pp. 78
Author(s):  
Fe Fe ◽  
Arna Suryani

This research aims to find out how the effect of the firm size and working capital towards Return on Equity (ROE) in the automotive industry are listed on the Indonesia Stock Exchange (IDX) during 2012-2015 periods. Tthe data used are secondary data, which uses quantitative descriptive analysis method by using multiple linear regression analysis and statistical tests the F test and t test. Based on multiple linear regression analysis results with the data panel obtained equations Yit = 1746.027 – 6.932X1it + 0.440 X2it + µit. Based on simultaneous test (F) Firm Size and Working Capital effect significantly to Return on Equity. Based on the partial test (t) Firm Size and Working Capital effect significantly to Return on Equity. The results of the R Square is 0.151 or 15.1%. Means of 84.9% explained by other factors outside of research.Keywords :Firm Size, Working Capital, Return on Equity


2016 ◽  
Vol 3 (6) ◽  
pp. 102
Author(s):  
Fidia Ningsih ◽  
Mijani Rahman ◽  
Abdur Rahman

Dalam penelitian ini data yang diperoleh dari hasil pengukuran atau pengamatan disajikan dalam bentuk tabulasi dan grafik sehingga terlihat jelas adanya variasi masing-masing pada setiap titik pengamatan. Analisis data menggunakan model STORET dan EQI. Uji statistik dilakukan pada 6 variabel (Kolam1, Kolam II, Kolam III, Kolam IV, Kolam V, Kolam VI). Masing-masing variabel analisis kualitas air: pH, DO, NH3, CO2 dan Alkalinitas sebanyak 6 kali pengamatan (Minggu I, Minggu II dan Minggu III) pada pagi dan sore. Untuk mengetahui  pengaruh parameter  (pH, DO, NH3, CO2 dan Alkalinitas) terhadap baku mutu air kolam dilakukan analisis Regresi Linier Berganda.Analisis Regresi Linier berganda menunjukkan nilai r sebesar (0,751) , hal ini berarti terjadi hubungan positif antara variabel Y (dependent) dan variabel X (Independent). R2 /determinan  sebesar (0,564), hal ini berarti sebesar 56,4 % baku mutu air kolam dipengaruhi oleh kualitas air kolam (pH, DO, NH3, CO2, alkalinitas) dan sebesar  43,6% dipengaruhi oleh variabel lain. Dari hasil perhitungan pada penelitian diperoleh persamaan Y = 0,484 - 0,067X1 - 0,027X2 - 0,506X3 - 0,036X4 - 0,002X5, artinya setiap penambahan nilai konstanta (a) sebesar 0,484. Pengaruhnya akan mengakibatkan penurunan kualitas air yaitu pada pH(X1) sebesar 0,067, DO(X2) sebesar 0,027,  NH3(X3) sebesar 0,506, CO2(X4) sebesar 0,036 mg/l dan Alkalinitas (X5) sebesar 0,002 mg/l.In this research data obtained from measurements or observations are presented in the form of tabulated and graphics so clear the existence of variations each on each point of observation. Data analysis using STORET model and EQI. Statistical tests performed on 6 variables (Kolam1, II, III, IV, Indoor Pool, Outdoor Pool V, VI). Each variable water quality analysis: pH, DO, NH3, CO2 and Alkalinity as much as 6 times the observation (Sunday I, II and III of the Week Week) on the morning and afternoon. To know the influence of parameters (pH, DO, NH3, CO2 and Alkalinity) of raw water quality pond done Multiple Linear regression analysis..Linear regression analysis of multiple shown r of ( 0,751 ), it means that happened a positive relationship between variables y ( dependent variable ) and x ( independent ). R2 / determinan of ( 0,564 ), it means of 56,4 % quality standards a pool water affected by water quality swimming ( pH, DO, NH3, of CO2 alkalinity ) and of 43,6 % affected by another variable. Of a result of calculation to research obtained equation y = 0,484 - 0,067x1 - 0,027x2 - 0,506x3 - 0,036x4 0,002x5 -, it means any additional value the constant ( a ) by 0,484. Its influence will resulting in a decline of water quality is at ph ( x1 ) by 0,067, do ( x2 ) by 0,027, nh3 ( x3 ) by 0,506, co2 ( x4 ) by 0,036 mg / l and alkalinity ( x5 ) by 0,002 mg / l.


2021 ◽  
Vol 1 (2) ◽  
pp. 135-144
Author(s):  
Erinda Resti ◽  
Havis Aravik ◽  
Choirunnisak Choirunnisak

This study discusses the influence of motivation and knowledge of Islamic banking products on the decision to become a customer of Bank Syariah Indonesia (Case Study of Ex Bank Syariah Mandiri Kcp Palembang Km 6). Descriptive quantitative research method, with a population of 3,612 customers and 97 samples. While the data collection technique using questionnaires and documentation and data analysis is multiple linear regression analysis. The results obtained show that the motivation to avoid usury and knowledge of Islamic banking products simultaneously on the decision to become a customer has a positive and significant effect with the proportion of motivation to avoid usury (X1) and knowledge of Islamic banking products (X2) on the decision to become a customer (Y) of 75 ,2%. Meanwhile, for the partial test of the motivation to avoid usury and knowledge of Islamic banking products on the decision to become a customer, it is known that the motivation to avoid usury (X1) has a positive and significant effect. The second variable knowledge of Islamic banking products (X2) also has a positive and significant effect on the decision to become a customer (Y) at Bank Syariah Indonesia (Ex. Bank Syariah Mandiri KCP Palembang KM 6).


Author(s):  
Muhammad Rois Rois ◽  
Manarotul Fatati Fatati ◽  
Winda Ihda Magfiroh

This study aims to determine the effect of Inflation, Exchange Rate and Composite Stock Price Index (IHSG) to Return of PT Nikko Securities Indonesia Stock Fund period 2014-2017. The study used secondary data obtained through documentation in the form of PT Nikko Securities Indonesia Monthly Net Asset (NAB) report. Data analysis is used with quantitative analysis, multiple linear regression analysis using eviews 9. Population and sample in this research are PT Nikko Securities Indonesia. The result of multiple linear regression analysis was the coefficient of determination (R2) showed the result of 0.123819 or 12%. This means that the Inflation, Exchange Rate and Composite Stock Price Index (IHSG) variables can influence the return of PT Nikko Securities Indonesia's equity fund of 12% and 88% is influenced by other variables. Based on the result of the research, the variables of inflation and exchange rate have a negative and significant effect toward the return of PT Nikko Securities Indonesia's equity fund. While the variable of Composite Stock Price Index (IHSG) has a negative but not significant effect toward Return of Equity Fund of PT Nikko Securities Indonesia


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