scholarly journals The Impact of Baitul Maal wa Tamwil on Household Welfare: Empirical Evidence from Indonesia

2021 ◽  
Vol 22 (1) ◽  
pp. 144-153
Author(s):  
Riska Dwi Astuti ◽  
Salman Samir
Keyword(s):  
Family Life ◽  
Positive Relationship ◽  
Household Welfare ◽  
Small Decrease ◽  
Positive Coefficient ◽  
Community Characteristics ◽  
Productive Activities ◽  
Indonesian Family Life Survey ◽  
The Difference ◽  
The Impact

Despite the growing studies of Baitul Maal wa Tamwil (BMT) in Indonesia, few have empirically analyzed how BMT increases household welfare, primarily through credit for productive activities. This study aimed to analyze the impact of BMT availability in the community on household welfare. Considering that credit is targeted for productive activities, the researchers limited the respondents to farmer households and households with non-farming business activities, amounting to 4642 and 2250, respectively. Utilizing longitudinal data from the Indonesian Family Life Survey (IFLS), the analysis was conducted employing the difference-in-difference (DiD) method. The results showed that BMT's existence in the community improved farmer households' mean welfare by 1.65%. After controlling for household and community characteristics, consistent results were obtained with a small decrease in the coefficient of 1.58%. Meanwhile, households with non-farming business activities were not affected by the existence of BMT in their community. Nevertheless, a positive coefficient of diff-in-diff indicated that BMT and welfare had a positive relationship even though it was not strong enough to be a contributor to the outcome.

scholarly journals Ethnicity, Migration, And Entrepreneurship In Indonesia

2021 ◽  
Vol 9 (1) ◽  
pp. 1-12
Author(s):  
Erwin Cahyono ◽  
Wildan Syafitri ◽  
Agus Susilo
Keyword(s):  
Ethnic Group ◽  
Family Life ◽  
Population Census ◽  
Indonesian Family Life Survey ◽  
The Difference ◽  
Entrepreneurial Decision ◽  
Combined Data ◽  
Census Report

Extant studies demonstrate the vital roles of ethnicity group and culture influencing individual intention and decision to become an entrepreneur. Meanwhile, in the entrepreneurial decision, each ethnic group has different preferences regarding where to run it, at the origin or overseas. This study examines the roles of group ethnicity and culture in affecting the likelihood of an individual’s choosing entrepreneurship as their occupation using the combined data of the Indonesian Family Life Survey (IFLS) and the Population Census Report. Our findings substantiate that group ethnicity and culture significantly influence the likelihood of entrepreneurial decisions. Furthermore, using Javanese as a reference, we found the Balinese, Batak, Chinese, South Sumatran, and Minangkabau tend towards entrepreneurship. The difference is that the Balinese, Batak, Chinese, and South Sumatran tend to run their business around where they live, while the Minangkabau are overseas.

Examining the Relationships and Differences of Early College High School Models

2020 ◽  
pp. 33-46
Author(s):  
Briana Hagelgans
Keyword(s):  
High School ◽  
Academic Performance ◽  
Positive Relationship ◽  
Early College High School ◽  
Early College ◽  
First Year ◽  
Significant Difference ◽  
The Difference ◽  
The Impact

This study examined the impact of the early college model on first-year academic performance. The researcher surveyed students from a small-sized university who graduated high school between 2015-2018, lived off-campus, and were over the age of 18. The study found a moderate positive relationship, which was significant, between academic performance at the end of the early college program and students' academic performance at the end of the first year in college. However, the study did not find a significant difference in academic performance among the different early college models and did not find a significant difference between the academic performance of students who graduated from an early college program and those who did not. The results led the researcher to recommend further research that explore the difference between the different models of early college.

scholarly journals IMPACT OF CASH TRANSFER ON POVERTY

2019 ◽  
Vol 3 (02) ◽  
pp. 18
Author(s):  
Deden Ferry Kurniawan ◽  
Hera Susanti
Keyword(s):  
Propensity Score ◽  
Propensity Score Matching ◽  
Family Life ◽  
Jel Classification ◽  
Cash Transfers ◽  
Cash Transfer ◽  
Difference In Differences ◽  
The People ◽  
Indonesian Family Life Survey ◽  
The Impact

<p><em>This research aims to generate empirical evidence on the impact of cash transfers on Poverty on households in Indonesia, using the Indonesian Family Life Survey (IFLS) panel data in 2007 and 2014, and the method of Difference-in-differences with propensity score matching. This study estimates the impact of relief and benefits that do not receive assistance on Poverty. Results are expected to find that the provision of assistance (cash transfers) has a significant impact on poverty in terms of beneficiaries and who does not receive assistance, or viewed from a total of two (beneficiaries and who are not receiving assistance). It is found that the provision of assistance to the people who were targeted as shown to improve the welfare of beneficiaries, but have not been able to exceed the group that did not receive aid.</em><em> </em></p><p><strong><em>JEL Classification: </em></strong><em>I31, I32, I38</em></p><p><strong><em>Keywords</em></strong><em>: </em><em>Cash transfer, Difference-in-differences, Poverty, Propensity Score Matching</em><em></em></p>

scholarly journals Reaching for the Vulnerables: Assessing the Impact of Digital Financial Inclusion to the MSME Household’s Vulnerability to Poverty

2020 ◽  
Vol 4 (1) ◽  
pp. 73-96
Author(s):  
Gilbert ◽  
Pricilia Meidy Winengko ◽  
Adho Adinegoro
Keyword(s):  
Regression Analysis ◽  
Family Life ◽  
Poverty Alleviation ◽  
Financial Inclusion ◽  
Short Term ◽  
Vulnerability To Poverty ◽  
Indonesian Family Life Survey ◽  
Using Data ◽  
The Impact

The COVID-19 pandemic has affected most parts of society, one of which is the MSME household. Although various assistance has been addressed to this sector in the short term, a long-term strategy through digital financial inclusion is needed to reduce the vulnerability of MSME households to falling into poverty in the long term. Using data from the Indonesian Family Life Survey 2014, this study investigates the impact of digital finan-cial inclusion on the vulnerability of MSME households in Indonesia and in East Java. The OLS and 2SLS analysis shows that digital financial inclusion helped reduce the poverty vulnerability of MSME households significantly. Further logistic regression analysis also shows that the reduction of poverty vulnerability occurred both in the risk-induced and structural vulnerabilities. Based on the findings, this study recommends policy stakeholders to formulate a digital financial inclusion strategy as one of the alternative policies for poverty alleviation in Indonesia.

scholarly journals THE IMPACT OF THE UNCONDITIONAL CASH TRANSFER PROGRAM (BLT) ON CIGARETTE CONSUMPTION IN INDONESIAN SOCIETY

2017 ◽  
Vol 32 (2) ◽  
pp. 138
Author(s):  
Inayati Nuraini Dwiputri
Keyword(s):  
Family Life ◽  
Cash Transfer ◽  
Cigarette Consumption ◽  
Transfer Program ◽  
The Poor ◽  
Poor Households ◽  
Indonesian Family Life Survey ◽  
Transitory Income ◽  
The Impact ◽  
Unconditional Cash Transfer

One of the purposes of the unconditional cash transfer program (Bantuan Langsung Tunai/BLT) was to help the poor and near-poor households to fulfill their basic needs. This study attempted to identify the impact of the BLT on cigarette consumption in society; as it is well known that smoking has more disadvantages than benefits. The study used data from the Indonesian Family Life Survey (IFLS) 2000 and 2007 to capture the impact of the BLT on the cigarette consumption of households. By controlling for the characteristics of the respondents, and using the fixed effect at household and village level as an estimation technique, the empirical results showed that in general there was a changing pattern of cigarette consumption in Indonesian society, to which the BLT program has contributed. By influencing the savings of households, the BLT program has significantly decreased cigarette consumption in Indonesia. It could be explained by the permanent income hypothesis, where the BLT transfer can be categorized as a transitory income in that hypothesis. This study can be an input and consideration for the transfer policy’s implementation in Indonesia in particular.

Evaluation of the impact of public investment programs on social and economic performance of territories

2019 ◽  
pp. 109-123
Author(s):  
I. E. Limonov ◽  
M. V. Nesena
Keyword(s):  
Bayesian Modeling ◽  
Positive Impact ◽  
Public Investment ◽  
Difference In Differences ◽  
The Public ◽  
Export Activity ◽  
Regional Investment ◽  
The Difference ◽  
The Impact ◽  
Development Institution

The purpose of this study is to evaluate the impact of public investment programs on the socio-economic development of territories. As a case, the federal target programs for the development of regions and investment programs of the financial development institution — Vnesheconombank, designed to solve the problems of regional development are considered. The impact of the public interventions were evaluated by the “difference in differences” method using Bayesian modeling. The results of the evaluation suggest the positive impact of federal target programs on the total factor productivity of regions and on innovation; and that regional investment programs of Vnesheconombank are improving the export activity. All of the investments considered are likely to have contributed to the reduction of unemployment, but their implementation has been accompanied by an increase in social inequality.

A Study on the Impact of Family-friendly Certification on Financial Performance of SMEs: Focusing on the Manufacturing Industry

2019 ◽  
Vol 118 (2) ◽  
pp. 7-12
Author(s):  
Ok-Hee Park ◽  
Kwan-sik Na ◽  
Seok-Kee Lee
Keyword(s):  
Financial Performance ◽  
Family Life ◽  
Manufacturing Industry ◽  
Work And Family ◽  
Family Friendly ◽  
The Future ◽  
The Impact

Background/Objectives: The purpose of the paper is to examine how family-friendly certificates introduced to pursue the compatibility of work and family life affect the financial performance of small and medium-sized manufacturers, and to provide useful information to companies considering the introduction of this system in the future.

The Use of Multimedia and its Impact on Bangladeshi EFL Learners at Tertiary Level

2020 ◽  
Vol 4 (2) ◽  
pp. 150
Author(s):  
Farzana Sharmin Pamela Islam
Keyword(s):  
Language Learning ◽  
Academic Writing ◽  
Teaching And Learning ◽  
English Language ◽  
Capital City ◽  
Tertiary Level ◽  
Language Classroom ◽  
The Difference ◽  
The Government ◽  
The Impact

As 21st century is the era of modern technologies with different aspects, it offers us to make the best use of them. After tape recorder and overhead projector (OHP), multimedia has become an important part of language classroom facilities for its unique and effective application in delivering and learning lesson. Although in many parts of Bangladesh, a South Asian developing country, where English enjoys the status of a foreign language, the use of multimedia in teaching and learning is viewed as a matter of luxury. However, nowadays the usefulness and the necessity of it are well recognized by the academics as well as the government. The study aims to focus on the difference between a traditional classroom void of multimedia and multimedia equipped classrooms at university level by explaining how multimedia support the students with enhanced opportunity to interact with diverse texts that give them more in-depth comprehension of the subject. It also focuses on audio-visual advantage of multimedia on the students’ English language learning. The study has followed a qualitative method to get an in-depth understanding of the impact of using multimedia in an English language classroom at tertiary level. For this purpose, the data have been collected from two different sources. Firstly, from students’ written response to  an open ended question as to their comparative experience of learning  lessons with and without multimedia facilities; and secondly, through  observation of English language classes at a private university of Dhaka, the capital city of Bangladesh. The discussion of the study is limited to  the use of multimedia in English language classroom using cartoons, images and music with a view to enhance students’ skills in academic writing, critical analysis of image and critical appreciation of music. For this purpose, cartoons in English language, images from Google and music from You Tube have got focused discussion in this paper.

Case study: Prediction and field tests of railway noise and effects of a low-height noise barrier

2020 ◽  
Vol 68 (4) ◽  
pp. 303-314
Author(s):  
Yuna Park ◽  
Hyo-In Koh ◽  
University of Science and Technology, Transpo ◽  
University of Science and Technology, Transpo ◽  
University of Science and Technology, Transpo ◽  
...  
Keyword(s):  
High Speed ◽  
Field Tests ◽  
Residential Areas ◽  
Railway Systems ◽  
Railway Noise ◽  
Sound Levels ◽  
Noise Barrier ◽  
The Difference ◽  
Reduction Effect ◽  
The Impact

Railway noise is calculated to predict the impact of new or reconstructed railway tracks on nearby residential areas. The results are used to prepare adequate counter- measures, and the calculation results are directly related to the cost of the action plans. The calculated values were used to produce noise maps for each area of inter- est. The Schall 03 2012 is one of the most frequently used methods for the production of noise maps. The latest version was released in 2012 and uses various input para- meters associated with the latest rail vehicles and track systems in Germany. This version has not been sufficiently used in South Korea, and there is a lack of standard guidelines and a precise manual for Korean railway systems. Thus, it is not clear what input parameters will match specific local cases. This study investigates the modeling procedure for Korean railway systems and the differences between calcu- lated railway sound levels and measured values obtained using the Schall 03 2012 model. Depending on the location of sound receivers, the difference between the cal- culated and measured values was within approximately 4 dB for various train types. In the case of high-speed trains, the value was approximately 7 dB. A noise-reducing measure was also modeled. The noise reduction effect of a low-height noise barrier system was predicted and evaluated for operating railway sites within the frame- work of a national research project in Korea. The comparison of calculated and measured values showed differences within 2.5 dB.

Sign in / Sign up

Export Citation Format

Share Document