scholarly journals Measurement and Drivers of Financial Inclusion in Cote d’Ivoire: A Case Study of Oil Palm and Rubber Tree Producers in Sud-Comoé Region

2020 ◽  
Vol 12 (10) ◽  
pp. 11
Author(s):  
Hugues Kouadio ◽  
Lewis Landry Gakpa

This study uses data collected by ENSEA within the framework of the Agricultural Sector Support Project in Côte d'Ivoire (PSAC) carried out in 2015 to measure, firstly, the financial availability, use and quality of financial inclusion of farmers in the rural region of Sud-Comoé of Côte d'Ivoire and, secondly, to examine the factors that influence their choices in terms of financial inclusion. To this end, we construct indices for each of the three dimensions (access, use and quality) and a synthetic financial inclusion index. The results of the univariate analysis reveal that farmers in the zone are poorly financially included in terms of the "use" and "quality" dimensions, and that the overall financial inclusion situation of farmers in the Sud-Comoé is low (33% of farmers are financially included). To achieve the second objective, we used a logit model. The empirical results indicate that farmers with no schooling and fewer qualifications are more likely to be financially excluded; that the high cost of banking services and the low income of farmers limit their financial inclusion and, finally, that the experience acquired by farmers on the farm and the savings products offered by financial institutions are the factors that stimulate the financial inclusion of farmers. In addition, the education variable partly explains why financial inclusion is more frequent among rubber tree farmers than among oil palm farmers. In view of these results, economic choices and decisions must be targeted according to these empirical findings to increase the level of financial inclusion of producers, the true pillars of the economy of Côte d’Ivoire.

2018 ◽  
Vol 2 (1) ◽  
pp. 16
Author(s):  
Nina Sakinah ◽  
Eka Purwanti ◽  
Siti Jamilah

Indonesia is an agrarian country. Many Indonesians work as farmers. The agricultural sector has a great function in maintaining national food security, especially in maintaining the welfare of farmers. Interim data in 2013 show that the agricultural sector is in second position in contributing to GDP. With the existing data then the farmers should be able to live prosperous. But in reality farmers in Indonesia have problems that cause their quality of life is still far from the word worthy, such as low income and productivity, difficulties in credit applications, low education and irrigation systems that have not been optimal. Judging from the existing problems it is necessary to establish a management system that can overcome them. The purpose of this research is to optimize the potential of agricultural sector in Indonesia by using Sharia Agraria Management Organization (SAMO) by synergizing Baitul Mal Wa Tamwil (BMT) with Local Government and Central Government. This research was conducted by Meta Analysis method, based on observation and literature study, the authors conclude that with the existence of SAMO, farmers can improve their standard of living, increased productivity, and easy in the application of farming credit. It is expected that with this system can maintain the quality of the community environment and achieve the implementation of sustainable development.


2021 ◽  
Vol 16 (2) ◽  
pp. 237-248
Author(s):  
Shanshan Wu ◽  
Hao Li

ABSTRACT Favelas are low-income urban communities in Brazil, and Maré in Rio de Janeiro has the largest cluster of favelas in the country. The prevailing view of a unique, regulated, and normative city conflicts with the reality of the continued expansion of the favelas, posing challenges for architects and urban planners in developing new strategies for integrating informal areas with the main city. This study focused on a decaying industrial area adjacent to the Maré favelas and explored a sustainable path for improving both the quality of the built environment and the quality of life of the residents. Effective infrastructure and socioeconomic links between the favelas and the city were proposed. The home production model that emerged from the favelas inspired the use of the abandoned industrial area as a home-industry incubator. The study proposed an urban regeneration strategy involving a bottom-up industry-space process evolving from home industries to group industries, and finally to larger community industries. This strategy can accelerate Maré’s development and integration with the city of Rio de Janeiro.


2019 ◽  
Vol 12 (1) ◽  
pp. 120
Author(s):  
Eunsil Lee

Despite the rapid growth in the number of LEED-certified homes, little data is currently available about the actual effects of LEED-certified affordable homes. The purpose of present study is to conduct a comprehensive performance evaluation for LEED-certified Habitat for Humanity residences in terms of (1) energy efficiency, (2) indoor environmental quality, (3) health impact, (4) residential satisfaction, (5) quality of life, and (6) environmental attitudes and behaviors. A case study was conducted with 15 households living in LEED-certified Habitat for Humanity homes in Kent County, Michigan using observation, in-depth interviews, and surveys. Findings revealed overall housing satisfaction was very high although some residents indicated lower satisfaction with their neighborhood. Most of case study homes had 30-50% lower electricity and natural gas bills. Most participants were satisfied with indoor environmental quality (IEQ) including thermal comfort, indoor air quality, amount daylight, quality of artificial lighting, and acoustical condition. Most participants agreed that since moving into their current homes they have experienced improved family relationships, better health conditions, more positive attitudes, and better performance of their children. The major findings of this case study support the positive effects of LEED-certified low-income homes on residents’ behavioral, social, and psychological aspects of well-being.


Urban Science ◽  
2020 ◽  
Vol 4 (2) ◽  
pp. 20 ◽  
Author(s):  
Laleh Derakhti ◽  
Guy Baeten

Transit-oriented development (TOD) has become a leading model of urban planning worldwide that promises to meet a broad range of local and regional objectives: improving mobility, expanding ridership, attracting investment, reducing urban poverty, improving quality of life, making affordable housing and fostering urban integration. At the same time, the implementation of TOD in many cities has raised concerns about gentrification, displacement, re-segregation, and more polarization. This article aims to shed light on these issues by bringing together previously disparate literature that mentions these contradictions and discusses policymakers’ hopes and critics’ concern for the implementation of a newly started TOD project in a universal housing system in Rosengård—a segregated, low-income neighborhood in Malmö, Sweden. Although policy advocates view the project as a significant development strategy for a more sustainable Malmö, there are also real concerns about gentrification and the potential displacement of low-income residents. Furthermore, the mixed-methods study showes how integration might be achieved, but concerns have arisen about the possible exclusion of the current low-income residents, which brings up issues of inequality, representation of poverty, and marginalization.


2015 ◽  
Vol 747 ◽  
pp. 136-140
Author(s):  
Deni ◽  
Salwin

Bridgeheader is one of the typology of low-income people in the city who assume that the house is only ‘a springboard’ for their life in the city. This group of people dwelt not far from the location of their place to work; occupying marginal spaces in the city and its environment tend to be slump. Almost all areas in the city of Jakarta have marginal spaces, therefore the government attempt to improve the quality of their houses, for example by providing low-cost housing. In fact the low-cost house which was provided by the government failed to be ‘consumed’ by the brigdeheaders at the time when the used value of the house has been turned into market value. The research aimed to determine such approaches of use value of the house that can be ‘consumed’ by the brigdeheader, but did not undermine the space in the city. Data collection methods using practical observation conducted with interviews. While the analysis using descriptive pragmatic method in four case study area in Jakarta. The findings indicate that the concept of house for this group is not determined only by the ‘low price tag’ but also ‘the way of use’ of the space contributed with the result that the house can be ‘consumed’ well.


2015 ◽  
pp. 147-153 ◽  
Author(s):  
B. Frumkin

The article analyzes the consequences of the sanctions introduced by the West as well as by Russia (counter-sanctions) for Russian agri-food complex. The aftereffects are analyzed in three dimensions - foreign trade, production and market-consuming. The author concludes that sanctions have a negative impact on the availability of food for low-income population groups and on the qualityof some products and yet have not had explicitly positive effect on national producers. To achieve a positive effect for agri-food complex and well-being of the bulk of the population, additional political steps to improve the state supporting and functioning of the institutes of agri-food complex are needed.


2020 ◽  
Vol 30 ◽  
Author(s):  
Cristiane Amorim Martins ◽  
Silvia Helena Vieira Cruz

Abstract Considering the relations between play and child development and the marginalization of play at school, evidenced in previous studies, this case study aimed to analyze children’s and teacher’s participation in the constitution of playing in a public nursery school in Fortaleza. The following procedures were adopted: observation of the class (composed of 24 low-income children) routine; semi-structured interview; elaboration and explanation of drawings; story to be completed; and symbolic game, with analysis both of this game and of play experienced at school along with the children. Analysis of the data collected allowed concluding that the sort of play valued by the teacher is that which is planned and conducted by her aiming at learning and training skills. Free play, valued by children, is seen by her as “a mess.” The absence of critical reflection on the adult-centered posture of society, plus to the scarcity of knowledge of the relations between play and child development, compromise the quality of the teacher’s work.


2021 ◽  
Vol 14 (1) ◽  
Author(s):  
Saima Eman

Since dementia is a progressive terminal clinical syndrome with no cure, the life of persons with dementia (PwD) can be adversely affected. Due to limited access to healthcare and lack of awareness in Pakistan, a majority of older adults do not get screened for dementia. The objective of the current study was to examine the problems and the Quality of Life (QoL) of underprivileged older adults with undiagnosed mild dementia in the Pakistani context. Using purposive sampling and case study design, 3 participants with apparent symptoms (verified by 8 researchers) of dementia from a low-income group in Lahore, Pakistan were observed and interviewed. Thematic analysis revealed sense of loss and alienation as one of the dominant themes. Implications are discussed.


2020 ◽  
Vol 12 (10) ◽  
pp. 4036
Author(s):  
Adrian Neacsa ◽  
Mirela Panait ◽  
Jianu Daniel Muresan ◽  
Marian Catalin Voica

The scope of this research is to explore the relations between energy poverty, quality of life and renewable energy. First, an analysis of concept evolution, economic and social implications and the difficulties in assessing energy poverty was conducted by analyzing the data from Eurostat regarding electricity prices for households and arrears on utility bills between 2009 and 2018 and the solutions for combating energy poverty from the EU. In the next part, a cross-country analysis regarding Granger causality between indicators representing all three dimensions was conducted. The period of the analysis was between 2010 and 2019 for the 28 EU member states. In the final part of the article, the situation of Romania was analyzed. The phenomenon of energy poverty is not marginal but is underestimated and superficially approached. Starting from the dominant discussions on the concepts and tools practiced at international level, this article makes a proposal for a working model for various regions in Romania, taking in consideration the financial potential of the geographic areas and the possibilities of accessing unconventional energies by local communities. Through a case study based on the analysis of relevant energy resource statistics, the article identifies main shortcomings and opportunities for Romania and proposes concrete recommendations of sustainable public policies on the elimination of energy poverty. In some geographic areas where this was not possible, we propose how to diminish the effects of this social phenomenon. Our proposals for the case study focus on supporting populations in areas where access to energy sources is difficult and there is a lack of energy infrastructure, the government programs being an alternative to access green (renewable) energies. Even if this may seem expensive to some specialists in the economy, access to energy sources of any kind brings social advantages by improving quality of life-in this case, a real victory in the fight against energy poverty.


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