scholarly journals Impacts of Cooperative Thrift and Credit Facilities on Members’ Business Output in Ogun State, Nigeria

2018 ◽  
Vol 7 (3) ◽  
pp. 28
Author(s):  
Ezekiel Akerele ◽  
Sheriff Adekunmbi
Keyword(s):  
Rural Areas ◽  
Secondary Data ◽  
Multiple Regression Model ◽  
Primary Data ◽  
Variable Cost ◽  
Fixed Cost ◽  
Access To Credit ◽  
Ogun State ◽  
Multi Stage ◽  
The Government

Cooperatives play an important role in facilitating access to credit, procurement and storage distribution of input and marketing of products. They create employment opportunities particularly in the rural areas and allow disadvantaged groups to be organized for social and economic benefit. This study was conducted in Abeokuta North and Abeokuta South Local Government Areas of Ogun State, Nigeria. Both primary data and secondary data were used for the study. Multi–stage random sample was used to sample 108 cooperative members. Data collected were analysed using descriptive tools, budgetary analysis, logit and multiple regression model. The findings shows that majority (50.9 percent) of the cooperators are male, 77.8 percent were married,59.3 percent were Christians while 98.1 percent were educated.Majority (87.9 percent) had experience ranging from 1 – 10 which is good in business. The total variables cost from business was estimated at N70,983.47, total fixed cost was N276,271 and this accounted for only 79.56 percent of the total cost. Returns on Investment (RRI), Profitability Index (PI), Return on Variable Cost (RRVC) and Operation Ratio (OR) were 181.62%, 0.63, 173.42% and 0.21 respectively. Also some (48.1 percent) of the respondents enjoyed loan benefit, while 40.7 percent enjoyed business improvement benefit.The results showed that start up capital, labour and credit obtained were significant to cooperative members’access to credit. The result revealed that majority (72.2 percent) of the respondents suffered from non-remittance of deduction by the government as their own challenges. The study concluded that cooperative credit societies is very productive and effective in helping members achieving their goals and also improve their standard of living. Cooperatives societies should encourage members in quick accessibility to loan.

scholarly journals Savings Behavior of Government Salaried People in Unakoti District of Tripura

2021 ◽  
Vol 9 (1) ◽  
pp. 26-37
Author(s):  
Sukharanjan Debnath
Keyword(s):  
Rural Areas ◽  
Financial Literacy ◽  
Secondary Data ◽  
Primary Data ◽  
Dependency Ratio ◽  
Government Employees ◽  
Savings Behavior ◽  
Daily Rate ◽  
Savings Rate ◽  
The Government

As per rules, the Savings practice of Government salaried people is mandatory up to a stipulated amount of monthly salary. According to GPF, EPF and NPS Rules, a predetermined amount is deducted by the employer at source for the future wellbeing of the concerned employee and invest to GPF, EPF, NPS, etc. In addition to these mandatory savings, employees can save their money to other savings instruments according to their capability and other conditions. As most of the government employees in Unakoti district of Tripura are working with small designations and salaries, they are not able to save more in addition to mandatory savings. Fixed Pay Employee (FPE), Contract Base Worker (CBW), Per Time Worker (PTW), Monthly Pay Worker (MPW), Daily Rate Worker (DRW) are the working conditions where employees get less amount of salary in comparison to regular employees. Under these conditions, their savings rate is also low in comparison to other employees. Other Sources of income, spouse job, dependency ratio, age, literacy level, educational qualification and availability of savings instruments nearby employees are an important aspect for better understanding of savings improvement in the District. The present study entitled “Savings behavior of Government Salaried People in Unakoti District of Tripura” is an empirical study based on primary data and secondary data. The study reveals that the savings rate of salaried people in Unakoti District of Tripura is growing slowly. Financial literacy, reduction of dependency ratio by employment generation programs, Massive awareness program and availability of savings instruments in the rural areas may make a vigorous savings environment in Unakoti District of Tripura.

scholarly journals PENGEMBANGAN KLASTER AGROINDUSTRI DI DESA GONDANGAN KECAMATAN JOGONALAN KLATEN

2016 ◽  
Vol 15 (2) ◽  
pp. 84
Author(s):  
Ida Susi D ◽  
Didik I ◽  
Asih Marini W
Keyword(s):  
Rural Areas ◽  
Local Governments ◽  
Local Community ◽  
Secondary Data ◽  
Primary Data ◽  
Industry Cluster ◽  
The Public ◽  
High Participation ◽  
The Government ◽  
High Level

SMEs snacks in Gondangan village has the potential to be developed. The village has the potential to be Gondangan Agro-industry region, although it is still much that needs to be repaired and prepared.This study aims to determine the attitude of the public about the development of SMEs in rural areas Gondangan into Agro-industry clusters and how community participation in the development of SMEs in rural areas Gondangan to be Agroindustri. Respondents in this study were the leaders and local community leaders, citizens, snack home industry in the region.This study is a descriptive study with a qualitative approach. The data of this study is primary data and secondary data consists of qualitative and quantitative data. Primary data were obtained with the interview and focus group discussion.The results showed that the attitude of the public, snack ho,e industri actor and local governments support the development of the region as an area of Agro-Industry cluster. In terms of participation, the government showed a high participation and support by facilitating a variety of activities to realize the region of Agro-Industry cluster, while the snacks businessman as the main actor of Agro-industry development of the area did not show a high level of participation.

scholarly journals TOURIST VILLAGE REJUVENATION AND OVER-TOURISM MANAGEMENT: THE DESA WISATA NGLANGGERAN LIFECYCLE EXPERIENCE, YOGYAKARTA, INDONESIA

2021 ◽  
Vol 8 (1) ◽  
pp. 01-16
Author(s):  
Kadek Wiweka ◽  
Ramang H. Demolingo ◽  
Subur Karyatun ◽  
Putu Pramania Adnyana ◽  
Iffatunnisa Nurfikriyani
Keyword(s):  
Rural Areas ◽  
Participant Observation ◽  
Secondary Data ◽  
Primary Data ◽  
Research Approach ◽  
Design Strategies ◽  
Massive Growth ◽  
Tourist Village ◽  
The Government ◽  
Urban And Rural Areas

Purpose of the Study: Over-tourism is an issue that is being experienced by many well-known destinations in the world, both in urban and rural areas. The purpose of this research is to find out how the experience of developing a Tourist village is seen from the tourism lifecycle approach. This study also explores the sensitivity of managers to the phenomenon of over-tourism in their village, to design strategies for product rejuvenation. Methodology: This research adopts a historical qualitative research approach. This method is exercised through two data sources. Primary data was carried out through non-participant observation (for four months) in the Nglanggeran tourist village, Yogyakarta to observe and interview tourist village managers, tourism entrepreneurs, workers, and local communities. Meanwhile, Secondary data used include online media articles, scientific writings, and promotional media. Main Findings: The study found that in the tourism area life cycle model approach, tourist villages' growth can be grouped into 6 phases. The exploration phase and stagnation, marked by the start of the Nglanggeran tourist village and massive growth that had environmental, social, and cultural impacts. The management adopts several strategies, including price management, visitor management, and length of stay management. Implication/Applications: This experience is very important to be learned and known by tourism stakeholders, especially tourist village managers and the government which is developing similar tourism products massively throughout Indonesia. The originality of the study: This research is original, and this is the first study that finds out how the experience of developing a tourist village is seen from the tourism lifecycle approach and explores how managers are sensitive to the phenomenon of overtourism in their village. Thus, this scope is expected to be developed in other tourist villages in Indonesia to get generalizations about the development of tourist villages.

scholarly journals ECONOMICS OF RABBIT PRODUCTION IN ABEOKUTA SOUTH LOCAL GOVERNMENT AREA OF OGUN STATE NIGERIA

2021 ◽  
Vol 25 (1) ◽  
pp. 100-105
Author(s):  
I. A. AYINDE ◽  
A. B. AROMOLARAN
Keyword(s):  
Local Government ◽  
Local Government Area ◽  
Rate Of Return ◽  
Primary Data ◽  
Variable Cost ◽  
Fixed Cost ◽  
Total Cost ◽  
Ogun State ◽  
Profitability Analysis ◽  
Part Time

This study was aimed at examining the economic profitability of rabbit production based on the hypothesis that the low level of production may likely be a consequence of low profitability of the enterprise. Abeokuta South Local Government area was used as a case study. It involved the collection of primary data from a sample of 50 rabbit farmers spread over 10 communities in Abeokuta South Local Government Area of Ogun State. The analysis of survey data was done through a combination of descriptive statistical analysis. The results showed that most rabbit farmers in Abeokuta were no-professional farmers, who engaged in rabbit production on a part-time basis to supplement their income from other sources such as civil services, trading and craftsmanship. Cost analysis showed that feed cost accounted for as much as 65.7% of total cost (excluding imputed cost of family labour), while fixed inputs amounted to 28% of the cost of production. Other variable inputs accounted for only 4.35% of total cost. The profitability analysis showed that rabbit production in the area could generate a rate of return to capital and family of 56% a rate of return on fixed cost of 300% and a rate of returns on variable cost of 178%. The study concluded that; Even though rabbit production is economically viable in Abeokuta in particular and Ogun State in general, the following problems have imposed a severe limitations on the expansion of the enterprise. These are: the paucity of investment capital among the current investors in rabbit production enterprise, inadequate access to good breeding stock, and the non-professional, part-time and supplementary nature of rabbit production in the area. It is therefore recommended that efforts should be directed towards providing credit to current and potential rabbit farmers so as to boost production. Moreover the government should embark on the supply of parent stock of proven reproductive performance to farmers at effordable prices. The establishment of Rabbit Breeding Units in tertiary institution for the multiplication and distribution of rabbits for breeding purpose can enhance this. In addition, government can initiate propularization of rabbit production in the state

scholarly journals WOMEN ENTREPRENEURSHIP: A PARADIGM SHIFT

2019 ◽  
Vol 7 (1) ◽  
pp. 501-504 ◽  
Author(s):  
Nisha Solanki
Keyword(s):  
Rural Areas ◽  
Urban Areas ◽  
Secondary Data ◽  
News Article ◽  
Primary Data ◽  
Public Places ◽  
Family Responsibilities ◽  
Women Entrepreneurship ◽  
The Government ◽  
Observation Method

Purpose of the study: This study focuses on the opportunities, issues, challenges, and government policies for women entrepreneurship in India and the suggested solutions to overcome the problems which women facing while pursuing their business. Methodology: The research design is Exploratory cum Descriptive for the topic ‘Women Entrepreneurship’. This study is based on primary data and secondary data. Primary data was collected by observation method and for secondary data, various journals, governmental reports, news article, online articles, magazines were been studied. The observation has been made in institutions, rural areas, urban areas, and public places. Main Findings: 20% of women residing in rural areas were found not confident for entrepreneurship because of their illiteracy in business. Fear of failure, lack of family support, lack of finance and family responsibilities were found as major reasons for lack of entrepreneurship among women. 40% of women rated 10 out of 10 for the happiness index after being an entrepreneur. Self-satisfaction, happiness, fulfillment, accomplishment, and serving the society with employment, value is also achievement for women entrepreneurship. Applications of this study: This study will be helpful for the students for knowing the demography of entrepreneurship. It will also help the public and especially women to avail various benefits which the government has made available to them.The findings can also define the gap between the launch of benefits and availing the same by women so that corrective actions can be taken. Novelty/Originality of this study: The study will help the reader about the present status of women entrepreneurship in India and also the comparison of women Entrepreneurship sine past years. The study will also make the reader aware of the ranking of India worldwide in terms of Women Entrepreneurship.

scholarly journals Utilization of Rajiv Aarogyasri Health Scheme by rural policyholders of Chittoor district in Andhra Pradesh

2019 ◽  
Vol 6 (8) ◽  
pp. 3384
Author(s):  
Manjuram Mannuru
Keyword(s):  
Rural Areas ◽  
Andhra Pradesh ◽  
Secondary Data ◽  
Sampling Technique ◽  
Current Status ◽  
Primary Data ◽  
Supportive Services ◽  
Cross Sectional ◽  
Multi Stage ◽  
One Year

Background: Rajiv Aarogyasri has covered 86.53% of the families across the state. Majority of its people are living in rural areas. Hence, our study will explore gaps in accessibility of urban centric health services by rural policyholder’s under the scheme. To find out the current status of Aarogyasri coverage, awareness, utilization and experiences of rural policyholders in Chittoor district of Andhra Pradesh during the year 2014-15.Methods: This is a cross-sectional quantitative study and a total of 200 households were surveyed by using multi-stage random sampling technique to obtain primary data, and for background & discussion secondary data was reviewed. SPSS software was used for data analysisResults: In the past one year, 6.77% of the families have received benefits under the scheme. Amongst the ones who have utilized RAS services, 2/3rd of the families were protected from catastrophic illnesses and the mean average of 91.70% of the total costs was covered by RAS. Another 19.21% of the families were in need of healthcare but did not utilize the services due to lack of RAS card, lack of awareness, non-listed therapies, procedural difficulty, non-availability of caretaker, loss of wage and low quality of services.Conclusions: Overall, 66.66% of the beneficiaries expressed their satisfaction, 16.66% opinionated fair while 16.66% were dissatisfied with the RAS services. Beneficiaries experienced shortage of supportive services in Government hospitals under the scheme. Further, IEC activities, alternatives for excluded conditions, strengthening of public facilities will improve the utilization of RAS and reduce the OOPE.

scholarly journals TATA KELOLA PRODUKSI KEDELE PADA PETANI NAGARI KOTO HILALANG DI KABUPATEN SOLOK

2013 ◽  
Vol 2 (2) ◽  
pp. 129
Author(s):  
Hasdi Aimon
Keyword(s):  
Market Price ◽  
Primary Data ◽  
Variable Cost ◽  
Fixed Cost ◽  
Selling Price ◽  
Soybean Production ◽  
National Market ◽  
Average Production ◽  
The Government ◽  
The Cost

This study is investigating and analyzing the soybean agriculture at Nagari Koto Hilalang in Solok. First of all, it will address the problems to the production of the soybean. Then the quality of the soy seed and the fertilizer which are used in the production of soy bean will be analyzed in order to optimize the harvest results. Finally, it will securitize the efficiency and the effectiveness of the soybean production. These issues will be discussed descriptively and associatively by using the primary data. There are 36 farmers which are involved in this study as the respondent. All the data were analyzed by using multiple regressions in order to optimize the production subject to the cost of production. The constant parameters are the farm land, and the labor. It finds out that the soy seed and fertilizer are giving significant influence to the soybean output. Also, the soybean production function is decreasing return to scale. The average production cost is Rp. 5.000.000 while the fixed cost is Rp.4.453.000 and variable cost is Rp. 547.000. The production soybean is 368,33 kg per hectare farm and the selling price is Rp. 12.000. As the consequence, the soybean agriculture is not benefit enough. Based on these results, it recommend to the local  government to conduct policy in the following sectors ; a) direct subsidize the price of seed and the fertilizer to the famers, b) ensuring the soybean market with national market price set by the government, c) education and training of downstream products from soybeans, so that the farmers become economically well establish

scholarly journals ANALISIS HARGA POKOK PRODUKSI MENGGUNAKAN METODE FULL COSTING DALAM PENETAPAN HARGA JUAL

2020 ◽  
Vol 4 (2) ◽  
pp. 248-253
Author(s):  
EKO PURWANTO
Keyword(s):  
Social Media ◽  
Secondary Data ◽  
Primary Data ◽  
Variable Cost ◽  
Fixed Cost ◽  
Selling Price ◽  
Overhead Cost ◽  
Know How ◽  
Competitive Prices ◽  
The Cost

ABSTRACT Calculation of the cost of  production is an important thing to note, because of the increasing competition between UMKM in producing quality products at quite competitive prices. This purpose of this research is to know how to calculated of the cost of goods manufactured to determine yhe selling price at UMKM Regar Fruit. Full costing method is a methode of dtermining the cost of goods manufactured which calculate all the elements from cost production which consist of materials cost, direct labour, factory overhead cost, both fixed cost and variable cost. The selling price can be obtained from cost of goods manufactured plus expected profit. The data used are primary data and secondary data. Primary data were obtained from the interview process through social media conducted with the ownes of  UMKM. Secondary data obtained from UMKM Regar Fruit. The results of the research stated that the calculation of the cost of goods manufactured a difference that affected the selling price.

Chevon availability in some markets in Ibadan, Nigeria

2020 ◽  
Vol 47 (4) ◽  
pp. 255-260
Author(s):  
H. O. Shaib-Rahim ◽  
O. J. Aluko ◽  
O. Eniola ◽  
E. N. Okeke ◽  
M. B. Oyedeji ◽  
...  
Keyword(s):  
Formal Education ◽  
Variable Cost ◽  
Fixed Cost ◽  
Cost Ratio ◽  
Goat Meat ◽  
Benefit Cost Ratio ◽  
Multi Stage ◽  
The Government ◽  
Nutritional Benefits ◽  
Age Range

Goat meat has a number of nutritional benefits compared to other meats. It is preferred by those who know it value. Studies on marketing of goat meat (chevon) is important to provide vital information on its availability, profitability and the contsraints encoutered by the marketers for effective research, pricing, planning and policy fomulation. In the study, the marketing of chevon in selected markets in Ibadan, was examined. Well-structured questionnaires were purposively administered to 60 respondents from four markets (Bodija, Akinyele, Oritamerin, Aleshinloye) in different Local Government Areas within Ibadan, using multi-stage sampling techniques. Data were analyzed using descriptive statistics and budgetary analysis. The results showed that 55% male respondents were chevon marketers in which 70% were married within the age range of 40-49 years. About 31.7% had no formal education while 30.0% had secondary education. In terms of religion, 46.7% were Muslims, 40.0% were Christians and 13.3% were traditional believers. The budgetary analysis revealed that the total revenue (TR) was < 3,970,030.00, total variable cost (TVC) was < 2,125,150.00 and total fixed cost (TFC) was <123,300.00 while gross profit and net profit accounted for < 3,970,030.00 and ? 1,721,580.00, respectively. Total cost incurred was < 2,248,450.00 per month. The benefit cost ratio (BCR) was calculated to be < 1.83. Among the problems facing chevon marketing in the study areas are infrastructural, credit facilities and storage facilities. It is therefore recommended that the government at all levels should provide market facilities and favorable market, regulatory framework for a more profitable chevon business.

scholarly journals Prospek Pengembangan Cabai Rawit di Kecamatan Arut Selatan Kabupaten Kotawaringin Barat

2017 ◽  
Vol 4 (2) ◽  
pp. 82-93
Author(s):  
Novi Nurhayati
Keyword(s):  
Return On Investment ◽  
Swot Analysis ◽  
Secondary Data ◽  
Chili Pepper ◽  
Primary Data ◽  
Variable Cost ◽  
Fixed Cost ◽  
Cost Ratio ◽  
Good Prospect ◽  
Break Even Point

The purpose of this research is to know the analysis of chili pepper farming and the prospect of cayenne pepper development in the sub-district of Arut Selatan Kotawaringin Barat regency. Analysis of cayenne pepper includes income analysis, acceptance, revenue cost ratio, Break-even point price, break-even point production, return on investment. The prospect of chili pepper development can be known by the strengths, weaknesses, opportunities, and threats. The data needed in this study are secondary data and primary data variable cost, fixed cost, price, and quantity of production. Pursuant to result of research of cayenne pepper farm have to value of acceptance equal to Rp. 11.723.333,33., income equal to Rp. 5.618.333,33.,; revenue-cost ratio equal to 1.90; break-even point production equal to 124,14 kg; break-even point price equal to Rp. 26.038,27 and return on investment equal to 90,25%. The prospect of the development of chili pepper farm has a good prospect because based on SWOT analysis is in quadrant I which means very profitable for a business, which has the strength and the chances of mutual support.

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