Cybercrime dan Cybersecurity pada Fintech: Sebuah Tinjauan Pustaka Sistematis

This study is intended to determine the cybercrime challenges faced by the fintech industry as well as anticipatory actions in the form of cybersecurity to overcome these challenges. This study employs a systematic literature review method from various articles discussing cybercrime and cybersecurity in fintech that were published in reputable online databases. The findings indicate that cybercrime problems in fintech consist of cybercrime regulations that are not strict, data and information theft, and intellectual property theft in which impacting on the reputation of fintech. Cybersecurity as an attempt to tackle cybercrime in fintech can be performed through proactive action, strengthening regulations, and establishing a reliable cybersecurity framework or procedure. The implications of this research are as an additional reference for academics, practitioners, regulators, and fintech actors related to the fast pace development of cybercrime and cybersecurity in fintech. The limitation of this study is that it only provides an overview and elaborate the results of prior studies instead of provide a further analysis of the relationship between the articles discussed. Recommendations for further research are to increase the scope of the articles studied or apply other literature review methods or conduct empirical research to confirm the results of this study.

Challenges Encountered and Technical Assistance Needed by Parents and Learners Utilizing Modular Distance Learning: Basis for a Proposed Support Program

The shift from face-to face to distance learning brought about by the outbreak of the COVID-19 pandemic is a major adjustment to all school administrators, teachers, students and parents. The study aimed to determine the challenges encountered and needed support of parents and learners in an elementary school of the Schools Division of Meycauayan City as basis for crafting a contextualized support program. It employed a mixed method design using survey-questionnaire and interview guide as data gathering tools to 123 parents and 10 learners respectively. Frequency and percentage were used to describe the demographic profile, frequency counts and ranking were used on the challenges encountered and support/technical assistance needed by parents while thematic analysis was used to describe the experiences of the learners. The study found out that difficulty in independent learning, difficulty in concentrating on studies and parent’s limited knowledge on the content of child’s lessons are the top struggles of parents in the modular distance learning while almost all learner-respondents describe their experiences of distance learning as difficult because of difficulty in learning by themselves, lack of reference materials for more examples, limited guidance from parents and teachers, challenges in load to research and difficulty in understanding English. Moreover, both respondents are unanimous in declaring that provision of additional reference materials will greatly help lessen the struggles they encountered. Therefore, it is recommended that the support program crafted should be implemented and monitored to fully reinforce the continuity of learning amidst the challenges encountered in the first quarter.

Establishing indicators for assessing non-carcinogenic risks under chronic inhalation expo-sure to benzene and average annual mpc for benzene as per health risk criteria

Recently multiple new toxicological and epidemiologic data on negative effects produced by chemicals have become available; given that, it is necessary to improve quantitative criteria applied in health risk assessment. It is advisable to revise previously established reference concentrations and to make more precise lists of organs and systems affected by a chemical in concentrations which are either equal to reference one or exceed it. Our research aim was to establish a reference concentration for benzene and additional quantitative indicators of its effects (additional reference concentrations) on specific organs and systems under chronic inhalation exposure; another aim was to determine average annual MPC verified as per permissible lifetime carcinogenic risk using evolution models. The research allowed recommending 0.005 mg/m3 to be used as a reference concentration under chronic inhalation exposure to benzene; a decrease in quantity of B-lymphocytes was recommended as a critical effect since this decrease might produce negative effects on the blood and immune system. Additional reference concen-trations for benzene were fixed at 0.007 mg/m3 for the liver as a critical organ and 0.012 mg/mg3 for violated process of organism development as a critical effect. They can be used as additional indicators for assessing non-carcinogenic health risks under chronic inhalation exposure to benzene in its elevated concentrations. Our research results were used to substantiate average annual MPC for benzene in ambient air; its recommended value was 0.005 mg/m3 since it provided safety (absence of impermis-sible (unacceptable) lifetime health risk), probable carcinogenic effects taken into account.

Limited movement of a hybrid zone in relation to regional variation in magnitude of climate change

Hybrid zones can provide clear documentation of range shifts in response to climate change and identify loci important to reproductive isolation. Using a deep temporal (36-38 years) comparison of the black-capped (Poecile atricapillus) and Carolina (P. carolinensis) chickadee hybrid zone, we investigated movement of the under-sampled western portion of the zone (western Missouri) as well as investigating whether loci and pathways underpinning reproductive isolation were similar to those from the eastern portion of the hybrid zone. Using 92 birds sampled along the hybrid zone transect in 2016, 68 birds sampled between 1978 and 1980, and 5 additional reference birds sampled from outside the hybrid zone, we generated 11,669 SNPs via ddRADseq. We used these SNPs to interpolate spatially and assess the movement of the hybrid zone interface through time, and to assess variation in introgression among loci. We demonstrate that the interface has moved approximately 5-8 km to the northwest over the last 36-38 years, i.e., at only one-fifth the rate at which the eastern portion of the hybrid zone (e.g. Pennsylvania, Ohio) has moved. Temperature trends across the last 38 years reveal that eastern areas have warmed 50% more than western areas in terms of annual mean temperature, possibly providing an explanation for the slower movement of the hybrid zone in Missouri. Using genomic cline analyses, we detected four genes that showed restricted introgression in both Missouri and Pennsylvania, including Pnoc, a gene involved in metabolism, learning and memory, concordant with previous physiological and behavioral findings on hybrids and the parental species.

Phonological Complexity: Bernese Swiss German in Ohio and Misiones

This article investigates the notion of complexity as it applies to two phonological characteristics of Heritage Bernese Swiss German, namely /l/-vocalization and /nd/-velarization. We survey literature on the role of complexity in language change generally, as well as how it applies to heritage languages specifically. We then present findings from our study of two groups of Heritage Bernese speakers, one in the United States and one in Argentina, with additional reference to the local contact languages. Our findings suggest that the loss of /nd/-velarization in Misiones, Argentina is most likely the result of an internally-driven reduction of complexity. For both the Ohio and Misiones communities, however, /l/-vocalization has been maintained. We conclude by discussing the importance of research into language dyads beyond those in the United States as well as pursuing research on lesser-studied heritage languages.

Comparative genomics among three cyst nematode species reveals distinct evolutionary histories among effector families and an irregular distribution of effector-associated promoter motifs

Potato cyst nematodes (PCNs), an umbrella term used for two species, Globodera pallida and G. rostochiensis, belong worldwide to the most harmful pathogens of potato. Pathotype-specific host plant resistances are an essential handle for PCN control. However, the poor delineation of G. pallida pathotypes hampers the efficient use of available host plant resistances. Long-read sequencing technology allowed us to generate a new reference genome of G. pallida population D383 and, as compared to the current reference, the new genome assembly is 42 times less fragmented. For comparison of diversification patterns of six effector families between G. pallida and G. rostochiensis, an additional reference genome was generated for an outgroup, the beet cyst nematode Heterodera schachtii (IRS population). Large evolutionary contrasts in effector family topologies were observed. While VAPs diversified before the split between the three cyst nematode species, the families GLAND5 and GLAND13 only expanded in PCN after their separation from the genus Heterodera. Although DNA motifs in the promoter regions thought to be involved in the orchestration of effector expression (DOG boxes) were present in all three cyst nematode species, their presence is not a necessity for dorsal gland-produced effectors. Notably, DOG box dosage was only loosely correlated with expression level of individual effector variants. Comparison of the G. pallida genome with those of two other cyst nematodes underlined the fundamental differences in evolutionary history between effector families. Re-sequencing of PCN populations with deviant virulence characteristics will allow for the linking of these characteristics with the composition of the effector repertoire as well as for the mapping of PCN diversification patterns resulting from extreme anthropogenic range expansion.

Spiritual interventions for cancer pain: a systematic review and narrative synthesis

BackgroundPain is a common and debilitating cancer-related symptom. In palliative care, physical, psychological, social and spiritual factors are thought to contribute to individual experience of pain. Consequently, spiritual care interventions are advocated in the management of cancer-related pain.AimTo systematically review the published literature concerning spiritual interventions in the management of cancer-related pain.MethodologySeven databases (Medline, CINAHL, EMBASE, PsycINFO, Cochrane, Scopus and Web of Science) were searched for quantitative studies of pain in patients with cancer receiving spiritual care interventions, with additional reference and citation searches. Research quality and relevance was appraised using Gough’s ‘Weight of Evidence’ framework prior to narrative synthesis.ResultsThe search identified 12 822 articles, of which 11 were included in the synthesis. Few studies have investigated spiritual interventions in the management of cancer pain: a minority of these demonstrate statistical benefit. Some evidence suggests spiritual care may aid in coping with pain, rather than altering pain intensity. Spiritual interventions are well received by patients with cancer and do not appear to cause harm.ConclusionCurrent evidence provides limited support for the use of spiritual care interventions in the management of cancer pain. The paucity and heterogeneity of literature points to a need for high-quality research with judgements of spiritual intervention efficacy made on an individual basis.PROSPERO registration numberCRD42020190194.

Identification of Lampung local potential as source of Biology learning in senior high school

This research is a preliminary study on a small and limited scale that aims to identify local potentials in the Lampung area as a source of learning biology with conformity to the Basic Competencies in the 2013 Curriculum. This study used a qualitative method with a survey technique through an exploratory descriptive approach. Participants in this study were all biology teachers from 17 public high schools in Bandar Lampung totaling 30 teachers (5 males and 25 females). The selection of participation was done through purposive sampling technique using certain criteria. The results of the study show 18 local potentials of Lampung consisting of 6 natural resource potentials, 4 conservation areas, 4 culinary delights, 2 arts, 1 handicraft and 1 traditional ceremony. The grouping of local potentials can be related to the subject of biology at the high school level. Local potential can be categorized as use in the field of education, namely natural resources and conservation areas. It can alsobe used as practicum activities with the help of LKPD media. Furthermore,local culinary potential can be used as practicum activities on learning devices (RPP), local potentials for arts, crafts. moreover, traditional ceremonies can be used as an additional reference for enrichment programs on learning devices (RPP).

Analysis of the sagittal root angle and its correlation with hard and soft tissue indices in anterior teeth for immediate implant evaluation: a retrospective study

Background To assess the root angle characteristics of maxillary incisors, and to analyze the relationship between the root angle and other implant-related anatomical indices to use the sagittal root angle as an index for immediate implant evaluation and design. Methods A random sample consisting of 400 cone-beam computed tomography (CBCT) images and 65 maxillary plaster models were selected for the present study. CBCT and stereolithography (STL) scan images were imported as DICOM files into coDiagnostiX software for matching the hard and soft tissue. The angle between the long axis of the anterior tooth and the corresponding alveolar bone and implant-related hard and soft tissue indices were measured in the sagittal section. Descriptive statistics, frequency analysis, multi-level comparisons, and correlation analyses were performed. Results The average sagittal root angles were 15° at the central incisor and 19° at the lateral incisor. The root angle in males was significantly larger than that in females, and increased with age. The largest angle, 22.35°, was found in the lateral incisors of the oldest (> 50 years old) male group. The root angle was found to correlate with coronal buccal bone thickness, coronal palatal bone thickness, apical buccal bone thickness, palatal bone thickness, and the below apex bone thickness. Conclusions The sagittal root angle could reflect the distribution of other implant-related anatomical indices, which may provide additional reference for the evaluation of immediate implant placement.