scholarly journals Implications of Compulsory Car Accident Insurance Comparative Study

2021 ◽  
Vol 12 (2) ◽  
pp. 2410-2420
Author(s):  
Nadia Yas , Et. al.
Keyword(s):  
Traffic Safety ◽  
Human Life ◽  
Legal Protection ◽  
Insurance Companies ◽  
Injury Death ◽  
Car Accidents ◽  
Compulsory Insurance ◽  
Car Insurance ◽  
The Right ◽  
Car Accident

Compulsory civil liability insurance on car accidents is one of the most important topics, which aims to achieve traffic safety and reduce car accidents. Today, car accidents constitute a great danger to human life as they cause different types of physical and moral damages. This study, however, attempts to highlight the effectiveness of compulsory insurance in providing legal protection for damages resulting from car accidents. Such protection can be achieved through the process of creating legal mechanism to enable injured people to refer to insurance companies. It is quite apparent that nobody can deny the importance of insurance and its influence on people’s lives. Insurance companies nowadays have become an essential cornerstone in the economy of any country. An insurance contract has legal consequences on the parties, which leads to corresponding obligations. These parties are committed to comply with these obligations otherwise, any violation will be treated as per the prescribed legal sanctions.  In conclusion, any research or study on the compulsory insurance system whether in the Emirati law or in Islamic Sharia is highly recommended as part of the attempts to solve and rectify any legal and legitimate problems in this system. An essential objective of the Islamic Sharia is to achieve all fair interests of people. Arab and international legislation consider car insurance compulsory with some exceptions in order to compensate all those affected by a car accident. Arab and other foreign laws as well as the legitimate ones have differed in their choices of car insurance basis. Many legislations in the field of compulsory insurance have limited the right of compensation to body damage. Some other legislations have covered damages of property. Most legislations have not specified the amount of compensation that the insurer is obliged to pay in case of injury, death, or property damages. companies.

scholarly journals Kedudukan Hukum Pemegang Polis Pada Perusahaan Asuransi yang Dinyatakan Pailit

2021 ◽  
Vol 2 (3) ◽  
pp. 520-525
Author(s):  
Ni Kadek Vikka Ayu Swandewi ◽  
Ni Luh Made Mahendrawati ◽  
I Putu Gede Seputra
Keyword(s):  
Research Method ◽  
Legal Protection ◽  
Secondary Data ◽  
Insurance Companies ◽  
Bankruptcy Law ◽  
Insurance Company ◽  
Human Need ◽  
Legal Position ◽  
Policy Holder ◽  
The Right

In this era of globalization, insurance has been considered as a basic need which is a human need for security. Insurance is a form of risk management that is formed with the aim of avoiding the possibility of an uncertain risk of loss. This study aims to examine the legal position of policyholders as creditors in insurance companies and to reveal the legal protection of policyholders in insurance companies that are declared bankrupt. This study uses a normative research method because there is still a conflict of norms, with the approach to legislation. The data is sourced from the opinions of legal scholars and data law. The data sources are primary and secondary data obtained through recording and documentation, then the data is processed using interpretation and descriptive. Based on the Bankruptcy Law and PKPU Article 1 number 2, creditors are parties who have receivables due to agreements or laws that can be collected in advance of services. In the context of the legal protection of the policyholder, the Insurance Act has regulated the existence of a policy guarantor institution in which the purpose of the establishment of a policy guarantee program is to guarantee the return of part or all of the rights of the policyholder. In the bankruptcy and liquidation of an Insurance Company, it is expected that the curator will pay attention to the right of the Policy Holder to obtain compensation from the bankruptcy assets of the Insurance Company.

scholarly journals INFLUENCE OF THE RIGHT TO THE ENVIRONMENT ON SUSTAINABLE DEVELOPMENT FROM THE PERSPECTIVE OF INTERNATIONAL LAW

2019 ◽  
Vol 8 (3) ◽  
Author(s):  
Akramosadat Kia
Keyword(s):  
Sustainable Development ◽  
Human Rights ◽  
International Law ◽  
Environmental Law ◽  
Human Life ◽  
Legal Protection ◽  
Third Generation ◽  
Human Beings ◽  
The Third ◽  
The Right

Nature is one of the most important pillars of human life, which is why the environment has been considered in all historical periods. At first, contemporary international law seeks to protect the environment as part of international environmental law, but the inadequacy of this protection and the need to protect the environment for Nowadays's human beings and future generations, the link between the environment and human rights It was considered because legal protection of human rights could be a means to protect the environment. Hence, in the context of the third generation of human rights, a new right called "the right to the environment" was created in international human rights instruments, in which the environment was raised as a human right. This right is not only a reminder of the solidarity rights that are categorized in the third generation of human rights, but also necessary for the realization of many human rights, civil, political or economic, social and cultural rights. However, the exercise of this right requires a level of development which in turn provides for a greater degree of environmental degradation. Hence, the international community since the nineties has promoted the idea of sustainable development at all levels of national, regional and the international has put it on its agenda.

scholarly journals Privacy Right as A Personal Value in an Information Society

2020 ◽  
Author(s):  
Tatiana Rezer ◽  
Keyword(s):  
Private Information ◽  
Information Society ◽  
Human Life ◽  
Legal Protection ◽  
European Convention ◽  
Analysis Method ◽  
Right To Privacy ◽  
The Right To Privacy ◽  
Personal Value ◽  
The Right

The relevance of the topic is that the continuous and rapid increase in the role and volume of information in human life leads to the need to develop ways of protecting private information as a subject of personal property and personal value. Privacy is a natural human right and is enshrined in the European Convention on the Protection of Human Rights and Basic Freedoms, as well as in the Constitution of the Russian Federation. The regulation of the right to privacy is enshrined in the Russian Civil and Criminal Codes, which provide for legal liability for violations of this right. However, with regulations in place, the human element remains and often leads to leaks of private information, which destroys the personal value of the right. The article examines the concept of the right to privacy, its importance in the information society and human life, and the ways in which it can be protected. The aim of the study is to identify ways of protecting and complementing the right to privacy in the information society. The comparative legal analysis method allowed us to identify the mechanisms for the legal protection of the right to privacy. The case-analysis method enabled us to analyse Yandex’s data breach situation, while the content analysis method allowed us to make recommendations for protecting personal data. Main conclusions: the right to privacy as a personal value in the information society has not been sufficiently addressed in the scientific literature; self-protection as well as raising human legal awareness of information technology can be used as mechanisms to protect privacy.

scholarly journals Studi Simulasi Model Kecelakaan Pengendara Mobil untuk Meningkatkan Keselamatan Lalu Lintas di Daerah Perkotaan

2020 ◽  
Vol 32 (2) ◽  
Author(s):  
Imma Widyawati Agustin ◽  
Christia Meidiana ◽  
Sri Muljaningsih
Keyword(s):  
Linear Model ◽  
Traffic Safety ◽  
Generalized Linear Model ◽  
Probability Model ◽  
Seat Belt ◽  
Traffic Density ◽  
The Road ◽  
Car Accidents ◽  
Road Width ◽  
Car Accident

AbstrakBerbagai permasalahan transportasi yang sering dialami dengan kepadatan lalu lintas yang tinggi salah satunya adalah kecelakaan lalu lintas. Kecelakaan lalu lintas di Kota Surabaya pada tahun 2017 tercatat sebanyak 1.338 kejadian kecelakaan. Jumlah kejadian kecelakaan ini didominasi oleh kendaraan pribadi seperti sepeda motor dan mobil. Penelitian ini bertujuan membuat model peluang kecelakaan mobil di Kota Surabaya yang didasarkan pada data karakteristik jalan dan karakteristik pengendara untuk mengetahui tindakan yang tepat dalam menurunkan angka kecelakaan mobil. Metode yang digunakan dalam penelitian ini adalah analisis generalized linear model (GLM) untuk melihat model peluang kecelakaan mobil berdasarkan karakteristik jalan dan regresi logistik biner untuk melihat model peluang kecelakaan mobil berdasarkan karakteristik pengendara mobil. Penelitian ini difokuskan pada six ruas jalan yang memiliki tingkat kecelakaan tertinggi dan sedang, serta diwakilkan dengan 348 responden pengendara mobil. Dari hasil analisis GLM didapatkan model peluang kecelakaan McA = 𝑒𝑒4,5 − 0,707 Lebar badan jalan yang menunjukkan bahwa hanya lebar badan jalan yang mempengaruhi peluang kecelakaan mobil. Hal ini dapat diintepretasikan bahwa jika lebar badan jalan memiliki peningkatan 10% dari lebar badan jalan sebelumnya, maka model pendekatan dengan GLM memprediksi akan terjadi peningkatan jumlah kecelakaan mobil sebanyak 84 korban. Dari hasil analisis regresi logistik biner didapatkan model peluang kecelakaan di mana perilaku pengendara yang mempengaruhi peluang kecelakaan mobil adalah membawa surat berkendara seperti SIM dan STNK (X3.6), mematuhi lampu lalu lintas (X3.10), memberi tanda berbelok/darurat (X3.11), menggunakan sabuk pengaman (X3.12), dan mengantuk saat mengendarai (X3.13).Kata kunci: Model kecelakaan, pengendara mobil, generalized-linear-model, Kota Surabaya.AbstractSimulation Study of Car Accident Model to Improve Traffic Safety in the Urban Area: Various transportation problems that are often experienced with high traffic density, one of which is a traffic accident. The number of accidents is dominated by private vehicles such as motorbikes and cars. This study aimed to make a car accident model in Surabaya Ciy based on the road and the driver characteristics to find out the right actions in reducing the number of car accidents. The study used the analysis of generalized linear model (GLM) and binary logistic regression. It focused on six road segments that have the highest and moderate accident rates, and it was represented by 348 respondents of car drivers. The results of the GLM analysis obtained a probability model of McA = 𝒆𝒆𝟒𝟒,𝟓𝟓 − 𝟎𝟎,𝟕𝟕𝟕 𝟕𝟕 𝑹𝑹𝑹𝑹𝑹𝑹𝑹𝑹 𝑾𝑾𝑾𝑾𝑾 𝑾𝑾𝑾𝑾 which shows only the width of the road body that affects the chances of a car accident. It can be interpreted that if the road width has increased by 10% from the previous road width, the GLM approach model predicts an increase in the number of car accidents by 84 victims. Furthermore, the driver’s behavior that affects the chances of a car accident include carrying a driver license and vehicle registration (X3.6), obeying a traffic light (X3.10), giving a turning/emergency sign (X3.11), using a seat belt (X3.12), and being drowsy when driving (X3.13).Keywords: Accident model, car driver, generalized-linear-model, Surabaya City.

scholarly journals CURRENT STATE OF REGIONAL INSURANCE BY THE EXAMPLE OF THE KEMEROVO REGION

2017 ◽  
Vol 2017 (1) ◽  
pp. 39-46
Author(s):  
Ольга Козлова ◽  
Olga Kozlova
Keyword(s):  
Third Party ◽  
Insurance Market ◽  
Insurance Companies ◽  
Insurance Risk ◽  
Current State ◽  
Insurance Portfolio ◽  
Compulsory Insurance ◽  
Hazardous Production ◽  
Car Insurance

<p>The article considers the current state of insurance market in the Kemerovo region, as well as trends affecting the market. In the crisis year of 2015, the insurance market of Russia and Kemerovo region was developing due to the growth of compulsory insurance and life insurance, whereas classical insurance saw a decline. Comparative analysis of insurance market in Russia showed a preferential development of optional medical insurance and compulsory third party car insurance in the regional insurance market. The article features an analysis of the structure of the insurance portfolio of the regional insurance companies, the place and the role of the regional insurance companies in the insurance market of the Kemerovo region. Regional insurance organizations specialize in voluntary health insurance, which reflects the specifics of the regional insurance risk, but its overall development is not steady, without regard to regional peculiarities. Conclusions are drawn about the lack of a regional perspective, the need for the development of regional insurance, since regional insurance organizations are able to take into account the specifics of the site and agree to cover relevant risks. An example is the compulsory insurance of civil liability of owners of hazardous production facilities, where a significant role belongs to the regional insurance organizations.</p>

scholarly journals PERLINDUNGAN DATA PRIBADI TERHADAP TINDAKAN PENYEBARAN SEX TAPE MENURUT HUKUM POSITIF DI INDONESIA

2021 ◽  
Vol 5 (2) ◽  
pp. 440
Author(s):  
Moody R Syailendra
Keyword(s):  
Negative Impact ◽  
Positive Impact ◽  
Human Life ◽  
Personal Data ◽  
Legal Protection ◽  
Legal Research ◽  
Protection Measures ◽  
Know How ◽  
Technological Developments ◽  
The Right

Technological developments give rise to various kinds of influences in human life. This influence not only has a positive impact, but also has a negative impact because of the misuse of technology. One of the recent incidents is the widespread distribution of pornographic videos (sex tapes) played by artists or ordinary people, for the benefit of the spreader or as a medium for extorting objects in photos/videos. This paper aims to look at forms of legal protection against the ownership of personal data containing pornography and to see steps that private owners can take to protect their personal data. In this paper, the author uses a legal research method, which is a know-how activity (finding how), not just know-about (searching about). As a know-how activity, legal research is conducted to solve legal issues faced. In this study, it can be concluded that the Electronic Personal Data containing pornography can be protected by law as a scope for the personal interests of the object in the photo/video itself. However, the data must be maintained and stored so that there is no access from other parties who can disseminate the data. The owner of personal data has personal rights to his electronic personal data, if the personal data is in the hands of another person, then the right holder has the authority to do something or not to do something to his personal data. One of the protection measures that can be taken is the destruction of personal data to prevent data misuse. Perkembangan teknologi memunculkan berbagai macam pengaruh di dalam kehidupan manusia. Pengaruh tersebut tidak hanya memberikan dampak positif, tetapi juga turut berkembang pula pengaruh negatif Sebagai dampak penyalahgunaan teknologi. Salah satu kejadian yang marak belakangan ini adalah maraknya penyebaran video porno (sex tape) yang diperankan oleh kalangan artis atau masyarakat biasa, demi keuntungan penyebar atau sebagai media pemerasan kepada objek di dalam foto/video. Tulisan ini memiliki tujuan untuk melihat bentuk perlindungan hukum terhadap kepemilikan data pribadi bermuatan pornografi dan melihat langkah yang dapat diambil pemilik pribadi untuk melindungi data pribadi miliknya. Pada tulisan ini, penulis menggunakan metode penelitian hukum, yaitu suatu kegiatan know-how (mencari bagaimana), bukan sekadar know-about (mencari tentang). Sebagai kegiatan know-how, penelitian hukum dilakukan untuk memecahkan isu hukum yang dihadapi. Dalam penelitian ini, dapat disimpulkan bahwa Data Pribadi Elektronik bermuatan pornografi dapat dilindungi oleh hukum sebagai lingkup untuk kepentingan pribadi objek di dalam foto/video sendiri. Namun data tersebut haruslah dijaga dan disimpan agar tidak ada akses dari pihak lain yang dapat menyebarluaskan data tersebut. Pemilik data pribadi memiliki hak pribadi terhadap data pribadi elektroniknya, apabila data pribadi tersebut berada di tangan orang lain, maka sebagai pemegang hak memiliki wewenang untuk melakukan sesuatu atau tidak melakukan sesuatu terhadap data pribadinya. Salah satu upaya perlindungan yang dapat dilakukan dengan pemusnahan data pribadi untuk mencegah penyalahgunaan data.

scholarly journals Perlindungan Hukum atas Kerugian Nasabah Asuransi Terhadap Kasus Gagal Bayar Ditinjau dari Undang-Undang Nomor 8 Tahun 1999 Tentang Perlindungan Konsumen

Kosmik Hukum ◽  
2021 ◽  
Vol 21 (2) ◽  
pp. 66
Author(s):  
Wafa Nurul Inayah ◽  
Marsitiningsih Marsitiningsih
Keyword(s):  
Consumer Protection ◽  
Legal Protection ◽  
Secondary Data ◽  
Insurance Companies ◽  
Insurance Company ◽  
Insurance Policy ◽  
Literature Study ◽  
Consumer Law ◽  
The Right

Legal protection for insurance policyholders is essential because it is associated with standard agreements in insurance agreements. In essence, since the signing of the insurance policy, the insured has received less legal protection because the content or format of the agreement is more beneficial to the insurance company. The unequal position between insurance policyholders and insurance companies and the application of standard agreements causes the function of legal protection for insurance policyholders to be questioned. This study discusses how the legal protection for insurance customer losses against default cases in terms of Law Number 8 of 1999 concerning Consumer Protection and the obstacles in legal protection for insurance customer losses against default cases in Law Number 8 of 1999 About Consumer Protection. The method used in this research is the normative juridical method carried out through a literature study that examines secondary data. Insurance customers, in this case, are consumers who use insurance services which, in carrying out their activities, have the right to obtain legal protection from anything that will harm the consumer. Law Number 8 of 1999 concerning Consumer Protection has clearly stated the legal protection provided for consumers using services or insurance customers, namely by making every effort to achieve legal protection for customers.Keywords: Legal Protection, Insurance, Default

scholarly journals Availability of Judicial Protection in the Process of Editing the Human Genome

Lex Russica ◽  
2019 ◽  
pp. 37-47
Author(s):  
O. Yu. Fomina
Keyword(s):  
Human Genome ◽  
Genome Editing ◽  
Human Embryo ◽  
Human Life ◽  
Legal Protection ◽  
Legal Regulation ◽  
Human Embryos ◽  
The Future ◽  
The Moment ◽  
The Right

Genetic technologies are rapidly developing, which is not the case for the normative consolidation of scientific achievements and opportunities. The science aimed at improving the quality of life of people is already able to prevent many hereditary disorders by removing the «wrong» gene from the embryo DNA. Editing the human genome is not the future, but the present.It is assumed that legalization in the area of the human genome editing for preventive or therapeutic purposes is more than possible. The article analyzes the issues of the right to go to court on the ground of legal relations that arise when the human embryo genome is edited during the procedure of in-vitro fertilization (IVF) and subsequently a «genetically modified» child is born.Due to the lack of detailed legal regulation of the IVF procedure, scientific research on human embryos and genome editing technology, the author does not exclude situations when successful research can be carried out as well as errors can be committed. In the latter case, it is possible to work upon «healthy» DNA elements instead of or together with «sick» elements, which endangers the life and health of not only the potential person, but also his discendants.Given that the current legislation does not determine the status of a human embryo and establishes the moment of birth as the moment of capacity, while the civil procedural capacity (that is one of the prerequisites for the right to go to a court) of an individual coincides with civil legal capacity, the future human life is deprived of any legal protection. For the same reason, other persons may not go to court in the interests of the unborn child. The article attempts to find a way out of this situation by analyzing Russian and international legislation, as well as the ECHR case law.

ANALYSIS OF REGULATIONS REGARDING THE SETTLEMENT OF ISSUES ON THE REMOVAL AND RECOVERY OF PLANTATIONS IN THE RIGHT-OF-WAY OF PUBLIC ROADS

2020 ◽  
pp. 55-60
Author(s):  
Nataliia Kharytonova ◽  
Olha Mykolaienko ◽  
Tetyana Lozova
Keyword(s):  
Traffic Safety ◽  
Climatic Factors ◽  
Visual Orientation ◽  
Right Of Way ◽  
Adverse Weather ◽  
Overhead Power Lines ◽  
The Right ◽  
Neck Diameter ◽  
Proper Operation

Greening of roads contributes to the protection of roads and their elements from influence of adverse weather and climatic factors; it includes the measures for improvement and landscaping of roads, ensures the protection of roadside areas from transport pollution, provides visual orientation of drivers. The solution of these issues will ensure creation and maintenance of safe and comfortable conditions for travelers. Green plantings in the right-of-way road area include woody, bushy, flower and grass vegetation of natural and artificial origin. For proper operation of public roads and satisfaction of other needs of the industry, there may be the need in removing the greenery. The reason for the removal of greenery in the right-of-way road area may be due to the following factors: construction of the architectural object, widening of the motor road, repair works in the security zone of overhead power lines, water supply, drainage, heating, telecommunications facilities, cutting of hazardous, dry and fautal trees, as well as self-grown and brushwood trees with a root neck diameter not exceeding 5 cm, elimination of the consequences of natural disasters and emergencies. The removal of plantations in the right-of-way area is executed in order to ensure traffic safety conditions and to improve the quality of plantations composition and their protective properties. Nowadays, in Ukraine there is no clear procedure for issuing permits for removing of such plantations. In order to resolve this issue, there is a need in determining the list of regulations in the area of forest resources of Ukraine and, if needed, the list of regulatory acts that have to be improved; to prepare a draft of the regulatory legal act that would establish the procedure of plantations cutting, the methodology of their condition determination, recovery costs determination, the features of cutting. Keywords: plantations, cutting, right-of-way, woodcutting permit, order.

KONSEP DAN IMPLEMENTASI ETIKA ISLAM DALAM DUNIA BISNIS

2017 ◽  
Vol 1 (1) ◽  
Author(s):  
Nurul Fatima Hasan
Keyword(s):  
Business Ethics ◽  
Business Ethic ◽  
Human Life ◽  
Ethical Dimension ◽  
Moral Value ◽  
Business People ◽  
Islamic Business Ethics ◽  
The Right

Indeed, in terms of the whole implementation of life has been arranged in the view of Islamic teachings to regulate all human life including in relation to the implementation of the economy and business. Islam does not allow any person to work haphazardly to achieve his/her goals and desires by justifying any means such as committing fraud, cheating, false vows, usury, and any other vanity deeds. But, Islam has given a boundary or line between the allowable and the unlawful, the right and wrong and the lawful and the unlawful. These limits or dividing lines are known as ethics. Behavior in business or trade is also not escaped from the moral value or business ethics values. Islamic business ethics is of which adheres to the principle of unity, equilibrium principle, freewill principle, responsibility principle, It is important for business people to integrate that ethical dimension into the framework or scope of the business. Keyword: Ethics, Business Ethics, Islamic Business Ethic.

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