FİNANSAL EĞİTİME BAKIŞ

2015 ◽  
Vol 3 (1) ◽  
Author(s):  
Fatih Temizel
Keyword(s):  
United States ◽  
Best Practices ◽  
International Organizations ◽  
Financial Literacy ◽  
Financial Services ◽  
Financial Education ◽  
The United States ◽  
Developing Nations ◽  
Public Authority ◽  
Turkish Case

This study determines the importance of financial education in contemporary societies. A review of various organizations for increasing financial education whose individual and societal importance has been internationally accepted is also offered. Towards this end initiatives undertaken by international organizations and national authorities are examined. Aspects of these initiatives that can be offered as best practices for developing nations are identified. For the Turkish case financial education examples that can be organized under public authority leadership, with NGO participation are collated. Various experiences about measuring and increasing financial literacy are examined. Among these are the implementations in Australia, Japan, England and the United States. It is put forth, in light of international experience, that increasing access to financial education and efficiency of financial services are possible through, informing, education and consulting.

Orthopaedic Surgery Resident Financial Literacy: An Assessment of Knowledge in Debt, Investment, and Retirement Savings

2019 ◽  
Vol 85 (4) ◽  
pp. 353-358 ◽  
Author(s):  
John D. Jennings ◽  
Courtney Quinn ◽  
Justin A. Ly ◽  
Saqib Rehman
Keyword(s):  
United States ◽  
Orthopedic Surgery ◽  
Financial Literacy ◽  
Financial Education ◽  
Retirement Planning ◽  
The United States ◽  
Financial Knowledge ◽  
Retirement Savings ◽  
Willingness To Participate ◽  
Formal Curriculum

Most orthopedic residents carry significant debt and may enter their practice with little knowledge of business management, minimal retirement savings, and overall poor financial literacy. This study aimed to gauge financial literacy, debt, and retirement planning in United States orthopedic surgery residents. Willingness to participate in formalized financial education was also assessed. Eighty-five allopathic orthopedic surgery residents in the United States completed a 14-question anonymous online survey in 2016. The survey assessed demographic data, self-assessed financial knowledge, amount of credit card debt and loans, preparation for retirement, and willingness to participate in formal didactic education on these topics. Most respondents derive their financial knowledge from personal research (51%), whereas only 4 per cent have a formal curriculum. Despite most respondents reporting more than $200,000 in outstanding loans, only 31 per cent create and stick to a budget. Few programs offer retirement advice, and 48 per cent of respondents save $0 toward retirement. Eighty-five per cent of residents expressed interest in learning about personal investment, savings, and retirement planning. Orthopedic surgery residents carry significant debt and do not achieve their high-income potential until disproportionately later in life. Only 4 per cent of residents have formal training in investing, personal finance, or retirement despite a majority who desire such a curriculum. In fact, almost 75 per cent of those surveyed felt less prepared for retirement than their peers outside of medical training. This study suggests a role for formal financial education in the orthopedic curriculum to prepare residents for retirement, improve financial literacy, and enhance debt management.

scholarly journals Do Financial Literacy and Financial Education Influence Smoking Behavior in the United States?

2021 ◽  
Vol 18 (5) ◽  
pp. 2579
Author(s):  
Mostafa Saidur Rahim Khan ◽  
Pongpat Putthinun ◽  
Somtip Watanapongvanich ◽  
Pattaphol Yuktadatta ◽  
Md. Azad Uddin ◽  
...  
Keyword(s):  
United States ◽  
Decision Making ◽  
Financial Literacy ◽  
Smoking Behavior ◽  
Positive Association ◽  
Financial Education ◽  
The United States ◽  
Rational Decision ◽  
Probit Regression ◽  
Rational Decision Making

Smoking is still a serious economic, health, and social problem despite various efforts to curb its prevalence. We examined the influence of financial literacy and financial education on the smoking behavior in the United States in terms of the use of rational decision-making abilities to reduce irrational behavior. We hypothesized that financial literacy and financial education, as proxies for rational decision making, would reduce the likelihood of smoking. We used data from the Preference Parameters Study (PPS) of Osaka University conducted in the United States in 2010 and applied probit regression models to test our hypothesis on a sample of 3831 individuals. We found that financially literate people are less likely to be smokers, though we found no clear role of financial education in reducing the likelihood of smoking. Further, respondents’ gender, age, unemployment status, and risky health behaviors such as drinking and gambling, have a significantly positive association with smoking, while marital status, university degree, family size, household income, household assets, physical exercise, and level of happiness have a significantly negative association. Our findings suggest that financial literacy, as an instrument encouraging rational decision making, could be a tool to help reduce smoking in the United States.

scholarly journals Is Universal Financial Education Putting the Cart Before the Horse?

2014 ◽  
Vol 6 (4) ◽  
pp. 318-332
Author(s):  
Kathryn Simms
Keyword(s):  
United States ◽  
Logistic Regression ◽  
Financial Literacy ◽  
Financial Education ◽  
The United States ◽  
Regression Analyses ◽  
Nationally Representative ◽  
Policy Priority ◽  
Intense Debate

This study evaluates the effectiveness of extant financial education in the United States (i.e., employer-provided education, financial education in high school, and financial education in college) via linear regression and logistic regression analyses conducted on data from the 2012 National Financial Capability Study (NFCS). It concludes that although formal financial education is associated with improved financial literacy above and beyond general educational attainment, employer-provided education and financial education in US high schools are frequently associated directly or indirectly with increased odds of an adverse personal financial event (i.e., foreclosure, bankruptcy, or being underwater). Financial education in college is either not significant or is indirectly associated with reduced odds of some these adverse events. Given these findings, it seems that generating and evaluating rigorous empirical evidence about effective methods and curriculums for teaching financial education should be an immediate policy priority rather than requiring universal financial education in haste. However, requiring universal financial education may be a worthy long-term goal, after these more immediate policy needs are achieved. These findings and recommendations contribute to the literature by helping to resolve relatively intense debate among researchers about the effectiveness of financial education via the first study that examines the efficacy of financial literacy in a nationally representative, US database.

scholarly journals Financial Literacy and Exercise Behavior in the United States

2021 ◽  
Vol 13 (16) ◽  
pp. 9452
Author(s):  
Pattaphol Yuktadatta ◽  
Mostafa Saidur Rahim Khan ◽  
Yoshihiko Kadoya
Keyword(s):  
United States ◽  
Decision Making ◽  
Financial Literacy ◽  
Financial Education ◽  
The United States ◽  
Exercise Behavior ◽  
Public Health Issue ◽  
Probit Regression ◽  
Policy Interventions ◽  
Lack Of Exercise

Lack of exercise is an important public health issue in the United States due to its link to obesity and other health risk factors. Despite several policy interventions, many Americans do not exercise sufficiently. Given recent findings that financial literacy helps to improve people’s rational decision-making ability and encourages people to exercise in Japan, we conduct a similar study for the United States, which has also been experiencing lack of exercise but has a different cultural setting. Culture has important influences on decision making and exercise behavior. This study investigates whether financial literacy is associated with exercise behavior in the United States. We used Osaka University’s 2010 Preference Parameters Study dataset and performed a probit regression analysis to test our hypothesis that financially literate people are likely to exercise more. In support of our hypothesis, we find that Americans with better financial literacy are more likely to exercise at least once a week. Additionally, financial education has a similar association with exercise behavior. Our results suggest that authorities could consider using financial literacy as an alternative policy intervention to promote regular exercise among the American population.

An Assessment of Simulations on an : International Organization

1985 ◽  
Vol 47 ◽  
pp. 4-5
Author(s):  
Paul F. Diehl ◽  
Michael J. Montgomery
Keyword(s):  
United States ◽  
United Nations ◽  
Political Science ◽  
International Organizations ◽  
Recent Literature ◽  
The United States ◽  
Theory And Practice ◽  
International Organization ◽  
Potential Value ◽  
Existing Structure

Simulation is an increasingly popular pedagogical device; much of the recent literature on the theory and practice of political science instruction attests to this. Probably the most popular simulation device is called model United Nations. In recent articles in Teaching Political Science and NEWS for Teachers of Political Science, William Hazelton and James Jacob have described Model United Nations in glowing terms, focusing on one particular conference and completely ignoring the rest of the 200 or more conferences held annually across the United States.Like Jacob and Hazelton, we recognize the great potential value of United Nations simulations in trying to illuminate the often confusing politics of international organizations. As former participants and directors of these programs, however, we are keenly aware of the shortcomings and difficulties associated with the existing structure of model U.N. programs.

scholarly journals Military Coup in Burma Draws International Condemnation and Pressure

2021 ◽  
Vol 115 (3) ◽  
pp. 558-567
Keyword(s):  
United States ◽  
Social Media ◽  
International Organizations ◽  
The United States ◽  
Military Coup ◽  
State Of Emergency ◽  
Media Companies ◽  
One Year ◽  
Head Of Government ◽  
The Military

On February 1, 2021, the military in Burma overthrew the democratically elected government, declared a one-year state of emergency, and installed Senior General Min Aung Hlaing as the head of government. Since the coup, the military has cracked down on protestors, killing over 800 people and detaining many more. Numerous countries and international organizations, including the United States and the United Nations, have condemned the coup and ensuing violence and called for the restoration of a democratic government. The United States and other countries have also imposed rigorous sanctions on the Burmese military, its officials and affiliated corporations, and social media companies have imposed content restrictions to prevent the spread of pro-military propaganda.

scholarly journals Moving Away from Category Exclusivity Deals to Sponsorship Activation Platforms: The Case of the Ryder Cup

2021 ◽  
Vol 13 (3) ◽  
pp. 1151
Author(s):  
Yunchao Bai ◽  
Brian H. Yim ◽  
John Breedlove ◽  
James J. Zhang
Keyword(s):  
United States ◽  
Social Media ◽  
Financial Services ◽  
Case Analysis ◽  
The United States ◽  
Brand Awareness ◽  
Inquiry Process ◽  
Standard Life ◽  
The Uk ◽  
Collaborative Efforts

As a biennial event, the Ryder Cup is a men’s golf competition between teams from Europe and the United States. Ernst & Young (EY) and Standard Life Investments (SLI), who are in same business category (i.e., financial services), have served as official partners of the event in recent years. While the two firms are willing to move away from the traditional sponsorship practices of category exclusivity deals, both have been able to achieve significant success through their collaborative efforts in activating their sponsorships. This is a new, fascinating phenomenon in both sponsorship concept and practice. Through an exploratory inductive inquiry process, in this study we conduct a case analysis by examining the sponsorship activations of EY and SLI at the 2014 Ryder Cup event held in the UK. The findings demonstrate that social media plays an impactful role in the companies’ ability to engage target audiences. EY used the Ryder Cup captain as a brand ambassador, who embodied its sponsorship theme of leadership and teamwork. SLI focused on running advertising campaigns to build company image and increase brand awareness.

scholarly journals KAZAKHSTAN-CHINESE RELATIONS AND CHALLENGE OF FOREIGN FORCES

2020 ◽  
Vol 66 (3) ◽  
Author(s):  
Kanat Kakar ◽  
Keyword(s):  
United States ◽  
Central Asia ◽  
International Organizations ◽  
The United States ◽  
Rich Country ◽  
One Belt One Road ◽  
Road Project ◽  
The One ◽  
External Forces ◽  
The Impact

In 2013, China's Silk Road Initiative, the One Belt One Road project, was first mentioned in Kazakhstan and has been widely discussed by major countries and international organizations. Kazakhstan's participation in this project, a resource-rich country in Central Asia, has attracted world attention, and the impact of external forces on Central Asia will have its own impact on the implementation of this project. The interests of countries such as Russia and the United States in Central Asia and the views of international organizations are important factors in the implementation of this project. This article examines the relations between China and Kazakhstan in the framework of the "One Belt - One Road" initiative and the competition of external forces influencing it, their views on the project, their interests, the project and competing projects, and highlights important international organizations and agreements. and the toothed conclusion is pronounced.

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