scholarly journals Islamic Group Lending and Financial Inclusion

2016 ◽  
Vol 5 (1) ◽  
pp. 51-68
Author(s):  
Aam Slamet Rusydiana ◽  
Abrista Devi

Based on measurements of several indicators including the level of community participation, community empowerment, repayment rate was good, cross reporting good, and the application of penalties in accordance with the applicable rules, the results show that with the program GLM people feel the difference in economic condition and social than before and after the program. This is a major discovery is valuable. The development strategy for the program GLM is divided into seven levels with the elements most important include: The need for equality of access to funds for all types of financial institutions, both banking and lending model-based group, the need to improve the quality of human resources as a pioneer of service models based lending group this, as well as the importance of financial inclusion in the entire financial systemDOI:  10.15408/sjie.v5i1.3128

2019 ◽  
Vol 2 (2) ◽  
pp. 93
Author(s):  
RUDI TRI HANDOKO

This aims of the study are finding the development strategy in the tourist area of the Dlundung waterfall to be excellent destination in Mojokerto. This is a descriptive qualitative research. Data collection techniques are observation, interviews, questionnaires, and documentation. Data will be analyzed by SWOT method. Strategies have been found is the increased promotion of the natural beauty of waterfalls and campgrounds, additional facilities of outbound and painball, repair and improvement of facilities, road improvements, additional services and hours of operation of public transport, improving the quality of human resources of tourism, Perhutani reports the condition of the campground to Disparta about prioritized apparatus intensively, Perhutani and Disparta give an opportunity for investors to benefit location of the campsite, ask for the role of local communities in improving the security of tourism, Perhutani maintains the cleanliness and comfort of the facilities at tourist sites, increasing community empowerment in troubleshooting facilities and accessibility. Keywords: the development strategy, excellent destination


2018 ◽  
Vol 251 ◽  
pp. 05039
Author(s):  
Pavel Zhuravlev ◽  
Evgeniy Bachus ◽  
Irina Markova

Solving the problems of quality assurance is an integral element of the development strategy of any industry, including the investment and construction sector. Ensuring product quality is not only a competitive advantage, but also helps to reduce unforeseen resources and time costs from the occurrence of nonconformities, which has a positive effect on the economic condition of the manufacturer. The article discusses areas of modernization of quality assurance systems for the construction of nuclear power facilities.


2017 ◽  
Vol 11 (3) ◽  
pp. 26-32
Author(s):  
Anna Dobrzycka ◽  
Iwona Wilk

Background: Primary menstrual pain affects approximately 45-95% of women between 20-25 years of age. A non-invasive method in reducing menstrual pain by relaxing muscle tension is a massage. It brings the structural tension to normal levels and restores correct blood flow in the pelvic region. Aim of the study: The aim of this study was to test the usefulness of a self-massage in reducing the primary menstrual pain. Materials and methods: Out of 180 female students, 34 women aged 19-30 were qualified for the study with the use of a survey. Pittsburgh Sleep Quality Index questionnaire and visual analog pain scale (VAS) were used for the assessment before and after the therapy. Women in the experimental group performed tensegrity selfmassage a few days before the onset of bleeding for two menstrual cycles. Results were analyzed using Student’s t test and one-way analysis of variance (ANOVA). Results: Applying the self-massage statistically proved to significantly reduce the perception of pain (p=0.001) and the number of days with pain (p=0.007) in the experimental group. Within this group, the difference was noted in all participants except one. In addition, a third measurement was taken in order to assess the duration of the effect. The result of the average pain and number of days of pain after the extension was higher than in the second evaluation, but significantly lower than before the experiment. The significance was in accordance with the evaluation of pain, p=0.002 and number of days p=0.03. Evaluation of the quality of sleep in the experimental group was significantly better (p = 0.04) than before treatment. Conclusions: Self-massage reduces primary menstrual pain in women and can be used as an assisted form of self-therapy. It improves the quality of sleep.


2020 ◽  
Vol 4 (1) ◽  
pp. 59-67
Author(s):  
Eka Swarnadi Luh ◽  
Ketut Budi Susrusa ◽  
Ida Ayu Listia Dewi

LPDs are non-bank financial institutions that are regulated and approved by the Regional Regulations of the Province of Bali. The management of LPD is fully handed over to the relevant Pakraman village. In line with the rapid development of LPDs, it turns out that on the other hand it shows diverse performance, so that LPDs need to pay attention to the level of product quality and customer interest in the products offered.            The purpose of the study was to determine the comparison of product quality and interest in saving at the Tajun Traditional Village LPD with the Traditional Village of Tegal. The number of samples from Tajun Adat Village LPD was 98 people and the LPD of Tegal Traditional Village was 84 people. The research data were analyzed by the Mann-Whitney Test. The results showed that there was a significant difference between the quality of the products of the Adat Village of Tajun LPD and the Traditional Village of Tegal. This difference is indicated by indicators of physical evidence, reliability, responsiveness and empathy. The product quality of Tajun Adat Village's LPD is better than the traditional village of Tegal. There is a significant difference between the interest in saving the traditional village of Tajun LPD and the traditional village of Tegal. The difference is in the indicator of confidence. Interest in Saving Tajun Indigenous Village LPD is higher than the Traditional Village of Tegal.


2021 ◽  
Vol 26 (2) ◽  
pp. 154-161
Author(s):  
S.O. Belostotskaya ◽  
◽  
A.A. Lukyanov ◽  
A.S. Roslyakov ◽  
A.N. Semenov ◽  
...  

During the analog signals processing one of the key factors is the reduction of power consumption with high accuracy of signal processing. One way of solving this problem is the implementation of analog IP-blocks. PLLs, AGC, modulators often include the analog signal multipliers. In the paper, the principle of quadratic function cell operation has been described in detail. The analog signal multiplier has been constructed on the basis of the difference of squares arithmetic formula and the considered cell of the quadratic current function. On the basis of the elements of 5529 series structured ASIC, the analog signal multiplier has been simulated and its accuracy has been assessed. The resulting analog complex functional IP-block for signal multiplication is a part of the development strategy for 5529 series structured ASIC library.


2019 ◽  
Author(s):  
Qiang Lu ◽  
Gentu Ge ◽  
Qiming Cheng ◽  
Meiling Hou ◽  
shan Yu Jia

Abstract Background We aim to assess the nutritional quality of alfalfa in saline-alkali and the main fermenting microorganisms acting on alfalfa in saline-alkali soils.Results In this study, We tested the nutrient composition and microbial community of Zhongmu No. 3 (salt-tolerant) alfalfa, including the nutritional fermentation quality and microbial diversity analysis of alfalfa before and after ensiling (30 days and 60 days). Then we got closely genus that related to saline-alkali soils.The validity of the microbiological data was confirmed by alpha diversity analysis. From the Microbial network, we obtained the difference of the saline-type mantle type.Conclusions we found that the silage quality of Saline-alkali alfalfa can be ensured by anaerobic fermentation with addition. The LABs that play a major role in the saline alkaline alfalfa silage are Lactobacillus, lactococcus and enterococcus.


2019 ◽  
Vol 42 (2) ◽  
pp. 21-29
Author(s):  
Malinee Tongdee ◽  
Nichapha Dechapaphapitak ◽  
Thanuchporn Kafaksom ◽  
Umaporn Udomsubpayakul ◽  
Chamard Wongsa ◽  
...  

Background: Chronic rhinitis is a common disease which impacts the quality of life. The symptom of diseases could be controlled after treatment. However, the difference in the quality of life and symptoms after 3 months of treatment is not documented. Objective: To compare the quality of life in chronic rhinitis patients before and at 3 months after treatment. Methods: Prospective study in new cases of chronic rhinitis patients at adult allergy clinic, Ramathibodi Hospital, from August 2017 to March 2018. Assessment of quality of life and nasal symptoms was performed by using the short form 36 health survey questionnaire (SF36) and the rhinoconjunctivitis quality of life questionnaires (RCQ36). Descriptive statistic, t test, and Wilcoxon signed rank test were applied in the data analysis. Results: Of 127 patients, 65.4% were female. Chronic rhinitis was classified as allergic rhinitis, non-allergic rhinitis, and unspecified rhinitis in 72.4%, 18.9%, and 8.7%, respectively. The result of the study showed that there was statistically significant improvement in the quality of life (SF36 and RCQ36 ) and the decrease of nasal and other symptoms score after 3 months of period treatment in chronic rhinitis patients (P < .05). Conclusions: The improvement in the quality of life (SF36 and RCQ36) and the decrease in nasal and other symptoms were documented after 3 months of treatment in chronic rhinitis patients. 


Author(s):  
Ayu Wulandari ◽  
Gita Kostania

Sleep is a basic need that must be fulfilled by humans. Sleep disorders often occur in pregnant women which has an impact on the quality of sleep. This study aims to identify the effect of soaking feet with warm water on the quality of sleep for pregnant women. This study used a quasi-experiment design with a nonequivalent control group design approach. The sampling technique used total sampling with 40 respondents who were in accordance with the eligible criteria. Interventions are given for 7 consecutive days. Measurement of sleep quality score using the Pittsburgh Sleep Quality Index questionnaire. The difference in sleep quality scores was analyzed by Mann Whitney test, and scores of each component were analyzed by using Wilcoxon test.The results of this study indicate the influence of soaking feet with warm water on sleep quality of respondents before and after the intervention (p = 0.007; α = 5%). From these results, it can be said that there was an increase in quality of sleep after soaking the feet with warm water. Hydrotherapy by soaking feet with warm water can be applied by pregnant women to improve sleep quality.


2020 ◽  
Author(s):  
Alexandra Luca ◽  
Alina Iovan Dragomir

In the complicated economic context, will survive only companies who can obtain recognizable products, with higher quality and who are economically efficient by reducing losses of any kind. An example of good practices is represented by SC Fibalco SRL, a footwear company from Craiova, Romania, which emphasizes the development strategy of the Quality Management and the value chain analysis. Fibalco's success is explained by the fact that the value chain analysis is a component of the quality management and the responsibility is distributed pyramidally starting from each employee to the top management. One of the chains in Fibalco's value chain is Industrialization of the new product, which is an element of originality and makes the difference between the theoretical and the practical approaches from the perspective of launching a new product on the market. Due to the Industrialization of the new product chain, in order to make it efficiently reproducible, many risks of failure are eliminated from the design phase, especially those related to the technical execution of the product. The result is a "clean" footwear product with clear lines without unnecessary sophistication. This paper demonstrates that the implementation of quality management and a complex value chain adapted to the company needs leads to brand value and loyalty among consumers.


Author(s):  
I. V. Maksimov ◽  
M. Yu. Shein ◽  
R. M. Khairullin

Diseases annually cause significant crop losses and reduced quality of agricultural products. The development strategy of new environmentally friendly plant protection products should consider the role of the microbiome in host defense.


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