scholarly journals The influence of social media on the formation of financially literate behavior of youth

POPULATION ◽  
2021 ◽  
Vol 24 (1) ◽  
pp. 33-43
Author(s):  
Natalia Alikperova ◽  
Kristina Vinogradova
Keyword(s):  
Social Media ◽  
Young People ◽  
Financial Literacy ◽  
Financial Management ◽  
Legal Regulation ◽  
Financial Behavior ◽  
Modern World ◽  
The Internet ◽  
Structured Interviews ◽  
Main Research

The Internet in the modern world is an integral part of the formation of culture and educational potential of society. The relevance of studying its influence on the individual and social strata of society is determined by its structural and functional capabilities: in fact, it becomes an institution for socialization of new generations, also actively embedded into educational systems. However, in terms of science it is important to understand what influence the Internet has on the formation of basic values, cultural characteristics, attitudes among young people, particularly in the field of financial behavior, which will form the basis of their economic activities and their common future. In this connection, the purpose of this study is an attempt to substantiate the role and influence of social media on the formation of models of financially competent behavior of young people (using the example of Moscow as the leading financial center). The main research methods were content analysis of social media, in particular the social network Instagram (analysis of the content of bloggers positioning themselves as experts in the field of financial management), as well as a mass survey of young people (carried out as part of the initiated by author project of the Laboratory for Study of Behavioral Economics at ISESP FCTAS RAS under the title "Financial culture of the capital's youth") and in-depth structured interviews with experts in the field of financial market and financial behavior. The results of the study make it possible to suggest the existence of a serious influence on the formation of financial culture and financial behavior of young people of the ontent that is popular in social media, as well as the popularity of social networks themselves as a source for the «extraction» of information in the field of economics and finance. This should be taken into account when developing a policy regarding social media activities, in particular bloggers in the field of educational, consulting, commercial and other activities related to increasing financial literacy, culture and formation of various models of financial behavior of young people for the purpose of legal regulation of such activities, because the broadcast content directly shapes not only the way of thinking, but also influences the practical choices and daily activities of young people.

scholarly journals Da’wah of Digital Era Applicative Study: Qs. An-Nahl: 125 on Millennial Generation

2019 ◽  
Vol 2 (2) ◽  
pp. 380-391
Author(s):  
Muhammad Raihan Nasution
Keyword(s):  
Social Media ◽  
Young People ◽  
New Media ◽  
Communication Technology ◽  
The Internet ◽  
Research Approach ◽  
Digital Era ◽  
Library Research ◽  
The Media ◽  
Getting Lost

In this digital era, young people are very vulnerable to negative things, therefore Islam as a religion which is rahmatan lil alamin, must take appropriate and fast actions to save young generations of Islam from getting lost in the darkness of cyberspace life. This article is prepared with a library research approach by conducting a literature review and collecting data from various sources and subsequently, the data is analyzed descriptively by presenting facts or findings which are then theoretically reviewed. Therefore da’wah of digital era really must use the media, especially new media. The development of communication technology has changed the way people communicate and interact. Nowadays, almost everyone uses the internet to send, search, and read information. Therefore, the Qur’an Surah An-Nahl: 125 offering da'wah methods of digital era have to be able to attract sympathetic Millennials, presenting representative, interactive and innovative da'wah methods through social media is the best way to save the young generations of Islam in the future.

Prosumers Building the Virtual World

2021 ◽  
pp. 492-517
Author(s):  
Mario Fontanella ◽  
Claudio Pacchiega
Keyword(s):  
Social Media ◽  
Young People ◽  
Mass Media ◽  
Virtual World ◽  
Digital Technologies ◽  
Clear Distinction ◽  
The Internet ◽  
Cooperative Group ◽  
Group Environment ◽  
Exchange Information

With the development of new digital technologies, the internet, and mass media, including social media, it is now possible to produce, consume, and exchange information and virtual creations in a simple and practically instantaneous way. As predicted by philosophers and sociologists in the 1980s, a culture of “prosumers” has been developed in communities where there is no longer a clear distinction between content producers and content users and where there is a continuous exchange of knowledge that enriches the whole community. The teaching of “digital creativity” can also take advantage of the fact that young people and adults are particularly attracted to these fields, which they perceive akin to their playful activities and which are normally used in an often sterile and useless way in their free time. The didactic sense of these experiences is that we try to build a cooperative group environment in which to experiment, learn, and exchange knowledge equally among all the participants.

scholarly journals ANALISIS LITERASI KEUANGAN MAHASISWA S-1 FAKULTAS EKONOMIKA DAN BISNIS UNIVERSITAS DIPONEGORO ANGKATAN 2014 - 2017

2018 ◽  
Vol 1 (2) ◽  
pp. 54
Author(s):  
Gina Sakinah ◽  
Bagio Mudakir
Keyword(s):  
Undergraduate Students ◽  
Financial Literacy ◽  
Financial Management ◽  
Parental Education ◽  
Descriptive Statistics ◽  
Financial Behavior ◽  
Primary Data ◽  
Personal Finances ◽  
Regression Test ◽  
And Behavior

Financial management failure occurs when students do not have good financial literacy. Students must have good knowledge, attitude, and behavior in managing their personal finances. This study aims to analyze the level of financial literacy of undergraduate students of the Faculty of Economics and Business at Diponegoro University class of 2014 to 2017 and the factors that influence it. Financial literacy in this study uses a financial literacy index consisting of components of the knowledge, attitude, and financial behavior of students. The research data uses primary data with questionnaires and sample of 100 students. Meanwhile, the method used in this study is descriptive statistics and multiple linear regression test (OLS). As a result, the level of student financial literacy is categorized as quite literary, that is 50.4%, influenced by age, GPA, parental education, and length of study. On the other hand, gender and income do not affect student financial literacy.

scholarly journals Social media and youth: the risk of radicalization

2018 ◽  
Vol 8 (4) ◽  
pp. 55-64 ◽  
Author(s):  
A.D. Tikhonova
Keyword(s):  
Social Media ◽  
Young People ◽  
Sense Of Self ◽  
Modern World ◽  
Psychological Analysis ◽  
Media Space ◽  
The World ◽  
Fertile Ground ◽  
Use Of Social Media

The purpose of this article is the socio-psychological analysis of the process of radicalization of young people through the use of social media. The article considers the role of social networks in the life of modern youth, touches upon the problem of "clip" consciousness in the perception of media space, and analyzes the features of the radicalization process through the use of modern media platforms such as Twitter, Facebook.It is noted that online chats today are a key tool for radicalization of young people. It is emphasized that social media contribute to the fact that young people have a distorted picture of the world, which ultimately contributes to the loss of a sense of self-identification and the emergence of uncertainty. Extremism and radicalization are considered as a way to overcome uncertainty in the modern world, as well as an attempt to solve the lack of time. The article discusses that the state of boredom and a sense of uncertainty are fertile ground for radicalization of young people.

scholarly journals Economic culture as a factor in the financial behavior of Russians: the role of archetypes and modern context

POPULATION ◽  
2021 ◽  
Vol 24 (2) ◽  
pp. 29-40
Author(s):  
Olga Aleksandrova
Keyword(s):  
Interpersonal Relationships ◽  
Financial Literacy ◽  
The State ◽  
Economic Life ◽  
Individual Responsibility ◽  
Financial Behavior ◽  
Modern World ◽  
Economic Culture ◽  
Patterns Of Behavior ◽  
The Impact

In Russia, as in many countries, the state is showing increased attention to the topic of financial literacy of the population, which is connected, on the one hand, with the expansion of the financial market inherent in the modern world economy, involving ordinary people in its orbit, and, on the other hand, with the curtail of the welfare state, and the reorientation of citizens to self-financing their needs for pensions, medical care, education, etc. In the process of such pushing up people to become investors, borrowers, participants of funded pension schemes, the specific character of the economic culture of the population is not taken into account, while many observed phenomena, such as low level of financial literacy and massive distrust of financial institutions, are due exactly to it. The article presents analysis of the cultural archetypes and patterns of behavior characteristic of the Russians that make up the economic culture; they were correlated with the models of behavior of the population of interest to the state; the impact on the existing economic culture of the current socio-economic context is considered. It is shown that the natural-climatic, geographic, geopolitical and religious factors have shaped Russians' specific attitude towards savings, their own and other people's property, planning horizons, contractual obligations, separation of common and individual responsibility, financial discipline, work ethics, state and commercial institutions, interpersonal relationships, etc., which is far from that sought by the state. Meanwhile, the problem is that it is the socio-economic policy pursued by the state, the events of the economic life of the past thirty years that act as the factors of reproduction and consolidation of the formed cultural archetypes and patterns of behavior, but not their productive transformation.

scholarly journals Online Recruitment into Extremist and Terrorist Organizations

2020 ◽  
Vol 10 (4) ◽  
pp. 152-165
Author(s):  
I.B. Gaivoronskaya ◽  
T.F. Fomina ◽  
B.А. Amanzholova
Keyword(s):  
Social Networks ◽  
Young People ◽  
Psychological Problems ◽  
Modern World ◽  
The Internet ◽  
Terrorist Organizations ◽  
Personal Lives ◽  
Young Girls ◽  
Online Recruitment ◽  
Terrorist Acts

This article addresses extremism and terrorism as forms of violent actions, intense recruitment of individuals into the rank-and-file membership of organized formations and using those individuals as direct perpetrators of unlawful acts, as well as most common psychological traps for engaging into international terrorist organizations. It has been noted that extremism and terrorism have become a serious challenge for the modern world, increasingly threatening the security of many countries. A mechanism is outlined for drawing individuals into international terrorist organizations using social networks. The article describes in detail that most vulnerable to suggestions are teenagers, young people who haven't found their place in life and who have psychological problems, young girls who haven't been successful in their personal lives and of those who use the internet for games. Additionally, the article raises the issue of fighting against the modern-day terrorism which makes use of various tools to bring into play the recruits and make them perform terrorist acts. Strategies of fighting against terrorists are described.

scholarly journals PENGARUH LITERASI KEUANGAN TERHADAP PERILAKU KEUANGAN MAHASISWA

2021 ◽  
pp. 127
Author(s):  
Wayan Tari Indra Putri ◽  
Kadek Nita Sumiari
Keyword(s):  
Regression Analysis ◽  
Financial Literacy ◽  
Financial Management ◽  
Linear Regression Analysis ◽  
Financial Inclusion ◽  
Financial Behavior ◽  
Test Results ◽  
Simple Linear Regression ◽  
Literacy Knowledge

Having knowledge of financial literacy is a must in order to have a prosperous life. Currently the OJK is working to improve financial inclusion and literacy, especially among students. This step is a form of effort to increase the role of students in the Indonesian economy. As the next generation, a student must have knowledge related to personal financial management. This knowledge will be very useful for students to manage their finances in the future. Four diploma students majoring in Accounting at the Bali State Polytechnic have obtained courses related to finance and investment so that they should have a good level of financial literacy knowledge. The purpose of this research is to examine the effect of financial literacy on student financial behavior. Respondents in this study amounted to 95 people. The data in this study were analyzed using simple linear regression analysis. The results of this study are that there is an influence between financial literacy variables on student financial behavior. The test results show that the better the knowledge or understanding of financial literacy possessed by students, the better the student's ability to implement good financial behavior.

scholarly journals THE INFLUENCE OF FINANCIAL INFORMATION, FINANCIAL SELF EFFICACY, AND EMOTIONAL INTELLIGENCE TO FINANCIAL MANAGEMENT BEHAVIOR OF FEMALE LECTURER

2020 ◽  
Vol 7 (6) ◽  
pp. 1112-1124
Author(s):  
Nadia Asandimitra ◽  
Achmad Kautsar
Keyword(s):  
Emotional Intelligence ◽  
Financial Literacy ◽  
Financial Management ◽  
Self Efficacy ◽  
Psychological Factors ◽  
Private Universities ◽  
Financial Information ◽  
Financial Knowledge ◽  
Financial Behavior ◽  
Management Behavior

Purpose of the study: The purpose of the study was to compare the financial information, financial self-efficacy and emotional intelligence on the financial management of women lecturer in state and private university. Methodology: This study was designed as a conclusive causality study. The study population was female lectures of state and private universities in Indonesia. From the population, there are two hundred (200) female lectures from a state university and private universities have selected as a sample of study by quota sampling method. The data collection techniques used in this research are interviews and surveys. Multiple regressions was chosen to get results with the SPSS tools. Main Findings: There is an influence of financial knowledge, financial self-efficacy, financial literacy, and emotional intelligence to the financial management behavior of female lecturers at state universities while there is no influence of financial attitude, financial literacy, and emotional intelligence to the financial management [behavior] of female university lecturers in private universities. Applications of this study: The results of this study will be beneficial for financial institutions and governments that usually hold education and training programs for their customers to increase financial knowledge so as to increase the confidence of their customers (including lecturers) in their ability to manage finance. Furthermore, this knowledge will be conveyed back to the students of the lecturer in the learning process about finance, so that it will indirectly increase the financial literacy of their students and society at large. Novelty/Originality of this study: Many researches about financial behavior topics have analyzed financial information factors’ influence on financial management behavior, but few of them have included psychological factors such as financial self-efficacy and emotional intelligence. This distinguishes this research compared to other studies of financial behavior as it analyzes the two effects of psychological factors on financial management behavior. Another novelty of this study is the selection of female lecturer as research object as their characteristic as well-informed and well-educated about financial management that has not observed by previous studies.

scholarly journals Strategies for Luxury Fashion Brands' Targeting the Young Audience

2017 ◽  
pp. 121-157
Author(s):  
Carmen Moreno-Gavara ◽  
Ana Jiménez-Zarco
Keyword(s):  
Social Networks ◽  
Social Media ◽  
Young People ◽  
Consumer Behaviour ◽  
Brand Strategy ◽  
The Internet ◽  
South Korean ◽  
High Level ◽  
Entertainment Products

The purpose of this chapter is to analyse luxury fashion brands' interactions with consumers, especially on social media. In this sense, we firstly propose a hypothesis relative to how luxury fashion brands can use celebrities (in general, and particularly music and TV idols) and social media to influence on young consumer behaviour. Lately, we try to response this question through a case study based on one of the most South Korean luxury fashion brands. Using members of social media has been a constant in brand strategy. Especially when targeting the young audience. They big consumers and fans of music and audio-visual entertainment products, show a high level of loyalty. This leads them to copy the behaviour and consumption of the same products and brands of their idols. They are big users of social media and the Internet, where they express their feelings, experiences and opinions about their music idols as well as the brands and products they use. This being the case, technology offers empowerment to young people. This allows them not only access to more information but allows the possibility to create their own new content. Thus both roles are important regarding branding. We can use the example of how Korean luxury fashion brands and how they use young music idols to establish a strong emotional relationship with their consumers. They do this by increasing their participation and involvement with their brands in social networks.

scholarly journals A Virtual Vertical File: How Librarians Utilize Pinterest

2016 ◽  
Vol 14 (2) ◽  
pp. 34
Author(s):  
Kate Eckert
Keyword(s):  
Social Media ◽  
Young People ◽  
Oral History ◽  
The Internet ◽  
Children's Services ◽  
Children And Young People ◽  
Virtual Tools ◽  
Children’S Services ◽  
Children's Librarians

Past presidents of ALSC—some of whom have been interviewed recently by ALSC’s Oral History Committee—probably would not be surprised at how much children’s services have changed since the 1940s, when ALA formed a Division for Children and Young People (a precursor name to ALSC).  But what may surprise many is how computers and the Internet have become omnipresent virtual tools to help children’s librarians with everything from selection to services. Social media—and all its iterations and segments—is a huge part of who librarians are and can be today. Here’s a brief, non-scientific look at how some of our colleagues use one of these tools, Pinterest.

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