scholarly journals ENTREPRENEURIAL ENGAGEMENT OF MICROFINANCE BORROWERS IN BORONGAN CITY AND IT’S IMPACT ON THEIR ECONOMIC CONDITIONS

2021 ◽  
pp. 1-6
Author(s):  
Dr. Alirose A. Lalosa ◽  
Dr. Allan A. Lalosa ◽  
Baltazar R. Abobo
Keyword(s):  
Key Words ◽  
Return On Investment ◽  
Business Management ◽  
Maximum Amount ◽  
Living Standards ◽  
Economic Conditions ◽  
Microfinance Institutions ◽  
Doing Business ◽  
College Of Business ◽  
Extension Program

This study aimed to document the profile of the respondents in terms of number of years of membership in micro financing, number of availed loans and maximum amount of loan received. It also aimed to find out the entrepreneurship engagement of micro finance borrowers, to describe the contribution of microfinance to the economic conditions of the microfinance borrowers and to determine the problems commonly encountered by the microfinance borrowers in their entrepreneurial venture. It was revealed that microfinance provided livelihood to micro borrowers through micro loans that made them earn an income higher than what they are earning before. Doing business have problems, however borrowers still profit from their entrepreneurial engagement specifically merchandising or buying and selling which has fast return on investment. Thus, they were able to successively avail larger amount of loans and stay for more years as client of MFIs. This implies that microfinance borrowers are creditworthy and responsible individuals. Moreover, it could be implied also that MFIs are committed to help their clients be uplifted from poverty. Conduct of trainings through the extension program of the College of Business Management and Accountancy and partnership with Microfinance Institutions is recommended to improve their income and overall living standards. KEY WORDS: microfinance, borrowers, entrepreneurship, entrepreneurial venture

Pelatihan Manajemen Usaha Untuk Meningkatkan Daya Saing Kepada Para Pelaku Usaha Industri Kecil Dan Menengah (UIKM) Keripik Talas Beneng Di Kampung Cinyurup Kecamatan Karangtanjung Kabupaten Pandeglang

2020 ◽  
Vol 1 (2) ◽  
pp. 77-83
Author(s):  
Suhandi Suhandi ◽  
Ulfi Jefri
Keyword(s):  
Human Resources ◽  
Key Words ◽  
Business Management ◽  
Monitoring And Evaluation ◽  
Online Marketing ◽  
Product Innovations ◽  
Small Industries

ABSTRACT The majority of the residents of Cinyurup village are beneng taro farmers and entrepreneurs of beneng taro chips, but the management is still simple and is not managed systematically and well-planned, so that it cannot provide maximum results. The aim of this training is to increase competitiveness for the small and medium entrepreneurs of taro chips into independent small industries. The method of implementation is through : seminars of material delivery, discussion, practice, mentoring, monitoring and evaluation. The results of this training show that not all small and medium industrial entrepreneurs are taro beneng chips those in Cinyurup village who have not implemented business management, have not processed distribution permits, halal certificates, produced product innovations and online marketing, due to limited funds and human resources. Key words: training, business management, competitiveness, UIKM   ABSTRAK Mayoritas penduduk warga kampung Cinyurup adalah petani talas beneng dan pelaku usaha keripik talas beneng, akan tetapi pengelolaannya masih sederhana dan tidak di kelola dengan sistematis dan terencana dengan baik, sehingga belum bisa memberikan hasil yang maksimal. Tujuan dari pelatihan ini untuk meningkatkan daya saing kepada para pelaku usaha industri kecil dan menengah keripik talas beneng menuju industri kecil yang mandiri. Metode pelaksanaan melalui : seminar penyampaian materi, diskusi, praktek, pendampingan, monitoring dan evaluasi. Hasil dari pelatihan ini menunjukan belum semua para pelaku usaha industri kecil dan menengah keripik talas beneng yang ada di kampung Cinyurup yang  belum menerapkan manajemen usaha, belum mengurus surat ijin edar, sertifikat halal, memproduksi inovasi produk dan pemasaran online, karena keterbatasan dana dan sumber daya manusia. Kata kunci: pelatihan, manajemen usaha, daya saing, UIKM

Business management in the light of cultural diversity in the labor market

2020 ◽  
pp. 28-44
Author(s):  
René Pawera ◽  
Monika Lavrovičová ◽  
Lucia Húsenicová
Keyword(s):  
Labor Market ◽  
Cultural Diversity ◽  
Key Words ◽  
Slovak Republic ◽  
Business Management ◽  
Diversity Management ◽  
Equal Opportunities ◽  
Market Conditions ◽  
Labor Market Conditions ◽  
Labor Market Inequality

An important element of the management of modern companies and organizations is the proper use of diversity management and equal opportunities, aimed at eliminating discrimination in the labor market. The paper summarizes the starting points for these processes in the labor market. It describes the tendencies of the development of the solved problem in the context of the labor market conditions of the Slovak Republic. Key words: labor market inequality, equal opportunities management, diversity management

scholarly journals Falling living standards during the COVID-19 crisis: Quantitative evidence from nine developing countries

2021 ◽  
Vol 7 (6) ◽  
pp. eabe0997 ◽  
Author(s):  
Dennis Egger ◽  
Edward Miguel ◽  
Shana S. Warren ◽  
Ashish Shenoy ◽  
Elliott Collins ◽  
...  
Keyword(s):  
Sierra Leone ◽  
Living Standards ◽  
Economic Conditions ◽  
Vulnerable Groups ◽  
Middle Income ◽  
Quantitative Evidence ◽  
Middle Income Countries ◽  
Policy Responses ◽  
Economic Statistics ◽  
Household Coping Strategies

Despite numerous journalistic accounts, systematic quantitative evidence on economic conditions during the ongoing COVID-19 pandemic remains scarce for most low- and middle-income countries, partly due to limitations of official economic statistics in environments with large informal sectors and subsistence agriculture. We assemble evidence from over 30,000 respondents in 16 original household surveys from nine countries in Africa (Burkina Faso, Ghana, Kenya, Rwanda, Sierra Leone), Asia (Bangladesh, Nepal, Philippines), and Latin America (Colombia). We document declines in employment and income in all settings beginning March 2020. The share of households experiencing an income drop ranges from 8 to 87% (median, 68%). Household coping strategies and government assistance were insufficient to sustain precrisis living standards, resulting in widespread food insecurity and dire economic conditions even 3 months into the crisis. We discuss promising policy responses and speculate about the risk of persistent adverse effects, especially among children and other vulnerable groups.

scholarly journals Ease of Doing Business Index: An Analysis of Investors Practical View

2021 ◽  
Vol 17 (1) ◽  
pp. 101-123
Author(s):  
Shakirat Adepeju Babatunde ◽  
Mohammed Kayode Ajape ◽  
Kabir Dandago Isa ◽  
Owolabi Kuye ◽  
Eddy Olajide Omolehinwa ◽  
...  
Keyword(s):  
Private Sector ◽  
World Bank ◽  
Return On Investment ◽  
Government Procurement ◽  
Cross Sectional ◽  
Procurement Process ◽  
Chamber Of Commerce ◽  
Doing Business ◽  
Ease Of Doing Business ◽  
The Government

Abstract: This study investigates the effect of Ease of Doing Business Index (EDBI) on Return on Investment (ROI). The study employs a cross-sectional survey design covering five years from 2015 to 2019. The sample is 47 registered companies with the Lagos Chamber of Commerce and Industry, which is the most representative of the organised private sector group in Nigeria. The study adopts descriptive and linear regression statistical analysis. Findings show a statistically significant negative effect of Government policy continuity. The government procurement process, Raw materials availability and Quality of workforce show adverse effects. Traffic and transportation management, power supply and Security infrastructure show insignificant effect on ROI. Hence, findings indicate that Government procurement process is inimical to ease of doing business in Nigeria despite the government improvement efforts. Since government efforts are insufficient, the World Bank should incorporate private sector ideals into EDBI to create a synergy a robust EDBI. Keywords: Ease of Doing Business, ease of doing business index, return on investment, investors, World Bank.      Ease of Doing Business Index: Sebuah Analisis terhadap Pandangan Praktis InvestorAbstrak: Penelitian ini menginvestigasi pengaruh Ease of Doing Business Index (EDBI) terhadap Return on Investment (ROI). Penelitian ini menggunakan desain survei cross-sectional dari tahun 2015 sampai dengan tahun 2019. Sampel penelitian ini adalah 47 perusahaan yang terdaftar di Lagos Chamber of Commerce and Industry. Penelitian ini menggunakan analisis deskriptif dan statistik regresi linear. Dari berbagai elemen EDBI, temuan dari penelitian ini menunjukkan adanya pengaruh negatif yang signifikan antara keterlanjutan kebijakan pemerintah terhadap ROI. Proses pengadaan pemerintah, ketersediaan bahan mentah, dan kualitas tenaga kerja menunjukkan pengaruh berkebalikan dengan ROI. Lalu lintas dan manajemen transportasi, supply listrik, dan infrastruktur keamanan menunjukkan pengaruh tidak signifikan terhadap ROI. Usaha pemerintah dalam meningkatkan proses pengaadaan pemerintah masih belum memadai karena masih kecilnya pengaruh terhadap EDBI Nigeria. World Bank sebaiknya memasukkan pengaruh sektor privat dalam indikator EDBI sebagai upaya menciptakan sinergi antara pemerintah dan sektor privat untuk peningkatan EDBI dan dampaknya pada ekonomi. Kata kunci: Ease of Doing Business, indeks kemudahan berbisnis, pengembalian investasi, investor, Bank Dunia

scholarly journals Determinants of ICT Innovations: Lessons Learned from Sweden and Sri Lanka

2021 ◽  
Vol 11 (4) ◽  
pp. 135
Author(s):  
Chaminda Wijesinghe ◽  
Henrik Hansson ◽  
Love Ekenberg
Keyword(s):  
Technology Transfer ◽  
Sri Lanka ◽  
Developing Country ◽  
Risk Taking ◽  
Lessons Learned ◽  
Living Standards ◽  
Innovation Activities ◽  
Doing Business ◽  
Technology Transfer Offices ◽  
Essential Services

Innovation is critical for enterprises and the country’s economy, and it has resulted in an improvement in living standards. There may be appropriate lessons to learn from other countries, but their adoption must be assessed due to education and living standards variations. This paper aims to build an in-depth understanding of the stimulating factors for ICT innovations from Sweden, and examines their adoption in the context of a developing country, Sri Lanka. ICT innovations significantly impact development in other sectors, as they can ease doing business and other essential services. This study is based on seven interviews, including key people leading innovation activities in Sweden. Then, it critically analyses and presents the application of stimulating factors in Sweden to the context of a developing country, namely Sri Lanka. The results indicate that education and mindset, a risk-taking environment, embracing failures, digitalisation and collaboration are the critical determinants of ICT innovations in Sweden. This research is vital for educational policymakers in universities, technology transfer offices, and governmental policymakers.

scholarly journals A teleological approach to interpreting socio-economic rights in the African Charter: Appropriateness and methodology

2021 ◽  
Vol 21 (1) ◽  
Author(s):  
Anneth Amin
Keyword(s):  
Key Words ◽  
Economic Transformation ◽  
Economic Conditions ◽  
Economic Rights ◽  
The People ◽  
Treaty Interpretation ◽  
African Charter ◽  
Interpretive Process

SUMMARY The incorporation of socio-economic rights in the African Charter on Human and Peoples' Rights should be considered a vital move towards the transformation of socio-economic conditions of the people on the continent. However, the envisaged socio-economic transformation depends largely on how these rights are interpreted. It is the task of the supervisory organs of the African Charter to develop the scope and content of these rights and their related obligations through interpretation. To achieve this interpretative objective, interpretive process of the supervisory organs should be guided by an appropriate approach to interpretation that is applied coherently. This article argues that the teleological approach to treaty interpretation is an appropriate approach to interpreting socio-economic rights in the African Charter. The article develops a methodology for application of the teleological approach through which socio-economic rights in the African Charter may be effectively interpreted. Key words: socio-economic rights; African Charter; effective interpretation; teleological approach to interpretation

Ontario's heritage bridge program

1984 ◽  
Vol 11 (2) ◽  
pp. 239-244
Author(s):  
David J. Cuming
Keyword(s):  
Built Environment ◽  
Key Words ◽  
Evaluation Criteria ◽  
Heritage Conservation ◽  
Economic Conditions ◽  
Conservation Strategies ◽  
Government Program ◽  
Major Aspect ◽  
Bridge Program ◽  
Unique Aspect

Conservation of the built environment is becoming a major aspect of planning activity in the 1980s. Current economic conditions have necessitated rehabilitation and renovation of many buildings and structures rather than their replacement. In response to these conditions the Ontario Ministries of Transportation and Communications and of Citizenship and Culture have initiated the Heritage Bridge Program. A key component is the establishment of a list of heritage road bridges. There is a presumption that listed bridges should be conserved where feasible. Criteria are utilized to evaluate bridges for prospective nomination to the list. Conservation strategies are recommended for protecting those bridges listed. Complementary funding provisions have been agreed to by the Ministries to encourage listed bridge conservation. The program, the first of its kind in Canada, is a systematic and comprehensive way of protecting a unique aspect of Ontario's engineering heritage. Key words: historic bridges, engineering heritage, conservation, rehabilitation, evaluation criteria, Ontario government program.

Study on Energy Conservation in Rural Residential Buildings in China

2012 ◽  
Vol 226-228 ◽  
pp. 2434-2437
Author(s):  
Lei Hu ◽  
Hou Tian Zhang
Keyword(s):  
Energy Conservation ◽  
Residential Buildings ◽  
Building Energy ◽  
Leadership Role ◽  
Living Standards ◽  
Economic Conditions ◽  
Housing Construction ◽  
Technological Innovations ◽  
Rural Housing ◽  
Building Energy Conservation

Recent years have seen the improvement of economic conditions and living standards of Chinese rural residents. But the problems of waste and pollution have occurred in rural housing construction for heating, lighting and ventilation, damage of ecology, etc. As a result, it is necessary to push energy efficiency in rural housing construction in China. In this paper, the problems existing in rural housing construction are first described, and then the strategies and measures to improve the energy conservation in rural residential buildings are put forward. The solutions to the energy conservation in rural residential buildings in China are those government should play the strengthen leadership role, developing the market of building energy conservation and developing technical foundation s and technological innovations.

Introduction of IOT Technology in a Logistic System for High-End Wine Sales

2012 ◽  
Vol 605-607 ◽  
pp. 549-552
Author(s):  
Hua Dong Zhao ◽  
Guo Ning Liu ◽  
Qian Qian Guo ◽  
Sheng Gang Ma ◽  
Ying Tie ◽  
...  
Keyword(s):  
Business Ethics ◽  
Management System ◽  
Business Management ◽  
Slight Modification ◽  
Present Situation ◽  
Living Standards ◽  
Financial Loss ◽  
Daily Diet ◽  
Administrative Agencies

The phenomenal growth of the economy of China and dramatically improved living standards, together with a population of over 1.3 billion, have activated the domestic wine business greatly and also helped make the wine become a part of daily diet in some developed regions or cities in China. However, due to the notorious business ethics, the loose business management and relatively poor governance of related administrative agencies, the authenticity and the quality of the delivered wine is uncertain for most cases. The present situation of wine sales not only may put the customers’ health in jeopardy, but also causes the financial loss for customers. Here we develop a management system for wine sales using the IOT technology. The system aims at ensuring the authenticity of wines and helping streamline the wine sales. Through slight modification this management system can also be used for sales of other luxuries of which the authenticity is the key concern for customers.

scholarly journals MANAJEMEN USAHA SOMA PAJEKO DI DESA KUMO KECAMATAN TOBELO KABUPATEN HALMAHERA UTARA PROVINSI MALUKU UTARA

2015 ◽  
Vol 3 (5) ◽  
Author(s):  
Wiwin Brenda Boloha ◽  
Grace O. Tambani ◽  
Olvie V. Kotambunan
Keyword(s):  
Key Words ◽  
Business Management ◽  
Work Force ◽  
Purse Seine ◽  
Fishing Ground ◽  
Working Capital ◽  
Marketing System

Abstract This study researched the business management of purse seine net ini Kumo Village. The study is aimed at knowing the business management of purse seine net which includes working capital, work force, catching operation, marketing of yiedls of catch, and product, sharing system. Based on the study, the capital needed is in the amount of 396.250.000. While the manpower needed are 18-20 persons, the catching operation is conducted sat nigt, the marketing system in the from fisherman, fish anction market (TPI), middlemen, consumers, but some of the catch (fish) are sold to trading middleman who buys directly from fisherman at fishing ground, and then sold to consumers. The product. Sharing system is 50% for the owner and 50% for the working fisherman. Key Words: Business management, purse seine net, Kumo Village Abstrak Penelitian ini mengkaji tentang manajemen usaha soma pajeko di Desa Kumo. Penelitian ini bertujuan untuk mengetahui manajemen usaha soma pajeko yang mencakup modal usaha, tenaga kerja, operasi penangkapan, pemasaran hasil tangkapan, sistem bagi hasil. Berdasarkan hasil penelitian, modal yang dibutuhkan sebesar Rp. 396.250.000. Tenaga kerja yang butuhkan 18-20 orang, operasi penangkapan dilakukan pada malam hari, sistem pemasaran dari nelayan, TPI, pedagang perantara, konsumen, tetapi ada juga yang dijual pada pedagang perantara (petibo) yang langsung menemui nelayan di daerah penangkapan kemudian dijual ke konsumen. Sistem bagi hasil 50% untuk nelayan pemilik dan 50% untuk nelayan pekerja. Kata kunci: Manajemen Usaha, Soma Pajeko, Desa Kumo

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