scholarly journals Pengaruh risiko kredit terhadap permodalan dengan efisiensi sebagai variabel intervening

2021 ◽  
Vol 10 (2) ◽  
pp. 213
Author(s):  
Achmad Achmad ◽  
Emanuel Kristijadi
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Financial Services ◽  
Banking Industry ◽  
Descriptive Analysis ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Financial Reports ◽  
The Cost ◽  
Positive Effect

Capital for the banking industry as a safeguard against possible risks is very important. This study aims to analyze whether NPL, CKPN, LAR, and BOPO have a significant effect on CAR. This research uses secondary data, taken by documentation method. The data were obtained from the Bank’s financial reports (Book 3) for the 2016-2019 period from the published reports of the Financial Services Authority (OJK). The data were analyzed using a descriptive analysis and Multiple Regression Analysis (MRA). The results show that NPL, CKPN, and LAR have a significant positive effect on BOPO. The effect of NPL, CKPN, and LAR is significantly negative on CAR. The effect of the BOPO variable on CAR is positive but insignificant. Meanwhile, the effect of NPL, CKPN, LAR through BOPO as an intervening variable on CAR is negative and insignificant. The research results imply that, in the future, banks can control the number of non-performing loans so that the cost of funds reserved for problem loans does not increase.

scholarly journals Pengaruh risiko usaha terhadap profitabilitas pada bank umum swasta nasional devisa

2020 ◽  
Vol 9 (2) ◽  
pp. 261
Author(s):  
Syania Dita Cahyani ◽  
Herizon Herizon
Keyword(s):  
Regression Analysis ◽  
Linear Regression ◽  
Descriptive Analysis ◽  
Linear Regression Analysis ◽  
Secondary Data ◽  
Financial Statements ◽  
Significant Positive Effect ◽  
Significant Negative Effect ◽  
Negative Effect ◽  
Positive Effect

The purposes of this study are analyzes the simultaneously and partially effect of LDR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR to ROA in Bank Umum Swasta Nasional Devisa. The sample of this study consisted of four banks: Bank CIMB Niaga, Bank Permata, Bank Pan Indonesia, and Maybank. This study used secondary data taken from the financial statements of  Bank Umum Swasta Nasional Devisa. The bank period from the first quarter of 2013 to the second quarter of 2018. The technique of analyzing data is descriptive analysis and used linear regression analysis, F table, t table. The result of this study indicate that analyzing LDR, IPR, NPL, APB, IRR, PDN, BOPO, FBIR simultaneously have a significant effect on ROA in Bank Umum Swasta Nasional Devisa. Partial LDR, IPR and APB have unsignificant negative effect on ROA in Bank Umum Swasta Nasional Devisa. NPL and IRR partially have unsignificant positive effect on ROA in Bank Umum Swasta Nasional Devisa. PDN and BOPO partially have significant negative effect on ROA in Bank Umum Swasta Nasional Devisa. FBIR partially has significant positive effect on ROA in Bank Umum Swasta Nasional Devisa.

scholarly journals Pengaruh Keamanan, Kemudahan, Kepercayaan, Dan Risiko Kinerja Terhadap Keputusan Pembelian Secara Online

2017 ◽  
Vol 1 (1) ◽  
pp. 64-75
Author(s):  
Edwin Hadi Setiawan ◽  
Anisatul Fauziah
Keyword(s):  
Regression Analysis ◽  
Data Analysis ◽  
Data Collection ◽  
Multiple Regression Analysis ◽  
Descriptive Analysis ◽  
Significant Positive Effect ◽  
Purchasing Decisions ◽  
Performance Risk ◽  
And Performance ◽  
Positive Effect

This study aims to determine how the influence of security, easy, trust and performance risk to online purchasing decisions either partially, simultaneously or dominant. This type of research using survey. The sample in this research 50 respondents there is users of tokopedia.com in Lumajang district. Methods of data collection with questionnaires distributed online using google forms. Data analysis using descriptive analysis and multiple regression analysis. The results showed variable security, easy, trust and performance risk  partially have a significant positive effect on online purchasing decisions. While the simultaneous variable security, easy, trust and performance risk have a significant positive effect on online purchasing decisions. While the most dominant in influencing purchasing decision online is the security.

scholarly journals Pengaruh Partisipasi Dalam Penyusunan Anggaran, Akuntabilitas Publik Dan Job Relevant Information Terhadap Kinerja Manajerial Pada OPD Provinsi Sumatera Barat

2019 ◽  
Vol 1 (4) ◽  
pp. 1756-1772
Author(s):  
Rani Sri Wahyuni ◽  
Erinos NR
Keyword(s):  
Regression Analysis ◽  
Sampling Method ◽  
Secondary Data ◽  
Relevant Information ◽  
Significant Positive Effect ◽  
Public Accountability ◽  
Regional Organizations ◽  
Managerial Performance ◽  
West Sumatra ◽  
Positive Effect

This studyaimed to examine the effect of budgeting participation, public accountability and job relevant information to managerial performance. This research is classified as causative research. The population in this study are 39 Regional Organizations (OPD) of West Sumatra Province. The sample in this study used the Total Sampling method. The type of data used in this study is primary and secondary data. Data collection techniques using a questionnaire consisting of 3 respondents in each OPD so that the questionnaire distributed was 117 questionnaires. The analytical method used is Multiple Regression Analysis using the SPSS version 20.00 program. The result of the study showed participation has a significant positive effect on managerial performance. However public accountability and job relevant information have no effect on managerial performance.

scholarly journals Pengaruh Makro Ekonomi Terhadap Profitabiltas Bank Umum Syariah di Indonesia Tahun 2014-2018

2019 ◽  
Vol 2 (1) ◽  
pp. 72
Author(s):  
Wahyudin Priyono ◽  
Imanda Firmantyas Putri Pertiwi
Keyword(s):  
Exchange Rate ◽  
Financial Services ◽  
Secondary Data ◽  
Least Square ◽  
Islamic Banks ◽  
Significant Positive Effect ◽  
Ordinary Least Square ◽  
Negative Effect ◽  
Positive Effect ◽  
Variable Exchange

This study aims to analyze and identify the effects of inflation and rupiah exchange rates on profitability in Islamic banks in Indonesia with mudharabah deposit as the mediator. Using secondary data that are published by the central bank of Indonesia and financial services authority, the method used in this research is Ordinary Least Square. The result indicates the inflation variable, exchange rate, and mudharabah deposits simultaneously give a significant influence toward profitability (ROA) of the Sharia Commercial Bank in Indonesia. While partially, inflation and exchange rate have no significant effect on profitability (ROA). While mudharabah deposits have a significant positive effect on profitability (ROA). Inflation has a significant negative effect on mudharabah deposits and the exchange rate has a significant positive effect on mudharabah deposits. The path analysis result shows that the mudharabah deposit variable is unable to mediate the effect of inflation and te exchange rate to profitability (ROA)

scholarly journals PENGARUH PENDAPATAN ASLI DAERAH (PAD), DANA ALOKASI UMUM DAN DANA ALOKASI KHUSUS TERHADAP PERTUMBUHAN EKONOMI DI KOTA TOMOHON

2019 ◽  
Vol 19 (7) ◽  
Author(s):  
Olvy Beatriks Talangamin ◽  
Paulus . Kindangen ◽  
Rosalina A.M. Koleangan
Keyword(s):  
Economic Growth ◽  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Regional Economic Growth ◽  
Significant Positive Effect ◽  
Goods And Services ◽  
Local Revenue ◽  
Analysis Technique ◽  
Upper Level ◽  
Positive Effect

ABSTRAKPertumbuhan ekonomi merupakan salah satu indikator yang digunakan dalam  menentukan keberhasilan pembangunan. Pertumbuhan ekonomi yang tinggi dapat membuat kesejahteraan masyarakat menjadi semakin baik. Pertumbuhan ekonomi dapat diartikan sebagai perkembangan kegiatan dalam perekonomian yang menyebabkan barang dan jasa yang diproduksi dalam masyarakat bertambah (Sukirno, 2010).  Tujuan dari penelitian ini untuk menganalisis bagaimana pengaruh PAD, DAU dan DAK terhadap pertumbuhan ekonomi di Kota Tomohon. Desentralisi berarti penyerahan urusan pemerintah dari pemerintah daerah tingkat atas kepada daerah (kuncoro, 2006). Semakin tinggi PAD yang diperoleh suatu daerah maka akan semakin tinggi pertumbuhan ekonomi di daerah tersebut.  Menurut Brata (2004) yang dikutip oleh Adi dan Harianto (2007) menyatakan bahwa terdapat dua komponen penerimaan daerah yang berpengaruh positif secara signifikan terhadap pertumbuhan ekonomi daerah yaitu PAD serta sumbangan dan bantuan. Teknik analisis yang digunakan adalah analisis regresi berganda.  Hasil penelitian menunjukan bahwa pendapatan asli daerah berpengaruh positif akan tetapi tidak signifikan terhadap pertumbuhan ekonomi. dana alokasi umum berpengaruh positif signifikan terhadap pertumbuhan ekonomi. dana alokasi khusus berpengaruh positif signifikan terhadap pertumbuhan ekonomi. Kata Kunci: Pendapatan Asli Daerah (PAD), Dana Alokasi Umum (DAU), Dana Alokasi Khusus (DAK) dan Pertumbuhan Ekonomi ABSTRACTEconomic growth is one of the indicators used in determining the success of development. High economic growth can make people's welfare even better Economic growth can be defined as the development of activities in the economy that cause goods and services produced in the community increases (Sukirno, 2010).  The purpose of this study is to analyze how the influence of PAD, DAU and DAK on economic growth in Tomohon City. Decentralization means the handover of government affairs from upper level regional governments to regions (kuncoro, 2006). The higher the PAD obtained by a region, the higher the economic growth in the region. According Brata (2004) cited by Adi and Harianto (2007) states that there are two components of local revenue that significantly positive effect on regional economic growth that is PAD and donations and assistance. The analysis technique used is multiple regression analysis. The result of research shows that the original revenue of the region has positive but not significant effect on the economic growth. general allocation funds have a significant positive effect on economic growth. special allocation funds have a significant positive effect on economic growth. Keywords: Pendapatan Asli Daerah (PAD), General Allocation Fund (DAU), Special Allocation Fund (DAK) and Economic Growth

scholarly journals Pengaruh Penerapan E-Filing Dan Pengetahuan Perpajakan Terhadap Kepatuhan Wajib Pajak Dengan Biaya Kepatuhan Sebagai Variabel Moderasi

2019 ◽  
Vol 1 (3) ◽  
pp. 1510-1517
Author(s):  
M. Ardhy Erwanda ◽  
Henri Agustin ◽  
Erly Mulyani
Keyword(s):  
Regression Analysis ◽  
Sampling Method ◽  
Primary Data ◽  
Significant Positive Effect ◽  
Compliance Costs ◽  
Analysis Technique ◽  
The Cost ◽  
Relationship Of ◽  
The Relationship ◽  
Positive Effect

This study aims to determine the effect of applying e-filing and knowledge of taxation on taxpayer compliance. Compliance costs as moderating variable that moderate relations between application e-filing and knowledge taxation on the taxpayer compliance. The population in this study is taxpayers in Padang city. The number off samples used was 100 respondents with the sampling method using purposive sampling. The data used in this study are primary data. Data collection techniques are done by questionnaire. The data analysis technique used is multiple regression and moderated regression analysis. The results obtained are the application of e-filing has a significant positive effect on taxpayer compliance, knowledge of taxation does not affect taxpayer compliance, compliance costs proved to moderate the relationship between the implementation of e-filing and taxpayer compliance, and the cost of compliance was not proven to moderate the knowledge relationship of taxation with taxpayer compliance

scholarly journals PENGARUH PEMBIAYAAN MUDHARABAH, MUSYARAKAH, MURABAHAH, DAN IJARAH TERHADAP PROFITABILITAS 4 BANK UMUM SYARIAH PERIODE 2013-2016

2018 ◽  
Vol 14 (2) ◽  
pp. 140-150
Author(s):  
Purnama Putra
Keyword(s):  
Sampling Method ◽  
Research Result ◽  
Secondary Data ◽  
Significant Positive Effect ◽  
Financial Reports ◽  
Purposive Sampling ◽  
Negative Effect ◽  
Quantitative Descriptive ◽  
Positive Effect ◽  
Descriptive Method

This research employ quantitative descriptive method aimed at testing the effects of Mudharabah, Musyarakah, Murabahah, and Ijarah Financings simultaneously and partially on the profitability of Sharia Banks in 2013-2016. This research uses secondary data taken from financial reports of Sharia Banks (Bank Umum Syariah/BUS) registered at the Bank of Indonesia. The data is analyzed using multiple linear regression. Four Sharia Banks were used as samples in this study which provide financial reports per three months. They are chosen using purposive sampling method. From the research result, it can be inferred that mudharabah financing does not have significant effect, musyarakah financing has significant negative effect, while murabahah and ijarah financings have significant positive effect by partially on profitability. Whereas simultaneously have positive significant to profitability. Penelitian ini bertujuan untuk mengetahui pengaruh pembiayaan mudharabah, musyarakah, murabahah, dan ijarah terhadap profitabilitas Bank Umum Syariah yang terdaftar di Bank Indonesia Periode 2013-2016. Data yang digunakan adalah laporan keuangan Bank Umum Syariah (BUS) yang terdaftar di Bank Indonesia. Data dianalisis menggunakan regresi linear berganda. Sampel dalam penelitian ini sebanyak 4 Bank Umum Syariah, yang menyediakan laporan keuangan per triwulan. Sampel diambil menggunakan teknik pengambilan purposive sampling. Hasil dari penelitian ini menunjukkan secara parsial bahwa pembiayaan mudharabah tidak berpengaruh, pembiayaan musyarakah berpengaruh negatif signifikan, pembiayaan murabahah berpengaruh positif signifikan, pembiayaan ijarah berpengaruh positif signifikan terhadap profitabilitas ROE. Sedangkan secara simultan pembiayaan mudharabah, musyarakah, murabahah dan ijarah berpengaruh positif signifikan terhadap profitabilitas.

scholarly journals PENGARUH DIVIDEN PAYOUT RATIO, FINANCIAL LEVERAGE DAN PROFITABILITAS TERHADAP BETA SAHAM

2019 ◽  
Vol 1 (01) ◽  
pp. 29-44
Author(s):  
Suci Ramadani ◽  
Sri Mulyati ◽  
Icih Icih
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Sampling Technique ◽  
Significant Positive Effect ◽  
Financial Leverage ◽  
Dividend Payout ◽  
Purposive Sampling ◽  
Positive Effect

Jakarta Islamic Index is an index comprised of stocks that meet various criteria sharia. Islamic stocks beta is a measure of the risk of the shares belonging to sharia. This study aims to examine and determine the influence of fundamental factors to Islamic stock beta. Object of this research is the company that makes the Jakarta Islamic Index years 2011-2013, with purposive sampling technique gained 12 companies as the study sample. The independent variabel in this study is dividend payout ratio (DPR), financial leverage (FL) and profitability. This research using multiple regression analysis to test the hypotesis. Result showed that the variables dividen payout ratio has no effect on beta Islamic stock. Variable financial leverage and profitability variables significant positive effect on beta Islamic stock. Simultaneous dividen payout ratio, financial leverage and profitability significantly to the beta having an Islamic stock

scholarly journals Pengaruh Motivasi Kerja dan Kepemimpinan terhadap Kinerja Karyawan

2013 ◽  
Vol 2 (2) ◽  
pp. 57 ◽  
Author(s):  
Mudjiran Mudjiran ◽  
Siti Noor Hidayati
Keyword(s):  
Regression Analysis ◽  
Multiple Regression Analysis ◽  
Multiple Regression ◽  
Work Motivation ◽  
Employee Performance ◽  
Significant Positive Effect ◽  
Positive Effect

<span class="fontstyle0">Performance is the work result of the employees to achieve of some company goals. The purpose of this researches is to determine the effect of </span><span class="fontstyle0">leadership </span><span class="fontstyle0">and work motivation to the employee performance as partial and simultaneous at the </span><span class="fontstyle2">UPT Pasar I Kabupaten Sleman</span><span class="fontstyle0">. Research using multiple regression analysis. The result showed leadership and work motivation a significant positive effect on employee performance. It was also concluded thatleadership variable dominanly influenced on employee performance compared to work motivation.</span>

scholarly journals Pengaruh Gaya Hidup Dan Motivasi Belajar Terhadap Prestasi Belajar Mata Pelajaran Pendidikan Kewarganegaraan

2019 ◽  
Vol 9 (1) ◽  
pp. 17
Author(s):  
Mimi Fianora
Keyword(s):  
Regression Analysis ◽  
Student Learning ◽  
Multiple Regression Analysis ◽  
Civic Education ◽  
Learning Motivation ◽  
Primary Data ◽  
Significant Positive Effect ◽  
Learning Achievement ◽  
Education Achievement ◽  
Positive Effect

This study aims to analyze empirically the influence of lifestyle and learning motivation on Civic Education achievement of SMAN 1 Kec. Salimpaung Kabupaten Tanah Datar students. This type of research is causative research. The population in this study were all students of SMAN 1 Kec. Salimpaung Kabupaten Tanah Datar. The sample was chosen randomly as many as 23 students in class XII. The data used in the study are primary data derived from randomly distributed questionnaires. This study uses multiple regression analysis with SPSS 21 software. The results of the study indicate that lifestyle variables (X1) have a significant positive effect on student learning achievement (Y). Learning motivation variable (X2) has no significant effect on student learning achievement.

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