Pengaruh Dana Pihak Ketiga Dan Loan To Deposit Ratio Terhadap Jumlah Penyaluran Kredit

2021 ◽  
Vol 9 (1) ◽  
pp. 153-162
Author(s):  
Putri Krisdayanti ◽  
Harry Roestiono ◽  
Suharmiati Suharmiati

The purpose of this research is to know the influence of Third-Party Funds and Loan to Deposit Ratio to The Amount of Loans that happened to PT Bank Negara Indonesia (Persero) Tbk, PT Bank Central Asia Tbk, PT Bank Mandiri (Persero) Tbk on 2010-2019.           Data that used for this research are quantitative data which sourch from secondary data on every banks financial report. The method used in this research are multiple linear regression analysis method, T test, F test, coefficient test and coefficient of determination test. Regression analysis used to know the influence of independence variable to dependence variable with a significance value of 5 percent while the analysis of coefficient determination and determination used to know the correlation of independent variabel and dependent variabel.           Based on partial hypothesis test (T test) that has been done by the author, the result show that Third-Party Fund has a significant influence to The Amount of Loans, and the Loan to Deposit Ratio (LDR) has a significant influence to The Amount of Loans. On hypotheses simultaneously test (F test), the result shows that Third-Party Funds and Interest Rate of Corporate Loans have a simultaneous effect.   Key words :  Third-Party Fund, Loan to Deposit Ratio (LDR) of the Amount of Loans

2021 ◽  
Vol 5 (2) ◽  
pp. 128-135
Author(s):  
Syamruddin Syamruddin ◽  
Rama Fitradana Kusuma

The purpose of this study was to determine the correlation between price and product completeness with purchasing decisions either partially or simultaneously at Zami Mart, Tangerang. The method used in this research is descriptive quantitative. While the data analysis techniques used in this study are Simple Linear Regression Analysis, Multiple Linear Regression Analysis, Coefficient of Determination Analysis, and Hypothesis Testing (t test and F test). The results showed a correlation between price and product completeness with purchasing decisions. Based on the analysis of the coefficient of determination obtained R Square (R2) = 0.426, where KD = R2 x 100% = 0.426 x 100% = 42.6%. Price and product completeness have a correlation of 42.6% on purchasing decisions, while the remaining 57.4% are influenced by other variables. Furthermore, according to the hypothesis test there is a correlation between price and purchasing decisions where according to the results of the t test, the value of t count > t table (3.999 > 1.98472). Then the completeness of the product has a correlation with purchasing decisions, where according to the results of the t test, the value of t count > t table (3.671 > 1.98472). Furthermore, the price and completeness of the product have a correlation with purchasing decisions. Based on the results of the F test, the calculated F value is greater than F table or 36,011 > 3,090.


2021 ◽  
Vol 1 (2) ◽  
pp. 158-168
Author(s):  
Fitri maulidatul Rohmaniah ◽  
Eris Munandar

The purpose of this study was to determine and analyze the effect of Mudharabah Financing, Murabahah Financing and Mudharabah Savings on Return On Assets (ROA) of Indonesian Sharia People's Financing Banks for the 2015-2020 period. The research method used is descriptive quantitative method. The data used is secondary data. In this study, the analysis used is multiple linear regression analysis, coefficient of determination and hypothesis testing. Based on the results of the analysis of this study, it can be seen that partially Mudharabah Financing has a negative and significant effect on Return On Assets, Murabaha financing has a positive and significant effect on Return On Assets and Mudharabah Savings has a positive and significant effect on Return On Assets at Indonesian Islamic People's Financing Bank for the 2015 period. -2020 and simultaneously Mudharabah Financing, Murabahah Financing and Mudharabah Savings have a significant effect on the Return On Assets (ROA) of Indonesian Sharia Rural Banks for the 2015-2020 period. It is expected that the Indonesian Islamic People's Financing Bank will further improve its performance by minimizing financing risk and increasing the amount of third party funds so that its profitability growth is maximized.


2020 ◽  
Vol 7 (2) ◽  
pp. 116-126
Author(s):  
Ani Widosari Trisnaningsih ◽  
Haryono Umar

In making a profitability decision, of course the company must have sufficient capital to finance operations in the company. This is to see how the influence of working capital and operational costs on profitability. The research method used by researchers is the method of multiple linear regression analysis, the coefficient of determination test, also performed a classic assumption test that is the Normality, Multicollinearity, Heteroscedasticity and Autocorrelation Tests and also the Hypothesis Test which consists of the F Test and the t Test.Based on the t test (partially) it can be seen that working capital has a significant effect on profitability. Whereas Operational Costs do not affect the profitability. And based on the F Test the value of Fcalculates that working capital and operational costs affect profitability. 


2018 ◽  
Vol 12 (1) ◽  
pp. 17-22
Author(s):  
Any Isvandiari ◽  
Bagus Al Idris

This study aims to determine: (1). The influence of leadership on employee performance of PT Central Capital Futures Malang Branch; (2). The influence of work discipline on employee performance of PT Central Capital Futures Malang Branch; (3). The influence of leadership and work discipline simultaneously on employee performance of PT Central Capital Futures Malang Branch. The research method is quantitative causality or causal with multiple linear regression analysis technique. The population is all 37 employees with 37 samples using full sampling (census). Hypothesis test using t test (partial) and F test (simultaneous). The result of t test (partial) shows that leadership has positive and significant effect to employee's performance, work discipline has positive and significant impact to employee's performance; and F test results (simultaneous) indicate that leadership And Work Discipline Together Effect On Employee performance.


Paradigma ◽  
2020 ◽  
Vol 17 (1) ◽  
pp. 59-71
Author(s):  
Nurul Aulia Robiatul Adawiyah ◽  
Arief Widyananto

This study aims to determine what factors can affect the realization of Sharia KPR financing at BTN Syariah Bekasi. The variables used in this study consist of financing period, fixed margin and financing frequency. This research is quantitative in nature using a questionnaire as a data collection tool. The population in this study were all customers who carried out KPR Syariah financing at BTN Syariah Bekasi with a sample size of 100 customers. Sampling using probability sampling techniques. The data analysis technique used is the classic assumption test, multiple linear regression analysis, the coefficient of determination, the t test and the F test. While the data processing in this study used the SPSS 25 program. From the hypothesis test using the t test, it is found that the variable period of financing has a positive but insignificant effect, while the variable margin and frequency of financing have a positive and significant effect on the realization of Islamic mortgage financing Based on the F test (simultaneous), the results show that the variable period of financing, fixed margins and frequency of financing jointly affect the realization of Sharia KPR financing.


2021 ◽  
Vol 5 (1) ◽  
pp. 11-20
Author(s):  
Tengku Putri Lindung Bulan ◽  
Tiara Sriwulan

This study aims to determine the effect of product quality and price on consumer loyalty at Mitana Cafe in Langsa City. The number of samples in this study were 96 respondents. The data analysis method used in this study is the classical assumption test, multiple linear regression analysis and proof of the hypothesis using the coefficient of determination analysis, t test and F test. price affects consumer loyalty of Mitana Cafe in Langsa City by 24.3% and the remaining 75.7% is influenced by other variables not examined in this study. From the results of the t test it is known that product quality and price have a significant effect on consumer loyalty at Mitana Cafe in Langsa City. From the results of the F test, it is known that the product quality and price simultaneously have a significant effect on the consumer loyalty of Mitana Cafe in Langsa City.


2021 ◽  
Vol 13 (1) ◽  
pp. 101
Author(s):  
Zulkarnain Mora ◽  
Syardiansah Syardiansah ◽  
Ikhsan Ari Mufti

This study was conducted to determine the effect of individual characteristics and job satisfaction onemployee performance at the Cut Meutia Hospital, Langsa City. The sample in this study amounted to 86respondents. The data analysis method used is multiple linear regression analysis, hypothesis testing usingt test, F test, and determination test (R2). The results showed that Y = 0.895 + 0.151X1 + 0.805X2. The resultsof the t test for individual characteristics sig <α 5% (0.019 <0.05), it can be stated that individualcharacteristics have a significant effect on the performance of the employees of Cut Meutia Hospital, LangsaCity. The results of the t test job satisfaction t sig <α 5% (0,000 <0.05) can be stated that job satisfaction hasa significant effect on the performance of the employees of Cut Meutia Hospital, Langsa City. The results ofthe F test are known from F sig <α 5% (0,000 <0.05), it can be stated that individual characteristics and jobsatisfaction simultaneously have a significant effect on the performance of the employees of Cut MeutiaHospital, Langsa City. The results of the coefficient of determination (R2) obtained results of 0.737 or 73.7%of individual characteristics and job satisfaction affect the performance of employees at Cut Meutia Hospital,Langsa City and the remaining 26.3% is influenced by other variables.


2020 ◽  
Vol 9 (2) ◽  
pp. 53-61
Author(s):  
Darman Syafei ◽  
Hilmi Wiranawata

This study aims to determine the effect of conflict and work stress on employee productivity at PT Indomaret Prismatama Data used secondary data. The analysis used is a classic assumption, multiple linear regression analysis, t test, F test and coefficient of determination analysis. T test results show that conflict (X1) affects the work productivity of employees and work stress also (X2) affects the work productivity of employees (Y) employees at PT Indomarco Prismatama Baturaja. The F test results found that work conflict and stress jointly affect the work productivity of employees (Y) at PT Indomarco Prismatama Baturaja. The magnitude of the contribution of conflict (X1) and work stress (X2) of 88.5% on the ups and downs of employee work productivity (Y) while the remaining 11.5% is influenced by other variables not included in the research model.


Author(s):  
M. Hasan Ma'ruf

The purpose of this study was to analyze the effect of product variations, prices and sales promotions on consumer decisions in buying Mitsubishi cars in Surakarta both partially and partially. The data analysis techniques used are validity test, reliability test, classic assumption test, multiple linear regression analysis, t test, F test, coefficient of determination (R²). The results obtained: 1) The results of the t test obtained product variations have a positive and significant effect on purchasing decisions, the price has a positive and significant effect on purchasing decisions and promotion has a positive and significant effect on purchasing decisions, 2) F test results obtained Sig. amounting to 0,000 smaller than 0.05 or sig. = 0.000


2019 ◽  
Author(s):  
novi yanti

This study aims to determine affect of size and leverage on firm value of BUMN companies listed on the Stock Exchange in 2012-2017 either partially or simultaneously. The population in this study are all of BUMN companies listed on the Stock Exchange from 2012-2017, which amounted to 20 companies. The sample is in the form of selected BUMN company financial statements with certain criteria from 2012-2017. The analytical method used is multiple linear regression analysis and coefficient of determination. Hypothesis testing uses t test and F test. The results of multiple linear regression analysis indicate that firm size has a negative effect on firm value. Leverage has a positive effect on firm value. The results of the partial hypothesis test indicate that size has a significant effect on firm value while leverage does not have a significant effect on firm value. Simultaneously size and leverage have a significant effect on firm value. The contribution of size and leverage to company value is 43.8% and the remaining 56.2% is influenced by other variables.


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