Towards the Establishment of Relationship between Macroeconomic Indicators and Cost of Public Educational Buildings in Ghana

Cost of building is usually influenced by several factors; one of such is frequent changes in macroeconomic variables. The purpose of this study is to establish the need to conduct further research on the impact of changes in macroeconomic components on the cost of public educational buildings. The study adopted the qualitative research approach; purposive and snowballing techniques were used in selecting respondents. Questionnaire survey was used to obtain primary data from respondents who were Quantity Surveyors and Estimators. The questionnaires were analyzed through descriptive analysis. Secondary data was obtained through literature review. The study revealed that respondents were satisfied with cost management procedures and practices and mainly relied on cash flow, progress reporting, and project cost control methods as means of monitoring and managing project cost. Relative important index, prime rate, interest rate, and inflation were some of the macroeconomic components that professionals considered having impact on cost. The respondents also recommended further studies on the impact of macroeconomic variability on cost of public buildings.

Download Full-text

Two Approaches to Examine the Impact of Different Credit Default Indicators on Real Estate Loans

Baltic Journal of Real Estate Economics and Construction Management ◽

10.2478/bjreecm-2019-0012 ◽

2019 ◽

Vol 7 (1) ◽

pp. 190-215

Author(s):

Reimar Pfalz

Keyword(s):

Real Estate ◽

Interest Rates ◽

Secondary Data ◽

Primary Data ◽

Research Approach ◽

The Great Depression ◽

Default Rates ◽

Credit Default ◽

Macroeconomic Indicators ◽

The Impact

Abstract Financing of real estates was a trigger of the largest financial crisis after the “Great Depression” from the early thirties in the last century. One of the main causes of this 2007 crisis was poor risk management in real estate financing. The aim of this paper is to examine the impact of different classes of indicators on credit default rates of real estate loans. Two research approaches should confirm a model that proves how strong the relationship is between different predictor variables such as interest rates, macroeconomic and individual indicators on the response variable of credit defaults. The first approach focuses on conducting descriptive and inferential experimental research by collecting secondary data in different markets and by analysing these data for correlations and linear regressions. The second approach is an expert survey of different banks to compare and complement the results of the first research approach. The research provides the evidence that individual indicators and macroeconomic indicators have a higher impact on credit defaults than interest rates. The scientific research on this theme has led to nearly the same results in different markets: the unemployment rate and thus personal conditions are the most responsible predictors for the credit defaults, also in different markets. The novelty of the present research is the proof that a banking survey with primary data on the causes of credit defaults confirms and complements the results of the secondary data analysis.

Download Full-text

Policy Implementation on Establishment and Management of Village-Owned Enterprises in Indonesia

Society ◽

10.33019/society.v9i1.295 ◽

2021 ◽

Vol 9 (1) ◽

pp. 187-204

Author(s):

Andy Alfatih ◽

Diana Dewi Sartika ◽

Dyah Hapsari Eko Nueraheni

Keyword(s):

Policy Implementation ◽

Field Observation ◽

Research Method ◽

Descriptive Analysis ◽

Secondary Data ◽

Sample Survey ◽

Primary Data ◽

The Impact

One of the efforts to obtain and increase village revenue was by running a business through a village-owned enterprise (VOEs). A policy was needed for utilizing village resources in establishing a village-owned enterprise. The Musi Rawas Regency Government had made a policy, namely Musi Rawas Regency Regional Regulation Number 10 of 2013, concerning Guidelines for the Establishment and Management of Village-Owned Enterprises (VOEs). Villages of Musi Rawas Regency had implemented this regulation. This research aimed to evaluate the implementation of this regional regulation. This research method is descriptive quantitative comprises a sample survey and descriptive analysis indicators resulting from the sample survey. The population of this research was 174 Village-Owned Enterprises (VOEs/BUMDes) in Musi Rawas Regency. At the same time, the sample was 64 VOEs which was taken by referring to the Slovin formula. There were primary data and secondary ones. Primary data came mainly from the questionnaire and field observation. Meanwhile, secondary data were sourced from documents, such as archives and reports. Data were analyzed by descriptive technique. The descriptive technique was done by displaying data, assessing them, delivering argument, quoting theory for justification and confirmation, and concluding. Implementing the Regional Regulation concerning Guidelines for the Establishment and Management of Village-Owned Enterprises (VOEs) was successful. This could be seen from several indicators, refers to Ripley & Franklin (1986), namely: 1) There existed compliance of policy implementers towards the content of the regional regulation. The degree of compliance was high and was in a good category. 2) The establishment and management of VOEs (the smoothness of routine functions) were also high and classified as good, and 3) The performance of the management of VOEs was also good. The impact of policy implementation (regional regulation of Musi Rawas Regency) was positive (good).

Download Full-text

Persepsi Pesan Gambar Pada Bungkus Rokok Dan Perilaku Merokok Remaja Di Kota Medan

Contagion: Scientific Periodical Journal of Public Health and Coastal Health ◽

10.30829/contagion.v2i2.8530 ◽

2020 ◽

Vol 2 (2) ◽

pp. 107

Author(s):

Fauziah Nasution

Keyword(s):

Descriptive Analysis ◽

Smoking Behaviour ◽

Primary Data ◽

Research Approach ◽

Cross Sectional ◽

Product Packaging ◽

Quit Smoking ◽

The Government ◽

The Impact ◽

Cigarette Packs

Introduction: The picture message policy on cigarette packets is regulated in Permenkes No. 28 of 2013 concerning the Inclusion of Warnings and Health Information on Tobacco Product Packaging. The purpose of the inclusion of pictorial health warnings (PKB) on cigarette packs is to prevent adolescents from smoking. By looking at the frightening picture on PKB, it hoped that young smokers would be motivated to quit smoking. Method: This study used a quantitative research approach with a cross-sectional design (cross-sectional) using primary data, this research conducted in Medan City. During January - June 2019. The population in this study were adolescents aged 18-23 years. The sample of this study was 215 teenagers. Data analysis used cross-tabulation descriptive analysis than presented in the form of a frequency distribution table using SPSS 22. Results: The results of this study indicate that the majority of respondents have smoking behaviour in the 19-20 year age group. The majority of respondents stated that they smoke 1-5 cigarettes a day. Teens who stated that they were not afraid of the impact of picture messages on cigarette packs had a 3,939 times risk of smoking compared to adolescents who expressed fear of the impact of picture messages on cigarette packs Conclusion: It hoped that the government could expand the picture message on cigarette packets to increase the desire to quit smoking and reduce the number of smokers in Indonesia. The image message on cigarette packs must be enlarged in order to reduce smoking behaviour in adolescents.

Download Full-text

DAMPAK ALIH FUNGSI LAHAN PERTANIAN CENGKEH TERHADAP KONDISI SOSIAL EKONOMI PETANI (Studi Kasus Petani Pemilik Lahan di Kelurahan Kumelembuai Kecamatan Tomohon Timur)

AGRI-SOSIOEKONOMI ◽

10.35791/agrsosek.13.3a.2017.18017 ◽

2017 ◽

Vol 13 (3A) ◽

pp. 63

Author(s):

River Pieter Tandaju ◽

Elsje P. Manginsela ◽

Nordy F. L. Waney

Keyword(s):

Agricultural Land ◽

Negative Impact ◽

Positive Impact ◽

Descriptive Analysis ◽

Secondary Data ◽

Primary Data ◽

Land Conversion ◽

Local Society ◽

Social Side ◽

The Impact

The research aims to describe the impact of the conversion of agricultural land of cloves to the socio-economic condition of farmers. The study was conducted from May to July 2017. The data used are primary data obtained through interviews to 5 (five) respondents who sell land for land converted. Secondary data is obtained from Tetetana Hill nature reserve, Kumelembuai village government, books and journals. Data analysis used is descriptive analysis. The research results showed that viewed from the economic side, land conversion has a positive impact for the farmers family and local society. Positive impacts for farmers family include increasing the income, helping to construction the house of farmers, opening up a new farming businesses, and for local society like existence of jobs. Viewed from the social side, land conversion has positive and negative impacts, that is: change of farmers family life status (positive impact), and the influence of visitor habits toward society (negative impact).

Download Full-text

THE APPLICATION OF SAFINDA METHOD IN TRANSLATION LEARNING AL-QUR'AN IN STUDENTS IN FATTAHUL MULUK PAPUA

Jurnal Diskursus Islam ◽

10.24252/jdi.v8i3.12677 ◽

2020 ◽

Vol 8 (3) ◽

pp. 286

Author(s):

Syaiful Muhyidin ◽

Achmad Abubakar ◽

M. Sabir Umar ◽

Munir Munir

Keyword(s):

Descriptive Analysis ◽

Secondary Data ◽

Primary Data ◽

Research Approach ◽

Validity Testing ◽

Student Management ◽

Interview Guide ◽

Phenomenological Perspective ◽

Read Word ◽

Reading Activities

This paper elaborates on the application of the Safinda method in learning the translation of al-Quran for students at IAIN Fattahul Muluk Papua. This type is qualitative research, the research approach is a phenomenological perspective and a descriptive analysis approach, and data sources are primary data and secondary data, data collection techniques through observation, interviews, and documentation. The research instrument, namely, the researcher as a key instrument, observation guide, interview guide and documentation reference, data processing and analysis techniques namely data reduction, data presentation, conclusion and verification, data validity testing, namely triangulation techniques, checking the correctness of the information, discussing and consulting data, and extending research time. The results of the study found that the application of the Safinda method in learning the translation of al-Quran to students at IAIN Fattahul Muluk Papua was carried out by (a) paying attention to class management which included classroom arrangement and student management before entering preliminary activities; (b) in the introductory activity, the lecturer starts learning effectively and pleasantly by providing motivation to students; (c) the core activities are carried out through reading activities, aural-oral activities, and memorizing activities are all carried out classically and individually, namely the lecturer reads word for word followed by students, lecturers and students read word for word, students read word for word, the lecturer interprets it, the students interpret all the verses that have been read together, the students read one by one, then the lecturer gives the opportunity to students who do not understand to ask questions, and finally the lecturer explains all the verses that have been studied together.

Download Full-text

IMPACT OF MACHINE TRANSLATION ON UNIVERSITY STUDENTS’ TRANSLATION ABILITY: SOUTH EASTERN UNIVERSITY OF SRI LANKA AS A MODEL

Indonesian Journal of Social Research (IJSR) ◽

10.30997/ijsr.v3i2.138 ◽

2021 ◽

Vol 3 (2) ◽

pp. 121-127

Author(s):

M.S. Zunoomy ◽

F.H.A. Shibly

Keyword(s):

Sri Lanka ◽

Machine Translation ◽

Descriptive Analysis ◽

Secondary Data ◽

Arabic Language ◽

Primary Data ◽

South Eastern ◽

Text Understanding ◽

Unknown Words ◽

The Impact

Machine Translation (MT) is a unique tool in the field of translation. It is used all over the world. In accordance with, the undergraduates who are following Specialization in Linguistics and Translation at the department of Arabic language from South Eastern University of Sri Lanka face obstacles when they translate between Tamil, English & Arabic. Due to, they focus on MT to translate. According to this, the current research aims to identify the impact of MT on their translation activities. This research uses the descriptive analysis methodology. Primary data were collected from observation and questionnaire that was given to the undergraduates who are following Specialization in Linguistics and Translation at the department of Arabic language from South Eastern University of Sri Lanka in the academic year 2018/2019. Secondary data were gathered from research papers, books, research articles, and websites. The findings of this research declares that the undergraduates in the selected area have desires in the translation field and face the obstacles when translating. Thus, they try to use MT for getting accurate translation, idea of the source text, understanding the unknown words. Due to it, they couldn’t omit the MT in their translation activities. Because, it is easy to use and helps to save the time. At the time, they assume that non-use of MT will effect negatively in their translation ability.

Download Full-text

Analisis �Financial Teknology (Fintech)� pada Permodalan Usaha Mikro Kecil dan Menengah (UMKM) dengan Model Peer-To-Peer (P2P) Lending

Jurnal Keuangan dan Bisnis ◽

10.32524/jkb.v17i2.597 ◽

2019 ◽

Vol 17 (2) ◽

pp. 125

Author(s):

Ria Manurung ◽

A. Kristiadji Rahardjo

Keyword(s):

Small And Medium Enterprises ◽

Descriptive Analysis ◽

Secondary Data ◽

Peer To Peer ◽

Least Square ◽

Primary Data ◽

Analysis Methods ◽

P2p Lending ◽

Medium Enterprises ◽

The Impact

The purpose of this study is to analyze the impact of Fintech on Micro Small and Medium Enterprises (MSME) capital with the P2P Lending model. The formulation of the problem is What is the impact of Fintech on MSME capital with the P2P Lending model? Research locations in the Banyumas Regency area with a concentration of 110 MSME as a research sample, with the criterion that ever or currently lending with P2P Lending system. Primary data were obtained from the results of questionnaire processing and interviews with respondents, namely MSME, while secondary data was sought from OJK, BPS, the Ministry of Cooperatives and Micro, Small and Medium Enterprises, BI, articles, and textbooks relevant to research. Data analysis methods are descriptive analysis methods, paired difference analysis and ordinary least square (OLS). The conclusion obtained in this study is a tendency to increase in the Number of Workers, Turnover, Product Sales, Profits and Business Costs after the use of Fintech with the Peer to Peer (P2P) Lending model in MSME. So venture capital loans obtained through FinTech with the P2P Lending model have a positive effect on the improvement and development of the MSME business.

Download Full-text

DAMPAK INDUSTRI PT. GLOBAL COCONUT TERHADAP MASYARAKAT DI DESA RADEY, KECAMATAN TENGA, KABUPATEN MINAHASA SELATAN

AGRI-SOSIOEKONOMI ◽

10.35791/agrsosek.13.1.2017.14933 ◽

2017 ◽

Vol 13 (1) ◽

pp. 99

Author(s):

Andreas ., Rasu ◽

Noortje Marsellanie Benu ◽

Elsje Pauline Manginsela

Keyword(s):

Rural Communities ◽

Negative Impact ◽

Descriptive Analysis ◽

Sample Selection ◽

Secondary Data ◽

Primary Data ◽

Before And After ◽

Foul Odor ◽

The Impact ◽

The Village

The purpose of this study to determine the impact of the presence of Coconut Flour Industry (PT. Global Coconut) to the community in the Radey Village. This research was carried out on members of the village community Radey as respondents. Total respondents 32 people consisting of workers in the industry (25 persons), who did not work in the industry that ordinary members of community (5 persons) and community leaders (2 persons). The study lasted for 3 months from September to November 2016. The sample selection using snowballing method. Types of data collected in this study are primary and secondary data. Primary data is data obtained by direct interview to the respondents. Secondary data is obtained from the Village Office. The data collected concerning Identity Respondents, namely: (1) Name of Respondent, (2) age, expressed in units of years, (3) Level of education, measured by educational level already attained (elementary, junior high, high school, diploma, and University). Data regarding positive or negative impact of the presence of Industry on the community in the village of Radey regarding: (1) Income received before and after working in the company, (2) employment opportunities, (3) business opportunities. The analytical method used in this research is descriptive analysis method qualitative and quantitative modest presented in tabular form. The results of this research showed that the presence of PT Global Agro-Industry Plant in the Radey Village has gave positive and negative impacts for rural communities in the form of increases in income, employment and business opportunity, the new procurement of agricultural roads better and their support for the national celebration activities in the village. The negative impact of such a foul odor had happened only when the management of the rest of the selection in the form of broken coconut and waste production is not done well.Keywords: impact, agro-industry, community, village Radey, South Minahasa District

Download Full-text

IDENTIFIKASI ALIH FUNGSI LAHAN PERTANIAN MENJADI NON-PERTANIAN (INDUSTRI) DI KABUPATEN CIANJUR SERTA DAMPAK BAGI PEREKONOMIAN MASYARAKAT WILAYAH SETEMPAT DI DESA SUKASIRNA KABUPATEN CIANJUR

Jurnal Wilayah dan Kota ◽

10.34010/jwk.v6i01.2454 ◽

2019 ◽

Vol 6 (01) ◽

pp. 29-37

Author(s):

A. Gustiwan ◽

Lia Warlina

Keyword(s):

Land Use ◽

Data Collection ◽

Government Regulation ◽

Agricultural Land ◽

Descriptive Analysis ◽

Secondary Data ◽

Industrial Area ◽

Primary Data ◽

Industrial Land ◽

The Impact

Sukasirna Village is one of ten villages that existed in Kecamatan Sukaluyu. The area of Kecamatan Sukaluyu is about 48.02 km2 or 4,802 ha. In the local Government Regulation No. 17 Year 2012 about Spatial Plan Kabupaten Cianjur in 2011 – 2031 set Kecamatan Sukaluyu bas set industrial zone. The research objectives area to identify land use change and it’s impact were to the economy of community in Desa Sukasirna. Data collection techniques were primary and secondary data collection. Primary data obtained from the results of observation and dissemination of questionnaires to the communities and farmers, while the secondary data obtained from relevant institutions agencies such as BAPPEDA, Badan Pusat Statistik, and the Office of Sukasirna Village. Method used for data analysis were descriptive analysis and overlay techniques for land use map in 2006, 2011, and 2016. The reseach resultan showed there was conversion of agricultural land into industrial land use. The area of agricultural land i.e ricefield in 2006 was 81.1 percent, in 2011 was 77 percent and in 2016, the area was 66.2 percent. The Langest conversion of agricultural land into industrial land was in 2011 to 2016 with an area of 57,37. The impact on livelihoods and people's income in 2016 had a decline in the number of farmers and there was an increasing livelihood of factory employees. The growth of industry increased the income of the community in 41 percent and additional income such as trading around the industrial area. Impacts on farmers led to a decrease in land ownership of farmers with a percentage of 48 percent, as well as other impacts on the environment were water pollution and air /sound pollution with a percentage of 70 percent. Kata Kunci : Guna Lahan, Perubahan Guna Lahan, Pemukiman, dan Pemasukan

Download Full-text

The Development of Indonesian Marriage Law in Jakarta Governor Regulation No. 185 of 2017

SAMARAH Jurnal Hukum Keluarga dan Hukum Islam ◽

10.22373/sjhk.v5i2.9166 ◽

2021 ◽

Vol 5 (2) ◽

pp. 825

Author(s):

Jayusman Jayusman

Keyword(s):

Islamic Law ◽

Legal Theory ◽

Positive Impact ◽

Descriptive Analysis ◽

Secondary Data ◽

Primary Data ◽

Research Approach ◽

Marriage Law ◽

Health Checks ◽

Progressive Policy

The Governor of DKI Jakarta regulates that any prospective bride and groom who intend to get married shall follow guidance and health checks. This policy is a condition for the implementation of marriage. The health checks carried out are not only Tetanus Toxoid vaccination, but also other health tests. If necessary, the doctor can provide a referral for further examination of medically found indications. The prospective bride and groom will then receive a marriage-worthy certificate. This certificate is one of the requirements to obtain the N1 form. This policy is significant leap taken by the Governor of DKI Jakarta. This present study concerns with the perspective of progressive law on DKI Jakarta Governor Regulation No. 185 of 2017 in the context of the development of Islamic family law in Indonesia. The study utilized library research approach with the descriptive analysis method. The primary data included the DKI Jakarta Governor Regulation No. 185 of 2017, and the secondary data were related literature. This study used the progressive legal theory and the Islamic law approach. The analysis and conclusion drawing were done deductively. The study revealed that the DKI Jakarta Governor Regulation No. 185 of 2017 is a progressive policy in preventing the transmission of infectious diseases among prospective brides and grooms, and in reducing maternal and infant mortality. This regulation shall bring goodness and benefit into domestic life, especially for the bridal couples and their descendants, as well as the society and nation. Further, the regulation shall give a positive impact on the development of marriage law in Indonesia.

Download Full-text