scholarly journals Enhancing Roles of Banks and the Comparison of Market Risk and Risk Policy Implications in Group of Listed Vietnam Banks During 2 Stages: Pre and Post-Low Inflation Period

2021 ◽  
Vol 11 (2) ◽  
pp. 1723-1735
Author(s):  
Phung Tran My Hanh

By classifying period 2011-2020 into 2 stages: pre-low (L) inflation stage (2011-2015) and post-low inflation stage (2015-2020), we can compare market risk in total 7 listed big banks in Vietnam including: Previous SOEs banks (including VCB and CTG) and Previous Private banks (including STB, SHB, NVB, EIB and ACB). Authors then use combination of quantitative methods (statistics, calculation formulas) and qualitative methods including synthesis, inductive and explanatory methods, esp. Authors use comparison methods for analyzing and evaluating beta CAPM (Stand for market risk) of banks in 2 special stages. The research findings tell us that In groups of banks (SOEs previously) VCB and CTG we find out: beta mean GAP of CTG higher than beta mean GAP of VCB case (0.24 > 0.19), and GAP of beta mean is positive in this case for both periods. In groups of joint stock banks (private banks) SHB, STB, NVB, ACB and EIB we figure out: beta mean GAP of STB is the highest (0.68) while only 1 case SHB, in which beta mean GAP is negative (-0.26). Besides, this study also give out recommendations for risk policy implications for bank system and for the country.

2021 ◽  
Vol 11 (2) ◽  
pp. 315-326
Author(s):  
Nguyen Ngoc Thach ◽  
Dinh Tran Ngoc Huy ◽  
Le Ngoc Nuong

This study uses weekly data from listed banks system on Vietnam stock exchange into 2 groups: group 1: previous Private banks (including Saigon Hanoi Bank-SHB, Eximbank-EIB, Navibank-NVB, Sacombank-STB and Asia Commercial Bank-ACB), and group 2: Previous SOEs banks (including Vietcombank-VCB and Vietinbank-CTG). We called the period 2011-2015 as pre- low (L) inflation period. After global crisis 2008-2009, Banks in Vietnam both enhance risk management mechanisms and contribute to community activities over years. This study mainly use combination of quantitative methods (statistics, calculation formulas) and qualitative methods including synthesis, inductive and explanatory methods. The research findings tell us that mean of beta CAPM values in group 2 is (<) lower than 1. While that of beta in group 1 is higher than 1 (in case of EIB, NVB and SHB). Besides, this study also give out recommendations for enhancing risk management system of Vietnam banks in future and give out directions or implications for banking policies.


2020 ◽  
Vol 23 (04) ◽  
pp. 2050029
Author(s):  
Nguyen Ngoc Thach ◽  
Nguyen Van Bao ◽  
Dinh Tran Ngoc Huy ◽  
Bui Dan Thanh ◽  
Le Thi Viet Nga ◽  
...  

The Vietnam economy has gained lots of achievements after the financial crisis 2007–2011, until it reached a low inflation rate of 0.6% in 2015. This paper measures the volatility of market risk in Vietnam banking industry after this period (2015–2017). The main reason is the vital role of the bank system in Vietnam in the economic development and growth in recent years always goes with risk potential and risk control policies. This research paper aims to figure out the increase or decrease in the market risk of Vietnam banking firms during the post-low inflation period 2015–2017. First, by using the quantitative combined with comparative data analysis method, we find out the risk level measured by equity beta mean in the banking industry is acceptable, although it is little higher than ([Formula: see text]) 1. Then one of its major findings is the comparison between risk level of banking industry during the financial crisis 2007–2009 compared to those in the post-low inflation time 2015–2017. In fact, the research findings show us market risk level during the post-low inflation time has increased much. We compare beta in two periods because we want to figure out the reason underlying the fact beta has increased. One of the reasons is that the accumulated banking risks during the longer time and criteria to meet Basel 2 have been partially contributing to increasing market risk. Finally, this paper provides some ideas that could provide companies and government more evidence in establishing their policies in governance. This is the complex task but the research results show us warning that the market risk might be higher during the post-low inflation period 2015–2017. Our conclusion part will recommend some policies and plans to deal with it.


Caderno CRH ◽  
2019 ◽  
Vol 32 (87) ◽  
pp. 609
Author(s):  
Fabio M. Serrano Pucci ◽  
Maura P. B. Véras

<p>Este artigo tem como objetivo refletir sobre a questão da moradia entre imigrantes bolivianos em São Paulo, buscando investigar até que ponto existe uma correlação entre a “ilusão do provisório” – inerente à condição do imigrante (Sayad, 1998) – e as formas precárias de habitar na cidade. Tais formas podem ser definidas como moradias da pobreza e (ou) “nomadismo urbano” (Véras, 2003b; 2016a). A pesquisa, utilizando-se da combinação de método qualitativo, pelas entrevistas com bolivianos (nos bairros do Brás e Grajaú), e o quantitativo, por meio de levantamento dos dados de Censos Demográficos do IBGE, indica uma interdependência entre as formas precárias de habitar dos bolivianos e a ideia de provisoriedade que eles têm de sua permanência no país.</p><p> </p><p>TEMPORARY HOUSING AMONG BOLIVIANS IN SÃO PAULO: ambiguity and contingency</p><p>This article approaches the housing conditions of Bolivian immigrants in São Paulo, inquiring to what extent there is a correlation between the “illusion of the provisional” – which is inherent to the immigrant’s condition (Sayad, 1998) – and the precarious housing solutions of these immigrants in the city, which can be defined as home of poverty and (or) “urban nomadism” (Véras, 2003b; 2016a). Both qualitative methods (mainly composed by interviews conducted with Bolivians in the districts of Brás and Grajaú) and quantitative methods (mainly composed by the study of the Demographic Census of IBGE) were used. The research findings show interdependence between the precarious housing solutions of these immigrants and the idea that they will only stay provisionally in this country.</p><p>Keywords: Immigration. Bolivians. City. Housing. Provisional.</p><p> </p><p>LOGEMENT PROVISOIRE PARMIS LES BOLIVIENS À SÃO PAULO: ambiguité et contingence</p><p>Cet article vise à refléchir sur la question du logement parmi les immigrés boliviens à São Paulo, cherchant à déterminer dans quelle mesure il existe une corrélation entre “l’illusion du provisoire” inhérente à la condition de l’immigré (Sayad, 1998) et les formes précaires du logement dans la ville – des formes qui peuvent être définies comme des habitations de pauvreté et (ou) “ nomadisme urbain” (Véras, 2003b, 2016a). La recherche, en utilisant la combinaison de la méthode qualitative, des entretiens avec des Boliviens (dans les quartiers de Brás et Grajaú), et l’enquête quantitative des données du recensement démographique de l’IBGE, indique une interdépendance entre les formes précaires d’habiter des Boliviens et l’idée de leur présence provisoire ou temporaire dans le pays.</p><p>Mots Clés: Immigration. Boliviens. Ville. Logement. Provisoire.</p>


2016 ◽  
Vol 33 (33) ◽  
pp. 55-70
Author(s):  
Zbigniew Głąbiński

Abstract Issues concerning seniors’ participation in tourism have been of increasing interest to many researchers. This results from their dynamic growth in the world’s most developed societies which, together with cultural changes, contributes to greater participation in various forms of tourism. So far, this phenomenon has been examined by applying quantitative methods, surveys being the most common. Some researchers state that qualitative methods may also be of great use in the analysis of tourist behaviour. Therefore, this article aims at presenting the methodological conditions of participant observation as a qualitative method for analysing such behaviour. Its use is exemplified by research findings on Polish seniors conducted among participants of package tours to various European countries. It presents observations concerning their behaviour in both time and space. Special attention was paid to seniors’ motives and the forms of tourism those motives led to.


2021 ◽  
Vol 11 (2) ◽  
pp. 531-546
Author(s):  
Vu Quynh Nam ◽  
Dinh Tran Ngoc Huy ◽  
Nguyen Tien Dung

As fast growth of Vietnam banks going with risk policies, We categorize listed banks on Vietnam stock exchange into 2 groups: Previous SOEs banks (including Vietcombank and Vietinbank) and Previous Private banks (including SHB, EIB and ACB). Authors then use combination of quantitative methods (statistics, calculation formulas) and qualitative methods including synthesis, inductive and explanatory methods. The research findings tell us that In groups of banks (SOEs previously) VCB and CTG we find out: G and Risk free rate (Rf) have higher impacts on beta CAPM, for internal factors. While In groups of joint stock banks (private banks) SHB, ACB and EIB we figure out: exchange rate and SP500 have higher impacts on beta CAPM, for external factors. Besides, this study also give out recommendations for enhancing socio-economic roles of Vietnam banks in future and give out directions or implications for socio-economic policies.


Author(s):  
Ann Oakley

The Social Support and Pregnancy Outcome study used both quantitative and qualitative methods. The previous chapters concentrated on qualitative, case oriented descriptions of the processes of carrying out the study. This chapter is occupied with the quantitative angle, describing the way in which quantitative research ‘findings’ were generated in the analysis phase of the study, and at the same time taking a self-critical look at some of the epistemological assumptions built into the notion of quantitative methods. The chapter focuses on the example of birthweight because of the ideological and moral importance attached to birthweight within the medical frame of reference and thus, via the medicalization of culture, within the moral frame of reference used to define women's position as mothers.


1972 ◽  
Author(s):  
Harold H. Kassarjian ◽  
John G. Myers ◽  
Monroe P. Friedman ◽  
Rudolph G. Mortimer ◽  
Helen E. Nelson ◽  
...  

Sains Insani ◽  
2017 ◽  
Vol 2 (2) ◽  
pp. 81-87
Author(s):  
Nurul Haniza Samsudin ◽  
Puteri Roslina Abdul Wahid ◽  
Salinah Ja’afar ◽  
Mohammad Tawfik Yaakub

This article discusses the reading cognitive ability in Malay Language learning among remedial education children. The cognitive ability among these children was tested based on several reading aspects which include the skills of recognizing or detecting, understanding, and applying as outlined in Bloom’s Taxonomy. This research utilized both the quantitative and qualitative methods in collecting the data. The subjects selected involved eight Standard Three students who were undergoing the remedial class in Puchong, Selangor. The instruments used included both oral and non-oral tests. The research findings indicate that the ability to apply appears to be the most acquired cognitive skill among the subjects (99.58%), followed by the abilities to understand (95.36%), and to remember (95.8%). These findings portray that special remedial children’s cognitive ability level is not only measured from the aspect of reading fluency, but also their abilities in recognizing letters, understanding letter sounds, and applying grammar skills. Keywords: cognitive ability, Malay Language learning, remedial education children ABSTRAK: Makalah ini membicarakan tentang tahap keupayaan kognitif bacaan dalam pembelajaran bahasa Melayu kanak-kanak pemulihan khas. Keupayaan kognitif dalam kalangan kanak-kanak pemulihan khas diuji berdasarkan aspek bacaan, iaitu dengan mengaplikasikan kemahiran mengenal pasti, memahami, dan mengaplikasi seperti yang terdapat dalam Taksonomi Bloom. Kajian ini juga menggunakan kaedah kuantitatif dan kualitatif dalam pengumpulan data. Subjek yang dipilih merupakan lapan orang pelajar darjah tiga yang mengikuti kelas pemulihan khas di Puchong, Selangor. Instrumen yang digunakan ialah ujian lisan dan bukan lisan. Dapatan kajian ini menunjukkan bahawa keupayaan mengaplikasi merupakan keupayaan yang paling dikuasai oleh subjek kajian dalam kemahiran kognitif, iaitu sebanyak 99.58 peratus, diikuti oleh keupayaan memahami 95.36 peratus, dan keupayaan mengingat 95.8 peratus. Dapatan kajian ini menunjukkan bahawa tahap keupayaan kognitif kanak-kanak pemulihan khas bukan hanya diukur daripada kelancaran bacaan sahaja, malah keupayaan mengenal pasti huruf, memahami bunyi huruf, dan mengaplikasi tatabahasa turut diambil kira. Kata kunci: kognitif bacaan, kanak-kanak pemulihan khas, pembelajaran bahasa Melayu


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