Electronic Payment Systems Evaluation

Author(s):  
Derek Peterson ◽  
Caroline Howard

As e-commerce is increasingly critical to organizational survival in the 21st century global marketplace, business organizations are challenged with selecting the best payment alternatives to meet both their requirements and the needs of their customers. This paper develops and validates a performance-based tool, the Electronic Payment Efficacy Quotient (EPEQ), designed to assist merchants in selecting the appropriate EPS and measuring effectiveness. The research aims at addressing the need for EPS research to aid merchant selection and use of EPS. The paper presents the case study of a single source Internet Service Provider (ISP), which was analyzed to determine merchant’s needs regarding EPS and develop measures. Historical data was then used to determine and test the validity of the most effective alternative measures. The paper concludes with recommendations for future research to assist in optimizing merchant use of EPS.

2021 ◽  
pp. 118-128
Author(s):  
Tetiana ZATONATSKA ◽  
Olena VOLVACH

Introduction. Today, almost the only industry in the country that Ukraine can really be proud of and which is considered one of the most technologically advanced in the world is the development of card technologies, payment technologies and card infrastructure. The purpose of the article is to analyze the current state of electronic payment systems in Ukraine and highlight development trends. Results. The modern fintech directions in Ukraine are analyzed and examples of the impact of COVID-19 on the market of electronic payment systems for the last period are given. A number of trends are highlighted for further research in the field of electronic payment systems, which are now quite promising. Perspectives. Given the significant increase in non-cash payments, the problem of developing financial technologies and spreading awareness among the population has become especially urgent. It is necessary to improve not only the financial technologies themselves, but also the ways of providing them to clients and promoting modern financial technologies. Electronic payment systems can still be considered one of the most promising areas for future research.


2021 ◽  
Author(s):  
◽  
Oliver Pol

<p>This thesis examines the presentation of management theories in textbooks, focusing on groupthink as an indicative case. The groupthink theory warns that positive consensus leads to the exclusion of other ideas, with potentially disastrous results. It is credited to the psychologist Irving Janis, but William H. Whyte Jr. used the phrase groupthink in 1952, nineteen years before Janis’ first usage. I ask how this happened - why do most textbooks credit Janis if he did not create the term? To answer this, the study takes a critical view of management’s dissemination of knowledge. A critical study acknowledges that all knowledge is subjective, and no interpretation can precisely represent the past. The primary method was the collection historical data primarily composed of textbooks, academic studies, and journal articles. This data represents the primary work of Whyte and Janis regarding groupthink, and their representation elsewhere. This allows for the construction of a ‘counter-history’ to the accepted version of history where Janis is groupthink’s creator. My findings demonstrate a clear shift within management history, discovering early evidence of Whyte’s groupthink being embraced by prominent writers, followed by a gradual marginalisation of Whyte’s contribution. This was due in part to Janis’ sudden popularity but it is evident that management studies deliberately moved away from questions of conformity asked by Whyte and peers in the 1950s. I also found that Whyte himself moved away from the groupthink terminology, rebadging the same concept as ‘the organization man’. These findings contribute a new case study to the field of management literature calling for the importance of directly embracing history. It also makes a case for textbooks as a study’s primary form of data. Future research can further explore the extent of the continued relevance of William H. Whyte’s ideas in a modern context.</p>


2019 ◽  
Vol 38 (1) ◽  
pp. 87-100
Author(s):  
Ihor Kozak ◽  
Ivan Balaniuk ◽  
Diana Szelenko ◽  
Sergiy Balaniuk ◽  
Hanna Kozak

AbstractThe study was conducted within the actual area of Krempna commune in Jaslo county Podkarpackie voivodeship in Poland. Historical data and maps were analysed using the ArcGIS 10.3 program. The changes in the number of villages, householders and human population were presented. Religious composition for the year 1785 and ethnic composition for the year 1939 were evaluated. Only in the case of Ukrainian population, the Moran’s test has shown dispersed distribution (Index Moran’s for Ukrainians = −0.478664; Z = −1.684100; P = 0.092162). The total number of householders increased from 915 in the year 1785 to 1,409 householders in the year 1939 and decreased to 349 in the year 1965 and 333 in the year 2018. The traditional village system (TVS) of Krempna commune was depopulated after World War II. As a result, the agricultural abandonment and forest succession developed. Class area (CA) of settlements decreased from 1174.02 ha in the year 1939 to 248.13 ha in the year 1965 and 240.2 ha in the year 2018, and CA of forests increased from 7,268.20 ha in the year 1939 to 15,465.20 ha in the year 1965 and 15,841.3 ha in the year 2018. Villages that had begun the core of TVS together with tserkvas and chapels in the centre of village, roadside crosses and traditional private farms were lost. The scale and results of such changes are interesting for future research, mainly in terms of change in TVS infrastructure and culture.


2020 ◽  
Author(s):  
Aljona Zorina ◽  
William H. Dutton

This paper focuses on how digital innovation develops in ecologies of distributed heterogeneous actors with contesting logics, diverse technologies, and various forms of orchestrations. Drawing on the insights from emerging theories of digital innovation augmented by an institutional logics perspective, we examine a case study of how residential internet infrastructure was shaped over 20 years by the interplay of self-organized residential communities, corporate internet service providers (ISPs), and a state ISP. Our analysis of this case leads to the identification of four types of interactions that shape the trajectories of digital infrastructure development beyond direct actor interplays and competitive or collaborative relationships. We label these interactions symbiotic generative, symbiotic mutualistic, parasitic complementary, and parasitic competitive and explain the processes and conditions of their development and their innovation outcomes. Drawing on these findings, we develop a model of symbiotic and parasitic interactions shaping digital infrastructure development and identify key characteristics of the ecologies where these emerge. The case study and the model that emerged aim to contribute to the growing field of research on complex and nonlinear paths of digital innovation development constituted by the dynamics of its distributed agency. The article concludes by highlighting avenues for future research.


2018 ◽  
Vol 6 (2) ◽  
pp. 47
Author(s):  
Kulwa Mangana ◽  
Mangasini Katundu

The era of rapid growth of the internet has witnessed the exponential growth of electronic payment systems (EPS); consequently, business transactions are constantly shifting from cash-based to electronic-based system. This paper is a product of a research conducted to explore factors that could influence effective adoption and implementation of the EPS among hospitals in Tanzania and the challenges associated with its adoption. The study used the KCMC as a case in point. The case study design was used. In this study we sampled 152 respondents randomly who included clients at the outpatient clinics of the hospital. The data were gathered using a structured questionnaire consistent with the Technology Acceptance Model (TAM). The findings suggest that the majority of the clients preferred to use EPS whereas, intention to use EPS, previous experience in the use of EPS, and being banked were significant factors influencing both preference of EPS and intention to use EPS. It is recommended that in order to hasten adoption of EPS in Tanzania it is important to address the identified barriers and also to encourage clients to keep their money in and use the services of banks.


2021 ◽  
Author(s):  
◽  
Oliver Pol

<p>This thesis examines the presentation of management theories in textbooks, focusing on groupthink as an indicative case. The groupthink theory warns that positive consensus leads to the exclusion of other ideas, with potentially disastrous results. It is credited to the psychologist Irving Janis, but William H. Whyte Jr. used the phrase groupthink in 1952, nineteen years before Janis’ first usage. I ask how this happened - why do most textbooks credit Janis if he did not create the term? To answer this, the study takes a critical view of management’s dissemination of knowledge. A critical study acknowledges that all knowledge is subjective, and no interpretation can precisely represent the past. The primary method was the collection historical data primarily composed of textbooks, academic studies, and journal articles. This data represents the primary work of Whyte and Janis regarding groupthink, and their representation elsewhere. This allows for the construction of a ‘counter-history’ to the accepted version of history where Janis is groupthink’s creator. My findings demonstrate a clear shift within management history, discovering early evidence of Whyte’s groupthink being embraced by prominent writers, followed by a gradual marginalisation of Whyte’s contribution. This was due in part to Janis’ sudden popularity but it is evident that management studies deliberately moved away from questions of conformity asked by Whyte and peers in the 1950s. I also found that Whyte himself moved away from the groupthink terminology, rebadging the same concept as ‘the organization man’. These findings contribute a new case study to the field of management literature calling for the importance of directly embracing history. It also makes a case for textbooks as a study’s primary form of data. Future research can further explore the extent of the continued relevance of William H. Whyte’s ideas in a modern context.</p>


2012 ◽  
Vol 4 (3) ◽  
pp. 120-127 ◽  
Author(s):  
Shiva Zokaee ◽  
Mostafa Ghazizadeh .

As moving businesses from face-to-face trading, mail order and telephone order to electronic commerce over open networks such as the Internet, there be an exponentially growth in electronic payment transactions. Therefore, monitoring and evaluating the current electronic payment systems greatly affects the efficiency of money transactions, trades and, finally, the overall economy of the countries. In this paper, the Iranian e-payment systems are examined as a special case. The aim is to examine and evaluate the current epayment systems, and rank they based on the experts opinions. Considering the nature of the gathered data, the analytic hierarchy process (AHP), as a decision-making method, is used to evaluate the data. The findings of this research are intended to be useful for both academic researchers and companies planning to adopt or to improve an electronic payment system.


1994 ◽  
Vol 6 (1) ◽  
pp. 52-58 ◽  
Author(s):  
Charles Anderson ◽  
Robert J. Morris

A case study ofa third year course in the Department of Economic and Social History in the University of Edinburgh isusedto considerandhighlightaspects of good practice in the teaching of computer-assisted historical data analysis.


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