scholarly journals ANALISIS PERKEMBANGAN SEKTOR KEUANGAN TERHADAP PERTUMBUHAN EKONOMI DI NEGARA ISLAM

2021 ◽  
Vol 17 (2) ◽  
pp. 27-37
Author(s):  
Izzun Khoirun Nissa
Keyword(s):  
Economic Growth ◽  
Interest Rates ◽  
Fixed Effect Model ◽  
Islamic Finance ◽  
Islamic Banks ◽  
Effect Model ◽  
Islamic Countries ◽  
Negative Effect ◽  
Conventional Banks ◽  
Positive Effect

This study analyzes the development of the financial sector on economic growth in Islamic countries in twelve Islamic countries for the period of 2011-2018. This study aims to determine the effect of the sector from conventional and sharia banking or the whole on economic growth in Islamic countries and from the Islamic finance sector to economic growth in Islamic countries. This study applied panel data to estimate empirically involving 12 Islamic countries during the 2011-2018 period. This study reveals that the fixed Effect model is the best model to explain the effect of the independent variables as a whole and specifically the Islamic finance sector on the dependent variable. Overall, the results of this study indicate that the variables of interest rates, total assets of conventional banks, financing and total assets of Islamic banks have no effect on economic growth. Meanwhile, the deposit variable has a negative effect and the number of Islamic banks has a positive effect on economic growth. Furthermore, the test for the Islamic finance sector on economic growth, the financing variable and the number of sharia offices have a significant positive effect on economic growth. For the variable total assets of Islamic banks has no effect on economic growth.

scholarly journals ANALISIS PROFITABILITAS BANK SYARIAH DAN BANK KONVENSIONAL PERIODE 2010-2015

2018 ◽  
Vol 22 (2) ◽  
pp. 83-90
Author(s):  
Radestian Radestian
Keyword(s):  
Regression Analysis ◽  
T Test ◽  
Islamic Banks ◽  
Analysis Technique ◽  
Address Data ◽  
Regression Test ◽  
Negative Effect ◽  
Independent Variable ◽  
Conventional Banks ◽  
Positive Effect

This study aims to analyze the profitabilitybetween Islamic Banks and Conventional Banks in Indonesia. This study uses data from 2010 to 2015. The samples used in this study consists of 3 Islamic Banks and 3 Conventional Banks. While the data used is obtained from the financialstatements of each bank stored in the bank website address. Data analysis technique is done by t-test and regression analysis with SPSS 18 application. The estimation results on the t-test showed that the banks used in this study did not have significantmean differences. The result of the regression test shows simultaneously the independent variable of DPK, Equity and Loan only affects the ROA of conventional bank. While partially on conventional banks DPK has a negative effect is not significantto ROA, Equity has a positive effect is not significantto ROA, Loans has a positive effect is not significantto ROA. In Islamic banks DPK has a positive effect is not significantto ROA, Equity has a negative effect is not significantto ROA, Loans has a negative effect is not significantto ROA. From these results can be said that conventional banks more profitablewhen compared to Islamic banks.

scholarly journals The Role of Islamic Corporate Governance and Risk Toward Islamic Banking Performance: Evidence from Indonesia

2021 ◽  
Vol 22 (3) ◽  
pp. Layouting
Author(s):  
Emile Satia Darma ◽  
Akhsyim Afandi
Keyword(s):  
Corporate Governance ◽  
Supervisory Board ◽  
Islamic Banks ◽  
Governance Mechanisms ◽  
Business Units ◽  
Corporate Governance Mechanisms ◽  
Negative Effect ◽  
Conventional Banks ◽  
Positive Effect

Research aims: This study aims to analyze the role of Islamic corporate governance mechanisms on the performance of Islamic banks. Besides, it also analyzes the effect of risk profiles, especially those that are directly related to bank financing, on the performance of Islamic Banks.Design/Methodology/Approach: Sharia banks that become the objects are Sharia Commercial Banks (SCB) and Sharia Business Units of Conventional Banks (SBU). This study uses data from 20 sharia banks (11 SCB and 9 SBU). The analytical tool used in this study is panel data regression.Research findings: The results show that the meeting frequency of the Board of Commissioners, Sharia Supervisory Board (SSB), Financing to Deposits Ratio (FDR), and bank size have a significant positive effect on the performance of Islamic banks. Non-Performing Financing (NPF) has a significant negative effect on the performance of Islamic banks.Theoretical contribution/Originality: This study utilized Stakeholders theory, Maqoshid Sharia concept, and corporate governance to investigate the role of Islamic corporate governance mechanisms and risk management on sharia Banks performance.Practitioner/Policy implication: The implication of this study is that SSB activities had a direct and robust influence on Islamic Banks, which have relatively larger assets. Hence, the task of the Sharia Supervisory Board should not be limited to only monitoring the conformity of transactions with sharia but also providing input so that banks can increase their profits in line with sharia.Research limitation/Implication: The limitation in this study is the number of corporate governance variables that was limited.

scholarly journals PENGARUH PEMBIAYAAN PERBANKAN BANK UMUM SYARIAH TERHADAP PDRB PROVINSI DI INDONESIA TAHUN 2010-2019

2021 ◽  
Vol 8 (1) ◽  
pp. 8
Author(s):  
Rifka Putri Ramadhanty ◽  
Ilmiawan Auwalin
Keyword(s):  
Economic Growth ◽  
Secondary Data ◽  
Regression Method ◽  
Panel Regression ◽  
Islamic Banks ◽  
Production Activity ◽  
Consumption Activity ◽  
Conventional Banks ◽  
Regional Product ◽  
Positive Effect

ABSTRAKPenelitian ini bertujuan untuk mengetahui pengaruh pembiayaan perbankan umum syariah terhadap PDRB provinsi di Indonesia pada tahun 2010-2019. Penelitian ini menggunakan pendekatan kuantitatif berjenis eksplanatori dan teknik yang digunakan adalah analisis regresi berganda dengan menggunakan regresi data panel. Data pada penelitian ini adalah berjenis data sekunder yang didapatkan melalui Badan Pusat Statistik Indonesia (BPS), Bank Indonesia (BI), dan Otoritas Jasa Keuangan (OJK). Data dalam penelitian mencakup data tingkat provinsi pada 33 provinsi di Indonesia. Hasil penelitian secara simultan menunjukkan bahwa pembiayaan bank umum syariah, kredit bank umum konvensional, inflasi, dan jumlah populasi secara statistik berpengaruh secara signifikan terhadap PDRB provinsi di Indonesia pada tahun 2010-2019. Sedangkan secara parsial, pembiayaan bank umum syariah secara statistik berpengaruh negatif namun tidak signifikan terhadap PDRB hal ini dikarenakan nominal pembiayaan yang dilakukan bank syariah masih kecil dan cenderung bersifat untuk kegiatan konsumsi sehingga kurang memberikan pengaruh yang optimal pada PDRB. Dapat disimpulkan peran dari bank syariah masih belum optimal pada PDRB. Variabel kredit bank umum kovensional secara statistik berpengaruh positif signifikan terhadap PDRB. Sedangkan variabel inflasi secara statistik berpengaruh negatif namun tidak signifikan terhadap PDRB dan luas wilayah secara statistik beperngaruh positif namun tidak signifikan. Kata Kunci: Pembiayaan bank umum syariah, Pertumbuhan Ekonomi, PDRB. ABSTRACTThis study aims to determine the effect of finance of finance of islamic banks and gross domestic regional product in Indonesia 2010-2019. This study used quantitative approach which is explanatory research with data panel regression method. Data used in this study as secondary data which collacted from Badan Pusat Statistik (BPS), Bank Indonesia (BI), and Otoritas Jasa Keuangan (OJK). This study uses data from 33 provinces. The result from this study are simultaneously, finance of islamic banks, credit of conventional banks, inflation, and population have a significant effect on GDRP. Partially, finance of islamic banks has a negetive effect on GDRB but it’s not sigficantly. It because less financing from Islamic bank is distributted for production activity than consumption activity. Other hand, less nominal of financing from Islamic than conventional bank. The credit of conventional banks has a positif and significant effect on GDRP. The inflation has a negative but not significant effect on GDRP, while population has positive effect but it’s not significant on GDRP. Keywords: Finance of Islamic Banks, Economic Growth, GDRP.

Dana pihak ketiga, Inflasi dan Pembiayaan Mudharabah terhadap Non Performing Financing pada Bank Islam di Indonesia dan Malaysia

2019 ◽  
Vol 16 (2) ◽  
pp. 74-80
Author(s):  
Afrillia Tiara Putri ◽  
Saadah Yuliana ◽  
Anna Yulianita
Keyword(s):  
Panel Data ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Third Party ◽  
Coefficient Of Determination ◽  
Islamic Banks ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect

This study aimed to analyze the influence of third party funds, inflation, and mudharabah against non performing financing on Islamic Banks in Indonesia and Malaysia. Data used is secondary data. The method used in this analysis is the panel data regression. The results showed that in partial third party fund and mudharabah significant negative effect on the Non Performing Financing, while inflation is positive and not significant to the Non Performing Financing. Variable Third Party Funds, Inflation and mudharabah jointly significant effect on Non Performing Financing. Based on the regression equation fixed effect model results show the results of the coefficient of determination (R2) is 0.369198, or 36.91 per cent means that the variation of the variable third party funds, inflation and mudharabah have an influence on the non performing financing for the coefficient of determination, while the rest 63.09 percent influenced by variables outside the model

scholarly journals The Gap in Economic Growth from Foreign Investment and Domestic Investment across Provinces in Indonesia

2020 ◽  
Vol 1 (1) ◽  
pp. 34-38
Author(s):  
Asnawi Asnawi ◽  
Irfan Irfan ◽  
M. Fathul Chairi Ramadhani
Keyword(s):  
Economic Growth ◽  
Foreign Investment ◽  
Time Series Data ◽  
Secondary Data ◽  
Fixed Effect Model ◽  
Positive Influence ◽  
Series Data ◽  
Domestic Investment ◽  
Effect Model ◽  
Negative Effect

The study aims to determine the effect of Foreign Investment (FDI) and Domestic Investment (PMDN) on Cross-Province Economic Growth in Indonesia in 2014-2018. This study uses secondary data with Panel and Poled data consisting of 34 provinces in Indonesia, and use the 5 years time-series data during 2014-2018. The analytical method used is the panel regression analysis method with the Fixed Effect model and poled model. The results showed that foreign investment and domestic investment had a positive and significant effect on economic growth across provinces in Indonesia. Furthermore, the results of the study show that foreign investment and domestic investment have a significant and positive effect on economic growth in 8 provinces in Indonesia, and the foreign investment has a significant and positive influence on economic growth in 9 Provinces in Indonesia. However, only North Maluku, where foreign investment has a significant and negative effect on economic growth, and domestic investment significantly and positively affects economic growth in 6 provinces in Indonesia.

scholarly journals ANALISIS FINANCIAL LEVERAGE, GROWTH, DAN RISIKO BISNIS TERHADAP PROFITABILITAS PERUSAHAAN YANG TERDAFTAR DALAM INDEKS LQ45 PADA PERIODE 2013-2017

2019 ◽  
Vol 16 (1) ◽  
pp. 64-77
Author(s):  
Lorraine Analia Aglen ◽  
Yunia Panjaitan
Keyword(s):  
Fixed Effect Model ◽  
Business Risk ◽  
Analysis Method ◽  
Financial Leverage ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Asset Growth ◽  
Positive Effect

This study aims to examine the effect of financial leverage, growth, and business risk on firm’s profitability. Using 18 companies listed on LQ45 index during 2013 – 2017. The research used a panel data regression analysis method with Fixed Effect Model (FEM) as the estimator model. The findings suggest that financial leverage has a negative effect on firm’s profitability, asset growth has a positive effect on firm’s profitability, and business risk does not affect firm’s profitability.

scholarly journals Analisis Determinan Ketimpangan Pendapatan Di Provinsi Jawa Barat Tahun 2015-2020

2021 ◽  
Vol 10 (2) ◽  
pp. 95-104
Author(s):  
Widyastuti Dias ◽  
Lucia Rita Indrawati
Keyword(s):  
Income Inequality ◽  
Cross Section ◽  
Human Development Index ◽  
Fixed Effect Model ◽  
West Java ◽  
Effect Model ◽  
Panel Data Regression ◽  
Data Regression ◽  
Negative Effect ◽  
Positive Effect

This study aims to analyze the factors that influence income inequality in the province of West Java. The data used is in the form of a cross-section of 28 districts or cities in the area of West Java and a time series for a period of 6 years, namely from 2015-2020. This study uses panel data regression analysis using a fixed-effect model and is processed with the help of Eviews 10. The results showed that the Human Development Index had a significant positive effect on income inequality. The population had an insignificant negative effect on income inequality. The open unemployment rate had a positive and minor impact on income inequality.

scholarly journals ANALISIS FAKTOR YANG MEMPENGARUHI KEMISKINAN DI JAWA TIMUR PERSPEKTIF ISLAM

2020 ◽  
Vol 7 (6) ◽  
pp. 1002
Author(s):  
Arikha Nur Adhilla ◽  
Sri Herianingrum
Keyword(s):  
Economic Growth ◽  
Economic Development ◽  
Regression Analysis ◽  
Minimum Wage ◽  
Fixed Effect Model ◽  
Complex Problem ◽  
Poverty Level ◽  
Effect Model ◽  
The World ◽  
Negative Effect

The purpose of economic development in Islam is to achieve falah (happiness in the world and the hereafter). One of the main indicators of the success of economic development is the low level of poverty. Poverty is a complex problem that needed to solve. Several factors that influence poverty are economic growth and district/ city minimum wage. This research aims to know the influence of economic growth and district/city minimum wage on the poverty level in East Java in 2012-2016. The approach used is the quantitive research with regression analysis of the fixed-effect model (FEM) panel data. The result of the t-test in this research indicates that both economic growth and district/city minimum wage has a significant negative effect on poverty. Simultaneously, the two variables have a significant effect on poverty in East Java in 2012-2016Keywords: Economic Growth, Minimum Wage, Poverty, Islamic Macro Economic

scholarly journals HUMP-SHAPED RELATION IMPLEMENTATION IN EAST JAVA

2020 ◽  
Vol 18 (1) ◽  
pp. 186-198
Author(s):  
Priyo Utomo ◽  
Anton Budi Satria ◽  
Novi Sri Sandyawati ◽  
Noor Farid ◽  
Farasandya Amalia Hapsari
Keyword(s):  
Economic Growth ◽  
Fiscal Decentralization ◽  
Least Square Method ◽  
Fixed Effect Model ◽  
Least Square ◽  
Government Investment ◽  
Writing Ability ◽  
Effect Model ◽  
Hump Shape ◽  
Positive Effect

This study aims to analyze the hump-shaped relation of regions in East Java Province. The proof of hump-shaped relation is seen from the influence of the degree of fiscal decentralization on economic growth. Fiscal decentralization analysis which is the ratio of regional original income and total regional expenditure, as well as using control variables consisting of government investment, and education which is implemented with reading and writing ability figures. The method used in this research is the econometrics approach. The model used in this study is the Fixed Effect Model with the Generalized Least Square method. The results of this study indicate that together the degree of decentralization, the degree of quadratic fiscal decentralization, government investment, the Gini ratio, the Gini squared ratio, and education significantly influence the regional economic growth in East Java Province. Partially the degree of decentralization, the degree of decentralized fiscal squared, government investment, the Gini ratio, the quadratic Gini ratio, and education also significantly affect economic growth, and show a hump-shape relationship, namely the degree of fiscal decentralization has a positive effect and quadratic fiscal decentralization hurts economic growth.

scholarly journals Fiscal Decentralization and Regional Economic Growth

2019 ◽  
Vol 8 (1) ◽  
pp. 108-119
Author(s):  
Hadi Sasana
Keyword(s):  
Economic Growth ◽  
Local Governments ◽  
Fiscal Decentralization ◽  
Private Investment ◽  
Fixed Effect Model ◽  
Central Java ◽  
Effect Model ◽  
Independent Variable ◽  
The Subject ◽  
Positive Effect

Fiscal decentralization in Indonesia initiated in 2001 has proven to be effective and efficient; although, its implementation still need to be evaluated. The aim of the study was to analyze the implementation of fiscal decentralization on economic growth in Central Java. Tools multiple regression analysis using the method Fixed Effect Model (FEM).The period of the research was 9 years (2009-2017), and the subject of the was 35 districts/cities in Central Java Province. The dependent variable was economic growth, the independent variable was fiscal decentralization, and the control variables were investment and labor. The results showed that fiscal decentralization has a positive effect on economic growth in the district/city in Central Java. Other findings, private investment and the amount of labor encourage economic growth in Central Java. Based on findings, to reduce the fiscal gap, local governments should be able to increase their fiscal capacity through the development of commodity-based economic activity in their regions Keywords: Fiscal decentralization, Economic growth,  Investment, Labor

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