scholarly journals A MULTIPLE CRITERIA FRAMEWORK TO EVALUATE BANK BRANCH POTENTIAL ATTRACTIVENESS

2012 ◽  
Vol 16 (3) ◽  
pp. 254-276 ◽  
Author(s):  
Fernando A. F. Ferreira ◽  
Ronald W. Spahr ◽  
Sérgio P. Santos ◽  
Paulo M. M. Rodrigues
Keyword(s):  
Cognitive Maps ◽  
Multiple Criteria ◽  
Facilities Management ◽  
Financial Measures ◽  
Bank Branches ◽  
Advantages And Disadvantages ◽  
Trade Area ◽  
Trade Offs ◽  
Remarkable Progress ◽  
The Way

Remarkable progress has occurred over the years in the performance evaluation of bank branches. Even though financial measures are usually considered the most important in assessing branch viability, we posit that insufficient attention has been given to other factors that affect the branches’ potential profitability and attractiveness, such as: location features, trade area characteristics and facilities management. Based on the integrated use of cognitive maps and multiple criteria decision analysis, we propose a framework that adds value to the way that potential attractiveness criteria to assess bank branches are selected and to the way that the trade-offs among those criteria are obtained. This framework is the result of a process involving several directors from the five largest banks operating in Portugal, and follows a constructivist approach. Our findings suggest that the use of cognitive maps systematically identifies previously omitted criteria that may assess potential attractiveness. The use of multiple criteria techniques clarify and add transparency to the way trade-offs are dealt with. Advantages and disadvantages of the proposed framework are also discussed.

scholarly journals Information technology in the banking sector: Review of mobile banking

2016 ◽  
Vol 5 (2) ◽  
pp. 62 ◽  
Author(s):  
Nadire Cavus ◽  
Dambudzo Netsai Chingoka Christina
Keyword(s):  
Information Technology ◽  
Banking Sector ◽  
New Technologies ◽  
Mobile Banking ◽  
Bank Branches ◽  
Advantages And Disadvantages ◽  
Intention To Adopt ◽  
Individual Use ◽  
Role Of It ◽  
The Way

<p>This paper is written to state the advantages and disadvantages, the different models to test the effects of individual’s intention to adopt mobile banking, the different technologies that are being implemented currently by banks and what the future holds for mobile banking. Information Technology (IT) has evolved over time and has changed the way business is conducted. The way people conduct business has been made easier and more efficient. IT has opened many doors for new technologies that are used within business and for individual use; the Banking sector is of no exception. Mobile banking is the fastest growing channel of banking as a result few people are walking into bank branches nowadays. Banks now need to remain relevant by catering to the needs and expectations of the customers and to the technology advancements. By providing better services and products customers are able to utilise. The role of IT in the banking sector can be divided into two categories: Communication and connectivity, and individual and business transactions. IT enables for sophisticated products to be developed with better frameworks, execution of dependable strategies and help with communication so to connect with people from different countries, businesses across the globe, geographical distance and diverse markets. </p><p> </p><p> Keywords: mobile banking, information technology, it, mobile banking adoption, mobile banking application, mobile payment</p>

Bewertung lichter Wälder im Kanton Zürich und der Nutzen für das Projektmanagement | Evaluation of open forest in Canton Zurich and its significance for project management

2006 ◽  
Vol 157 (8) ◽  
pp. 303-309
Author(s):  
René Bertiller ◽  
Andreas Keel ◽  
Hans-Peter Stutz
Keyword(s):  
Project Management ◽  
Animal Species ◽  
Evaluation Method ◽  
Advantages And Disadvantages ◽  
Open Forest ◽  
Open Forests ◽  
Initial Results ◽  
The Way

In 2004, the canton of Zurich possessed 376 hectares of uninterrupted open forest. Such stretches of forest provide essential habitats for animal species that favour both light and heat. Standardised surveys, and available data relative to existing flora and fauna has greatly facilitated the evaluation of the forest's vegetation and inhabitants. This contribution presents both the methods used, and the initial results. The advantages and disadvantages of the so called LiWa-indicator are discussed,and the way this evaluation method can be used to manage the plan of action entitled «Open forests in Canton Zurich»is illustrated.

The Good, the Bad and the Ugly
. A Broad look at the Adaptation of Technology in Education

2020 ◽  
Vol 2 (1) ◽  
pp. 31-44
Author(s):  
Vladislav Ilin
Keyword(s):  
Technology In Education ◽  
Advantages And Disadvantages ◽  
Standardized Method ◽  
Impact Of Technology ◽  
The Impact ◽  
The Way

Technology in education is a global phenomenon affecting learners of all ages. The breadth and variety of available tools make it difficult to implement a standardized method for assessing the impact of technology on learning. The lack of a consensus on good and bad practices results in inconsistent application and mixed learning results.   This article takes a look at the adaptation of technology to education and examines the various tools used to enhance learning. We discuss the advantages and disadvantages of using technology, as well as review methodologies for evaluating the impact.   The essay concludes by identifying several problems with the way technology is evaluated and offers suggestions for further research to address those problems.

The dilemma of the direct answer

2020 ◽  
Vol 54 (1) ◽  
pp. 1-12
Author(s):  
Martin Potthast ◽  
Matthias Hagen ◽  
Benno Stein
Keyword(s):  
Paradigm Shift ◽  
Information Needs ◽  
Web Search ◽  
Information Sources ◽  
Information Access ◽  
User Preferences ◽  
Information System Design ◽  
Trade Offs ◽  
Remarkable Progress ◽  
Direct Answer

No Web technology has undergone such an impressive evolution as Web search engines did and still do. Starting with the promise of "Bringing order to the Web" 1 by compiling information sources matching a query, retrieval technology has been evolving to a kind of "oracle machinery", being able to recommend a single source, and even to provide direct answers extracted from that source. Notwithstanding the remarkable progress made and the apparent user preferences for direct answers, this paradigm shift comes at a price which is higher than one might expect at first sight, affecting both users and search engine developers in their own way. We call this tradeoff "the dilemma of the direct answer"; it deserves an analysis which has to go beyond system-oriented aspects but scrutinize the way our society deals with both their information needs and means to information access. The paper in hand contributes to this analysis by putting the evolution of retrieval technology and the expectations at it in the context of information retrieval history. Moreover, we discuss the trade offs in information behavior and information system design that users and developers may face in the future.

scholarly journals Rethinking GPS navigation: creating cognitive maps through auditory clues

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Gregory D. Clemenson ◽  
Antonella Maselli ◽  
Alexander J. Fiannaca ◽  
Amos Miller ◽  
Mar Gonzalez-Franco
Keyword(s):  
Everyday Life ◽  
Brain Aging ◽  
Spatial Navigation ◽  
Cognitive Maps ◽  
Active Role ◽  
Alternative Form ◽  
Space Technology ◽  
Gps Navigation ◽  
Spatial Understanding ◽  
The Way

AbstractGPS navigation is commonplace in everyday life. While it has the capacity to make our lives easier, it is often used to automate functions that were once exclusively performed by our brain. Staying mentally active is key to healthy brain aging. Therefore, is GPS navigation causing more harm than good? Here we demonstrate that traditional turn-by-turn navigation promotes passive spatial navigation and ultimately, poor spatial learning of the surrounding environment. We propose an alternative form of GPS navigation based on sensory augmentation, that has the potential to fundamentally alter the way we navigate with GPS. By implementing a 3D spatial audio system similar to an auditory compass, users are directed towards their destination without explicit directions. Rather than being led passively through verbal directions, users are encouraged to take an active role in their own spatial navigation, leading to more accurate cognitive maps of space. Technology will always play a significant role in everyday life; however, it is important that we actively engage with the world around us. By simply rethinking the way we interact with GPS navigation, we can engage users in their own spatial navigation, leading to a better spatial understanding of the explored environment.

OP58 Testing Of A Multiple Criteria Decision Analysis Value Framework With Decision Makers Across Europe

2017 ◽  
Vol 33 (S1) ◽  
pp. 25-26
Author(s):  
Aris Angelis ◽  
Mark Linch ◽  
Gilberto Montibeller ◽  
Teresa Molina-Lopez ◽  
Anna Zawada ◽  
...  
Keyword(s):  
Decision Analysis ◽  
Relative Weight ◽  
Value Theory ◽  
Multiple Criteria ◽  
Decision Makers ◽  
Multiple Criteria Decision Analysis ◽  
Model Assessment ◽  
Value Assessment ◽  
Therapeutic Impact ◽  
Trade Offs

INTRODUCTION:We test in practice a Multiple Criteria Decision Analysis (MCDA) framework for the value assessment of a set of therapeutic options for the indication of hormone relapsed metastatic prostate cancer (mPC) through a series of simulation exercises with the participation of decision makers from different Health Technology Assessment (HTA)/insurance agencies across Europe, including TLV (Sweden), AETSA (Andalusia-Spain), INAMI-RIZIV (Belgium) and AOTMiT (Poland). The drugs evaluated were abiraterone, cabazitaxel and enzalutamide.METHODS:Using a multi-attribute value theory framework, past research outcomes and literature findings, an mPC-specific value tree was constructed incorporating relevant concerns as criteria. By adopting the MACBETH approach the different drugs were scored against the criteria through the development of value functions, relative weights were assigned to the criteria using a swing weighting technique, scores and weights were combined using an additive aggregation technique, and sensitivity analysis of results was conducted. All stages were informed through the participation of a small group of experts from each HTA/insurance agency at a series of decision conferences taking place in each country.RESULTS:Value parameters considered spanned the dimensions of therapeutic impact, safety profile, innovation level and socioeconomic impact. Overall weighted preference value scores were produced reflecting the performance of the treatments against the criteria while considering their relative importance. Order of treatments’ rankings was identical across all agencies, with enzalutamide scoring highest and cabazitaxel lowest. Therapeutic impact criteria always produced the greatest relative weight. Hypothetical priority setting decisions were made based on “value-for-money” grounds through the use of “cost per unit of value” metrics by incorporating purchasing costs.CONCLUSIONS:The MCDA framework tested possesses a number of characteristics that could facilitate decision making, including the systematic and explicit incorporation of value trade-offs as part of model assessment and the transparency throughout all its stages. Therefore, it has the prospects to act as a practical evaluation tool for value assessment and communication during the HTA process.

scholarly journals Can You Pay for Peace?

2017 ◽  
Vol 21 (1-2) ◽  
pp. 152-175
Author(s):  
Lila Wade
Keyword(s):  
Peace Operations ◽  
Current Analysis ◽  
Peace Agreement ◽  
Transitional State ◽  
Advantages And Disadvantages ◽  
Trade Offs ◽  
Peace Operation ◽  
Operational Efficacy

Financing mechanisms are central to the operational efficacy of peace operations, yet current analysis of peacebuilding finance is atomistic, focusing on one domain, such as coordination or financing. To address the need for deeper understanding of how financing modalities affect peacebuilding outcomes, this paper identifies the trade-offs and opportunities of different financing schema across the lifespan of a peace operation. In order to parse the linkages between financing and outcomes, this paper examines: (1) control of donor funds within a transitional state; (2) budgeting for coordination and alignment; (3) promoting partnerships and participation through funding modalities; and (4) funding ‘quick impact’ projects to bridge the periods of immediate relief and long-term development. With reference to peacebuilding operations in Liberia after the 2003 Accra Comprehensive Peace Agreement, this analysis highlights numerous innovations and experiments in the financing of peace operations, examining the advantages and disadvantages inherent in different approaches.

A/D Conversion Applications

2002 ◽  
pp. 143-173 ◽  
Author(s):  
Godi Fischer
Keyword(s):  
High Resolution ◽  
Data Conversion ◽  
Practical Implementation ◽  
Trade Offs ◽  
Delta Sigma ◽  
Physical Level ◽  
Delta Sigma Modulation ◽  
The Way

We begin our excursion into the field of data conversion by reviewing the most frequently applied conversion principles. The next section explains the fundamentals of delta-sigma modulation. This paves the way for the section which provides a case study of a delta-sigma based high-resolution ADC system intended for a sonar application. This design example not only illustrates the various trade-offs on the architectural level but also addresses practical implementation issues on the physical level. Finally, the last section summarizes our findings and contains some concluding remarks.

scholarly journals Modelling Flexibility and Qualification Ability to Assess Electric Propulsion Architectures for Satellite Megaconstellations

Aerospace ◽  
2020 ◽  
Vol 7 (12) ◽  
pp. 176
Author(s):  
Massimo Panarotto ◽  
Olivia Borgue ◽  
Ola Isaksson
Keyword(s):  
Case Studies ◽  
Electric Propulsion ◽  
Decision Makers ◽  
Market Behavior ◽  
Production Rates ◽  
Program Managers ◽  
Engineering Teams ◽  
Trade Offs ◽  
The Impact ◽  
The Way

The higher satellite production rates expected in new megaconstellation scenarios involve radical changes in the way design trade-offs need to be considered by electric propulsion companies. In relative comparison, flexibility and qualification ability will have a higher impact in megaconstellations compared to traditional businesses. For these reasons, this paper proposes a methodology for assessing flexible propulsion architectures by taking into account variations in market behavior and qualification activities. Through the methodology, flexibility and qualification ability can be traded against traditional engineering attributes (such as functional performances) in a quantitative way. The use of the methodology is illustrated through an industrial case related to the study of xenon vs. krypton architectures for megaconstellation businesses. This paper provides insights on how to apply the methodology in other case studies, in order to enable engineering teams to present and communicate the impact of alternative architectural concepts to program managers and decision-makers.

scholarly journals Advanced Fabrication Techniques of Microengineered Physiological Systems

Micromachines ◽  
2020 ◽  
Vol 11 (8) ◽  
pp. 730
Author(s):  
Joseph R. Puryear III ◽  
Jeong-Kee Yoon ◽  
YongTae Kim
Keyword(s):  
3D Printing ◽  
Injection Molding ◽  
Soft Lithography ◽  
Great Promise ◽  
Limiting Factor ◽  
Precision Engineering ◽  
Advantages And Disadvantages ◽  
Geometric Conditions ◽  
Physiological Systems ◽  
The Way

The field of organs-on-chips (OOCs) has experienced tremendous growth over the last decade. However, the current main limiting factor for further growth lies in the fabrication techniques utilized to reproducibly create multiscale and multifunctional devices. Conventional methods of photolithography and etching remain less useful to complex geometric conditions with high precision needed to manufacture the devices, while laser-induced methods have become an alternative for higher precision engineering yet remain costly. Meanwhile, soft lithography has become the foundation upon which OOCs are fabricated and newer methods including 3D printing and injection molding show great promise to innovate the way OOCs are fabricated. This review is focused on the advantages and disadvantages associated with the commonly used fabrication techniques applied to these microengineered physiological systems (MPS) and the obstacles that remain in the way of further innovation in the field.

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