scholarly journals Restructuring of Finance Problem in Islamic Banks between Fiqh and the Fatwa of DSN MUI

Author(s):  
Hasanudin Hasanudin ◽  
Viany Rahmawati

The concept of problem solving on financing in the Fatwa of DSN-MUI No. 49/DSN-MUI/II/2005 regarding the conversion of the murabaha contract, it is different from the developed concept by the Fukaha. In the fatwa, the settlement of problematic murabaha financing can be done by rescheduling, reconditioning and restructuring. Meanwhile, fukaha saw the settlement of problematic financing can be done with two contracts, namely sulh and taflis. This research is library research, a form of research whose data sources are obtained from the library. The approach to this research uses a normative juridical method. The primary data source in this study is the DSN fatwa No. 49/DSN-MUI/II/2005 concerning the conversion of murabaha contracts. The results show that based on the perspective of Islamic law, the settlement of problematic financing based on the fatwa of the National Sharia Council No. 49/SSN-MUI/II/2005 on the conversion of murabaha contracts and some Fiqh opinions are not contradictory. Dispute resolution in the DSN-MUI fatwa in principle combines the techniques contained in akd sulh and taflis. مفهوم تسوية أو حل مخاطر التمويل بصيغة المرابحة المنصوص في فتوى الهيئة الشرعيى الوطنية برقم 49/DSN-MUI/II/2005 بشأن تحويل عقد المرابحة يختلف قليلاً عما نص عليه جمهور الفقهاء. تسوية مخاطر التمويل بصيغة المرابحة حسب فتوى الهيئة الشرعية الوطنية إما أن يكون عن طريق إعادة الجدولة (إعادة الجدولة) ، وإعادة التهيئة ، وإعادة الهيكلة ، أي تغيير متطلبات التمويل. هذا البحث عبارة عن بحث المكتبة، وهو شكل من أشكال البحث الذي يتم الحصول على مصادر بياناته من الأدبيات. إن منهج المستخدم هذا البحث هو المنهج القانوني المعياري. ومصدر البيانات الأساسي في هذا البحث هو فتوى DSN برقم 49 / DSN-MUI / II / 2005 بشأن تحويل عقود المرابحة والبيانات الثانوية المأخوذة من كتاب الفقه الإسلامي وادلته لوحبهة الزهيلي، وكتب الفقه والوثائق المتعلقة بالمشكلة قيد الدراسة. تظهر نتائج الدراسة أنه بناء على منظور الشريعة الإسلامية، فإن تسوية التمويل المتعثر بناء على فتوى الهيئة الشرعية الوطنية برقم 49/DSN-MUI/II/2005 بشأن تحويل عقد المرابحة أن هذا الفتوى لا يتناقض مع أراء الفقهاء المنصوص في كتبهم. ومن حيث نظرية جَمَعَ هذا الفتوى نظرية الصلح والحجر بالتفليس في تسوية مخاطر بصيغة التمويل في المؤسسة المالية الإسلامية.

2021 ◽  
Vol 14 (2) ◽  
pp. 92-99
Author(s):  
Nurcahaya Nurcahaya

This study aims to describe the book of Sahih Bukhari and the background of the codification phase of Hadith. This research uses qualitative research methods based on library research (Library Research). Sources of data in this study consisted of primary data sources and secondary data sources. The primary data source in this study is the Sahih Bukhari book written by Imam al-Bukhari, while the secondary data sources are books and journal articles related to the codification phase of hadith. Data analysis used content analysis techniques, namely by deepening the meaning in the literature quotations used. The results showed that the Sahih Bukhari book was the first book compiled containing the Hadiths of the Prophet Muhammad. This book was written in a period of approximately 16 years through a very strict screening process from 600,000 Hadith which resulted in 7,397 Hadiths contained in the book. With regard to the book, the birth of the Hadith codification movement during the era of Imam Bukhari was the dynamics of Islamic law, particularly the influence of Imam Syafi'i. In the period before Imam Syafi'i formulated a system of law making as contained in the ar-Risalah.


2020 ◽  
Vol 4 (1) ◽  
pp. 14
Author(s):  
I Wayan Arya Adnyana

<p><em>This study aims to: increase a deeper understanding of the value of tattwa education in Tutur Parakriya. This data is obtained using a method, and this method must also be precise so that the data obtained can be accurate and support the research results. This type of research is qualitative because it is a text research or library research whose primary data source is Tutur Parakriya which has been transcribed into text / text form. Literature study and interviews are used as data collection methods and then descriptive qualitative data processing is performed. As far as researchers know, no one has researched about this papyrus, so it is only based on text / text transcripts. This research uses the concept foundation to describe the problems to be discussed, and as a scalpel uses the theory of meaning and hermeneutic theory.</em><em> </em><em>The results of Tutur Parakriya's research contain the value of tattwa education, that is advice or advice to teach Hindus to be able to get the perfection of birth and mind.</em></p>


2020 ◽  
Vol 5 (3) ◽  
pp. 146
Author(s):  
Siswoyo Aris Munandar ◽  
Farida Nurus Sofa

<p><em>Abstrak </em><strong>- </strong><strong>Aguk Irawan adalah salah satu sastrawan yang menggunakan sastra novel sebagai media dakwahnya. Penanaman pesan-pesan moral-spiritual penulis kepada pembaca melalui tokoh yang dihidupkan di dalamnya. Peneliti tertarik dengan salah satu karya beliau untuk diteliti yang kemudian terangkum dengan judul, “Maqamat Tokoh Midah dalam Novel <em>Mekkah: Memoar Luka Seorang TKW</em> Karya Aguk Irawan”. Novel yang terinspirasi dari kisah nyata ini menggambarkan tentang pengembaraan jiwa seorang perempuan dalam menemukan Tuhannya. Penelitian ini menggunakan metode <em>library research</em> atau penelitian kepustakaan. Adapun sumber data yang digunakan adalah sumber data primer yaitu novel <em>Mekkah: Memoar Luka Seorang TKW</em>, sedangkan sumber data sekundernya adalah beberapa karya Aguk Irawan yang lain dan juga sumber referensi yang terkait dengan penelitian. Berdasarkan hasil analisa yang telah peneliti lakukan dapat ditarik kesimpulan bahwa novel <em>Mekkah: Memoar Luka Seorang TKW</em> merupakan novel yang mengandung ajaran tasawuf. Aguk Irawan menyampaikan ajaran tasawufnya melalui tokoh Midah Hamidah yang terangkum dalam laku kehidupannya sehari - hari. Peneliti menemukan beberapa maqamat yang tergambar dari tokoh Midah Hamidah, diantaranya adalah: taubat, zuhud, sabar, syukur, dan ridha. Novel karya Aguk Irawan ini sangat berguna untuk digunakan sebagai media dakwah di kalangan remaja maupun masyarakat pada umumnya.</strong></p><p><em>Abstract -</em><strong> </strong><strong>Aguk Irawan is one of the writers who used novel literature as his propaganda media. Planting the writer's moral-spiritual messages to the reader through the characters who are turned on in them. Researchers are interested in one of his works for research which is then summarized with the title, "<em>Maqamat Tokoh Midah dalam Novel Mekkah: Memoar Luka Seorang TKW Karya Aguk Irawan</em>”. This novel, inspired by a true story, depicts the wandering of a woman's soul in finding her God. This research uses library research or library research. The source of the data used is the primary data source, namely the Mecca novel: Memoirs of Luka of a TKW, while the secondary data source is some of Aguk Irawan's other works and also a reference source related to research. Based on the results of the analysis that researchers have done, it can be concluded that the novel <em>Mecca: Memoirs of Luka of a TKW</em> is a novel that contains the teachings of Sufism. Aguk Irawan conveyed his Sufism teachings through the figure of Midah Hamidah summarized in his daily life. Researchers found several maqamat drawn from the Midah Hamidah figures, including repentance, zuhud, patience, gratitude, and pleasure. This novel by Aguk Irawan is very useful to be used as a media for da'wah among teenagers and the general public.</strong></p><p><strong><em>Keywords -</em></strong><em> Literary works, Novels, Maqamat, Spirituality, Hermeneutics</em></p><p> </p>


2021 ◽  
Vol 10 (1) ◽  
pp. 15-22
Author(s):  
Ni’matul Lisana ◽  
Hasan Busri ◽  
Retno Purnama Irawati

The Qur'an, apart from being a basic guideline in religion, has long been a primary data source in various studies and studies because of the richness of scientific concepts contained in it. Istifhâm as one of the various sentences used as a medium of interaction in the Al-Qur'an. In this study, the researcher discusses the istifhâm in the 20th Al-Qur'an juz. This research is a qualitative research with a research library research design. The purpose of this study was to describe the types and functions of the interrogative words (istifhâm) contained in Al-Qur'an juz 20. The data was collected using purposive sampling technique. The research instruments were data cards and recapitulation sheets. The data analysis technique used the content analysis method. The results of this study indicate that the researchers found 32 data in the form of adawatul istifhâm, including hamzah, man, hal, maa, aina, kaifa, maadzaa, am, and ayyana consisting of 26 istifhâm majazi and 8 istifhâm haqiqi data which are divided into 9 functions and istifhâm goals.   Al Qur’an selain sebagai pedoman pokok dalam beragama sejak dahulu telah menjadi sumber data primer dalam berbagai penelitian dan studi karena kekayaan konsep keilmuan yang ada di dalamnya. Istifhâm sebagai salah satu ragam kalimat yang digunakan sebagai media interaksi dalam Al-Qur’an. Dalam penelitian ini peneliti membahas istifhâm pada Al-Qur’an juz ke 20. Penelitian ini merupakan penelitian kualitatif dengan desain penelitian library research. Tujuan penelitian ini adalah untuk mendeskripsikan jenis-jenis dan fungsi kata tanya (istifhâm) yang terdapat dalam Al-Qur’an juz 20. Pengumpulan data dilakukan menggunakan teknik sampling pertimbangan (purposive sampling). Instrumen penelitian berupa kartu data dan lembar rekapitulasi. Teknik analisis data menggunakan metode analisis isi. Hasil penelitian ini menunjukkan bahwa peneliti menemukan 32 data yang berupa adawatul istifhâm antara lain hamzah, man, hal, maa, aina, kaifa, maadzaa, am, dan ayyana yang terdiri atas 26 istifhâm majazi dan 8 data istifhâm haqiqi yang dibedakan menjadi 9 fungsi dan tujuan istifhâm.


2019 ◽  
Vol 14 (2) ◽  
Author(s):  
Danang Wiratnoko Suwasono ◽  
M. Thoyibi ◽  
Phil.Dewi Candraningrum

AbstractThis study aims at explaining the symbols used in the novel and describing the values of optimistic of life reflected in the symbols used in Coelho’s The Alchemist. This research is classified as a descriptive qualitative method. The primary data source of this study is the novel The Alchemist by Paulo Coelho. The collecting data process is a note-taking technique. This study is also categorized as library research. Based on the findings and discussion, the researcher draws the conclusion such follows. First, there are six elements or values which characterize someone as the one who has an optimistic view of life and these ones are reflected as the symbols used in this novel. They are the values of hope, faith, power, struggle, positive-thinking, and respect. Second, that there are twelve symbols used in The Alchemist, those symbols are divided into three groups which consist of four symbols of characters, two symbols of events or concepts and six symbols of things. The result of the study shows that the twelve symbols in The Alchemist are how the author addresses Optimistic through a story of self-quest of the author. According to the whole finding, the symbols lead the readers to understand the message of Paulo Coelho that everybody can find their happiness in themselves.  Keywords: Concept of optimistic of life, Symbol, Self-quest. AbstrakPenelitian ini bertujuan untuk menjelaskan simbol-simbol yang digunakan dalam novel dan menggambarkan nilai-nilai optimistis kehidupan yang tercermin dalam simbol-simbol yang digunakan dalam Coelho's The Alchemist. Penelitian ini diklasifikasikan sebagai metode deskriptif kualitatif. Sumber data primer dari penelitian ini adalah novel The Alchemist karya Paulo Coelho. Proses pengumpulan data adalah teknik mencatat. Penelitian ini juga termasuk penelitian kepustakaan. Berdasarkan temuan dan diskusi, peneliti menarik kesimpulan sebagai berikut. Pertama, ada enam elemen atau nilai-nilai yang mencirikan seseorang sebagai orang yang memiliki pandangan hidup yang optimis dan yang tercermin sebagai simbol yang digunakan dalam novel ini. Mereka adalah nilai-nilai harapan, iman, kekuatan, perjuangan, pemikiran positif, dan rasa hormat. Kedua, bahwa ada dua belas simbol yang digunakan dalam The Alchemist, simbol-simbol itu dibagi menjadi tiga kelompok yang terdiri dari empat simbol karakter, dua simbol peristiwa atau konsep dan enam simbol benda. Hasil penelitian menunjukkan bahwa kedua belas simbol dalam The Alchemist adalah bagaimana penulis membahas Optimistic melalui kisah pencarian diri penulis. Menurut seluruh temuan itu, simbol-simbol itu mengarahkan para pembaca untuk memahami pesan Paulo Coelho bahwa setiap orang dapat menemukan kebahagiaan mereka dalam diri mereka sendiri. Kata kunci: Konsep optimistis kehidupan, Simbol, Self-quest.


QATHRUNÂ ◽  
2019 ◽  
Vol 6 (2) ◽  
pp. 91
Author(s):  
Asep Muqofi

The purpose of this research is 1) the value of tawheed in education according to Muhammad Abduh; 2) the value of tawheed in education according to Rasyid Ridha; 3) the equation and difference in the value of monotheism in Islamic education according to Muhammad Abduh and Rasyid Ridha. The research method used is library research research (library research). The primary data source in this study is the Book of Tafsir al Manar by explaining the thought of learning Tawheed from two influential figures, while the secondary data in this study are books, journals, papers, articles or other sources that do not discuss directly but still have something to do with this research. The findings of this study, according to the two figures, that thinking rationally in achieving a misfortune must be adjusted to the current situation so that new interpretations by opening the door of ijtihad, instilling noble morals, clean souls, accompanied by high education can make faith stronger, form The mindset of a child who gives birth to positive behavior while at the same time realizing a pious person who will achieve happiness in the afterlife, this will form a person who has a balanced mental structure that not only emphasizes the development of reason but also spiritual development so that signs of the greatness and oneness of God materialized and integrated.


Author(s):  
Muhammad Abdul Latif

<p>Characters that are often discussed as part of educational goals are still overlapping. The values of the characters that want to be instilled are still not raised, and there needs to be developed. The value of Islamic characters can be taken from the previous Saheeh stories told directly by the Prophet Muhammad. Researchers tried to explore other Islamic characters by using descriptive methods using the library research approach. The primary data source of this research is a book by Umar Sulaiman al-Asyqor, titled The Stories of Shahih in the Qur'an and As-Sunnah, curriculum 2013 pai elementary school subjects, related books, thesis, and articles relevant to the theme studied. This study found many Islamic characters that have not been listed in the competency standards of the PAI 2013 curriculum. Of the 18 character values and 61 characters determined, there are still character values that have not been listed if they are based on Islamic values. Among the characters that do not exist and need to be used as development are: tawhid, analytical, exemplary, prudence, qana'ah, produce work, firm, admit mistakes, obey, love animals, benefactors, shame, hospitality, meticulous, cooperation, help, curiosity, rukun, good guess, tabligh, fathanah, and straightforward. </p><p class="16aJudulAbstrak"><strong>Abstrak</strong></p><p class="16cKataKunci">Karakter yang sering dibahas sebagai bagian dari tujuan pendidikan masih mengalami timpang tindih. Nilai-nilai karakter yang ingin ditanamkan masih belum dimunculkan serta perlu adanya pengembangan. Nilai karakter islami dapat diambil dari kisah-kisah shahih terdahulu yang diceritakan langsung oleh Rasulullah Muhammad saw. Peneliti mencoba menggali lebih jauh karakter Islami dengan menggunakan metode deskriptif dengan menggunakan pendekatan library research. Sumber data utama dari penelitian ini adalah buku karya Umar Sulaiman al-Asyqor, dengan judul Kisah-Kisah Shahih dalam Al-Qur’an dan As-Sunnah, kurikulum 2013 mata pelajaran PAI sekolah dasar, buku-buku terkait, tesis, serta artikel yang relevan dengan tema yang diteliti. Hasil penelitian ini menemukan banyak karakter Islami yang belum tercantum dalam standar kompetensi kurikulum PAI 2013. Dari 18 nilai karakter dan 61 karakter yang sudah ditentukan, masih ada nilai karakter yang belum tercantum jika dilandaskan kepada nilai-nilai keislaman. Di antara karakter yang belum ada dan perlu dijadikan pengembangan adalah: tauhid, analitis, teladan, kehati-hatian, qana’ah, menghasilkan karya, teguh, mengakui kesalahan, taat, menyayangi hewan, dermawan, rasa malu, silaturahmi, teliti, kerja sama, tolong-menolong, rasa ingin tahu, rukun, baik sangka, tabligh, fathanah, dan sederhana.</p>


2020 ◽  
Vol 5 (1) ◽  
pp. 83
Author(s):  
Radityo Tri Nugroho ◽  
Afifah Linda Sari

The object of the research is a novel the magnificent Ambersons by Newton Booth Tarkington. The problem of this study is how George Amberson Minafer, the major character copes with his problem. The objective of this study is to analyze the novel based on the psychological approach. The researcher employs a qualitative method. In this method, the researcher uses two data sources, namely primary and secondary data sources. The primary data source is the novel itself. The secondary data sources are books about psychology and other sources, which are related to the analysis. The method of data collection is documentation and the technique of data analysis is descriptive technique. Based on the analysis, the researcher draws two conclusions: first, George Amberson Minafer copes his problem through changing his behaviour, from negative behavior to a positive one. He becomes more optimistic, independent and caring for his family. Second, George Amberson Minafer copes his problem through his actions. He has the courage to admit his mistake. He asks forgiveness to the man that he hurt most.


Teosofia ◽  
2020 ◽  
Vol 9 (2) ◽  
pp. 171-192
Author(s):  
Cucu Setiawan ◽  
Maulani Maulani ◽  
Busro Busro

This paper studies the thoughts of Abu ‘l-Qasim al-Junaid ibn Muhamad ibn Al-Junayd al-Khazzaz al-Qawariri Nihawandi al-Baghdadi, one of the prominent figures during the early development of Sufism, or also known in Arabic as tasawwuf. This study attempts to find a confluence between tasawwuf and Islam, on the basis that Islamic teachings are going through degradation in meanings and tasawwuf is often considered as a bid’ah (heresy) in Islamic studies. This research used a library research method and Junayd al-Baghdadi’s treatise, Rasail Junaid, as the primary data source. This study concludes that tasawwuf is not only an aspect or a segment of Islamic teachings, but it is the core of Islam itself as a religion. There are three central theories of tasawwuf by Junayd al-Baghdadi: mitsaq (covenant), fana (annihilation of self), and tawhid (unification). Based on these three theories, we can conclude that Junayd al-Baghdadi succeeded in conciliating the debate among tasawwuf and fiqh scholars. He also managed to knock down the stigma of tasawwuf as a heresy. His thoughts redefine tasawwuf into a simple and acceptable teaching for Muslims. 


Kandai ◽  
2019 ◽  
Vol 15 (1) ◽  
pp. 87
Author(s):  
Tania Intan

Penelitian ini bertujuan untuk mendeskripsikan tanggapan pembaca terhadap novel Le Petit Prince, menguraikan horizon harapan pembaca terhadap novel Le Petit Prince, dan memaparkan faktor-faktor penyebab perbedaan tanggapan dan horizon harapan pembaca. Penelitian ini termasuk jenis penelitian deskriptif kualitatif. Ada dua sumber data yaitu sumber data primer dan sekunder. Sumber data primer mengacu pada objek penelitian, yaitu novel Le Petit Prince, sedangkan data sekunder berupa teks-teks yang memuat tanggapan pembaca novel Le Petit Prince yang terdiri atas 20 orang yang terdapat pada media massacetak dan elektronik, termasuk internet. Instrumen penelitian berupa tabel-tabel isian yang mengaitkan pembaca, tanggapan pembaca, dan horizon harapan. Data dikumpulkan dengan cara observasi dan data dianalisis dengan menggunakan teknik deskriptif kualitatif. Hasil penelitian dirumuskan dalam tiga poin. Pertama, seluruh pembaca menanggapi atau menilai positif unsur tema, alur, tokoh, latar, sudut pandang, gaya bahasa, teknik penceritaan, bahasa, dan isi novel Le Petit Prince. Kedua, harapan sebagian besar pembaca sebelum membaca novel Le Petit Prince sesuai dengan kenyataan ke sembilan unsur di dalam novel LePetit Prince sehingga pembaca dapat dengan mudah menerima dan memberikan pujian pada novel tersebut. Ketiga, faktor penyebab perbedaan tanggapan dan horizon harapan pembaca selain perbedaan stressing unsur yang ditanggapi juga karena perbedaan pengetahuan tentang sastra, pengetahuan tentang kehidupan dan pengalaman membaca karya sastra.(This study aims to describe the readers’ responses to the novel Le Petit Prince, the readers' horizon of hope for the novel Le Petit Prince, and the factors that cause differences in responses and readers' expectation horizons. This study included a type of qualitative descriptive study. There are two data sources, namely primary and secondary data sources. The primary data source refers to the object of the research, the Le Petit Prince novel, while the secondary data is in the form of texts that contain the readers' responses of Le Petit Prince's novels consisting of 20 people, which are contained in print and electronic mass media including the internet. The research instrument is in the form of tables that link readers, readers' responses, and expectation horizons. Data is collected by means of observations and data analyzed using qualitative descriptive techniques. The results of the research are as follows. First, all readers respond or positively assess the elements of the theme, plot, character, setting, point of view, language style, storytelling techniques, language, and contents of the Le Petit Prince novel. Second, the hope of most readers before reading the Le Petit Prince novel is in accordance with the reality of the nine elements in the novel Le Petit Prince so that readers can easily receive and give praise to the novel. Third, the factors that cause differences in responses and readers' expectation horizons in addition to differences in elemental stressing are also responded to because of differences in knowledge about literature, knowledge of life and the experience of reading literature.) 


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