A Study for Identifying Reasons for Low Preference of Priority Sector Lending of Indian Commercial Banks

2016 ◽  
Vol 5 (2) ◽  
pp. 21-34
Author(s):  
Neha Goyal ◽  
Rachna Agrawal ◽  
Renu Aggarwal
Keyword(s):  
Factor Analysis ◽  
Exploratory Factor Analysis ◽  
Commercial Banks ◽  
Questionnaire Data ◽  
Indian Economy ◽  
One Way Anova ◽  
Structured Questionnaire

In Indian Economy Priority Sector Lending implies giving money related help to those sectors of economy which are not getting sufficient institutional financial help. The idea of PSL has been begun since 1970s in India. It has also been observed that bank officials not prefer to give loans under PSL and customers are also facing problems while taking loan under PSL. The study found the reasons of low inclination practices of PSL among bank officials and customers. For this a review of 112 bank officials and 400 clients of various categories of PSL have been done through structured questionnaire. Data has been analyzed with the help of exploratory factor analysis and one way Anova.

Professional Stress among Junior Commissioned Officers and Non Commissioned Officers of Indian Military Intelligence – A Case Study

GIS Business ◽  
2019 ◽  
Vol 14 (6) ◽  
pp. 133-145
Author(s):  
Dr. S. S. Nirmala ◽  
Dr. N. Kogila ◽  
T. Porkodi
Keyword(s):  
Factor Analysis ◽  
Correlation Matrix ◽  
Null Hypothesis ◽  
Primary Data ◽  
Questionnaire Data ◽  
Military Intelligence ◽  
Sphericity Test ◽  
Professional Stress ◽  
Structured Questionnaire

The present study is focusing on the professional stress on organisation among the Junior Commissioned Officers (JCOs) and Non-Commissioned Officers (NCOs) of Indian Military Intelligence. 384 samples of Military Intelligence personnel will be taken for this study. Sources of data is Primary data include a structured questionnaire. Data was collected through structured questionnaire and measure through Likert’s scale, using KMO measure of sampling adequacy, Cronbach’s alpha for checking internal consistency, Bartlett sphericity test for testing the null hypothesis and various factor analysis including Eigenvalues, Extract square Sum loading, variance percent and Accumulation percent values relative comparison and Correlation matrix will be used as tools to arrive at desired results and statistical interpretations. The hypotheses put for test and the resultant values at 0.01 and 0.05 (for different factors) clearly indicated that there is an existence of association between different level of cadres and professional stress among personnel of Indian Military Intelligence. The authority who can formulate the rules and regulations and binding them on the lower cadres and professions to accept and adopt.

scholarly journals Using factor analysis to validate a questionnaire to explore self-regulation in learner-generated digital media (LGDM) assignments in science education

2019 ◽  
Author(s):  
Jorge Reyna ◽  
Jose Hanham ◽  
Panos Vlachopoulos ◽  
Peter Meier
Keyword(s):  
Factor Analysis ◽  
Digital Media ◽  
Exploratory Factor Analysis ◽  
Student Attitudes ◽  
Self Regulation ◽  
Questionnaire Data ◽  
Online Questionnaire ◽  
Future Studies ◽  
Confirmatory Factor ◽  
Practical Implications

This research is a validation study of a survey instrument to assess student self-regulation which aims to fill a methodological gap by capturing self-regulation processes while completing learner-generated digital media (LGDM) assignments. For this purpose, the study developed and validated a self-regulation learning questionnaire. Data were gathered from seven science subjects (Years 1 to 3, n = 341) which used LGDM assignments during Semester 1, 2017. Students were asked to complete a 40-item online questionnaire. The questionnaire was administered at three times during the semester (Weeks 2, 6, and 10). Exploratory factor analysis was used to identify factor structures, followed by confirmatory factor analysis to test the validity of the constructs defined by exploratory factor analysis. Analysis of the data revealed a ten-factor structure – six concerning self-regulation, two concerning student attitudes towards LGDM assignments, one concerning assignment ownership, and one concerning assignment motivation. The variables empirically verified in this study have important practical implications, as they could provide educators with the direction in which to target interventions to improve learners’ experiences with LDGM. The study findings also contribute to the field by providing scholars with a validated research instrument that can be used in future studies.

Study of Emotional Factors Influencing Professionals' Adoption to E-Payment in Sri Lanka

2019 ◽  
pp. 222-253
Author(s):  
Damith Dhanushka De Silva ◽  
Jayaranjani Sutha
Keyword(s):  
Factor Analysis ◽  
Sri Lanka ◽  
Exploratory Factor Analysis ◽  
Academic Research ◽  
Present Situation ◽  
Professional Satisfaction ◽  
Emotional Factors ◽  
Payment Methods ◽  
Factors Influencing ◽  
Structured Questionnaire

Electronic payment is widely regarded as a fund transfer between parties electronically for commercial purposes, and it is increasingly being recognized as a key competitive tool in the present situation. While businesses are focusing more on rational factors behind consumer acceptance and adoption of e-payment, academic research is lagging in investigating the emotional factors. This chapter is providing a clear background about how businesses can emotionally influence and motivate consumers to utilize e-payment methods for their day to day transactions. A sample of 460 professionals in Sri Lanka was empirically investigated with the aim of identifying the emotional factors influencing professionals to adopt and use e-payment methods. A structured questionnaire was used to collect data and the exploratory factor analysis identified that the professionals' e-payment adoption was influenced by six different emotional factors. Based on the literature these factors are innovativeness, professional satisfaction, optimism, insecurity, skepticism, and discomfort.

Study of Emotional Factors Influencing Professionals' Adoption to E-Payment in Sri Lanka

2021 ◽  
pp. 1548-1577
Author(s):  
Damith Dhanushka De Silva ◽  
Jayaranjani Sutha
Keyword(s):  
Factor Analysis ◽  
Sri Lanka ◽  
Exploratory Factor Analysis ◽  
Academic Research ◽  
Present Situation ◽  
Professional Satisfaction ◽  
Emotional Factors ◽  
Payment Methods ◽  
Factors Influencing ◽  
Structured Questionnaire

Electronic payment is widely regarded as a fund transfer between parties electronically for commercial purposes, and it is increasingly being recognized as a key competitive tool in the present situation. While businesses are focusing more on rational factors behind consumer acceptance and adoption of e-payment, academic research is lagging in investigating the emotional factors. This chapter is providing a clear background about how businesses can emotionally influence and motivate consumers to utilize e-payment methods for their day to day transactions. A sample of 460 professionals in Sri Lanka was empirically investigated with the aim of identifying the emotional factors influencing professionals to adopt and use e-payment methods. A structured questionnaire was used to collect data and the exploratory factor analysis identified that the professionals' e-payment adoption was influenced by six different emotional factors. Based on the literature these factors are innovativeness, professional satisfaction, optimism, insecurity, skepticism, and discomfort.

Consumers Satisfaction And Preference Towards Refrigerator – A Study

Think India ◽  
2019 ◽  
Vol 22 (2) ◽  
pp. 2660-2664
Author(s):  
T. SANGEETHA ◽  
M. KALYANASUNDARAM
Keyword(s):  
Correlation Analysis ◽  
Consumer Preference ◽  
Questionnaire Data ◽  
Statistical Tools ◽  
F Test ◽  
Convenience Sampling ◽  
The Relationship ◽  
One Way Anova ◽  
Structured Questionnaire

This study deals with Consumers Satisfaction and Preference towards Refrigerator. This study throws light on the differences in Satisfaction and Preference level among consumers, based on their Occupation and Income. Also the study highlights on the relationship between Satisfaction and Preference of consumers towards Refrigerator. Using a structured questionnaire data were collected from 100 respondents belonging to Tiruchirappalli city through convenience sampling. To analyze the relationship between the selected variables statistical tools like one-way ANOVA ‘f’ test and Correlation analysis were performed on the data using SPSS 22. Based on the analysis it was found that there exist a correlation between consumer Preference and Satisfaction towards Refrigerator.

scholarly journals Level of Savings among Maize Farmers in Doma Local Government Area of Nasarawa State, Nigeria

2021 ◽  
Vol 25 (1) ◽  
pp. 38-47
Author(s):  
Haruna S. Umar ◽  
Emmanuel Peter
Keyword(s):  
Local Government ◽  
Commercial Banks ◽  
Sampling Procedure ◽  
Local Government Area ◽  
Primary Data ◽  
Questionnaire Data ◽  
Savings Accounts ◽  
Multistage Sampling ◽  
Cooperative Association ◽  
Structured Questionnaire

The study examined level of savings among maize farmers in Doma Local Government Area of Nasarawa State, Nigeria. Multistage sampling procedure was used to select 80 respondents in the study area. Primary data were collected using well-structured  questionnaire. Data were analyzed using descriptive statistics and Multiple Linear Regression. The results show that half of the  respondents (50.0%) were within the age bracket of 21 - 40 years with a mean age of 42 years. Majority (83.8%) of the respondents were married. About 26.2% of the respondents had between 11 and 15 years of farming experience. More than half (56.2%) of the respondents belong to one cooperative association or another. Most of the respondents (81.2%) had access to extension contact with 46.3% of the respondents operating savings accounts with commercial banks. Household size (0.819**), farming experience (-0.589**), membership of association (-5.635**) and revenue from maize farming (0.00028**) were significant at 5% and constitute major determinants of savings in the study area. It is recommended that efforts should be made to increase earnings from maize farming through improved productivity by appropriate extension service. Also, savings with the financial institutions by the maize farmers should be encouraged through whittling down of administrative bottlenecks and, through extension of collateral-free credit facilities to them. Keywords: Savings, maize farmers, commercial banks

scholarly journals Professional Stress among Junior Commissioned Officers and Non Commissioned Officers of Indian Military Intelligence

2019 ◽  
Vol 8 (3) ◽  
pp. 5856-5862
Keyword(s):  
Factor Analysis ◽  
Internal Consistency ◽  
Correlation Matrix ◽  
Null Hypothesis ◽  
Primary Data ◽  
Questionnaire Data ◽  
Military Intelligence ◽  
Sphericity Test ◽  
Professional Stress ◽  
Structured Questionnaire

The present study focuses on the professional stress on work places among the Junior Commissioned Officers (JCOs) and Non-Commissioned Officers (NCOs) of Military Intelligence of Indian Army. 384 samples of Military Intelligence personnel will be taken for this study. Sources of data is Primary data include a structured questionnaire. Data was collected through structured questionnaire and measure through Likert’s scale, using KaiserMeyer-Olkin measure of sampling adequacy, Cronbach’s alpha for checking internal consistency, Bartlett sphericity test for testing the null hypothesis and various factor analysis including Eigenvalues, Extract square Sum loading, variance percent and Accumulation percent values relative comparison and Correlation matrix will be used as tools to arrive at desired results and statistical interpretations. The hypotheses put for test and the resultant values at 0.01 and 0.05 (for different factors) clearly indicated that there is an existence of association between different level of cadres and professional stress among personnel of Indian Military Intelligence. The authority who can formulate the rules and regulations and binding them on the lower cadres and professions to accept and adopt.

Measuring Impact of Stress in Sandwich Generation Caring for Demented Parents

GeroPsych ◽  
2014 ◽  
Vol 27 (4) ◽  
pp. 171-179 ◽  
Author(s):  
Laurence M. Solberg ◽  
Lauren B. Solberg ◽  
Emily N. Peterson
Keyword(s):  
Factor Analysis ◽  
Exploratory Factor Analysis ◽  
Social Worker ◽  
Resource Availability ◽  
Well Being ◽  
Sandwich Generation ◽  
Item Questionnaire ◽  
Significant Difference ◽  
Adult Caregivers ◽  
The Impact

Stress in caregivers may affect the healthcare recipients receive. We examined the impact of stress experienced by 45 adult caregivers of their elderly demented parents. The participants completed a 32-item questionnaire about the impact of experienced stress. The questionnaire also asked about interventions that might help to reduce the impact of stress. After exploratory factor analysis, we reduced the 32-item questionnaire to 13 items. Results indicated that caregivers experienced stress, anxiety, and sadness. Also, emotional, but not financial or professional, well-being was significantly impacted. There was no significant difference between the impact of caregiver stress on members from the sandwich generation and those from the nonsandwich generation. Meeting with a social worker for resource availability was identified most frequently as a potentially helpful intervention for coping with the impact of stress.

The Hierarchical Model of Exercise Dependence

2015 ◽  
Vol 36 (4) ◽  
pp. 247-257 ◽  
Author(s):  
Gayatri Kotbagi ◽  
Laurence Kern ◽  
Lucia Romo ◽  
Ramesh Pathare
Keyword(s):  
Factor Analysis ◽  
Confirmatory Factor Analysis ◽  
Physical Exercise ◽  
Exploratory Factor Analysis ◽  
Convergent Validity ◽  
Large Population ◽  
Assessment Tools ◽  
Negative Consequences ◽  
Confirmatory Factor ◽  
Preliminary Version

Abstract. Physical exercise when done excessively may have negative consequences on physical and psychological wellbeing. There exist many scales to measure this phenomenon. The purpose of this article is to create a scale measuring the problematic practice of physical exercise (PPPE Scale) by combining two assessment tools already existing in the field of exercise dependency but anchored in different approaches (EDS-R and EDQ). This research consists of three studies carried out on three independent sample populations. The first study (N = 341) tested the construct validity (exploratory factor analysis); the second study (N = 195) tested the structural validity (confirmatory factor analysis) and the third study (N = 104) tested the convergent validity (correlations) of the preliminary version of the PPPE scale. Exploratory factor analysis identified six distinct dimensions associated with exercise dependency. Furthermore, confirmatory factor analysis validated a second order model consisting of 25 items with six dimensions and four sub-dimensions. The convergent validity of this scale with other constructs (GLTEQ, EAT26, and The Big Five Inventory [BFI]) is satisfactory. The preliminary version of the PPPE must be administered to a large population to refine its psychometric properties and develop scoring norms.

Subclinical Sadism and the Dark Triad

2019 ◽  
Vol 40 (3) ◽  
pp. 127-133 ◽  
Author(s):  
Laura K. Johnson ◽  
Rachel A. Plouffe ◽  
Donald H. Saklofske
Keyword(s):  
Factor Analysis ◽  
University Students ◽  
Personality Traits ◽  
Exploratory Factor Analysis ◽  
Convergent Validity ◽  
Dark Triad ◽  
Antisocial Personality ◽  
Factor Solution ◽  
Online Study ◽  
Antisocial Personality Traits

Abstract. The Dark Triad is a constellation of three antisocial personality traits: Machiavellianism, narcissism, and psychopathy. Recently, researchers have introduced a “Dark Tetrad” that includes subclinical sadism, although others suggest considerable overlap between psychopathy and sadism. To clarify the position of sadism within the Dark Triad, an online study was conducted with 615 university students. Exploratory factor analysis revealed that a six-factor solution fit the data best, representing Machiavellianism, psychopathy, physical sadism, verbal sadism, narcissism, and vicarious sadism. Furthermore, convergent validity was supported through sadism’s correlations with the HEXACO personality traits. The results support sadism’s inclusion within the Dark Tetrad as a unique construct but with some conceptual overlap with psychopathy.

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