Customer Perceptions of a Thin-Client Micro-Payment System

Author(s):  
Xiaoling Dai ◽  
John Grundy

Two fundamental payment methods exist for online information purchase: macro-payment and micro-payment. Traditional macro-payment methods, like credit and charge cards and digital currency, are suitable for large-value, low-volume transactions. However, large-volume, low-value commodities, such as discrete units of information from a website, better suit a micro-payment model. In micro-payment, customers pay for large numbers of small value goods (e.g., per-web page view) with “e-coins”, typically of very small value each. We have carried out an empirical assessment of micro-payment and macro-payment purchasing models for an online newspaper application. We report on the design of our experiment, the two kinds of micro-payment (client and server-side e-wallets) used, and customer feedback. We also carried out an assessment of customer effort and economic trade-off when using these services, and compared the results of this assessment to a survey of customers using each system. We present directions for further online payment research aiming to improve the overall satisfaction and efficiency of payment models for end users.

Author(s):  
Donald Stepich ◽  
Seung Youn (Yonnie) Chyung ◽  
Allison Smith-Hobbs

Simply put, e-learning refers to Internet-based learning. E-learning can take place by reading a piece of information, such as a Web page, or completing a package of instruction, both of which are designed to impact learning and performance (Rosenberg, 2000). E-learning has rapidly gained momentum, especially in large international companies, due to the globalization of business. Businesses in the current global economy need to provide fast-changing information to large numbers of employees and customers at dispersed locations more efficiently than ever (Rosenberg, 2000). Although traditional classroom instruction is still the primary mode for delivering training (Sugrue, 2003), e-learning enables the delivery of content to global locations in a timely manner (Hartley, 2001). Although e-learning promises learning opportunities for anyone, anytime, and anywhere, reliably producing successful learning outcomes is a challenge. Unfortunately, e-learning programs often suffer high dropout rates (Wang, Foucar-Szocki, Griffin, O’Connor, & Sceiford, 2003). There are various reasons for this, but with e-learning, “the lack of cultural adaptation is a leading reason why e-learning fails to work” (Dunn & Marinetti, n.d.). This article addresses e-learning as a method for both education and training in a global economy, and it questions how e-learning can effectively reach a multicultural audience. It provides a theoretical overview of various cultural dimensions, and addresses the importance of considering multicultural factors and strategies in the design of e-learning.


2018 ◽  
Vol 19 (1) ◽  
pp. 82
Author(s):  
Desrina Yusi Irawati ◽  
Octavia Ezrani

One of the transportation services that need quality improvement is an online motorcycle taxis. Integration Servqual and conjoint analysis in QFD process can determine the attributes of consumer needs, and technical response as an effort to improve the service motorcycle taxi online. The result of attributes combination of motorcycle taxi online service as a whole according to customer requirement are the attention of motorcycle taxi online, information system (application), waiting for the time of arrival, completeness of attribute while driving, as well as security and safety guarantee. From the result of QFD, the overall technical response that needs to be done to reach customer needs is online facility to absorb customer feedback, longer service period, and improvement of communication procedure with customers. It is formed by two segments of the customers of motorcycle taxi online namely the segment of empathy and responsiveness.


2019 ◽  
Vol 11 (1) ◽  
pp. 38-45
Author(s):  
Himawan Wijaya

The change in the behavior of internet users from using computers or laptops to mobile internet users makes changes in the way the browser and also the web pages display information. Internet users generally want a quick access time when visiting a website page to get the desired information. In the research conducted in the writing of this journal, the researchers wanted to show and explain the several important factors that influence the speed of access from a website page, as well as analyzing based on technical factors. Where the main discussion in this study will focus more on the evaluation of technical factors starting from the programming side (server side programming and client side programming) and also the design of the user interface using web pages using minify CSS along with the use of AJAX technology. The results to be achieved from this study are to identify how much influence the technical factors mentioned above have on the speed of visitor access to a web page, apart from other technical factors such as internet network speed, devices and areas where users can access website page.


2017 ◽  
Vol 23 (4) ◽  
pp. 192-197 ◽  
Author(s):  
Lori Northrup ◽  
Ed Cherry ◽  
Della Darby

Frustrated by the time-consuming process of updating subject Web pages, librarians at Samford University Library (SUL) developed a process for streamlining updates using Server-Side Include (SST) commands. They created text files on the library server that corresponded to each of 143 online resources. Include commands within the HTML document for each subject page refer to these text files, which are pulled into the page as it loads on the user's browser. For the user, the process is seamless. For librarians, time spent in updating Web pages is greatly reduced; changes to text files on the server result in simultaneous changes to the edited resources across the library's Web site. For small libraries with limited online resources, this process may provide an elegant solution to an ongoing problem.


2018 ◽  
Vol 19 (1) ◽  
pp. 82 ◽  
Author(s):  
Desrina Yusi Irawati ◽  
Octavia Ezrani

One of the transportation services that need quality improvement is an online motorcycle taxis. Integration Servqual and conjoint analysis in QFD process can determine the attributes of consumer needs, and technical response as an effort to improve the service motorcycle taxi online. The result of attributes combination of motorcycle taxi online service as a whole according to customer requirement are the attention of motorcycle taxi online, information system (application), waiting for the time of arrival, completeness of attribute while driving, as well as security and safety guarantee. From the result of QFD, the overall technical response that needs to be done to reach customer needs is online facility to absorb customer feedback, longer service period, and improvement of communication procedure with customers. It is formed by two segments of the customers of motorcycle taxi online namely the segment of empathy and responsiveness.


2021 ◽  
Author(s):  
Anne Draelos ◽  
Maxim Nikitchenko ◽  
Chaichontat Sriworarat ◽  
Daniel Sprague ◽  
Matthew D. Loring ◽  
...  

AbstractNeuroscientists now routinely record the activity of large numbers of neurons at high temporal and spatial resolution. With these capabilities comes the promise of causally intervening during these recordings by perturbing neurons or changing experimental conditions, requiring tight integration between data acquisition, analysis, and manipulation. Unfortunately, solutions for real-time interventions are rare, difficult to design and implement, and remain largely unused. Here, we introduce improv, a software platform that allows users to flexibly specify and manage adaptive experiments to integrate data collection, preprocessing, visualization, and user-defined analytics. Using improv for streaming data analysis for two photon calcium imaging and behavior we demonstrate how access to online information can be used for automated, integrated experimentation.


2021 ◽  
Vol 18 (2) ◽  
pp. 729-737
Author(s):  
Philipp A. Nauer ◽  
Eleonora Chiri ◽  
Thanavit Jirapanjawat ◽  
Chris Greening ◽  
Perran L. M. Cook

Abstract. Atmospheric trace gases such as dihydrogen (H2), carbon monoxide (CO) and methane (CH4) play important roles in microbial metabolism and biogeochemical cycles. Analysis of these gases at trace levels requires reliable storage of discrete samples of low volume. While commercial sampling vials such as Exetainers® have been tested for CH4 and other greenhouse gases, no information on reliable storage is available for H2 and CO. We show that vials sealed with butyl rubber stoppers are not suitable for storing H2 and CO due to release of these gases from rubber material. Treating butyl septa with NaOH reduced trace-gas release, but contamination was still substantial, with H2 and CO mixing ratios in air samples increasing by a factor of 3 and 10 after 30 d of storage in conventional 12 mL Exetainers. All tested materials showed a near-linear increase in H2 and CO mixing ratios, indicating a zero-order reaction and material degradation as the underlying cause. Among the rubber materials tested, silicone showed the lowest potential for H2 and CO release. We thus propose modifying Exetainers by closing them with a silicone plug to minimise contamination and sealing them with a stainless-steel bolt and O-ring as a secondary diffusion barrier for long-term storage. Such modified Exetainers exhibited stable mixing ratios of H2 and CH4 exceeding 60 d of storage at atmospheric and elevated (10 ppm) mixing ratios. The increase of CO was still measurable but was 9 times lower than in conventional Exetainers with treated septa; this can be corrected for due to its linearity by storing a standard gas alongside the samples. The proposed modification is inexpensive, scalable and robust, and thus it enables reliable storage of large numbers of low-volume gas samples from remote field locations.


2013 ◽  
Vol 742 ◽  
pp. 162-165
Author(s):  
Xi Kuan Zhang ◽  
En Yu Sun

This article through the test of impacts on mortar strength when limestone concrete recyclable micropowder replacing the cement in low volume, and analyze the phase of fired cement, then discussed the use of renewable cement. The test results showed that, with the new ground renewable micropowder replacing mortar cement, mortar strength did not decrease, but also increased, at the same time, renewable micropowder contains large numbers of CaCO3, which can be used as the raw materials of cement baking calcareous. However, the phase analysis of burning cement clinker XRD showed that the main mineral component of silicate cement clinker, which offering the feasibility strong support on cement production for the renewable micropowder.


Author(s):  
Fabio Boldrin ◽  
Chiara Taddia ◽  
Gianluca Mazzini

This article proposes a new approach for distributed computing. The main novelty consists in the exploitation of Web browsers as clients, thanks to the availability of JavaScript, AJAX and Flex. The described solution has two main advantages: it is client-free, so no additional programs have to be installed to perform the computation, and it requires low CPU usage, so client-side computation is no invasive for users. The solution is developed using both AJAX and Adobe®Flex® technologies embedding a pseudo-client into a Web page that hosts the computation. While users browse the hosting Web page, computation takes place resolving single sub-problems and sending the solution to the server-side part of the system. Our client-free solution is an example of high resilient and auto-administrated system that is able to organize the scheduling of the processes and the error management in an autonomic manner. A mathematical model has been developed over this solution. The main goals of the model are to describe and classify different categories of problems on the basis of the feasibility and to find the limits in the dimensioning of the scheduling systems to have convenience in the use of this approach. The new architecture has been tested through different performance metrics by implementing two examples of distributed computing, the cracking of an RSA cryptosystem through the factorization of the public key and the correlation index between samples in genetic data sets. Results have shown good feasibility of this approach both in a closed environment and also in an Internet environment, in a typical real situation.


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