DAMPAK PEMBIAYAAN MURABAHAH TERHADAP PENINGKATAN KESEJAHTERAAN NASABAH DI KOTA BOGOR

This reseach aims to find effect of murabahah financing though well-being increasing at teacher around Bogor city. This reseach uses quantitative approach with correlation analysis as analityc tools. Findings this reseach; first, there are effect margin cost though costumer well-being. Second, financing period also has positive effect though costumer well-being. The conclution is murabahah financing on Islamic banking have effort to increase well-being especially teacher at Bogor city.

PENGARUH PERSEPSI MASYARAKAT TERHADAP PERMINTAAN KARTU KREDIT BERBASIS SYARIAH

This research aims to describe effect people perception though demand of Islamic credit card. This reseach uses interview and quisioner as analitic instrument with quantitative approach. The findings are first, knowledge about Islamic credit card on Islamic bank is most respondent don�t known. And second, there are effect people perception though demand of Islamic credit card.

ANALISIS MAQASHID SYARIAH PADA INDEKS PEMBANGUNAN MANUSIA

This study aims to determine the concept of human development made by UNDP, and its relevance to the condition of the developing country Indonesia at this time , and how the Islamic judge it. In addition , this study also aims to lift Islamic persefektif related human development, as a critique falsifies Human Development Index which is an instrument in determining the countries in the world in the category of developed, developing, undeveloped, or underdeveloped. From the research conducted, it was found that the concept of human development according to the UNDP and maqashid banking is not face to face with each other because both concepts are not mutually contradictory. This can be explained by considering three factors of human development made by UNDP (health, education, income) using Shari'ah maqashid scales consisting of human development in the field of religion, life, intellect, lineage and property. From the results of the comparison can be concluded that part of the maintenance of mental health, education part of the reason maintenance, and maintenance revenue part of the treasure.

ANALISIS PEMIKIRAN IMAM AL-GHAZALI MENGENAI MEKANISME DAN ETIKA PERILAKU PASAR

This research goal is to describe market based on Islamic and conventional economy from Imam Al-Ghazali. This reseach use qualitative approach. The findings are market and ethic operated by cognitive, affective dan skill. Imam Al-Ghazali has a concept about market mechanism based on Islamic law.

ANALISIS MASHLAHAT MURSALAH KEIKUTSERTAAN INDONESIA DALAM ASEAN ECONOMIC COMMUNITY

Methodology uses a qualitative method. The characteristic on it is direction to describe a case with understanding of meaning and its problems, so that data analyzing which used is analytic descriptive. Collecting data uses observation method, interview, documentaries and ends to conclusion. The result of this research and its analyzing about Mashlahat Mursalah in AEC 2015 to Indonesia shows that many domain advantages and positives side. Indonesia would become a wealth region and competitive with good economic progressing and reducing poverty and it deviation social and economic. But, to reach it is not easy at all and need a hard and serious work to face it. Indonesia has big potential such as population, natural resources, wide geography and biggest PDB in ASEAN so that Indonesia become main player in ASEAN Economic Community 2015.

ANALISIS FAKTOR-FAKTOR PEMILIHAN SISTEM PEMBAYARAN PREMI SECARA DARING PADA ASURANSI SYARIAH

Hasil penelitian menunjukkan bahwa PT ATK bekerja sama dengan PT Pos, serta Bank Syariah lainnya dalam pengelolaan premi lanjutan dengan fasiltas interkoneksi; sistem pembayaran mempengaruhi jumlah besaran premi, jumlah transaksi dan rata-rata premi per transaksi; sistem pembayaran online payment paling besar perolehan preminya dibandingkan dengan sistem pembayaran lainnya; sistem pembayaran online payment paling besar jumlah transaksi dibanding dengan yang lain, namun perolehan rata-rata premi pertransaksi terkecil, perolehan terbesar premi pertransaksi ada pada sistem pembayaran transfer; faktor yang mempengaruhi pemilihan sistem pembayaran secara nyata adalah tingkat pendidikan, tingkat pendidikan tertinggi (S2/S3) paling banyak memilih sistem pembayaran transfer dan jumlah premi per transaksi paling tinggi. Dari indikasi yang diperoleh pada hasil penelitian, diketahui bahwa peserta asuransi yang tertinggi jumlahnya adalah dengan tingkat pendapatan terendah.

ANALISIS PERBANDINGAN KINERJA KEUANGAN BANK SYARIAH DAN BANK KONVENSIONAL BERDASARKAN MODEL ACCRUAL BASIS DAN CASH BASIS

Bank credibility could be seen from its financial performance both of the large Islamic bank and Comercial bank. This research aims to know financial performance of seven bank both of the large bank in Indonesia, Syariah Bank ang Conventional Bank for period 2012. This research using comparative strategies and techniques analysis using descritive analysis. The data collected are the balance sheet, income statement and cash flow statement published by Bank Indonesia. While the value of the credit for the measurement of soundness is calculated using CAMEL ratios that include aspects of capital, productive assets, management, earnings and liquidity. The preparation, calculation and grouping adapted to Bank Indonesia. Regulation No.6/10/PBI/2004 dated 12 April 2004 concerning the Rating System for Commercial Banks. This research tried to compare results between aspect financial (CMEL)and statistik methode using acrual basis and cash basis with� discriminant analysis at spss. The result of this research both of the calculating using CAMEL� and analysis statistik with acrual basis and cash basis are the same result, that the commercial bank have a good value better than syariah bank at period 2012.

KEHALALAN MAKANAN CEPAT SAJI MENURUT FATWA MUI: STUDI ANALISIS TERHADAP RESTORAN CEPAT SAJI DI KOTA BOGOR

The results concluded that the criterias of fast food that is halal and which is haram in Islamic Shari'ah is determined by the presence or absence of unclean and unclean goods elements. MUI has arranged halal fast food products by establishing the System and Procedures for Stipulation of Fatwa Halal Products completely. LPPOM MUI has also set up MUI Halal Certification procedures in detail for fast-food restaurant products. National fast food restaurants in Bogor City have been certified halal MUI and have implemented Halal Assurance System (SJH). This is evidenced by the establishment of halal policy by Top Management; appointment of Halal Management Team; making HAS manual; implementation of Halal Assurance System training; preparation of HAS related procedures; internal audit implementation; and management review. The local fast food restaurants are generally not certified halal MUI, so it cannot be ascertained halal. Because to ensure it must go through an audit process that requires fast-food restaurant companies to register halal certification first. Therefore, the authors suggest that the government immediately implement the mandate of Halal Product Guarantee Act (JPH) by making the government regulation as derivative rule and complementing the working tool of the Halal Product Guarantee Organizer (BPJPH). In addition, fast-food restaurant entrepreneurs who have not been certified halal to immediately apply halal certification, in order to protect the interests of consumers of food products containing elements of illicit goods or impure. The people, especially the Muslims, are encouraged to consume halal certified halal food products, and be wary of processed food products that have not been certified halal, especially products that have a critical point on raw materials, additives, and auxiliary materials as well as on the production process.

IMPLEMENTASI GADAI TANAH DAN ATAU TANAH SECARA SYARIAH DI DESA CIBEUREUM KALONG KECAMATAN DRAMAGA KABUPATEN BOGOR JAWA BARAT

The practice of pledge in Indonesian society is already a universal sociological phenomenon and occurs in almost all regions and develops from generation to generation. Similarly, in Bogor community in general and in particular the community of Cibeureum Kalong Village Bogor District, pawn is a common thing as well as a tradition from generation to generation that is often done by the people of the village. The practice of pledge that has been running without proof of documents, they carry out such mortgage transaction is only based on trust. Based on the formulation of problems and research objectives, the approach method used is a qualitative approach. The method used is between qualitative methods. Using qualitative research methods, qualitative descriptions of existing institutions exist within the community. Based on the research that the implementation of rice field ladang in the village of Cibeureum Kalong Sukawening Bogor district is still mostly done with customary law and pawnshops are not perfectly implemented, because in pawn transaction that has not been using the contract, they only use the contract verbally if any the proof is only a receipt, and there is no term period. As for the utilization of mahrum or collateral goods there is no profit sharing

ANALISA PENERAPAN PRAKTEK REASURANSI PADA PERUSAHAAN ASURANSI SYARI�AH DI INDONESIA

This research was carried out in connection with the development of insurance business based on shari�a today is very fast and therefore very important to understand by the Muslim community, especially with respect to the mechanism of the operation of the Shari�a Insurance company. One aspect of the technical field of the insurance company is the reinsurance management unit, especially in the shari�a insurance company. then the need for research by doing "Analysis of the implementation of reinsurance practices in shari�a insurance companies in Indonesia" (the study conducted on the technical division of PT Asuransi Takaful Umum, Head Office), the first shari�a general insurance company in Indonesia. The issues raised are how to know the mechanism of Aqad in shari�a insurance company, as well as the relation of Aqad with the practice of reinsurance program. Therefore it is important to understand the application of the Aqad in shari�a insurance company as well as to understand the practices of reinsurance in Sharia Insurance Company, by combining the Aqad used in shari�a insurance company with the practices of reinsurance program which is subject to the provisions of the Law of the Republic of Indonesia Number 40 Year 2014 on Insurance and Fatwa of Dewan Syariah Nasional - Majelis Ulama Indonesia (DSN-MUI).� Metode of research used is Research Method Qualitative, the method used to analyze problems both analyzing qualitative descriptive and quantitative descriptive. By sourced from primary data relating to documents of reinsurance program of PT. Asuransi Takaful Umum in 2016, as well as data obtained by observation both through informants and interviews. Such Analysis is suggested for other shari�a insurance companies, to ensure the halalness of the implementation of shari�a insurance companies especially for Muslim community in Indonesia as it�s customers.