scholarly journals Application of Deep Learning for Credit Card Approval: A Comparison with Two Machine Learning Techniques

2021 ◽  
Vol 11 (4) ◽  
pp. 286-290
Author(s):  
Md. Golam Kibria ◽  
◽  
Mehmet Sevkli

The increased credit card defaulters have forced the companies to think carefully before the approval of credit applications. Credit card companies usually use their judgment to determine whether a credit card should be issued to the customer satisfying certain criteria. Some machine learning algorithms have also been used to support the decision. The main objective of this paper is to build a deep learning model based on the UCI (University of California, Irvine) data sets, which can support the credit card approval decision. Secondly, the performance of the built model is compared with the other two traditional machine learning algorithms: logistic regression (LR) and support vector machine (SVM). Our results show that the overall performance of our deep learning model is slightly better than that of the other two models.

2021 ◽  
Vol 11 (1) ◽  
Author(s):  
Rajat Garg ◽  
Anil Kumar ◽  
Nikunj Bansal ◽  
Manish Prateek ◽  
Shashi Kumar

AbstractUrban area mapping is an important application of remote sensing which aims at both estimation and change in land cover under the urban area. A major challenge being faced while analyzing Synthetic Aperture Radar (SAR) based remote sensing data is that there is a lot of similarity between highly vegetated urban areas and oriented urban targets with that of actual vegetation. This similarity between some urban areas and vegetation leads to misclassification of the urban area into forest cover. The present work is a precursor study for the dual-frequency L and S-band NASA-ISRO Synthetic Aperture Radar (NISAR) mission and aims at minimizing the misclassification of such highly vegetated and oriented urban targets into vegetation class with the help of deep learning. In this study, three machine learning algorithms Random Forest (RF), K-Nearest Neighbour (KNN), and Support Vector Machine (SVM) have been implemented along with a deep learning model DeepLabv3+ for semantic segmentation of Polarimetric SAR (PolSAR) data. It is a general perception that a large dataset is required for the successful implementation of any deep learning model but in the field of SAR based remote sensing, a major issue is the unavailability of a large benchmark labeled dataset for the implementation of deep learning algorithms from scratch. In current work, it has been shown that a pre-trained deep learning model DeepLabv3+ outperforms the machine learning algorithms for land use and land cover (LULC) classification task even with a small dataset using transfer learning. The highest pixel accuracy of 87.78% and overall pixel accuracy of 85.65% have been achieved with DeepLabv3+ and Random Forest performs best among the machine learning algorithms with overall pixel accuracy of 77.91% while SVM and KNN trail with an overall accuracy of 77.01% and 76.47% respectively. The highest precision of 0.9228 is recorded for the urban class for semantic segmentation task with DeepLabv3+ while machine learning algorithms SVM and RF gave comparable results with a precision of 0.8977 and 0.8958 respectively.


2021 ◽  
Author(s):  
Lukman Ismael ◽  
Pejman Rasti ◽  
Florian Bernard ◽  
Philippe Menei ◽  
Aram Ter Minassian ◽  
...  

BACKGROUND The functional MRI (fMRI) is an essential tool for the presurgical planning of brain tumor removal, allowing the identification of functional brain networks in order to preserve the patient’s neurological functions. One fMRI technique used to identify the functional brain network is the resting-state-fMRI (rsfMRI). However, this technique is not routinely used because of the necessity to have a expert reviewer to identify manually each functional networks. OBJECTIVE We aimed to automatize the detection of brain functional networks in rsfMRI data using deep learning and machine learning algorithms METHODS We used the rsfMRI data of 82 healthy patients to test the diagnostic performance of our proposed end-to-end deep learning model to the reference functional networks identified manually by 2 expert reviewers. RESULTS Experiment results show the best performance of 86% correct recognition rate obtained from the proposed deep learning architecture which shows its superiority over other machine learning algorithms that were equally tested for this classification task. CONCLUSIONS The proposed end-to-end deep learning model was the most performant machine learning algorithm. The use of this model to automatize the functional networks detection in rsfMRI may allow to broaden the use of the rsfMRI, allowing the presurgical identification of these networks and thus help to preserve the patient’s neurological status. CLINICALTRIAL Comité de protection des personnes Ouest II, decision reference CPP 2012-25)


Symmetry ◽  
2020 ◽  
Vol 12 (9) ◽  
pp. 1570
Author(s):  
Sakorn Mekruksavanich ◽  
Anuchit Jitpattanakul ◽  
Phichai Youplao ◽  
Preecha Yupapin

The creation of the Internet of Things (IoT), along with the latest developments in wearable technology, has provided new opportunities in human activity recognition (HAR). The modern smartwatch offers the potential for data from sensors to be relayed to novel IoT platforms, which allow the constant tracking and monitoring of human movement and behavior. Recently, traditional activity recognition techniques have done research in advance by choosing machine learning methods such as artificial neural network, decision tree, support vector machine, and naive Bayes. Nonetheless, these conventional machine learning techniques depend inevitably on heuristically handcrafted feature extraction, in which human domain knowledge is normally limited. This work proposes a hybrid deep learning model called CNN-LSTM that employed Long Short-Term Memory (LSTM) networks for activity recognition with the Convolution Neural Network (CNN). The study makes use of HAR involving smartwatches to categorize hand movements. Using the study based on the Wireless Sensor Data Mining (WISDM) public benchmark dataset, the recognition abilities of the deep learning model can be accessed. The accuracy, precision, recall, and F-measure statistics are employed using the evaluation metrics to assess the recognition abilities of LSTM models proposed. The findings indicate that this hybrid deep learning model offers better performance than its rivals, where the achievement of 96.2% accuracy, while the f-measure is 96.3%, is obtained. The results show that the proposed CNN-LSTM can support an improvement of the performance of activity recognition.


Electronics ◽  
2020 ◽  
Vol 10 (1) ◽  
pp. 39
Author(s):  
Zhiyuan Xie ◽  
Shichang Du ◽  
Jun Lv ◽  
Yafei Deng ◽  
Shiyao Jia

Remaining Useful Life (RUL) prediction is significant in indicating the health status of the sophisticated equipment, and it requires historical data because of its complexity. The number and complexity of such environmental parameters as vibration and temperature can cause non-linear states of data, making prediction tremendously difficult. Conventional machine learning models such as support vector machine (SVM), random forest, and back propagation neural network (BPNN), however, have limited capacity to predict accurately. In this paper, a two-phase deep-learning-model attention-convolutional forget-gate recurrent network (AM-ConvFGRNET) for RUL prediction is proposed. The first phase, forget-gate convolutional recurrent network (ConvFGRNET) is proposed based on a one-dimensional analog long short-term memory (LSTM), which removes all the gates except the forget gate and uses chrono-initialized biases. The second phase is the attention mechanism, which ensures the model to extract more specific features for generating an output, compensating the drawbacks of the FGRNET that it is a black box model and improving the interpretability. The performance and effectiveness of AM-ConvFGRNET for RUL prediction is validated by comparing it with other machine learning methods and deep learning methods on the Commercial Modular Aero-Propulsion System Simulation (C-MAPSS) dataset and a dataset of ball screw experiment.


2018 ◽  
Vol 7 (2.8) ◽  
pp. 684 ◽  
Author(s):  
V V. Ramalingam ◽  
Ayantan Dandapath ◽  
M Karthik Raja

Heart related diseases or Cardiovascular Diseases (CVDs) are the main reason for a huge number of death in the world over the last few decades and has emerged as the most life-threatening disease, not only in India but in the whole world. So, there is a need of reliable, accurate and feasible system to diagnose such diseases in time for proper treatment. Machine Learning algorithms and techniques have been applied to various medical datasets to automate the analysis of large and complex data. Many researchers, in recent times, have been using several machine learning techniques to help the health care industry and the professionals in the diagnosis of heart related diseases. This paper presents a survey of various models based on such algorithms and techniques andanalyze their performance. Models based on supervised learning algorithms such as Support Vector Machines (SVM), K-Nearest Neighbour (KNN), NaïveBayes, Decision Trees (DT), Random Forest (RF) and ensemble models are found very popular among the researchers.


2021 ◽  
Author(s):  
Yew Kee Wong

Deep learning is a type of machine learning that trains a computer to perform human-like tasks, such as recognizing speech, identifying images or making predictions. Instead of organizing data to run through predefined equations, deep learning sets up basic parameters about the data and trains the computer to learn on its own by recognizing patterns using many layers of processing. This paper aims to illustrate some of the different deep learning algorithms and methods which can be applied to artificial intelligence analysis, as well as the opportunities provided by the application in various decision making domains.


2020 ◽  
Vol 2020 ◽  
pp. 1-14
Author(s):  
Hasan Alkahtani ◽  
Theyazn H. H. Aldhyani ◽  
Mohammed Al-Yaari

Telecommunication has registered strong and rapid growth in the past decade. Accordingly, the monitoring of computers and networks is too complicated for network administrators. Hence, network security represents one of the biggest serious challenges that can be faced by network security communities. Taking into consideration the fact that e-banking, e-commerce, and business data will be shared on the computer network, these data may face a threat from intrusion. The purpose of this research is to propose a methodology that will lead to a high level and sustainable protection against cyberattacks. In particular, an adaptive anomaly detection framework model was developed using deep and machine learning algorithms to manage automatically-configured application-level firewalls. The standard network datasets were used to evaluate the proposed model which is designed for improving the cybersecurity system. The deep learning based on Long-Short Term Memory Recurrent Neural Network (LSTM-RNN) and machine learning algorithms namely Support Vector Machine (SVM), K-Nearest Neighbor (K-NN) algorithms were implemented to classify the Denial-of-Service attack (DoS) and Distributed Denial-of-Service (DDoS) attacks. The information gain method was applied to select the relevant features from the network dataset. These network features were significant to improve the classification algorithm. The system was used to classify DoS and DDoS attacks in four stand datasets namely KDD cup 199, NSL-KDD, ISCX, and ICI-ID2017. The empirical results indicate that the deep learning based on the LSTM-RNN algorithm has obtained the highest accuracy. The proposed system based on the LSTM-RNN algorithm produced the highest testing accuracy rate of 99.51% and 99.91% with respect to KDD Cup’99, NSL-KDD, ISCX, and ICI-Id2017 datasets, respectively. A comparative result analysis between the machine learning algorithms, namely SVM and KNN, and the deep learning algorithms based on the LSTM-RNN model is presented. Finally, it is concluded that the LSTM-RNN model is efficient and effective to improve the cybersecurity system for detecting anomaly-based cybersecurity.


Sensors ◽  
2020 ◽  
Vol 20 (9) ◽  
pp. 2556
Author(s):  
Liyang Wang ◽  
Yao Mu ◽  
Jing Zhao ◽  
Xiaoya Wang ◽  
Huilian Che

The clinical symptoms of prediabetes are mild and easy to overlook, but prediabetes may develop into diabetes if early intervention is not performed. In this study, a deep learning model—referred to as IGRNet—is developed to effectively detect and diagnose prediabetes in a non-invasive, real-time manner using a 12-lead electrocardiogram (ECG) lasting 5 s. After searching for an appropriate activation function, we compared two mainstream deep neural networks (AlexNet and GoogLeNet) and three traditional machine learning algorithms to verify the superiority of our method. The diagnostic accuracy of IGRNet is 0.781, and the area under the receiver operating characteristic curve (AUC) is 0.777 after testing on the independent test set including mixed group. Furthermore, the accuracy and AUC are 0.856 and 0.825, respectively, in the normal-weight-range test set. The experimental results indicate that IGRNet diagnoses prediabetes with high accuracy using ECGs, outperforming existing other machine learning methods; this suggests its potential for application in clinical practice as a non-invasive, prediabetes diagnosis technology.


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