scholarly journals Financial Inclusion of Marginalised Communities: A Study on Fisher Households in Kerala

2019 ◽  
Vol 8 (1) ◽  
pp. 35-40
Author(s):  
L. F. Sunitha

Kerala, southern fringe of India has different story of development from the rest of Indian states. The implementation of different policies by the government has been resulted in the betterment of different marginalized communities, especially in the case of women empowerment. For women empowerment, state government has initiated many programs with the support of other local bodies including government and non-government organizations like Kudumbashree program, Gender park etc. It has created many opportunities for women to come forward to mainstream of the society and engaging in many public activities. This paper is an attempt to look at state sponsored program for fisher women empowerment called ‘Society for Assistance to Fisherwomen’ (SAF), for uplift of fisherwomen, with the support of both secondary material and ground reality. This paper also discusses about the need for an alternative model for the development of the marginalized fisher households sector.

2017 ◽  
Vol 5 (7) ◽  
pp. 140-150
Author(s):  
Sayyid Abdulla Shakir

Kerala, southern fringe of India has different story of development from the rest of Indian states. The implementation of different policies by the government has been resulted in the betterment of different marginalized communities, especially in the case of women empowerment. For women empowerment, state government has initiated may programs with the support of other local bodies including government and non-government organizations like Kudumbashree program, Gender park etc. It has created many opportunities for women to come forward to main stream of the society and engaging in many public activities. This paper is an attempt to look at state sponsored program for fisher women empowerment called ‘Society for Assistance to Fisherwomen’ (SAF), for uplift of fisherwomen, with the support of both secondary material and ground reality. This paper also discusses about development model of Kerala with special focus on women empowerment.


Author(s):  
Shalakha Rao ◽  
Shivani Kushwaha

The connection between poverty and women's lack of power over resources and decision-making has now caught the attention of policymakers in government and mainstream development all over the world. Women empowerment issues perceived nationally or locally are being addressed by both state and non-state agencies. Beside the government intervention, NGOs are implementing various types of Women Empowerment Programmes including IG Programmes. Women Empowerment Programmes in India include livelihood support Programme, rehabilitation and job placement for rescued women, safe motherhood Programme and so forth. In spite of involvement of various NGOs in women empowerment through Income Generation and Skill Development Programmes, the status of women is still not satisfactory in India as various official as well as unofficial reports claim and the outcomes against the stated objectives of the NGOs' Women Empowerment Programmes are often questioned. Therefore, the present study is focused in assessing the impact of IG Programmes run by non-government organizations in empowering women. The researcher hypothesizes that IG Programme with its components viz., skill training, resource inputs of loan and equipment help to increase income to the women through independent business or work in the related field; the increased income lessens their dependence on family heads and enables to spend for personal expenses; gives them certain freedoms as individuals; enables them to contribute to family affairs financially, which creates an environment in the family in favor or the women to accept her views and participation in family matters like education, marriage, purchase etc.


2018 ◽  
Vol 9 (3) ◽  
pp. 448-456 ◽  
Author(s):  
Mohamed Asmy Bin Mohd Thas Thaker ◽  
Anwar Allah Pitchay

PurposeThis paper aims to attempt to offer a viable alternative model of source of financing to develop waqf land, which is known as crowdfunding-waqf model (CWM). Design/methodology/approachThe extant literature on the financing constraints faced by waqf institution in developing waqf land, and crowdfunding have been reviewed critically and used in the attempt of proposing an alternative model. FindingsThe paper has developed CWM as a source of financing for waqf institution in Malaysia. This model is expected to provide waqf institution in Malaysia to meet their liquidity constraint in developing waqf land. It also involves an involvement of crowdfunding platform. Research limitations/implicationsThe paper is based on conceptual explorations of literature in the area of waqf and crowdfunding. This is a conceptual paper, so it did not use any empirical analysis. Practical implicationsThe findings of this paper will provide waqf institution with an alternative source of financing to develop waqf land. The present study also has implications for government and policymakers. By involving crowdfunding, it helps the government to reduce its expenses for the development of waqf land in Malaysia. Originality/valueThis paper offers an additional literature on waqf and crowdfunding especially from the Malaysian context. The paper proposes a viable alternative model for waqf institution as a source of financing by using crowdfunding, to develop waqf land. This model incorporates donation-based crowdfunding model and reward-based crowdfunding model. This model is different with the existing way of raising Cash waqf, which is conducted also via online basis by financial institutions and state government agencies. Later, the collected Cash waqf fund is transformed into illiquid assets such as building of hospitals, educational institutions and purchasing machinery and assets. However, the nature of proposed model in this study is to assist waqf institution to develop waqf land. Crowdfunding model is used to raise fund to develop waqf land in Malaysia. The fund collected via crowdfunding model is based on donation and reward based, not based on the nature of Cash waqf.


Author(s):  
P. Raha

Patachitra is a form of folk painting, popular mainly in the Indian states of West Bengal and Odisha. It is done on cloth by the natural pigments and homemade adhesives. Patachitra is considered as one of the most important ethnic traditions of India. The simplicity and the highly stylized coordination of bold lines and bright colours of Patachitra and its narrative approach of storytelling may attract any of the artists and art researchers. It was considered as a dying tradition. In the recent years, by the support of several government and social organizations, the art has revived. Through their effective initiatives the new generation of the Patuas (Who creates Patachitras) are getting new platform to be recognized for their hereditary skill and new marketplace to sell their work. Nayagram is a village of the Indian state of West Bengal. All the residents of Nayagram are Patuas. This place is getting popularity for the artistic talent of its people, by the support of the government and social organizations. This research paper is trying to identify the means of development for this kind of ethnic art and artists by studding Nayagram as a model. It is mainly a field work based study to know the on ground reality. Shyamsudar Chitrakar, a veteran Patua of Nayagram was interviewed to learn the real history of Nayagram. On the other hand the young talented woman Patua, Sonia Chitrakar was interviewed to know how she is approaching towards the future betterment of this traditional art form and the and her struggle as a woman belonging from such a marginal community. After compiling their inputs with the other information about the village from both the primary and literary sources the research finds the first four families of Patuas of Nayagram who were given land to live by Gunadhar Bishal, a wealthy farmer who was a lover of art as well. Gradually their relatives (Patuas) also started to come to live at Nayagram. Thus the place was identified by the government and social workers as the place of Patuas and the art of Patachitra. This Paper deliberates the initiatives to identify the challenges and prescribes probable solutions to develop other dying ethnic traditions in the world after studding Nayagram as a model of development. Статья посвящена патачитре — виду народной живописи, популярной, в основном, в индийских штатах Западная Бенгалия и Одиша. Она выполняется на ткани с помощью натуральных пигментов и самодельных клеев. Патачитра считается одной из важнейших этнических традиций Индии. Простота, тонкая стилизация, сочетание смелых линий и ярких цветов патачитры, а также ее повествовательность привлекают многих художников и исследователей искусства. Патачитра считалась умирающей традицией, но в последние годы при поддержке ряда государственных и общественных организаций это искусство возродилось, а новое поколение художников-патуа получило признание своих традиционных ремесел и новые рынки для продажи своих работ. В данной работе делается попытка определить пути развития этого вида этнического искусства на примере деревни Наяграм в Западной Бенгалии, жителями которой являются патуа. Статья основана на полевых исследованиях и экспертных интервью с жителями деревни. Обсуждаются инициативы по выявлению имеющихся проблем и предлагаются возможные решения для развития других исчезающих этнических традиций в мире.


Author(s):  
Arun Mitra ◽  
Abhijit P Pakhare ◽  
Adrija Roy ◽  
Ankur Joshi

The Government of India in networks with its state government has implemented the epidemic curtailment strategies inclusive of case-isolation, quarantine and lockdown in response to ongoing novel coronavirus (COVID-19) outbreak . In this manuscript we attempt to estimate the effect of these steps across ten Indian states using crowd-sourced data. The chosen transmission parameters are -reproduction number (R0), doubling time and growth rate during the early epidemic phase (15 days into lockdown) and 30 days into lockdown (23rd April 2020) through maximum likelihood approach. The overall analysis shows the decreasing trends in reproductive numbers and growth rate (with few exceptions) and incremental doubling time. The curtailment strategies employed by the Indian government seemed to be effective in reducing the transmission parameters of the COVID-19 epidemic. The effective reproductive numbers are still higher above the threshold of 1 and the resultant absolute numbers tend to be exponentiating fundamentally. The curtailment strategy thus may take into account these findings while formulating further course of actions.


2020 ◽  
Vol 17 (2) ◽  
pp. 63
Author(s):  
ROHASLINDA BINTI RAMELE ◽  
YAMAZAKI JUICHI ◽  
MD NAJIB IBRAHIM ◽  
LILIS SHEREENA SAFIEE

This study aims to clarify regulations used among each type of registered and unregistered Malaysian homestays and to reveal issues arose regarding the implemented regulations. Selected homestays that are established by the government organizations and individuals were investigated to carry out the comparison on each homestay. Host families and persons in charge of the Ministry of Tourism, Arts and Culture (MOTAC), the Ministry of Agriculture (MOA), and the Ministry of Rural and Regional Development (MRRD) were also interviewed. Findings showed that there is only one guideline used for all types of homestays in Malaysia, which is the Malaysia Homestay Registration Guideline, established by MOTAC. MOTAC has also been selected as a leader of homestays in the Southeast Asian countries by the ASEAN Secretariat; therefore, the ASEAN Homestay Standard is also being referred. However, the implementation of this guideline and standard among other homestays unregistered with MOTAC (homestays established by MOA, MRRD, and individuals) is not compulsory, although encouraged, where they may receive equal benefits in term of facilities and promotion. Some issues arose due to the tax regulated by the local authorities, failure on homestays to be registered with MOTAC, and abandoned homestays. This study recommended that the Malaysia Homestay Registration Guideline to be standardized and regulated to all types of homestays, including individuals and unregistered homestays in Malaysia. This is important in order to reduce issues arose involving the homestay industry, providing safety and comfort to the tourists and, to help to develop rural income among host families and the rural community themselves.Keywords: Rural tourism, homestay, regulation, management, operation


2019 ◽  
Vol 118 (10) ◽  
pp. 365-372
Author(s):  
Jayanti.G ◽  
Dr. V.Selvam

India being a democratic and republic country, has witnessed the biggest indirect tax reform after much exploration, GST bill roll out on 1 April 2017.  The concept of this reform is for a unified country-wide tax reform system.  Enterprises particularly SMEs are caught in a state of instability.  Several taxes such s excise, service tax etc., have been subsumed with a single tax structure. it is the responsibilities of both centre and state government to shoulder the important responsibility to cater the needs of the people and the nation as a whole.  The main basis of income to the government is through levy of taxes.  To meet the so called socio-economic needs and economic growth, taxes are considered as a main source of revenue for the government.  As per Wikipedia “A tax is a mandatory financial charge or some other type of levy imposed upon tax payer by the government in order to fund various public expenditure”   it is said that tax payment is mandatory, failure to pay such taxes will be punishable under the law.   The Indian tax system is classified as direct and indirect tax.   The indirect taxes are levied on purchase, sale, and manufacture of goods and provision of service.  The indirect tax on goods and services increases its price, this can lead to inflationary trend.  Contribution of indirect taxes to total tax revenue is more than 50% in India, therefore, indirect tax is considered as a major source of tax revenue for the government, which in turn is one of source for GDP growth.  Though indirect tax is a major source of revenue, it had lot of hassles.  To overcome the major issues of indirect tax system the government of India subsumed most of the indirect tax which in turn gave birth to the concept called Goods and Service Tax.


Author(s):  
Ms. Niharika ◽  
Prof. M. K. Singh

Women are the dynamic segment and the most vibrant as well as potentially most valuable human resources. Women Empowerment has gained importance in india in the wake of economic liberalization, privatization and globalization.. The policy and institutional framework for developing entrepreneurial skills ,providing vocational training and education has widened the horizon for empowerment of women economically. In order to provide vocational training and education , skill training, entrepreneurship development to the emerging workforce, the Government of India has also introduced National Skill Development Policy and National skill Development Mission in 2009. This article explores the empowerment of women through skill development and vocational training programs. The results shows that skill development programs play a key role in empowering the rural women and the women also look positively towards income generating programs. KEYWORDS- Women Empowerment, Skill Development, Vocational Training, Government


1988 ◽  
Vol 20 (10) ◽  
pp. 57-62
Author(s):  
A. N. Aggarwal ◽  
V. K. Karia

Immediately after independence in 1946, the Government of India resorted to rapid industrialization to minimize outside dependence and to improve the standard of living. This, while helping the country to grow, also created problems of environmental management. Rapid deterioration of natural resources forced the Government to enact a number of legislative measures and create regulatory agencies both at central and state government levels. These agencies were given powers to effectively implement various Acts. Severe penalties, including fines and imprisonment, were envisaged for offenders of environmental Acts. Responsibilities were defined, to avoid a scapegoat approach. On the other hand, to reward industries showing a positive approach to environmental protection, a number of fiscal incentives and tax benefits were also offered. Recently, to provide more comprehensive legislation for the protection of all the components of the environment under a single agency, a new bill entitled the ‘Environmental Protection Bill, 1986' has been introduced in Parliament. This regulatory approach has started to show results, and more and more industries have started to provide pollution control facilities.


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