scholarly journals Does Microfinance Matter for Women Borrowers? Recent Findings from Bangladesh

2019 ◽  
pp. 1-9
Author(s):  
Basharat Hossain ◽  
Syed Naimul Wadood
Keyword(s):  
Interest Rates ◽  
Cross Sections ◽  
Quantitative Research ◽  
Positive Impact ◽  
Secondary Data ◽  
Primary Data ◽  
Random Survey ◽  
The Impact ◽  
Structured Questionnaire ◽  
Women Borrowers

This paper examines the impact of microfinance on some selected women borrower respondents of Bangladesh, who have been selected through a systematic random survey process. This is a quantitative research based on primary and secondary data. The primary data was collected through a structured questionnaire on sixty women borrowers of the Dhaka City, Bangladesh. This paper finds that microfinance has a highly significant positive impact on the income of these women borrower respondents. Moreover, though microfinance encourages for savings and buying new asset but it has no significant impact on their asset building and savings.Overall, there has been a mixed outcome from this cross-sections data: microfinance has been found as a matter for women borrowers’ income increasing aspects, whereas not much effective in increasing savings or building up of assets. Finally the paper recommends some steps to increase effectiveness of microfinance on the women borrowers, including expanding training facilities and lower interest rates particularly for women borrowers.

scholarly journals DAMPAK PT. SARULLA OPERATIONAL LIMITED (SOL) PANAS BUMI TERHADAP EKONOMI DAN LINGKUNGAN MASYARAKAT KECAMATAN PAHAE JULU KABUPATEN TAPANULI UTARA

JURNAL BUANA ◽  
2018 ◽  
Vol 2 (5) ◽  
pp. 392
Author(s):  
Dina Simatupang ◽  
Yudi Antomi ◽  
Triyatno .
Keyword(s):  
Water Pollution ◽  
Environmental Impact ◽  
Laboratory Test ◽  
Economic Impact ◽  
Quantitative Research ◽  
Positive Impact ◽  
Secondary Data ◽  
Primary Data ◽  
Community Work ◽  
The Impact

ABSTRAK Penelitian ini bertujuan untuk mengetahui (1) dampak PT. Sarulla Operational Limited (SOL) Panas Bumi terhadap ekonomi di Kecamatan Pahae Julu, (2) untuk mengetahui dampak PT. Sarulla Operational Limited (SOL) Panas Bumi terhadap lingkungan (pencemaran air) di Kecamatan Pahae Julu. Metode yang digunakan dalam penelitian ini adalah metode penelitian deskriptif kuantitatif. Penelitian ini menggunakan data primer dan data sekunder. Populasi dalam penelitian ini adalah Daerah Aliran Sungai Batang Toru dan masyarakat Kecamatan Pahae Julu dari 19 desa yang berjumlah 12.343 jiwa. Penelitian ini dilakukan dengan metode survei dan wawancara. Hasil penelitian menunjukkan bahwa 1) ada dampak positif dari keberadaan PT. Sarulla Operational Limited (SOL) Panas Bumi terhadap ekonomi masyarakat seperti di bidang pekerjaan masyarakat memiliki peluang menambah penghasilan seperti membuka warung, rumah makan, kontrakan/kos-kosan, jual jasa sopir dan laundry sehingga dengan ini pendapatan masyarakat meningkat, 2) berdasarkan hasil penelitian mengenai lingkungan (pencemaran air) yang dilakukan dengan uji laboratorium, hasil penelitian menunjukkan bahwa air Sungai Batang Toru yang ada di sekitar PT. Sarulla Operational Limited (SOL) Panas Bumi tergolong tercemar dengan parameter yang diuji yaitu pH, BOD, DO, Posfat dan COD dan Nitrat tergolong tidak tercemar. Kata Kunci : Dampak Ekonomi, Dampak Lingkungan ABSTRAC This study aims to determine (1) the impact of PT. Sarulla Operational Limited (SOL) Geothermal on the economy in Sub Pahae Julu, (2) to know the impact of PT. Sarulla Operational Limited (SOL) Geothermal on the environment (water pollution) in District Pahae Julu. The method used in this research is descriptive quantitative research methods.This study uses primary data and secondary data. The population in this study is the Watershed District of Batang Toru and Pahae Julu community of 19 villages totaling12 343 inhabitants.The research was conducted by survey and interview. The results showed that 1) there is a positive impact of the presence of PT. Sarulla Operational Limited (SOL) Geothermal towards economic communities such as in the field of community work have the opportunity to increase revenue such as small store, restaurants, rent/boarding houses, selling services of a driver and laundry so that these people's income increases, 2) based on the results of research on the environment (water pollution) conducted by a laboratory test, the results showed that the waters of the Batang Toru around PT. Sarulla Operational Limited (SOL) Geothermal classified as contaminated with the parameters tested, namely pH, BOD, DO, Phosphate and Nitrate COD and relatively uncontaminated. Keywords: Economic Impact, Environmental Impact

scholarly journals Awareness of Green Marketing in Retailing and its Impact in Environment

2019 ◽  
Vol 9 (2S3) ◽  
pp. 440-444
Keyword(s):  
Quantitative Research ◽  
Secondary Data ◽  
Green Marketing ◽  
Environmental Benefits ◽  
Primary Data ◽  
Chi Square ◽  
Descriptive Research ◽  
Chi Square Analysis ◽  
The Impact ◽  
Structured Questionnaire

Green marketing refers to the process of selling goods or services based on environmental benefits. Green selling is very much significant for a number of reasons from eliminating extravagance and to educate all the consumers about maintaining the product or services eco-friendly. Objective of the studyis to identify the awareness of green marketing among retailers and to analyses the impact of green marketing on environment. This study is a quantitative type of research and it involves a descriptive research design. Quantitative research is obtained based on the structured questionnaire framed. Researcher has taken Primary Data through Questionnaire and Secondary Data through Journals, Magazines and Internet. Researcher Used Bar Diagram, Pie Diagram and Chi-Square Analysis for Interpretation.

scholarly journals The Giving Of Disciplinary Penalty of Civil Servants Based On Government Regulation Number 53 of 2010 in Governments of Demak Regency

2020 ◽  
Vol 2 (4) ◽  
pp. 443
Author(s):  
Muhammad Adib ◽  
Sri Kusriyah Kusriyah ◽  
Siti Rodhiyah Dwi Istinah
Keyword(s):  
Government Regulation ◽  
Positive Impact ◽  
Secondary Data ◽  
Civil Servant ◽  
Civil Servants ◽  
Disciplinary Action ◽  
Primary Data ◽  
Immediate Supervisor ◽  
The Government ◽  
The Impact

Government Regulation No. 53 of 2010 regarding the discipline of the Civil Servant loading obligations, prohibitions, and disciplinary action which could be taken to the Civil Servant who has been convicted of the offense, is intended to foster a Civil Servant who has committed an offense, the form of disciplinary punishment is mild, moderate, and weight. Disciplinary punishment for the Civil Servant under Government Regulation No. 53 of 2010 Concerning the Discipline of Civil Servants. The formulation of this journal issue contains about how the process of disciplinary punishment, and constraints and efforts to overcome the impact of the Civil Servant disciplinary punishment in Government of Demak regency. The approach used in this study is a sociological juridical approach or juridical empirical, that is an approach that examines secondary data first and then proceed to conduct research in the field of primary data normative. The process of giving disciplinary sanctions for State Civil Apparatus in Government of Demak regency begins with the examination conducted by the immediate supervisor referred to in the legislation governing the authority of appointment, transfer and dismissal of civil servants. The results showed that in general the process of sanctioning / disciplinary punishment of civil servants in the Government of Demak be said to be good and there have been compliance with the existing regulations / applied in Government Regulation No. 53 of 2010, although it encountered the competent authorities judge still apply tolerance against the employee, but also a positive impact among their deterrent good not to repeat the same offense or one level higher than before either the Civil Servant concerned or the other. Obstacles in carrying out disciplinary punishment in Government of Demak regency environment is still low awareness of employees to do and be disciplined in performing the tasks for instance delays incoming work, lack of regulatory discipline, lack of supervision system and any violations of employee discipline. There must be constraints to overcome need for cooperation with other stakeholders comprising Inspectorate, BKPP, and the immediate superior civil servants in this way can be mutually reinforcing mutual communication, consultation, coordination so that if later there is a problem in the future could be accounted for.Keywords: Delivery of Disciplinary Sanctions; Civil Servant; Government Regulation No. 53 of 2010.

scholarly journals The Impact of Stakeholders on the Achievement of the Projects Within Malian Firms: Case of SODEMA

2020 ◽  
Vol 13 (3) ◽  
pp. 87
Author(s):  
Tiédian Fané ◽  
Toumani Bagayoko
Keyword(s):  
Positive Impact ◽  
Hypothesis Test ◽  
Secondary Data ◽  
Regression Equation ◽  
Primary Data ◽  
Key Stakeholders ◽  
Model Project ◽  
Anova Table ◽  
Industry Needs ◽  
The Impact

This study highlights the impact of stakeholders on achievement of projects. The recommendations should be used as guideline for Malian projects. The quantitative and qualitative methods, primary data collected by questionnaires and interviews are used. Secondary data are gotten from articles, journals and online resources. The research framework was analyzed using simple regression models. Hypothesis test is adopted to accept or reject the hypotheses formulated in this research. Excel software have been used to perform regression statistics, predicting with the regression equation, Hypothesis test for correlation, ANOVA table and Regression equation plot. The results suggest that stakeholders have significant impact on achievement of projects. Stakeholders have a positive impact on achievement of projects is valid hypothesis. This study makes several contributions to research and theory of key stakeholders and achievement of projects. A greater understanding of stakeholders and achievement of projects provided further investigation of the relationship between of stakeholders and achievement of projects. This model can be used by other project for its achievement. Through the use of this model, project can quickly identify stakeholders requiring special and urgent attention. SODEMA industry needs improvement in communication with stakeholders. The theoretical model developed in this study is applicable in practice.

IMPACT OF DEVELOPMENT EXCHANGE CENTRE (DEC) MICROCREDIT PROGRAMME ON CROP OUTPUT AND STANDARD OF LIVING AMONG WOMEN FARMERS IN KADUNA STATE, NIGERIA

2021 ◽  
Vol 5 (1) ◽  
pp. 65-75
Author(s):  
B. D. Adamu ◽  
H. Y. Michael
Keyword(s):  
Interest Rates ◽  
Positive Impact ◽  
Women Farmers ◽  
Standard Of Living ◽  
Farm Size ◽  
Primary Data ◽  
Living Standard ◽  
Farming Communities ◽  
Multi Stage ◽  
The Impact

This study examined the impact of Development Exchange Centre microcredit programme on crops output and standard of living among women farmers in Kaduna State, Nigeria. A multi-stage sampling method was employed to select 420 respondents. Primary data were collected through the use of questionnaires and were subjected to both descriptive and inferential statistics. The mean farming experience was 22 years for DEC participants and 19 years for non-DEC participants while mean farm size for participants and non-DEC participants was 2.0 ha. Determinant of standard of living on programme participants, the study concludes that, age (0.0405, P<0.01), farm size (47.510, P<0.01), education, credit (0.6031, P< 0.01) and extension contact (0.002, P< 0.01), had direct relationship with the standard of living of programme  participants, This implies DEC, increase the standard of living of  programme participants in Kaduna State. Determinant of crops output of programme participants shows that, farm size (0.046, P<0.01), credit (0.821, P< 0.01), extension contact (0.0542, P< 0.05). F-chow statistics shows that DEC microcredit had positive impact on crops output of programme participants. Z – statistics also indicated positive impact on living standard of the participants. It was recommended that, DEC microcredit organization should increase the amount of loan disbursement to N100, 000, so as to increase participation; extend the repayment period, lowered interest rates and extend the programme to other farming communities in Kaduna State, there by improving the standard of living of women farmers in the state

scholarly journals IMPACT OF COVID -19 ON INCOME OF THE TELLA SERASAN FOREST FARMER GROUP KPH BENAKAT PROVINCE OF SOUTH SUMATERA

2021 ◽  
Vol 10 (1) ◽  
pp. 19
Author(s):  
Yayat Hidayat ◽  
Delfy Lensari ◽  
Junaidii Junaidii
Keyword(s):  
Positive Impact ◽  
Secondary Data ◽  
Economic Aspect ◽  
Primary Data ◽  
Social Forestry ◽  
Livestock Sector ◽  
The Impact

Social forestry provides an increase in the production and income of people in Tanggamus Regency as well as Kulon Progo Regency and Gunung Kidul Regency. KTH Tella Serasan also has a positive impact from the economic aspect, but with the covid 19 pandemic, members of the Tella Serasan Forest Farmers Group also experienced the impact of a decline in income, therefore further research was needed to what extent the impact of the COVID-19 pandemic on income for the community, especially the Tella Serasan Farmer Group. The purpose of this study was to analyze the impact of the COVID-19 pandemic on the income of the Tella Serasan Forest Farmer Group, Gelumbang District, Muara Enim Regency, South Sumatra Province. This research was conducted in December 2020 – April 2021. The research was conducted at Tella Serasan Teluk Limau Village, Gelumbang District, Muara Enim Regency, South Sumatra Province with the number of respondents in this study amounting to 54 respondents. The data Collected were primary data and secondary data. The income of the community before the Covid-19 pandemic in the plantation sector was Rp. 212,360,000 years/ha, livestock sector Rp.55,600,000/year and other sources of income Rp. 158.100.000/year. Community income during the COVID-19 pandemic in the plantation sector was Rp.144,335,000 year/ha, the livestock sector was Rp. 35.400.000/year, and other sources of income Rp. 127,835,000/year.

scholarly journals IMPACT OF SENIOR MANAGEMENT SUPPORT, EMPLOYEES' INVOLVEMENT, AND OPEN CORPORATE CULTURE ON THE MOTIVATION OF EMPLOYEES: AN EMPIRICAL STUDY

2020 ◽  
Vol 6 (2) ◽  
pp. 99
Author(s):  
Sadia Kausar
Keyword(s):  
Decision Making ◽  
Regression Analysis ◽  
Corporate Culture ◽  
Positive Impact ◽  
Secondary Data ◽  
Senior Management ◽  
Primary Data ◽  
Management Support ◽  
Research Model ◽  
The Impact

This study is aimed to investigate the impact of senior management support, employees’ involvement and open corporate culture on the motivation of employees in the education sector of Pakistan. To collect the primary data, a self-administrated questionnaire is used while for secondary data collection research journals and articles are used. The sample size of this study consists of two hundred employees (hundred from public and hundred from private institutes). SPSS is used for measuring the association between variables and to see the impact of senior management support, open corporate culture, and involvement of employees on the motivation of employees. Correlation analysis and regression analysis are used to test the hypothesis of the research model. The motivation of the employees mainly depends upon senior management support and employees' involvement in decision making. Findings of the results support hypothesis 1, 2 & 3 while disproving hypothesis 4. Senior management support and employees’ involvement in decision making have a significant and positive impact on the motivation of employees. And the open corporate culture has no meaningful impact on employees’ motivation.

scholarly journals Impact of Monetary Policy on Economic Growth: Empirical Evidence in Vietnam

2019 ◽  
Vol 5 (10) ◽  
Author(s):  
Tang My Sang
Keyword(s):  
Economic Growth ◽  
Monetary Policy ◽  
Interest Rates ◽  
Empirical Evidence ◽  
Money Supply ◽  
Negative Impact ◽  
Positive Impact ◽  
Secondary Data ◽  
The Impact

Through the secondary data collected from 2009 to 2018, the research used Var method to test the impact of monetary policy on economic growth in Vietnam. The results show that there is a relationship between the variables of monetary policy and economic growth, in which the money supply has a positive impact at a high significant level, interest rates have a negative impact on Vietnam economic growth. From the results obtained, the research proposed solutions for operating monetary policy.

scholarly journals DAMPAK ALIH FUNGSI LAHAN PERTANIAN CENGKEH TERHADAP KONDISI SOSIAL EKONOMI PETANI (Studi Kasus Petani Pemilik Lahan di Kelurahan Kumelembuai Kecamatan Tomohon Timur)

2017 ◽  
Vol 13 (3A) ◽  
pp. 63
Author(s):  
River Pieter Tandaju ◽  
Elsje P. Manginsela ◽  
Nordy F. L. Waney
Keyword(s):  
Agricultural Land ◽  
Negative Impact ◽  
Positive Impact ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Primary Data ◽  
Land Conversion ◽  
Local Society ◽  
Social Side ◽  
The Impact

The research aims to describe the impact of the conversion of agricultural land of cloves to the socio-economic condition of farmers. The study was conducted from May to July 2017. The data used are primary data obtained through interviews to 5 (five) respondents who sell land for land converted. Secondary data is obtained from Tetetana Hill nature reserve, Kumelembuai village government, books and journals. Data analysis used is descriptive analysis. The research results showed that viewed from the economic side, land conversion has a positive impact for the farmers family and local society. Positive impacts for farmers family include increasing the income, helping to construction the house of farmers, opening up a new farming businesses, and for local society like existence of jobs. Viewed from the social side, land conversion has positive and negative impacts, that is: change of farmers family life status (positive impact), and the influence of visitor habits toward society (negative impact).

scholarly journals Problematic Financing Fine in Indonesian Ulema Council Perspective

2019 ◽  
Vol 6 (5) ◽  
pp. 241
Author(s):  
Nurmusyahidah Nurmusyahidah ◽  
Arfin Hamid ◽  
Andi Tenri Famauri
Keyword(s):  
Negative Impact ◽  
Positive Impact ◽  
Financial Institution ◽  
Secondary Data ◽  
Working Hours ◽  
Deterrent Effect ◽  
Primary Data ◽  
South Sulawesi ◽  
Negative Impacts ◽  
The Impact

Bad credit is caused by two factors, which are from the bank and from the customer. This study aimed to analyze the fine financing problems in the Islamic of Pawnshop Unit Bone according to Indonesian Ulama Council (MUI) perspective. This research is a normative legal research using a sociological juridical approach. The primary data used are regulations or legal products from the Indonesian Ulama Council, namely the DSN-MUI fatwa regarding fines and direct interviews with employees and customers. Besides, the secondary data used was number of books that contain opinion Indonesian Ulama Council and other literature which is relevant to research. The results showed that the application of fines in financing problems in the islamic pawnshop Unit Bone of South Sulawesi had positive and negative impacts. The positive impact was giving a deterrent effect to customers who face the due while the negative impact is the waste of time for employees who have to work more than working hours. However, the impact of these fines did not reduce the performance of the South Sulawesi specially in the Islamic of Pawnshop Unit Bone in order to become a non-bank financial institution that is still in demand by the public and become a financial institution that can help the economy of Indonesian society, among them is the society in Bone, South Sulawesi. It is because people in Bone regency tend to open up business as their economic livelihoods.

Sign in / Sign up

Export Citation Format

Share Document