scholarly journals Persepsi Masyarakat Tentang Dampak Isi Ulang Pulsa Di ATM Terhadap UMKM Penjual Pulsa Seluler,

2014 ◽  
Vol 18 (1) ◽  
pp. 31-44
Author(s):  
Hilarion Hamjen
Keyword(s):  
Positive Impact ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Survey Method ◽  
Quantitative Descriptive Analysis ◽  
Customer Segment ◽  
Quantitative Descriptive ◽  
Quota Sampling ◽  
The Impact ◽  
The City

This research was conducted in the city of Palangkaraya in Central Borneo and city of Banjarbaru in South Borneo in order to describe the perception of public, especially in the city of Palangkaraya and the city of Banjarbaru about the Impact of to-up mobile credit's by ATM to the SMEs mobile credit seller. The research was conducted by survey method and quantitative approach, while the sampling technique used was quota sampling and quantitative descriptive analysis performed. The results showed the less Impact of top-up by ATM to the SMEs credits seller, because top-up by ATM have certain customer segment. However, the top-up by ATM economically very positive impact for the people, eventhough its needs long time transistion of top-up SMEs to the ATM. According to the most people and SMEs need regulation and oversight to create more conductive business for SMEs Keywords : Impact, SMEs, Mobile top-up, Top Up Credit, ATM   ABSTRAK Penelitian ini dilakukan di kota Palangkaraya Kalimantan Tengah dan kota Banjarbaru Kalimantan Selatan dengan tujuan untuk menggambarkan persepsi masyarakat khususnya di kota Palangkaraya dan kota Banjarbaru tentang dampak isi ulang pulsa di ATM terhadap UMKM penjual pulsa seluler. Penelitian dilakukan dengan metode survey dan pendekatan kuantitatif sementara teknik sampling yang digunakan adalah quota sampling dan analisa dilakukan secara deskriftif kuantitatif. Hasil penelitian menunjukkan bahwa isi ulang pulsa seluler di persepsikan kurang berdampak terhadap UMKM penjual pulsa seluler dikarenakan isi ulang pulsa di ATM maupun isi ulang pulsa di kios pulsa memiliki segmen pelanggannya masing-masing. Namun demikian dengan adanya isi ulang pulsa di ATM sangat berdampak positif secara ekonomi bagi masyarakat meskipun peralihannya dari kios pulsa ke ATM atau pola pembelian pulsa berlangsung dalam waktu yang lama. Menurut sebagian besar masyarakat dan pelaku UMKM penjual pulsa seluler bahwa perlu pengawasan dari pemerintah untuk menciptakan iklim usaha yang lebih kondusif bagi UMKM penjual pulsa seluler. Kata Kunci: Dampak, UMKM, Penjual Pulsa, isi ulang pulsa, ATM

scholarly journals THE EFFECTIVENESS OF MACROPRUDENTIAL POLICIES IN MITIGATING THE SYSTEMIC RISK IN INDONESIA

2021 ◽  
Vol 4 (2) ◽  
pp. 91
Author(s):  
Muh Imaduddin Akbar ◽  
Muhammaf Ghafur Wibowo
Keyword(s):  
Systemic Risk ◽  
Positive Impact ◽  
Descriptive Analysis ◽  
Financial Service Authority ◽  
Credit Growth ◽  
Quantitative Descriptive Analysis ◽  
Macroprudential Policies ◽  
Negative Effect ◽  
Quantitative Descriptive ◽  
The Impact

AbstractThis study aims to investigate the effectiveness of macroprudential policies in mitigating the systemic risk in Indonesia. The study uses quantitative descriptive analysis with the Vector Error Correction Model (VECM) and emphasizes on the impact of two macroprudential instruments applied in Indonesia; Macroprudential Liquidity Buffer (MLB) and Countercyclical Capital Buffer (CCyB) to credit growth for conventional and financing growth for Sharia bank. This study employes monthly data over the periods M12010-M102019 that obtained from Bank Indonesia’s (BI) website (www.bi.go.di) and the data published monthly by Financial Service Authority (OJK); Indonesia Bank Statistic and Sharia Bank Statistic.The result indicates that MLB has a positive impact on credit growth and negative effect financing for Sharia Bank. Otherwise, CCyB shows the opposite results, where it has a negative effect on credit growth, while in the Sharia bank, CCyB has a positive effect. Therefore, it is sufficient to conclude that MLB has a capability to curb the systemic risk for Sharia bank, whereas CCyB is effective for conventional bank.

scholarly journals ANALISIS KONTRIBUSI SEKTOR PERIKANAN TERHADAP PDRB DAN PENYERAPAN TENAGA KERJA DI KOTA BITUNG

2019 ◽  
Vol 19 (9) ◽  
Author(s):  
Selmi Katiandagho ◽  
Anderson G. Kumenaung ◽  
Debby Ch. Rotinsulu
Keyword(s):  
Agricultural Sector ◽  
Positive Impact ◽  
Descriptive Analysis ◽  
Regional Government ◽  
Quantitative Descriptive Analysis ◽  
Fisheries Resources ◽  
Development Policies ◽  
Quantitative Descriptive ◽  
The City ◽  
New Jobs

ABSTRAKKekayaan alam yang melimpah pada sektor sumberdaya laut lazimnya memberi dampak yang positif bagi masyarakat pesisir khususnya yang berprofesi sebagai nelayan di Kota Bitung. Sumberdaya perikanan sebenarnya secara potensial dapat dimanfaatkan untuk meningkatkan taraf hidup dan kesejahteraan nelayan. Salah satu kebijakan pengembangan sektor pertanian yang diambil oleh Pemerintah Daerah Kota Bitung ialah melalui pengembangan sektor pertanian dalam arti luas yaitu dengan pengembangan sub sektor perikanan. Tujuan penelitian ini adalah untuk mengetahui seberapa besar kontribusi sektor perikanan terhadap perekonomian dan seberapa besar penyerapan tenaga kerja sektor perikanan di Kota Bitung. Metode analisis data yang digunakan adalah analisis deskriptif kuantitatif. Hasil penelitian yang diperoleh adalah perkembangan sub sektor perikanan Kota Bitung kurun waktu 2012 hingga 2017 mengalami fluktuasi. Kontribusi sub sektor perikanan terhadap total PDRB Kota Bitung cenderung fluktuatif namun tidak ada kenaikan atau penurunan yang signifikan berkisar di angka 13.92 % sampai 15.29%. Berdasarkan hasil perhitungan koefisien LQ sebesar 1.46-3.5 ada 3 sektor yang menjadi keuggula Kota Bitung yaitu sektor industri pengelolaan dan sektor pengadaan air, pengelohan sampah, limbah, dan daur ulang serta sektor transportasi dan pergudangan. Penyerapan tenaga kerja sub sektor perikanan Kota Bitung mengalami peningkatan yang signifikan dan memiliki kecenderungan naik yang berarti pertumbuhan PDRB sub sektor perikanan mampu membuka lapangan pekerjaan baru di Kota Bitung. Kata Kunci: sub sektor perikanan, penyerapan tenaga kerja, produk domestic regional bruto ABSTRACTThe abundant natural wealth in the marine resources sector usually has a positive impact on coastal communities, especially those who work as fishermen in the city of Bitung. Fisheries resources can actually be utilized to improve the standard of living and welfare of fishermen. One of the agricultural sector development policies taken by the Regional Government of Bitung City is through the development of the agricultural sector in the broad sense, namely the development of the fisheries sub-sector. The purpose of this study is to find out how much the fisheries sector contributes to the economy and how much absorption of the fisheries sector in Bitung City. The data analysis method used is quantitative descriptive analysis. The results of the research obtained are the development of the Bitung City fisheries sub-sector in the period of 2012 to 2017 experiencing fluctuations. The contribution of the fisheries sub-sector to the total GRDP of Bitung City tends to fluctuate but there is no significant increase or decrease ranging from 13.92% to 15.29%. Based on the calculation of the LQ coefficient of 1.46-3.5 there are 3 sectors which are the mainstay of Bitung City, namely the management sector and the water supply sector, waste management, waste and recycling as well as the transportation and warehousing sector. The absorption of labor in the fisheries sub-sector of Bitung City has increased significantly and has a rising tendency which means that the growth of the GRDP of the fisheries sub-sector is able to open new jobs in the City of Bitung. Keywords: fisheries sub sector, labor absorption, gross regional domestic product

scholarly journals IMPACT OF TOURISM TO POVERTY IN TOURISM DESTINATION: PRO POOR TOURISM MANAGEMENT APPROACH

2017 ◽  
Vol 2 (1) ◽  
pp. 65 ◽  
Author(s):  
I Wayan Suardana ◽  
I Nyoman Sudiarta
Keyword(s):  
Positive Impact ◽  
Descriptive Analysis ◽  
Coastal Communities ◽  
Management Approach ◽  
Poor People ◽  
Quantitative Descriptive Analysis ◽  
Quantitative Descriptive ◽  
The One ◽  
The Impact ◽  
Causes Of Poverty

This study aims to determine the typology of poverty, the causes of poverty and the impact of tourism  on  the poor, in the region Tulamben and Candidasa, Karangasem district. Research using purposive sampling method with a sample size 94 respondents. The data analysis using quantitative descriptive analysis. The research results are as follows. Typology of poverty of coastal communities, among others: age dominated 60 years and over, low education (graduated SD), the average income of 300,000 / month. Causes of poverty include natural factors, cultural factors, and the lack of poor people to work in the tourism sector. The impact of tourism on coastal communities on the one hand a positive impact on the opportunities opening new jobs like being a guest introductory diving, porter, and souvenir sellers. 

scholarly journals Analisis Dampak Pemekaran Daerah Terhadap Kinerja Keuangan dan Pelayanan Publik

2019 ◽  
Vol 3 (2) ◽  
pp. 159
Author(s):  
Endah Trikurniasih ◽  
Rahmi Handayani ◽  
Agus Santoso ◽  
Ahmad Soleh
Keyword(s):  
Financial Performance ◽  
Public Services ◽  
Positive Impact ◽  
Descriptive Analysis ◽  
Quantitative Descriptive Analysis ◽  
Work Volume ◽  
Rate Of Increase ◽  
Autonomous Regions ◽  
Quantitative Descriptive ◽  
The Impact

Decentralization is a tool to achieve one of the objectives of the state, especially providing public services. Decentralization is often called granting autonomy. The formation of autonomous regions, including through regional expansion. During the 16 years of the decentralization era, the rate of increase in DOB was very fast. In addition to the growth of new autonomous regions, transfers of central revenue to regions have also increased. Following the national phenomenon, the implementation of decentralization in Jambi Province was also marked by regional expansion. Jambi Province is one of the provinces that has significantly expanded regions. Regional expansion is deemed necessary given the development of the population and the increasing workload and work volume in each district. On that basis, I would like to carry out research related to the impact of pemekaran on financial performance and public services. This study aims to analyze the impact of regional expansion in Jambi Province on parent regions and new autonomous regions in terms of regional and public financial aspects in the post-division period. Analysis of the data in this study used qualitative and quantitative descriptive analysis. The results showed that regional expansion had a positive impact on financial performance and public services.

scholarly journals ANALISIS FAKTOR PEMBENTUK BAURAN PEMASARAN PADA NASABAH BANK BNI SYARIAH CABANG PADANG

Jurnal Ecogen ◽  
2019 ◽  
Vol 1 (4) ◽  
pp. 925
Author(s):  
Aulia Agusatria ◽  
Abel Tasman
Keyword(s):  
Descriptive Analysis ◽  
Sampling Technique ◽  
Marketing Mix ◽  
Research Data ◽  
Primary Data ◽  
Islamic Banks ◽  
Validity And Reliability ◽  
Instrument Testing ◽  
Quantitative Descriptive ◽  
The City

This study aims to analyze the factors forming the marketing mix at BNI Syariah customers in Padang Branch. This type of research is quantitative descriptive. The population of this research is customers of Islamic banks in the city of Padang with a sample of 100 customers obtained using Slovin formula. The sampling technique is accidental sampling. Research data are primary data collected by questionnaire. Instrument testing uses validity and reliability tests. Data were analyzed by descriptive analysis and factor analysis. The results of the study showed that of the eight factors there were six factors that influence the form of the marketing mix for customers of the BNI Syariah branch of Padang Branch.Keyword: Marketing Mix

scholarly journals Penentuan Klaster Wilayah Kecamatan Berdasarkan Pusat Pelayanan Masyarakat di Wilayah Kepulauan Kabupaten Maluku Tengah Provinsi Maluku

2021 ◽  
Vol 7 (3) ◽  
pp. 314-325
Author(s):  
Ilham Marasabessy ◽  
Abdullah Marasabessy ◽  
Oki Nurul Asma Tualeka ◽  
Desmi Insu Tualeka
Keyword(s):  
Descriptive Analysis ◽  
Survey Method ◽  
Positive Trend ◽  
Quantitative Descriptive Analysis ◽  
Centrality Index ◽  
Banda Islands ◽  
Regional Service ◽  
Quantitative Descriptive ◽  
Centrality Analysis ◽  
Regional Development Bank

The connectivity of a region is an indicator the growth of service centers. Community service is carried out with a team from PT. Maluku and North Maluku Regional Development Bank Central Maluku Branch during 2018. Data were collected in 18 districts in Central Maluku Regency through the Rapid Survey Method for regional potential and socio-economic dynamics of the community. Central Maluku Regency BPS data support 2018 is a complementary input in the centrality analysis. The data were processed using quantitative descriptive analysis using Guttman scale/Marshall Centrality Index and spatial analysis tools using ArcmapGIS 10.3.1 software, to obtain a map of the regional service center. Central Maluku Regency is an archipelago, having district clusters spread over Seram Island, Ambon, Lease Islands and Banda. The district cluster is divided into 4 regions with the highest level of regional service being in Amahei District (11.14) and the lowest in Nusa Laut (2.50). Economic growth in sub-districts in the archipelago experienced a positive trend, concentrated on Ambon Island and Banda Islands, while the Lease Islands centrality index was in the lower middle category.

scholarly journals PARTISIPASI PETANI PADA LUMBUNG PANGAN DALAM MENINGKATKAN KETERSEDIAAN PANGAN RUMAH TANGGA DI KECAMATAN AMBARAWA, KABUPATEN PRINGSEWU

2019 ◽  
Vol 6 (4) ◽  
pp. 360
Author(s):  
Febrina Ramadhani ◽  
Indah Nurmayasari ◽  
Fembriarti Erry Prasmatiwi
Keyword(s):  
Food Availability ◽  
Descriptive Analysis ◽  
Participation Rate ◽  
Analysis Method ◽  
Quantitative Descriptive Analysis ◽  
Household Food ◽  
Household Food Availability ◽  
Farmer Groups ◽  
Quantitative Descriptive ◽  
The Impact

This research aims to analyze the rate of household food availability, the rate of farmers’ participation, factors related to farmers’ participation rate, and the impact of the participation on the food availability. The research is a survey conducted in Ambarawa Subdistrict, Pringsewu District, as Ambarawa is an area that has many active food barns. Thirty food barn institutions were chosen randomly, and from each barn  two farmers were chosen randomly as respondents.  Research data is collected in September – November 2016 and analyzed by quantitative descriptive analysis method. The results showed that the rate of household food availability was 3,392.97 kkal/cap/day or equivalent to 2,135.58 kg of dried unhulled rice annually. The rate of farmers’ participation was included in a medium category. Age, membership time in barns, rice production, income, membership in farmer groups were not significantly related to farmers’ participation rate. Farmers’ participation did not have significant impact on food availability of farmer households. Key words: barns, farmer household, food availability, participation

scholarly journals Analysis Of Elpiji Gas User Consumer Perception

2020 ◽  
Vol 2 (2) ◽  
pp. 51-56
Author(s):  
Aprian Sadlin ◽  
Sri Ernawati
Keyword(s):  
Sampling Method ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Primary Data ◽  
Liquefied Petroleum Gas ◽  
Test Analysis ◽  
Processing Data ◽  
Cooking Process ◽  
Quantitative Descriptive ◽  
The City

This study aims to determine the perception of consumers of Liquefied Petroleum Gas (LPG) gas in Bima City. This type of research is quantitative descriptive. In this study the data used are primary data obtained from consumer LPG user questionnaires in the Bima City. Data were analyzed using univariable one-sample t-test analysis. The instrument was obtained from a questionnaire (questionnaire) that would be distributed and answered by LPG consumer users in the form of Likert scale questions. The population in this study is LPG consumer consumers in the City of Bima. The sample used is calculated using the formula Unknown Populations and the number of samples obtained is 96 consumers. As for the sampling technique using the accidental sampling method. After processing data using several statistical tools such as average values and descriptive analysis, the results of this study are the perceptions of LPG users who on average give good answers. LPG users state that the use of gas is more profitable than kerosene, in terms of cost being more economical, the cooking process is also faster and cleaner and there is no compulsion and receiving gas as a substitute for kerosene.

scholarly journals Penerapan Pendekatan dan Metode Penyuluhan dalam Diseminasi Inovasi Inseminasi Buatan (IB) pada Usaha Peternakan Sapi Potong di Kecamatan Pauh, Kota Padang

2019 ◽  
Vol 19 (2) ◽  
pp. 129-135
Author(s):  
Ediset Ediset ◽  
Amrizal Anas
Keyword(s):  
Data Analysis ◽  
Beef Cattle ◽  
Artificial Insemination ◽  
Sampling Technique ◽  
Primary Data ◽  
Survey Method ◽  
Cattle Breeders ◽  
Quota Sampling ◽  
The City ◽  
Method Approach

ABSTRAK. Penelitian dilaksanakan di salah satu daerah sentra peternakan sapi potong, yaitu Kecamatan Pauh, Kota Padang, Sumatera Barat, yang bertujuan untuk mengetahui pendekatan penyuluhan dalam diseminasi inovasi Inseminasi Buatan (IB) pada peternak sapi potong dan metode penyuluhan dalam diseminasi inovasi Inseminasi Buatan (IB) pada peternak sapi potong. Penelitian ini menggunakan pendekatan metode survei melalui observasi, wawancara, dan dokumen data. Populasi adalah peternak sapi potong yang sudah mengadopsi inovasi Inseminasi Buatan (IB), Sampel ditetapkan sebanyak 30 peternak dengan teknik Quota Sampling. Analisis data dilakukan secara deskriptif kuantitatif yang dihitung dengan menggunakan skala Likert. Hasil penelitian adalah penyuluh sudah menerapkan pendekatan persuasif, pendekatan pervasion dan pendekatan compulsion dengan baik, sedangkan pendekatan coersion tidak diterapkan dalam diseminasi inovasi IB. Metode kunjungan rumah / usaha tani dan metode demonstrasi sudah diterapkan dengan baik, sedangkan metode kampanye tidak diterapkan oleh penyuluh dalam diseminasi inovasi IB pada peternak sapi potong di Kota Padang.  (The application of extension approaches and methods in disseminating artificial insemination (AI) innovation to beef cattle farmers at Pauh sub-district in Padang) ABSTRACT. A survey was carried out at Pauh sub-district, Padang to understand extension approach and method in disseminating artificial insemination (AI) innovation to beef cattle farmers. A survey method approach was used through observation, interviews and data document. Primary data were collected from 30 farmers using quota sampling technique. Data analysis was performed descriptively quantitative which was calculated using a Likert scale. The results showed that the extension workers have applied a convincing approach in both persuasive and compulsion types. However they did not use coercion in conveying AI innovation. Farm visit as well as demonstration have been implemented well by extension workers, while the campaign method is not applied in disseminating IB innovations to beef cattle breeders in the city of Padang.

scholarly journals PENGARUH MODEL BLENDED LEARNING BERBANTUAN VIDEO INTERAKTIF TERHADAP KEMAMPUAN PEMECAHAN MASALAH MATEMATIS SISWA

2020 ◽  
Vol 1 (2) ◽  
Author(s):  
Vika Palera ◽  
Nurul Anriani ◽  
Cecep Anwar Hadi FS
Keyword(s):  
Problem Solving ◽  
Blended Learning ◽  
Interactive Video ◽  
Mathematical Problem ◽  
Descriptive Analysis ◽  
Sampling Technique ◽  
Quantitative Descriptive Analysis ◽  
Quasi Experimental ◽  
Class Viii ◽  
Quantitative Descriptive

This research is a quasi-experimental study that aims to determine the effect of interactive video-assisted Blended Learning models on mathematical problem solving abilities. This research was conducted at SMPN 13 Serang City class VIII. The population in this study consisted of 10 classes VIII and taken 2 classes to be sampled. Sampling was done by cluster random sampling technique. The Blended Learning model used in this study isconventional learning in class by involving online resources and online activities which are not a requirement for students to follow. While the video used is a video adopted from one of the paid online learning rooms, Ruang Guru. Problem solving ability is measured using a test in the form of a valid and reliable question description. Furthermore, the data obtained were analyzed using quantitative descriptive analysis.

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