An Overview of Microfinance in India and Its Role in Financing Poor Women

2019 ◽  
pp. 113-128
Author(s):  
Anindita Neogi
Keyword(s):  
Developed Countries ◽  
Her Family ◽  
Self Confidence ◽  
Self Help ◽  
Poor Women ◽  
Microfinance Institution ◽  
Financial Need ◽  
Self Help Groups ◽  
Condition Of Women ◽  
Measured State

Microfinance is considered as one of the most potential and successful tools which battle against poverty in the way of financing people with small financial need and helping poor women financially in less developed countries like India. It is a well-recognized notion that without upliftment of the condition of women in a society a nation cannot be developed in a competitive world. Microfinance may in fact help women to gain respect in her family and realize more self-confidence in socially defined roles. The chapter discusses the conceptual framework of microfinance growth of SHG-linked microfinance program and different types of microfinance services in India. Also, this chapter depicts how women are financially benefitted from microfinance institution through self-help groups and measured state-wise microfinance penetration index (MPI) in India. The findings of this study show that there have been favorable changes in the microfinance variables considered.

scholarly journals Self Help Groups as an Instrument of Socio-Economic change in rural areas of Bhopal.

2017 ◽  
Vol 9 (02) ◽  
Author(s):  
Shumayela Hasan ◽  
S. D. Sharma
Keyword(s):  
Rural Areas ◽  
Economic Change ◽  
Women Empowerment ◽  
Self Help ◽  
Development Agenda ◽  
Poor Women ◽  
Microfinance Institution ◽  
Self Help Groups ◽  
The Impact ◽  
Self Help Group

Women in the Indian perspective constitute a more orthodox and conservative section of society and this has been reflected throughout times immemorial. Therefore, their participation and empowerment in any walk of life are viewed as a sign of progress, particularly in the case of an economic field. The concept of SHGs has been a revolutionary breakthrough in the process of women empowerment and has resulted in their upliftment through elevating their status. Microfinance institution started in India in the 1980s through self-help groups (SHGs) model.Since then women empowerment through SHG (Self Help Group) based microfinance has been central to development agenda in India. Self-help group projects were launched by Government of India, with the financial assistance from IFAD and empower rural poor women through microfinance.This paper is an attempt to know, what is the impact SHGs as an instrument of socio-economic change through women empowerment and poverty eradication in the rural areas of Bhopal, In which microfinance plays a pivotal role.

scholarly journals Constraints Faced by the Women Self Help Groups in Nagaland and Suggest Measures to Overcome

2020 ◽  
pp. 13-18
Author(s):  
Nchumthung Murry ◽  
R. Nakhro ◽  
Sanjoy Das
Keyword(s):  
Educational Background ◽  
The Self ◽  
Self Help ◽  
Poor Women ◽  
Policy Measures ◽  
Draw Conclusion ◽  
Skill Improvement ◽  
Self Help Groups ◽  
Ranking Technique ◽  
Self Help Group

Although women Self Help Group (SHG) act as a catalyst in mobilizing poor women to attain socio and economic empowerment, it has been observed that women Self Help Group are facing various constraints which act as a barrier for many SHG to function effectively. In this context, it is important to study the nature of constraints facing by the Self Help Group and suggest suitable measure to overcome. Such, study to identify the nature and complexities of problems facing by the Self Help Group would help in strategizing policy measures for Self Help Group. Therefore, in this study attempt has been made to identify constraints faced by the Self Help Group and suggest suitable measures to overcome such constraints. The study was conducted in selected districts Nagaland. Multistage purposive random sampling was adopted for sampling 120 Self Help Groups for detailed study. Garrett’s Ranking Technique was applied for interpreting the results and to draw conclusion from the findings. From the study it was found out that the lack of technical know-how for taking up productive activities, lack of marketing facilities and inadequate loan amount which was ranked first, second respectively followed by lack of training facility for skill improvement, low social educational background of the members and delay in sanctioning loans.

scholarly journals Women Entrepreneurial Skills of Self Help Groups for Sustainable Development in Tirunelveli District

2019 ◽  
Vol 8 (4S2) ◽  
pp. 935-941
Keyword(s):  
Small Scale ◽  
Quality Level ◽  
Leadership Quality ◽  
Self Confidence ◽  
Entrepreneurial Skills ◽  
Self Help ◽  
Self Help Groups ◽  
Rural Industries ◽  
Self Help Group ◽  
General Profile

The major problem of unemployment has brought into focus the importance of small scale, agro and rural industries as well as the development of entrepreneurship in the related fields. Women in our country are playing an equally important role through development of their resource-fullness and their skills. Entrepreneurial skill of women shows the way for the empowerment of women and social justice. It facilitates the women to become economic independence, self reliance, political, social and legal awareness, self-confidence and positive attitude among the women community. The main aim of this study is to identify the general profile of Self Help Groups in Tirunelveli district and analyze the level of imperative entrepreneurial skills of members in Self Help Groups. For this, the opinion of Animators has collected from each Self Help Group towards the entrepreneurial skills of members acquired through the Group. This study shows the fact that the self confidence level and leadership quality level of members have increased after joining SHGs

A Research Study on Development of Self-Help Groups in Belgaum District

2014 ◽  
Vol 1 (1) ◽  
Author(s):  
Arjun. Y. Pangannavar
Keyword(s):  
Development Process ◽  
Research Study ◽  
Poverty Eradication ◽  
Pragmatic Approach ◽  
Self Employment ◽  
Self Help ◽  
Poor Women ◽  
Karnataka State ◽  
Self Help Groups ◽  
Self Help Group

Self-Help Group (SHG) program is a pragmatic approach to eradicate poverty. It is initiated as a self-employment program in the jargon of poverty eradication measures as well as empowerment program in the country. The SHG program was initiated in Belgaum District of Karnataka State in 2000 by the Govt. with a view to bring more poor women under this program to make them empowered politically, socially and economically. But the development of Women Self Help Groups (WSHGs) is very slow in terms of its number, membership, accumulation of funds and size of disbursement of funds among beneficiaries. There is a dire need of effective efforts from all sides to make the development process of WSHGs strong and sustainable in the district.

Mobility Towards Work and Politics for Women in Kerala State, India: A View from the Histories of Gender and Space

2010 ◽  
Vol 45 (5) ◽  
pp. 1147-1175 ◽  
Author(s):  
J. DEVIKA ◽  
BINITHA V. THAMPI
Keyword(s):  
Local Governance ◽  
Historical Analysis ◽  
Paid Work ◽  
Valuable Resource ◽  
Self Help ◽  
Poor Women ◽  
History Of ◽  
Kerala State ◽  
Gender Coding ◽  
Self Help Groups

AbstractIn this paper, historical analysis and qualitative fieldwork are combined to question the belief that recent efforts in Kerala to induct women into local governance and mobilize poor women into self-help groups implies continuity with the earlier history of women's mobility into the spaces of paid work and politics. For a longer view, the histories of gender-coding of spaces and of women's mobility into paid work and politics are examined. In the twentieth century, while the subversive potential of paid work was contained through casting it within ‘feminine terms’, politics was unquestionably ‘unfeminine space’. However, recent efforts have not advanced women's mobility in any simple sense. The subversive potential of women's mobility towards work in self-help groups is still limited. In local governance, unlike the experience of an earlier generation of women, the ability to conform to norms of elite femininity now appears to be a valuable resource.

scholarly journals Market Access and Aggregate Sale through Value Chain in Agri-Produce: The Role of Community Owned Women Association

2019 ◽  
Vol 8 (3) ◽  
pp. 8228-8232
Keyword(s):  
Value Chain ◽  
Research Study ◽  
Market Access ◽  
Agricultural Products ◽  
Group Discussions ◽  
Self Help ◽  
Poor Women ◽  
Social And Economic Development ◽  
Self Help Groups

Gram Abhyudaya Mandali (GRAM) functions as the parent NGO, conceptualizes the requirement of social and economic development of rural poor women through self-help groups. It conceptualizes, the idea of Aggregate Sell Model for its members, endeavors to create a successful platform by collective pooling and marketing and the sale of its agricultural commodities (like Soya, Paddy, and Maize), by surpassing local mediators transparently using technology. This model benefits its women service members (around 50,000) through 20 Mutually Aided Cooperative Societies (MACS) located across villages in tribal districts of Nizamabad and Adilabad of Telangana, India. The methodology adopted for research study is based on Focused Group Discussions (FGDs). FGDs were conducted and the results were analyzed. Results showed that elimination of intermediaries and adopting transparent process facilitated profitability to the members of the society. The contribution of the study is to elevate the ‘Collective Sale’ (through community owned hub point for its agricultural products), that is uniquely adopted by GRAM. This model could be either adopted or modified to other societies that are operational in rural/semiurban areas.

scholarly journals PEMBERDAYAAN MASYARAKAT MELALUI KELOMPOK SWABANTU DALAM MENGELOLA SAMPAH MENJADI APE ANAK USIA DINI

2021 ◽  
Vol 1 (1) ◽  
Author(s):  
KURNIAWAN ERMAN WICAKSONO ERMAN
Keyword(s):  
Waste Management ◽  
Educational Games ◽  
Developed Countries ◽  
Community Empowerment ◽  
Educational Game ◽  
Bivariate Analysis ◽  
Knowledge And Attitudes ◽  
Self Help ◽  
Level Of Knowledge ◽  
Self Help Groups

Waste in the most common problem in the world, not only in developin countries but also in developed countries. Waste has always been a major problem. Good knowledge of waste management followed by the attitude of parent’s who support waste management as an educational game tool is one ay to solve the waste problem. Community empoerment activities in managing waste are very helpful in overcoming waste volume accumulation. Knowing the effect of community empowerment through self-help groups on the knowledge and attitudes of parents in waste management becomes an Educational Game Tool. The study used a pre-experimental design with one group pre-test and postest approaches given to 24 respondent. The level of knowledge and attitudes in managing waste into an educational game was obtained by e questionnaire. The statistical test used Wilcoxon. The results of the bivariate analysis obtained p=0.002 which showed that there is an effect of community empowerment through self-help groups on the knowledge and attitudes of parents in processing waste into educational games. This study shows that before the waste management extension intervention was carried, 3 respondents were categorized as sufficient in attitude. And after being given the intervention, 24 respondent got a god category in knowledge, and 21 respondent were in a good category in attitude. Counseling on waste management (recycling) should be carried out regularly to assist the community in reducing waste accumulation, knowledge and attitudes in managing waste

Empowering Women and Families through Self Help Groups

2015 ◽  
pp. 1-26 ◽  
Author(s):  
Keitseope Nthomang ◽  
Dorothy Tlagae
Keyword(s):  
Poor People ◽  
Gender Inequalities ◽  
Self Help ◽  
Poor Women ◽  
The World ◽  
Grass Root ◽  
Empowerment Model ◽  
And Gender ◽  
Self Help Groups ◽  
Competent Self

The situation of women across the world is a concern for governments, donors, academics and development practitioners who have observed on-going disempowerment of women in the process of development. While much is known about women's level of disempowerment, little is known about relevant empowerment models and practical responses to address the challenges they face including feminization of poverty and gender inequalities. Project Concern International-Botswana (PCI) is implementing one empowerment model known as the Grass-Root building Our Wealth (GROW) model. The objective of this chapter is to share the experiences of poor women in Botswana who are currently using the GROW model to transform their lives. The model's vision is to build capacity of the poor into competent self-reliant individuals who will grow in confidence and seek to broaden their horizons. The task of the GROW model is to help poor people realize their potential and to take action by implementing plans that turn their empowerment dreams into reality.

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