scholarly journals Barriers Faced by Agripreneurs in Starting and Operating Agriventures under ACABC Scheme: An Analysis

2021 ◽  
Author(s):  
Deepak Pal ◽  
Laveena Sharma
Keyword(s):  
Rural Development ◽  
Training Programme ◽  
Bank Loans ◽  
High Rate ◽  
Primary Data ◽  
Department Of Agriculture ◽  
Personal Interaction ◽  
National Bank ◽  
Training Institute ◽  
Frequency Score

The ACABC (Agri Clinics and Agri Business Centres) scheme is being implemented by Ministry of Agriculture and Farmers’ Welfare, Government of India, with National Bank for Agriculture and Rural Development (NABARD) (“NABARD-National Bank For Agriculture And Rural Development” n.d.) acting as subsidy channelizing agency and National Institute of Agricultural Extension Management (MANAGE) will be responsible for providing training to eligible candidates, through Nodal Training Institutes (NTIs) and motivating them for setting up of Agri-Clinics and Agri-Business Centres. Whereas the Nodal Training Institute (NTI) is desirous of undertaking to implement the training and handholding component of the said Scheme with MANAGE (“MoU-ACABC” n.d.). JNKVV, Jabalpur is a Nodal Training Institute (NTI) of MANAGE, Hyderabad for providing training on Agripreneurship under the Agri-Clinic and Agri. Business Centre scheme 2010 (www.agriclinics.net) of Govt. of India, Ministry of Agriculture, Department of Agriculture and Cooperation. (“Revised Guideline ACABC-2010” 2011). The present study was conducted in Jabalpur district of Madhya Pradesh state during 2014 to 2020 and based on the primary data collected through field survey by personal interaction, telephonic interaction, pre-tested questionnaires from 60 sample agri-graduates of NTI. Used statistical methods such as frequency, score and percentage to find this out the problems of agripreneurs in establishing and operating agriventures after successful completion of training programme. In the results, it was found that lack of own fund to start venture, status of confusion between job or entrepreneurship, lack of proper handholding support from NTIs, lack of family support, lack of business and field experience (Managerial and technical), high rate of interest on loan and a difficulty bank documentation process in getting bank loans were the major problems in establishing agriventure, while heavy competition from existing market players, marketing and infrastructural problems, perishability and seasonability of products, fluctuation in demand and prices of products, illiteracy and lack of knowledge of the farmers and insufficient working capital to run the business were the major problems faced by agripreneurs in operating agriventure (Lal et al. 2015). Thus, the present study mainly focused on the major problems faced by agripreneurs in starting and operation of agriventures under the agriclinic and agribusiness centre (ACABCs) scheme.

KAJIAN FAKTOR-FAKTOR DALAM PROSES PEMBANGUNAN DESA DI ERA OTONOMI DAERAH DI KECAMATAN SINONSAYANG

2015 ◽  
Vol 11 (2A) ◽  
pp. 13
Author(s):  
Mareine Warouw ◽  
Ricky Leonardus Rengkung ◽  
Paulus Adrian Pangemanan
Keyword(s):  
Rural Development ◽  
Community Involvement ◽  
Secondary Data ◽  
Primary Data ◽  
Meat Production ◽  
Average Amount ◽  
District Office ◽  
Regional Autonomy ◽  
Administrative Services ◽  
Energy Assistance

The purposes of this research are: 1) describes the process of rural development in Sub Sinonsayang; 2) examine the factors in the development process of regional autonomy era village in the district of South Minahasa regency Sinonsayang. The method used in a descriptive study using a quantitative approach, among others, using a Likert scale, ie research which is then processed and analyzed to be concluded, using primary and secondary data. Primary data is data obtained directly in the field through direct interviews with respondents. Secondary data were obtained from the District Office and the Central Bureau of Statistics Sinonsayang South Minahasa District. The results showed that: first, the process of rural development in Sub Sinonsayang starting from the planning, implementation and maintenance of development. while the second: 1) factor of natural resources which consists of land owned by the community, the results and the types of commodity crops, and the number of livestock and meat production of commodity fish catches with the overall average amount is 2.59 and included in the category "large enough"; 2) human resources consisting of level of education completed and ability or skill that people have shown an average of 2.72, and these results are categorized as "good enough"; 3) economy consists of taxes and incomes gained an average of 3.5, and are categorized as "good"; 4) public services which consist of services in the realization of development, the service performance of the apparatus, the timeliness of administrative services, facilities and infrastructure availability services overall average of 3.9, including the category of "good"; 5) community participation that includes community involvement in rural development through meeting attendance, willingness to provide energy assistance, money, materials, and maintenance and keep construction with an average of 4.7, and are categorized as "very good".

scholarly journals Evaluating the Group Lending Development at the Vietnam Bank for Agriculture and Rural Development: A Case Study in Bac Giang Branch II

2021 ◽  
Vol 3 (3) ◽  
pp. 679-688
Author(s):  
Do Quang Giam ◽  
Dao Thi Hoang Anh ◽  
Vu Ngoc Huyen ◽  
Lai Phuong Thao ◽  
Dao Huu Bao ◽  
...  
Keyword(s):  
Rural Development ◽  
Rural Areas ◽  
Poverty Reduction ◽  
Secondary Data ◽  
Primary Data ◽  
Small Scale ◽  
Political Organizations ◽  
Group Lending ◽  
The Status ◽  
Lending Activity

Group-based lending is a form of loan provision for individuals and households in rural areas for production and consumption purposes. Proceeding from the imbalance between demand and supply on small-scale capital, and also Government policies on sustainable poverty reduction, the Vietnam Bank for Agriculture and Rural Development (Agribank) has coordinated with its local authorities and socio-political organizations to provide loan services via group lending. The purpose of this paper was to evaluate the status of group lending development of the Agribank-Bac Giang Branch II. The paper used secondary data collected from the branch and primary data gathered from 50 representative customers and 10 credit officers related the group lending of the branch. Data analysis methods consisted of descriptive statistics and comparative analysis, incorporated with the measurements for bank performance and quality. The findings show positive prospects in both the bank and customers for the development of group lending activity and obstacles in the group lending development of the branch. The paper also proposes some solutions for the branch to tackle difficulties and promote the development of group lending in the branch in Bac Giang province.

scholarly journals Keberkesanan Latihan Asas Kepolisan Kadet Inspektor Terhadap Amalan Integriti dalam Kalangan Pegawai Kanan Polis

2021 ◽  
Vol 39 (2) ◽  
pp. 233-266
Author(s):  
Norashikin Ahmad ◽  
Sity Daud ◽  
Anis Yusal Yusoff
Keyword(s):  
Police Officers ◽  
Good Governance ◽  
Secondary Data ◽  
Training Programme ◽  
Primary Data ◽  
Semistructured Interview ◽  
Basic Training ◽  
Training Module ◽  
Library Research ◽  
New Findings

This study is an assessment of the effectiveness of the Inspector Cadet Police Basic Training Programme on the practice of integrity as a result of the implementation of the Royal Malaysian Police (RMP) Integrity Plan. The training programme is aimed at creating senior police officers who practice good governance iorder to improve the quality of service delivery and management as well as to create an excellent image of RMP. The RMP’s commitment to upholding integrity has been proven by management improvements through the implementation of some initiatives such as the establishment of the Department of Integrity andStandard Compliance and the implementation of the RMP Integrity Plan, and the implementation of the Enforcement Agency Integrity Module in the RMP training module. This descriptive study uses a qualitative approach based on a structured design of a case study. Primary data were obtained through a semistructured interview method with eight informants selected through purposive sampling techniques and supported by secondary data through document analysis and library research. The findings show that the training module has been a dominant influence and the main catalyst for the practice of integrity, apart from workplace environment and family as new findings. The study concludes that the implementation of the integrity learning module in the Police Basic Training Programme has provided the knowledge and skills towards the inculcation of integrity but somehow officers can still be influenced by work environment and family factors.

scholarly journals Progress of Self Help Group-Bank Linkage Programme in India

2021 ◽  
Vol 9 (2) ◽  
pp. 41-51
Author(s):  
N Muthu
Keyword(s):  
Commercial Banks ◽  
Banking Sector ◽  
Bank Loans ◽  
Statistical Tools ◽  
North West ◽  
Self Help ◽  
The Poor ◽  
National Bank ◽  
Self Help Group ◽  
Remarkable Progress

In this paper an attempt has been made to analyse the progress of SHG-Bank linkage programme in India during the period between 2007-2008 and 2019-2020. The progress of SHG-Bank linkage programme has been analyzed in terms growth of savings of SHGs with banks and growth of bank loans disbursed to SHGs. For this purpose the data required for the study were collected from the official publication of National Bank for Agricultural and Rural Development (NABARD), different published reports, journals and existing available literature. This study employed simple statistical tools such as percentage analysis and averages to analyze the data. The result of the study shows that there is significant raise in the amount of savings of SHGs with banking sector and amount of loans disbursed to SHGs, During this study period. However the agency-wise analyses of savings of SHGs and loans disbursed to SHGs show that the Commercial banks lead in getting savings of SHGs and loans disbursed to them followed by Regional Rural Banks and Co-operative banks. Not with standing the remarkable progress, geographically there has been skewed development of SHG-Bank linkage programme in India. There is wide regional disparity in the spread of SHGs, savings of SHGs with banks and loans disbursed to SHGs under this programme. The outreach of this programme is spectacular in Southern region while North, West and Eastern regions are lagging behind. In view of the large outreach, predominant position and the possible benefits to the poor, it is very important to see the benefits of this programme to reach across all sections of the society and regions. So far the SHG movement is India is mostly South-Centric and it is yet to take off the real sense in other regions of India.

Capability Approach

2013 ◽  
pp. 226-233
Author(s):  
Vinay Sharma ◽  
Prasoom Dwivedi ◽  
Piyush Seth
Keyword(s):  
Rural Development ◽  
Capability Approach ◽  
Farm Sector ◽  
National Bank ◽  
The Capability Approach

This paper acknowledges the role of entrepreneurship for the development of the process of sustained livelihood. The paper proposes a systematic usage of the ‘Capability’ approach (Sen, 2000) as the basis of the methodology applied by agencies having objectives in lieu with the process of sustained livelihood, because of the wider applicability and span of this approach. Taking examples of rural non-farm sector schemes of NABARD (National Bank for Agriculture and Rural Development), the proposition of the usage of ‘Capability’ approach emphasizes the emergence of better criterion for measuring the effectiveness of the implementation of such schemes.

scholarly journals Evaluating Innovation in European Rural Development Programmes: Application of the Social Return on Investment (SROI) Method

2020 ◽  
Vol 12 (7) ◽  
pp. 2657 ◽  
Author(s):  
Paul Courtney ◽  
John Powell
Keyword(s):  
Rural Development ◽  
Social Relations ◽  
Return On Investment ◽  
Social Innovation ◽  
Primary Data ◽  
Public Intervention ◽  
Rural Development Programme ◽  
Social Return On Investment ◽  
The Social ◽  
Innovation Outcomes

The quest for innovation lies at the heart of European rural development policy and is integral to the Europe 2020 strategy. While social innovation has become a cornerstone of increased competitiveness and the rural situation legitimizes public intervention to encourage innovation, the challenges of its effective evaluation are compounded by the higher ‘failure’ rate implied by many traditional performance measures. Social Return on Investment (SROI) is employed to assess the social innovation outcomes arising from implementation of Axes 1 and 3 of the 2007-13 Rural Development Programme for England (RDPE). Analysis of primary data gathered through structured face-to-face interviews from a weighted sample of 196 beneficiaries reveal that social innovation outcomes generate a total of £170.02 million of benefits from Axis 1 support measures, compared to £238.1 million of benefits generated from innovation outcomes from Axis 3 measures. Benefits are generated through four social innovation outcome categories: individual, operational, relational, and system; and range from changes in attitudes and behaviour to institutional change and new ways of structuring social relations. The paper calls for more comprehensive evaluation approaches that can capture, and value, the multiple benefits arising from social innovation, and further bespoke applications of SROI to help develop and legitimise innovation indicators that will enable stronger linkages back into the policy process.

scholarly journals Technology innovation in the Nigerian banking system: prospects and challenges

2020 ◽  
Vol ahead-of-print (ahead-of-print) ◽  
Author(s):  
Adeku Salihu Ohiani
Keyword(s):  
Significant Relationship ◽  
Technology Innovation ◽  
Banking System ◽  
Developed Countries ◽  
Modern Technology ◽  
High Rate ◽  
Annual Reports ◽  
Primary Data ◽  
Content Type ◽  
Nigerian Banking

Purpose The banking system in Nigeria is gradually moving away from transactions “across the counter” to the fingertips of the customers with the adoption of modern technology. However, every development comes with its “pros and cons” because as technology innovation has improved service delivery and profitability of banks in Nigeria, crimes are also at a high side. To activating the minds of bank operators about the importance of technology adoption and its shortcomings, this paper aims to examine the prospects and challenges of technology innovation in the Nigerian banking system. Design/methodology/approach Secondary data were retrieved from the annual reports of Central Bank of Nigeria (CBN) and Nigeria Deposit Insurance Corporation (NDIC) from 2013 to 2017 to know the interaction between e-banking platforms and performance of banks in Nigeria. The study administered a questionnaire to the bank customers in Lagos Island, Nigeria to understand their perception towards e-banking. This study is anchored on prospect theory to ascertain the risk orientation of the Nigerian banks regarding how they adopt technology and reasoned action theory to understand the intention of bank customers in using the opportunities of e-banking copiously. Findings The findings of this study reveal the migration from cheques to electronic related transactions. It further indicates a high rate of fraud committed through those channels. The analysis of primary data shows that innovation adoption, service quality, cybercrime have significant relationship with the competitiveness of banks, the intention of bank customers, and perception of customers towards online services. However, the rate of frauds does not have significant relationship with the usage of mobile banking products which further studies can critically examine. Originality/value This study has revealed available huge potentials in the e-banking that are yet to be used in Nigeria. However, consumer orientation needs to be worked on, because, customers still have the fear that cybercrime is mostly committed via e-banking platforms. Unlike in developed countries whereby quite good numbers of customers make use of e-banking platforms, majority of bank customers in Nigeria still prefer using manual methods and the world is already on the verge of moving into 5 G from 4 G.

Concurrent gemcitabine (GEM) and radiotherapy (XRT) as organ-sparing treatment for muscle-infiltrating bladder cancer (MIBC): Preliminary results of a patient-based cumulative analysis of seven phase I-II trials.

2015 ◽  
Vol 33 (7_suppl) ◽  
pp. 306-306
Author(s):  
Orazio Caffo ◽  
Catherine Thompson ◽  
Maria De Santis ◽  
Borut Kragelj ◽  
Daniel A. Hamstra ◽  
...  
Keyword(s):  
Phase I ◽  
Remission Rate ◽  
Clinical Stage ◽  
Survival Rates ◽  
High Rate ◽  
Primary Data ◽  
Concurrent Administration ◽  
Bladder Preservation ◽  
Organ Sparing ◽  
Grade 3

306 Background: GEM is a highly effective radiosensitiser and has been combined with XRT in MIBC after transurethral resection (TUR) to achieve bladder preservation. Several phase I-II trials confirmed that concurrent GEM and XRT is a feasible treatment able to achieve good disease control and a high rate of organ preservation. We performed a patient-based cumulative analysis of the published trials with concurrent GEM/XRT in MIBC. Methods: Primary data for patients (pts) enrolled in all published studies on GEM/XRT were provided from the institutions. Results: A total of 190 pts were treated in seven phase I-II GEM/XRT trials. The median age was 70 yrs (range 42-87 yrs). The histology was pure transitional in 79% and mixed with squamous features in 21% of the cases. Clinical stage was T2 in 70%, T3 in 21%, and T4 in 8% of the cases, respectively. After TUR, pts received a median XRT dose of 55.5 Gy (range 45-64 Gy) with standard and hypo-fractionated regimes used in 68% and 32% of the cases, respectively. GEM was administered on a weekly or twice-weekly basis, with doses ranging from 10 mg/sqm to 500 mg/sqm; a concurrent administration of cisplatin was planned in 38 pts (20%). Grade ≥ 3 acute and late urinary toxicities were recorded in 7 (4%) and 5 (3%) pts, while grade ≥ 3 acute and late intestinal toxicities were recorded in 20 (10%) and 1 (0.5%) pts, respectively. The complete remission rate was 93.3%. Thirty-six pts (18.9%) experienced a bladder recurrence with 14 pts undergoing cystectomy. The 3- and 5-year survival rates calculated by Kaplan-Meier methods are reported in the table. Conclusions: From this pooled analysis of the clinical outcomes of the pts enrolled in phase I-II studies it appears that GEM/XRT is a treatment with mild toxicity profile, able to achieve a high rate of bladder preservation and producing favorable outcomes compared to other published series for organ-sparing therapy for MIBC. Prospective studies are ongoing to confirm these findings. [Table: see text]

scholarly journals Customer Satisfaction in the Banking Industry in Ghana: A Case of GCB Bank Limited in Wa Municipality

2016 ◽  
Vol 3 (2) ◽  
pp. 217 ◽  
Author(s):  
Abdul-Moomin Adams ◽  
Motin Bashiru ◽  
Ibrahim Abu Abdulai
Keyword(s):  
Customer Satisfaction ◽  
Customer Service ◽  
Banking Industry ◽  
Training Programme ◽  
Primary Data ◽  
Research Approach ◽  
Cross Sectional ◽  
Service Training ◽  
Wa Municipality

<p>The banking industry in the Wa Municipality has experienced some growth over the past decade. This results in increased competition among banks in the industry as each bank tries to capture a greater market share. Banks achieve competitive advantage through innovations of products that reflect customers’ expectations. Despite this competition, customer satisfaction in GCB Bank Limited is perceived to be low. However, there is no empirical evidence to establish whether the products and services delivered by the bank meet customers’ expectation. This study was set out to assess the quality of products and services of GCB bank; and to assess the level of customer satisfaction with products and services of GCB bank. The study employed the cross-sectional research design and the mixed research approach so that the research findings could be generalized. Primary data were collected from 155 customers of GCB bank using questionnaires. The customers were selected through accidental sampling. Data were analysed using descriptive statistics. The study revealed that current account, savings account and ATM services were at least of high quality to majority of the respondents. However, over 40% of the respondents were not satisfied with the quality of the bank’s products and services. Management of GCB bank should organize a regular in-service training programme on customer service for the entire staff of the Wa branch in order to improve their customer service skills which would ultimately impact positively on the performance of the bank.</p>

scholarly journals Factors Limiting Adoption of Technologies by Farmers in Catabola Municipality, Angola

2016 ◽  
Vol 47 (2) ◽  
pp. 97-104
Author(s):  
K. Rušarová ◽  
J. Mazancová ◽  
B. Havrland
Keyword(s):  
Technology Use ◽  
High Rate ◽  
Mechanical Power ◽  
Primary Data ◽  
Small Scale ◽  
Small Farmers ◽  
Factors Influencing ◽  
Parents And Children ◽  
Small Scale Farmers ◽  
Tool Technology

Abstract The objective of the paper is to define the factors influencing the adoption of animal traction and/or mechanical-power technology in the conditions of Catabola municipality where hand-tool technology is being used on 99.7% of the area cultivated by small farmers. Primary data collection was conducted in the period July–August 2011; semi-structured questionnaires and focus group discussions were the most frequent methods used. In total, 151 small-scale farmers from 9 villages participated in the survey. Ten factors influencing the dependent variable – level of technology used by farmers in combination with hiring of labour – were defined. The factors were statistically analyzed by ANOVA. The area of cultivated land and the educational level of both parents and children were found to be the factors limiting the process of animal traction or mechanical power adoption by small farmers in the Catabola municipality. In addition, a relatively high rate of child labour was observed. With the exclusion of childless families, 62.7% of small farmer families regularly use children aged 0–14 years for field operations. The results confirm that the factor of hiring extra labour is irrelevant in determining the development in technology use by small farmers in the Catabola municipality.

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