scholarly journals THE EFFECTIVENESS OF MACROPRUDENTIAL POLICIES IN MITIGATING THE SYSTEMIC RISK IN INDONESIA

Author(s):  
Muh Imaduddin Akbar ◽  
Muhammaf Ghafur Wibowo

AbstractThis study aims to investigate the effectiveness of macroprudential policies in mitigating the systemic risk in Indonesia. The study uses quantitative descriptive analysis with the Vector Error Correction Model (VECM) and emphasizes on the impact of two macroprudential instruments applied in Indonesia; Macroprudential Liquidity Buffer (MLB) and Countercyclical Capital Buffer (CCyB) to credit growth for conventional and financing growth for Sharia bank. This study employes monthly data over the periods M12010-M102019 that obtained from Bank Indonesia’s (BI) website (www.bi.go.di) and the data published monthly by Financial Service Authority (OJK); Indonesia Bank Statistic and Sharia Bank Statistic.The result indicates that MLB has a positive impact on credit growth and negative effect financing for Sharia Bank. Otherwise, CCyB shows the opposite results, where it has a negative effect on credit growth, while in the Sharia bank, CCyB has a positive effect. Therefore, it is sufficient to conclude that MLB has a capability to curb the systemic risk for Sharia bank, whereas CCyB is effective for conventional bank.

2014 ◽  
Vol 18 (1) ◽  
pp. 31-44
Author(s):  
Hilarion Hamjen

This research was conducted in the city of Palangkaraya in Central Borneo and city of Banjarbaru in South Borneo in order to describe the perception of public, especially in the city of Palangkaraya and the city of Banjarbaru about the Impact of to-up mobile credit's by ATM to the SMEs mobile credit seller. The research was conducted by survey method and quantitative approach, while the sampling technique used was quota sampling and quantitative descriptive analysis performed. The results showed the less Impact of top-up by ATM to the SMEs credits seller, because top-up by ATM have certain customer segment. However, the top-up by ATM economically very positive impact for the people, eventhough its needs long time transistion of top-up SMEs to the ATM. According to the most people and SMEs need regulation and oversight to create more conductive business for SMEs Keywords : Impact, SMEs, Mobile top-up, Top Up Credit, ATM   ABSTRAK Penelitian ini dilakukan di kota Palangkaraya Kalimantan Tengah dan kota Banjarbaru Kalimantan Selatan dengan tujuan untuk menggambarkan persepsi masyarakat khususnya di kota Palangkaraya dan kota Banjarbaru tentang dampak isi ulang pulsa di ATM terhadap UMKM penjual pulsa seluler. Penelitian dilakukan dengan metode survey dan pendekatan kuantitatif sementara teknik sampling yang digunakan adalah quota sampling dan analisa dilakukan secara deskriftif kuantitatif. Hasil penelitian menunjukkan bahwa isi ulang pulsa seluler di persepsikan kurang berdampak terhadap UMKM penjual pulsa seluler dikarenakan isi ulang pulsa di ATM maupun isi ulang pulsa di kios pulsa memiliki segmen pelanggannya masing-masing. Namun demikian dengan adanya isi ulang pulsa di ATM sangat berdampak positif secara ekonomi bagi masyarakat meskipun peralihannya dari kios pulsa ke ATM atau pola pembelian pulsa berlangsung dalam waktu yang lama. Menurut sebagian besar masyarakat dan pelaku UMKM penjual pulsa seluler bahwa perlu pengawasan dari pemerintah untuk menciptakan iklim usaha yang lebih kondusif bagi UMKM penjual pulsa seluler. Kata Kunci: Dampak, UMKM, Penjual Pulsa, isi ulang pulsa, ATM


2017 ◽  
Vol 2 (1) ◽  
pp. 65 ◽  
Author(s):  
I Wayan Suardana ◽  
I Nyoman Sudiarta

This study aims to determine the typology of poverty, the causes of poverty and the impact of tourism  on  the poor, in the region Tulamben and Candidasa, Karangasem district. Research using purposive sampling method with a sample size 94 respondents. The data analysis using quantitative descriptive analysis. The research results are as follows. Typology of poverty of coastal communities, among others: age dominated 60 years and over, low education (graduated SD), the average income of 300,000 / month. Causes of poverty include natural factors, cultural factors, and the lack of poor people to work in the tourism sector. The impact of tourism on coastal communities on the one hand a positive impact on the opportunities opening new jobs like being a guest introductory diving, porter, and souvenir sellers. 


2019 ◽  
Vol 3 (2) ◽  
pp. 159
Author(s):  
Endah Trikurniasih ◽  
Rahmi Handayani ◽  
Agus Santoso ◽  
Ahmad Soleh

Decentralization is a tool to achieve one of the objectives of the state, especially providing public services. Decentralization is often called granting autonomy. The formation of autonomous regions, including through regional expansion. During the 16 years of the decentralization era, the rate of increase in DOB was very fast. In addition to the growth of new autonomous regions, transfers of central revenue to regions have also increased. Following the national phenomenon, the implementation of decentralization in Jambi Province was also marked by regional expansion. Jambi Province is one of the provinces that has significantly expanded regions. Regional expansion is deemed necessary given the development of the population and the increasing workload and work volume in each district. On that basis, I would like to carry out research related to the impact of pemekaran on financial performance and public services. This study aims to analyze the impact of regional expansion in Jambi Province on parent regions and new autonomous regions in terms of regional and public financial aspects in the post-division period. Analysis of the data in this study used qualitative and quantitative descriptive analysis. The results showed that regional expansion had a positive impact on financial performance and public services.


2019 ◽  
Vol 6 (4) ◽  
pp. 360
Author(s):  
Febrina Ramadhani ◽  
Indah Nurmayasari ◽  
Fembriarti Erry Prasmatiwi

This research aims to analyze the rate of household food availability, the rate of farmers’ participation, factors related to farmers’ participation rate, and the impact of the participation on the food availability. The research is a survey conducted in Ambarawa Subdistrict, Pringsewu District, as Ambarawa is an area that has many active food barns. Thirty food barn institutions were chosen randomly, and from each barn  two farmers were chosen randomly as respondents.  Research data is collected in September – November 2016 and analyzed by quantitative descriptive analysis method. The results showed that the rate of household food availability was 3,392.97 kkal/cap/day or equivalent to 2,135.58 kg of dried unhulled rice annually. The rate of farmers’ participation was included in a medium category. Age, membership time in barns, rice production, income, membership in farmer groups were not significantly related to farmers’ participation rate. Farmers’ participation did not have significant impact on food availability of farmer households. Key words: barns, farmer household, food availability, participation


OENO One ◽  
2009 ◽  
Vol 43 (4) ◽  
pp. 199
Author(s):  
Marie A. Segurel ◽  
Raymond L. Baumes ◽  
Christine Riou ◽  
Alain Razungles

<p style="text-align: justify;"><strong>Aims</strong>: The aim of this study was to demonstrate the impact of the volatile compounds, arising from glycosidic precursors contained in the berries of Vitis vinifera L.cv Syrah and Grenache noir varieties, on wine aromas from these varieties.</p><p style="text-align: justify;"><strong>Methods and results</strong>: The sensory analysis was used to compare Grenache noir and Syrah wines. The role played by the glycosidic precursors on the future odorant profile of the wines from both varieties was demonstrated in an experiment by increasing their natural content in glycosides. Then, odorant compounds were generated by aging treatments, heating at 45 °C for 3 weeks, preceded or not by enzyme addition, or natural aging for 18 months. The wines were then submitted to a selected and trained panel. Samples were compared using triangular test. Furthermore, a quantitative descriptive analysis was carried out to determine the aroma attributes describing and discriminating the wines from the two varieties.</p><p style="text-align: justify;"><strong>Conclusion</strong>: The glycoconjugates increased the global aromatic complexity, and enhanced the fruity aromas in Grenache wines and the leather or olive aromas in Syrah wines. The use of glycosidase enzymes led to a stewed fruit character in Grenache wines, whereas in Syrah wines, the samples enriched with glycosides differed according to the « terroir ».</p><p style="text-align: justify;"><strong>Significance and impact of study</strong>: This study showed the impact of the glycosidic fraction of the grapes on the varietal aroma of wines. Furthermore, comparisons of the results obtained by both aging techniques highlight the experimental interest of the aging model but also its limits.</p>


2018 ◽  
Author(s):  
dendysuseno ◽  
Prahastiwi Utari ◽  
Sri Hastjarjo

AbstractThis study aims to determine the effect of news in online media on the thoughts and behavior of a person, because the impact is very strong in shaping public opinion. This study uses communication theory, mass communication, news construction, netizen response, online media. The research method used quantitative descriptive analysis with online data collection techniques. Conclusion of research (1) News construction have positive effect to reporting hoax in online media, meaning that news construction which is loaded and created by online media will influence hoax news dissemination. (2) The netizen response positively affects the news of hoaxes in the online media, meaning more and more netizens respond to hoax news, hoax news will be wider and wilder. (3) News construction and netizen responses have a positive and significant influence on hoax news in media online, meaning that these two variables give a significant influence in the preaching of hoax in online media.


2020 ◽  
Vol 9 (3) ◽  
pp. 792
Author(s):  
Mohammed Yaser Al-Hnaity ◽  
Qasem Jamil Al-Thubetat

The study aims at exploring the degree of parliament’s follow-up to social media; to identify the degree of social media coverage of the topics needed by the MPs (Members of Parliament) in the Parliament of Jordan; to explain the degree of the impact of social media on the legislative and regulatory role of the MPs;  and to measure the degree of the impact of social media on the interaction and communication of MPs with citizens. The study was carried out on the methodology of quantitative descriptive analysis. A questionnaire was developed as a major tool for collecting data. The researcher adopted the cluster (purposeful) sample consisting of (75) MPs who constitute (58%) of The total size of the study population. A statistical analysis program (SPSS) was used to analyze and process data. The study concluded that the topics needed by MPs in the Jordanian Parliament are covered highly by social media; the impact of social media on the legislative and oversight role of the MPs scored a moderate degree; and that the impact of social media toward the interaction and communication of MPs with citizens scored a high degree. In the light of the study`s results, it is recommended holding training workshops for members of the House of Representatives about how to deal with social media and electronic media, and to improve the communication and interaction with citizens.


2019 ◽  
Vol 6 (2) ◽  
pp. 1-8
Author(s):  
Maria Emas P. Siallagan ◽  
Yansen Siahaan ◽  
Jubi Jubi ◽  
Ady Inrawan

The purposes of this research are to know the description of profitability, firm value, and leverage, to determine the effect of profitability on the value and to determine leverage ability to moderated profitability reletionships with firm value  at  Farmasi Sub-Sector Company listed on the Indonesia Stock Exchange. The research was conducted with qualitative descriptive analysis method and quantitative descriptive analysis. The data are collected  by using documentation method. The analysis technique used simple linear regression, moderation regression, correlation coefficient, determination coefficient and hypothesis test. Data are analysed with the help of SPSS version 20.          The results of this research be summarized as follows: 1. Average ROE fluctuated and tended to decline, the average DER fluctuated and tended to increase, and the average PBV fluctuated and tended to increase. 2. The results of simple linear regression test showed that profitability has negative effect on firm value. 3. The results of the moderation regression test showed that leverage weakens the profitability relationship with the value. 4. The results of testing the first hypothesis can be concluded that profitability has a negative effect not significant on firm value. 5. The results of the second hypothesis test can be concluded that leverage is  able to moderate the relationship between profitability and firm value.The research suggest that companies increase sales to optimize profits, use debt to increase company productivity, control the existing management of the company and distribute dividend to shareholders.


Arsitektura ◽  
2017 ◽  
Vol 13 (2) ◽  
Author(s):  
Yuliana Mulyaning Pangastuti ◽  
Kuswanto Nurhadi ◽  
Isti Andini

<p><em>The development of manual loom industry at Cawas Sub-District of influence on the development of economic means. The emergence of new economic means causes the difference of characters in each center industry which would also affect the spatial characteristics of the economic means. The problem in this research is how the impact of the development of  manual loom  industry center characteristics at Cawas Sub-District on the spatial characteristics of the economic means. The analysis method used in this research is to conduct field observations, interviews or distributing questionnaires and analyzes the quantitative descriptive analysis</em>. <em>From the overall analysis we concluded that the characteristics of the </em><em>nabual loom industry center</em><em> and spatial characteristics of the econom</em><em>ic</em><em> means growing every year resulting in increasingly broad range of services reaches beyond Java and abroad</em><em>.</em><em></em></p><p><em> </em></p><p><strong><em>Keywords:</em></strong><em>e</em><em>conomic </em><em>m</em><em>eans, </em><em>i</em><em>mpact, </em><em>m</em><em>anual </em><em>l</em><em>oom </em><em>i</em><em>ndustry </em><em>c</em><em>enter</em><em></em></p>


2020 ◽  
Vol 7 (4) ◽  
pp. 339
Author(s):  
Jafarhari Papasi

This study aims to increase student learning motivation by using group work methods in Christian religious education subjects. This research method uses classroom action research. Subjects in this study were 18 grade students of SMP Negeri I Totikum. The research instrument used tests and observations. While the data analysis technique used qualitative and quantitative descriptive analysis. The results of this study indicate that the learning process using work methods can increase student motivation so that it has a positive impact on the final grades obtained by students. Based on the results of observations in cycle I and cycle II through observing student activity in the learning process and student learning outcomes, it was obtained data that all students liked the way of learning and were motivated to learn using the group work method on the grounds that the learning process was fun and did not make it saturated.


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