scholarly journals Analisis Industri Perbankan Tahun 2007-2016 dengan Pendekatan SCP: Studi Kasus Negara Indonesia dan Filipina

2019 ◽  
Vol 6 (1) ◽  
pp. 33
Author(s):  
Handayani Novika Sari ◽  
Moh. Adenan ◽  
Agus Luthfi

The phenomenon of the global financial crisis in 2008 has an impact on the instability of banks, so the banking industry is changes. The emerging change of the banking industry, as a result of the bank's efforts to increase profitability. The structure- conduct-performance analysis becomes an appropriate paradigm for analyzing changes in the banking industry using three minds: traditional hypotheses, differentiation hypotheses, and efficiency hypotheses. The purpose of this study was to determine the effect of market structure and behavior variables on banking profitability. The method used in this study was the calculation of the ratio of concentration, HHI, and fixed effect model in the banking industry of Indonesian and the Philippines. The results of this study indicated that the market structure of the Indonesian banking industry was in a strict oligopoly condition so that it undergoes a change towards increasingly concentrated competition and into the traditional hypotheses, where the concentration ratio (CR4) could affect the ROA. In addition, NIM and CAR had a significantly positive effect, but LDR and NPL had no significantly negative effect on profitability. Other findings indicated that market structure of the Philippine banking industry was in a loose oligopoly condition affecting to experience efficiently competition and categoried into the efficiently hypotheses, where market share (MS) could affect ROA. In addition, NIM had no significantly positive effect, CAR had significantly positive effect, NPL and negative LDR had no significant effect on profitability. Keywords: Efficiency Hypothesis, Traditional Hypothesis, Profitability, Market Structure.

2019 ◽  
Vol 16 (1) ◽  
pp. 64-77
Author(s):  
Lorraine Analia Aglen ◽  
Yunia Panjaitan

This study aims to examine the effect of financial leverage, growth, and business risk on firm’s profitability. Using 18 companies listed on LQ45 index during 2013 – 2017. The research used a panel data regression analysis method with Fixed Effect Model (FEM) as the estimator model. The findings suggest that financial leverage has a negative effect on firm’s profitability, asset growth has a positive effect on firm’s profitability, and business risk does not affect firm’s profitability.


2021 ◽  
Vol 10 (2) ◽  
pp. 95-104
Author(s):  
Widyastuti Dias ◽  
Lucia Rita Indrawati

This study aims to analyze the factors that influence income inequality in the province of West Java. The data used is in the form of a cross-section of 28 districts or cities in the area of West Java and a time series for a period of 6 years, namely from 2015-2020. This study uses panel data regression analysis using a fixed-effect model and is processed with the help of Eviews 10. The results showed that the Human Development Index had a significant positive effect on income inequality. The population had an insignificant negative effect on income inequality. The open unemployment rate had a positive and minor impact on income inequality.


2021 ◽  
Vol 17 (2) ◽  
pp. 27-37
Author(s):  
Izzun Khoirun Nissa

This study analyzes the development of the financial sector on economic growth in Islamic countries in twelve Islamic countries for the period of 2011-2018. This study aims to determine the effect of the sector from conventional and sharia banking or the whole on economic growth in Islamic countries and from the Islamic finance sector to economic growth in Islamic countries. This study applied panel data to estimate empirically involving 12 Islamic countries during the 2011-2018 period. This study reveals that the fixed Effect model is the best model to explain the effect of the independent variables as a whole and specifically the Islamic finance sector on the dependent variable. Overall, the results of this study indicate that the variables of interest rates, total assets of conventional banks, financing and total assets of Islamic banks have no effect on economic growth. Meanwhile, the deposit variable has a negative effect and the number of Islamic banks has a positive effect on economic growth. Furthermore, the test for the Islamic finance sector on economic growth, the financing variable and the number of sharia offices have a significant positive effect on economic growth. For the variable total assets of Islamic banks has no effect on economic growth.


2017 ◽  
Vol 2 (2) ◽  
pp. 53-61
Author(s):  
Rozzy Apprirachman ◽  
Didi Suwardi ◽  
Abdul Hadi Ilman

This research is designed to find  the  effect  of  fiscal  decentralization  on inflation in  West  Nusa Tenggara  (NTB) province during  the  period of  2010- 2014  for  ten  districts  in NTB  in  forms of  panel  data.. Fiscal Decentralization is proxied  from the  ratio  of  specific  allocation  fund  (DAK)  to the regional  expenditure  budget  (APBD),  ratio  of  general  allocation  fund   (DAU)  to APBD,  ratio  of   revenue  sharing  fund  (DBH)  to APBD  ,  and  regional retribution.  Meanwhile, inflation is  proxied by  the  Gross  Domestic  Regional  Product.  Tool’s analysis used in this research is multivariable linear regression by applying Fixed Effect Model (FEM) method.  The results show that the ratio of DAK to APBD has a significant negative effect on inflation in the region with 95 percent significance level.  If the DAK increased  one  unit   then the  inflation  will  be  reduced  by  0.1290144  unit.  Meanwhile, the ratio of DAU to APBD  has  positive  influence on  inflation  with  coefficient  value of  0.5825204. moreover, the ratio of  DBH to APBD has  positive  effect  on inflation  with the value of the coefficient is  0,4592334. On the other hand, the regional  retribution  has  negative  and  significant  influence  on inflation  with  coefficient  0.0003764.


2016 ◽  
Vol 14 (1) ◽  
pp. 112
Author(s):  
Ahmad Jazuli Rahman ◽  
Aris Soelistyo ◽  
Syamsul Hadi

The purpose of the study was to determine the effect of variable investment (domestic and foreign), Government Expenditure, Labor (Labor Force Works) for the Gross Regional Domestic Product in Banten Province. The analysis tool used  regression panel data.  the test results obtained deteminasi coefficient R ^ 2 for the fixed effect model of 0.9987. This showed that the ability of independent variables in explaining the dependent variable of 99.87%. The results of the research study concluded that Investment, Government Expenditures and Labor was positive and significant impact on the Gross Regional Domestic Product with the results of Statistics 3.55 F more large than F table is 2.38. While the partial test results showed that investment and government expenditure was a significant and positive effect while the labor was negative effect on the Gross Regional Domestic Product.


2021 ◽  
pp. 1439
Author(s):  
Rosmita Rasyid ◽  
Herni Kurniawati

This study aims to examine the effect of covid 19 on financial performance and the factors that are thought to influence it, namely capital adequacy, risk and efficiency. The study was conducted on banking companies listed on the Indonesia Stock Exchange (IDX) in the period 2019 and 2020. The sample was determined using the purposive method. sampling, in order to obtain a total sample of 21 banking companies. The method used is to perform a mean difference test and multiple regression analysis with the fixed effect model (FEM). The results of this study show that the average ROA, CAR, NPL, LDR and BOPO before covid with during covid are significantly different, the results of multiple regression show that LDR has a positive effect on ROA and BOPO has a negative effect on ROA while CAR and NPL have no effect on ROA.Penelitian ini bertujuan untuk menguji pengaruh covid 19 atas kinerja keuangan serta faktor yang diduga mempengaruhinya yakni kecukupan modal, risiko dan efisiensi.Penelitian dilakukan pada perusahaan perbankan yang terdafrat di Bursa Efek Indonesia (BEI) pada periode 2019 dan 2020. Sampel ditentukan dengan menggunakan metode purposive sampling, sehingga diperoleh jumlah sampel sebanyak 21 perusahaan perbankan. Metode yang digunakan adalah dengan melakukan uji beda rata-rata dan analisis regresi berganda dengan fixed effect model (FEM). Hasil penelitian ini menunjukkan rata-rata ROA, CAR, NPL, LDR dan BOPO sebelum covid dengan selama covid adalah berbeda signikan, Hasil regresi berganda memperlihatkan bahwa LDR berpengaruh positf terhadap ROA dan BOPO berpengaruh negatif terhadap ROA sedangkan CAR, dan NPL tidak berpengaruh terhadap ROA


2019 ◽  
Vol 30 (1) ◽  
pp. 44
Author(s):  
Audrey Alviona Ribuna Kaban ◽  
Sri Yani Kusumastuti

This study aims to examine the effect of previously sales, price of the goods, and price of subtitute goods to sales of sedan car. Independent variables used in this study previously sales, price of the goods, and price of subtitute goods, and prediction of sales tax on luxury goods. Shile the dependent variable in thisstudy was measured using sales of sedan cars the measured of the car unit is succesfully sold every year during in the period 2013-2017. The population in this study amounted to 24 sedan’s companies list on Combined Motor Vehicle Industry (GAIKINDO) during 2013 until 2017. Determination of the sample using purpossive sampling method and obtained a sample of 5 sedan’s companies based on certain criteria. The analysis tool used in the panel and the selected model is fixed effect model. The result show that previous sales has  positively effect on the sales of sedan car, price of the goods has positive effect on the sales of sedan car. Meanwhile price of subtitute goods has negative effect on the sales of sedan car.


2022 ◽  
Vol 9 (1) ◽  
pp. 0-0

The impact of the Information and Technology (IT) sector on the countries’ innovation development has been recognized as crucial in prior and recent research studies. Moreover, firms’ innovativeness affects positively countries’ economies. Nevertheless, the global economic crisis of the last decade constituted a significant barrier to the development of country economies and had a negative effect on firms’ performance. Specifically, the negative consequences of the global crisis became harder for Southern Europe Countries. More specifically the Greek economy was suffered by an extended period of crisis with harder consequences than those of other European countries. The main purpose of this study was to examine the financial performance of Greek IT firms in the early years of crisis. Our findings have been relevant to those of previous studies which observed negative effects of the financial recession on firms profitability.


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